Articles about sbi (0-50 of 422)

  • Psu Banks Approve Credit Proposals Up To 400 Crore
    By: Dealfor Loans | - The government has quadrupled the limits on loans that a bank's internal committee can approve, a move that could quicken credit clearance at 26 state-run banks, including the Bank of Baroda and PNB. The government has directed banks to set up a credit approval committee - comprising chairman, executive directors and three chief general managers who handle credit, finance and risk management functions. This group can approve credit proposals up to 400 crore. Currently, any loan above 100 crore h ...
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  • Indian Government Recruitment Procedure In Ssc, Rbi And Sbi Areas
    By: Paras batra | - "SSC Recruitment Staff selection commission is one of the safest path to reach the success. Indian government take an exam named SSC Staff selection commission and in this we have to go through following to clear the exam and get selected.
    We have to clear the written exam and after getting the exam result if you get clear than you will get a call of interview.
    The Fields or department in which you can take part via SSC is Jr. Accountants, Upper Division Clerks, Divisional Accou ...

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  • Get The Best Out Of Sbi Life Insurance
    By: Shankar Nath | - SBI Life Insurance has been the product of a joint venture or collaboration between a private bank of India, State Bank of India and a French insurance company called BNP Paribas Assurance. In this joint venture, State Bank of India owns about 74 percent of the whole capital and 26 percent is owned by the BNP Paribas Assurance.

    In India, the State Bank of India has more than 14,500 branches scattered all over the nation along with the associate banks. State Bank of India has access ...

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  • Explore A Bright Career Opportunity With The Best Banking Sector With Rbi, Sbi And Icici Recruitment
    By: Rajnish Mehan | - There are a number of reasons for the students to study and prepare for the entrance exams, interviews, group discussions, etc that take them into jobs in various sectors. The lure of being recruited by the best companies is something that is quite a strong reason for the aspiring students. In case of banking sector, the jobs can be secured by appearing in aptitude banking tests and by interviews. These kinds of recruitments are in high demand among the people, as it is an opportunity to become ...
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  • Choose Wisely & Spend Smart With Your Sbi Card
    By: snehaa | - SBI Cards presents a whole range of credit cards to choose from. Our suite of cards has been designed keeping in mind the diverse requirements of the new Indian.Do you use your credit card for train travel, grocery & departmental store purchases or for shopping whenever you travel abroad? SBI Cards has solution for every need that allows our cardholders to maximize the value on their card and make life simple with benefits & services provided by their SBI Card.
    Select the card of your choi ...

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  • Get The Best Education Loan For Higher Studies
    By: MKT Mukesh | - If you want to go abroad for higher studies then dont wait more to start your education loan search. Indiaacademic.com is one of the leading website where you can get the best information for Education Loan in India from different banks. If youve made up your mind about pursuing higher studies in India or abroad, dont keep the financial planning for the last leg of your preparations. Start early, scout around and settle for the education loan option thats best for you.

    I ...

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  • Sbi Gold & More Card Gets More Golden
    By: snehaa | - Good news galore for all SBI Cardholders!SBI Gold & More Card now gets even more golden with the SBI Cards Gold & More Extravaganza.
    SBI Gold & More Extravaganza is a bouquet of the best offers in shopping, travel, entertainment and dining with some of the best brands in the segment. SBI Gold & More Cardholders can enjoy exciting offers and discounts all through the month only with their SBI Card.With the Extravaganza SBI Gold & More Card once again delivers on its promise of Shop Smart, ...

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  • Benefits Of Education Loan And Student Loans
    By: MKT Mukesh | - Education Loans and College Student Loans are created to assist students, who wants to enroll for higher studies in institute, by paying each of the education expenditures on behalf of students. If the spending budget is big, education loans and economic aid are terrific strategies to receive a college education. Students have the best circumstances they are going to ever have for getting a loan resulting from the lots of public and private loan applications created specifically for students tha ...
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  • Competitive Interest Rates On Car Loans India Make It Easier For Owning Vehicles
    By: Tushar Meher | - The dream of owning ones dream car is not far off with so many banks readily giving out loans to buy the cars. The car loans do not require much paperwork. There is also no requirement for providing the banks with any kind of mortgage. The only thing that the sbi car loans see is the income of a person applying for the loans. Even, the interest rates are quite low for people wishing to buy a new car.

    Together with lower interest rates and the lack of any mortgages, various banks ...

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  • What Insurers Can Discover From Lic
    By: Bimadeals | - In a year when the largest life insurance player LIC gained market share at the cost of private players, most of whom were grappling with the new Irda regulations on Ulips, there have been a lot of valuable lessons learnt for the private life insurers.

    It is not only the right product mix that helps gain market share but the age old tradition of advice-based insurance selling that really works, according to private players in the industry.

    LIC has a huge product rang ...

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  • Advantages Of Choosing Sbi Health Insurance Over Any Other Insurance Company
    By: Sanjeev Kmr | - Facts about alcoholism can help one better understand the extent of alcoholism and alcoholism warning signs. One of the major facts is that, "Alcoholism is a type of drug addiction that can be both physical and psychological."

    Another fact includes the reality that alcohol acts as a depressant on the central nervous system, resulting in a decrease of activity, tension and inhibitions. It even affects other systems of the body as well. Gastrointestinal tract irritation c ...

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  • Sbi Life-smart Elite Ulip Graph Most Experienced
    By: Bimadeals | - SBI Life-Smart Elite is a unit-linked life insurance plan crafted exclusively for high net worth individuals. The plan is no different from other Ulips offered by SBI Life except that it has a high premium bracket starting from Rs 1,50,000. It offers two protection options. Under the Gold option, the diagram provides a choice of higher of sum assured or fund value on unfortunate events.

    Under the Platinum choice, the nominee of the policyholder would receive both. The scheme offers ...

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  • Sbi Online Banking: An Effortless Banking Experience
    By: Sonal Kaur | - SBI online banking provides a user-friendly and secured platform to do your banking transactions. State Bank of India is a renowned name in India where most of the people prefer to be a customer of SBI. SBI has more than 11000 branches and other six associate banks across the whole India. It provides a large range of products and services


    Onlinesbi.com is a website of SBI which provides online access to bank accounts of retail and corporate customers. To have an access to onlin ...

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  • Article On The Timing Of Events With Site Build It
    By: George Slater | - Firstly let me say that I think Site Build It, it rocks. When I started on this journey, that I am still on, I started reading everything about mail marketing, web marketing etc etc. I had already been ripped off with the developers of my first site so I was not going to let that happen again. But then I was shown SBI and I have not looked back.

    However, there are ways that you can make you use of SBI better, not by using something else, not by not reading the manual, which you sho ...

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  • Site Build It! - The What, Why, When, How, Where & Who Of Sbi!
    By: Steve M Nash | - I'd like to answer some questions about SBI! to give you a clearer idea of how and why SBI! works, and whether it can work for you.

    But first, an inspirational quote from Rudyard Kipling, if you please, that actually inspired this Site Build It! article...

    "I keep six honest serving men: They taught me all I knew: Their names are What and Why and When and How and Where and Who"

    Okay, bring on the first question...

    ==> Question: WHAT is Site Bui ...

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  • How To Start A Successful E-business - A Site Build It Review
    By: Jimmy Cox | - Do you have a business in mind and you think that it can be a success if it has its own website? Many daring entrepreneurs like yourself have thought about it and made their move on creating their own website for their online business. While many met disaster along the way, there are also those who enjoyed great success. Let this quick Site Build It review show you the road to the latter.

    Let us put it this way. Do you know anything about the Internet and how to create and publish ...

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  • How To Build A Profitable Website With This Sbi Review
    By: Jimmy Cox | - There are many ways for any Internet marketer or traditional brick and mortar businessmen to earn a good income online. If you are the latter, it is a good idea to make an online version of your business. Whatever your business may be: selling t-shirts, booking travelers to hotels, freelance writing; the first thing that you need is your own website. But what if you know next to nothing about setting up one? Let this short SBI review show you how.

    So where do you start? Should you ...

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  • Icici Bank Closed Special Home Loan Scheme
    By: Dealfor Loans | - ICICI Bank hiked home loan rates by 50 basis points effective October 1, 2010. The bank has also discontinued its special home loan (fixed and floating) scheme. ICICI Bank, however, did not respond to an email sent to the bank. Senior bank officials confirmed to Financial Chronicle that they have now discontinued their special home loan scheme that carried a fixed rate of interest for the first two years. The scheme had offered a rate of 8.25 per cent for the first year and 9.25 per cent for the ...
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  • Centre Seems More Details On Sbi Rights Issue
    By: Dealfor Loans | - State Bank of India on Wednesday said the Finance Ministry had asked for more details on its proposed Rs.20,000-crore rights issue. They (Finance Ministry) have come back to me and asked for some more information (on the proposed rights issue), SBI Chairman O. P. Bhatt said on the sidelines of an event here. Earlier this month, SBI Chief had met Financial Services Secretary R. Gopalan on its proposed Rs.20,000-crore rights issue. As part of its resource raising plan, SBI this week filed th ...
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  • Sbi Extends Teaser Loan Scheme Extends Upto Dec
    By: Dealfor Loans | - State Bank of India said it will extend its 8 % concessional home loan scheme, popularly called teaser rates, by another 3 months till December. "We will extend it(concessional home loan scheme) till December," SBI Chairman O P Bhatt told reporters on the sidelines of an event to launch Para Military Salary Package here. The popular home loan and car loan scheme by SBI was due to expire on September 30. Bhatt's comments came close on the heels of HDFC relaunching its teaser rates and its chairma ...
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  • The Process Of Building A Website
    By: Nail Yener | - If you are on the path to build up your own website, then you will probably need a complete process in order to do it in a correct and quick way. Here are some important tips for you to create a perfect web site:

    Begin Creating your Website with Content Planning

    The initial stage is to set the content for your web site in order to make a potential website. Concentrate on the niche of the site, then search out for best and catchy keywords, and finally analyze the competi ...

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  • Teaser Rates On Home Loans To Go As Base Rate Debut
    By: Dealfor Loans | - India top lenders who have offered teaser rates on mortgages through special schemes to boost off take of loans will withdraw such schemes on Wednesday, as banks move to a new system of pricing loans from July 1.

    The special loan schemes launched by mortgage lenders HDFC, ICICI Bank and State Bank of India last year, featuring lower rates at fixed rates for the first couple of years will end on June 30. According to bank officials, none of these schemes are likely to be exte ...

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  • Existing Customers Targets For Second Home Loans: Sbi
    By: Dealfor Loans | - Even as it chases new customers, State Bank of India has set its sights on offering existing customers second home loans to grow its retail portfolio.

    Increase in disposable income as a result of substantial jump in the pay of employees working in the Government (Central and States), public sector enterprises, banks and private sector firms has prompted the bank to woo existing customers with good track record with an offer of a second home loan. The bank is also encouraging its emp ...

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  • Base Rate Regime To Defend Interest Of Existing Borrowers
    By: Dealfor Loans | - Existing home loan customers may be in position to bargain for a lower interest rate, as many banks are expected to pare their rates after the new base rate regime kicks in from July 1.

    The banking regulator has already said that the existing customers should be given an opportunity, if they desire, to shift to the new transparent base rate system.

    Many public and private sector banks confirmed that retail loans are likely to be priced 1-2 percentage points above the ba ...

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  • Jet Airways Associates With Sbi Credit Cards To Offer Simple Payment Option
    By: Dealfor Loans | - Jet Airways, Indias premier international airline, today announced a tie-up with SBI Card the joint offering from State Bank of India and GE Capital, to offer its guests a unique travel option.

    This arrangement is aimed at making air travel more affordable for guests across India. Jet Airways guests can now opt to convert their air tickets purchased on www.jetairways.com, using an SBI Credit Card into a zero % equated monthly installment (EMI).

    Under this offer, S ...

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  • Sbi Post Better Q4 Net Because Of Easier Provisioning Rules
    By: Dealfor Loans | - With RBI relaxing the deadline to meet new provisioning norms, State Bank of India is likely to outperform analyst expectations on net profit in the fourth quarter.

    Analysts projections of the banks net profits for the quarter ended March 2010 ranged from Rs 2,522 cr to Rs 3,033 cr before RBI relaxed the deadline to meet the new provision coverage ratio (PCR). The board of SBI will meet to finalise its results on May 14 in Kolkata. The bank had earned a net profit of Rs 2,743 cr ...

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  • Sbi Plans Jv With Elavon And Visa For Pos Terminals
    By: Dealfor Loans | - State Bank of India (SBI) has selected US-based Elavon Incorporation and Visa International for a joint venture to facilitate payment through debit or credit card at the retail outlets through swipe machines (or merchant acquiring business) on a pan-India scale, with metro, urban, semi-urban and rural centers. Elavon US is a wholly-owned subsidiary of US Bancorp and a leading global payments provider. US Bancorp is the holding company of US Bank, the fifth-largest bank in the US.

    Th ...

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  • Top Taxpaying Foreign Bank In India
    By: Dealfor Loans | - UK-based Standard Chartered Bank has pipped Citi Bank and HSBC Bank to become the top taxpayer among foreign banks operating in India during fiscal 2009-10.

    With advance tax payment of Rs 1,405 crore, up 14.2 per cent from previous fiscal, StanChart stood as the 16th highest taxpayer in India among all corporates, banking and otherwise, according to advance tax figures made available to PTI.

    Standard Chartered Bank was followed by HSBC Bank, which paid an advance tax of ...

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  • Icici Bank Cuts Home, Car Loan Rates
    By: Dealfor Loans | - The battle for home and car loans is getting hotter. ICICI Bank has taken on HDFC and State Bank of India (SBI), cutting rates by 50 to 75 basis points.
    It has reduced rates on home loans by 50 basis points, launching a new home loan scheme that charges 8.25 per cent for the first year and 9 per cent for the second. From the third year, the bank will charge the then prevailing floating rate.
    The banks car loans are also 75 basis points cheaper at 9.5 per cent fixed for three years ...

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  • Credit Card Records Decline By Almost 50 Lac In A Year
    By: Dealfor Loans | - Even as the economy is back on track and consumer confidence up, the number of credit cards in the system continues to dip. In the last one year, the total number of credit cards in use has dipped by almost 50 lakh.

    According to the latest data released by RBI in its monthly bulletin, the number of credit cards dipped to just about 2 crore as of end February 2010 from around 2.5 crore a year ago. The data also indicates that average monthly card spends both in terms of value as well ...

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  • Sbi Hints At Rate Hike After Credit Policy
    By: Dealfor Loans | - State Bank of India's interest rates on retail loans might be reviewed after the Reserve Bank of India's credit policy, according to a regional head of the banking major.

    Liquidity is coming down, so we need to necessarily hike deposit rates. Automatically, interest on advances would go up, Ms Arundhati Bhattacharya, Chief General Manager, State Bank of India, told Business Line.

    On the uptake of home loan, she said that the bank has seen a very good growth. ...

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  • Personal Loans: The Best Elucidation For All Your Personal Needs
    By: Dealfor Loans | - Personal loans are considered all-purpose loans that can efficiently meet all the personal needs of the affected borrowers. Whatever the cause, How to buy jewelry, renovate your house or a sudden trips to a foreign destination of this type of loans can be easily operated.

    These loans are for one of the best ways to actually help us keep our urgent need for trouble-free. Urgent cash may arise in our lives, no time for a different cause. As such, this type of loan may be the simplest ...

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  • Sbi Housing Loans Offers Low Sbi Home Loan Interest Rate
    By: Vipin Khanna | - Many people are now investing in properties and are buying new home. The cheap and easy SBI housing loans makes it possible for them to get low SBI home loan interest rate, which enables them to invest in properties. People can use the SBI home loan EMI calculator and then apply for the SBI housing loans, which may be available to them.

    SBI has introduced very low SBI home loan interest rate, which can easily be paid by the customer. The loan applicant can apply for different types ...

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  • Sbi To Hire 15,000 Business Correspondents
    By: Dealfor Loans | - In order to expand their presence in the rural areas, State Bank of India (SBI) plans to hire 15,000 Business Correspondents, who will help the people in rural area to open a bank account. SBI's move is in tune with the Budget decision to provide banking facilities in all domiciles with more than 2,000 people.

    "It is not possible for banks to open branches in every village, so Business Correspondents and Business Facilitator model would help in taking banking facilities to every par ...

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  • Sbi Hike Home Loan Interest Rates
    By: Dealfor Loans | - Although the bank will continue with its 8% teaser rate which the SBI had introduced more than a year ago for the first year, it has increased rates for the subsequent years, effective April 1. The hike in home loan rates by SBI was triggered by the recent increase in its cost of funds.
    Till March 31, SBI had two schemes The Easy Home Loan (up to Rs 50 lakh) and Advantage Home Loan (above Rs 50 lakh). From April 1, both the schemes have been merged and extended for a mont ...

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  • Mainly Banks Possible To Write Down Value Of Bond Portfolio
    By: Dealfor Loans | - With yields on government bonds closing higher at the end of March over the third quarter (December 2009), most banks are expected to book losses on their government bond portfolio, putting pressure on their bottom line.

    The yield on 10-year benchmark paper (6.35 % government paper maturing in 2020) was 7.85 % at the end of trading hours, as against 7.79 % at yesterdays close, according to Clearing Corporation of India data.

    The yield on benchmark paper had closed at ...

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  • Ray Of Hope For Home Loan Borrowers
    By: Dealfor Loans | - State Bank of India (SBI) has hinted to continue with its 8% home loan scheme although with few modifications. They have yet to formally take a decision on the extension of the offer (whose tenure is to expire on March 31st). SBI offered home loans at 8-8.5% to new customers. These products were launched in August 2009. There was initially a limited period offer for 3 months but due to the growing demand for the products these were extended till 31st March this year.

    SBI official s ...

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  • Icici Gets Approve To Offer Retail Services In Singapore
    By: Dealfor Loans | - The Monetary Authority of Singapore has on Monday allowed ICICI Bank to offer retail banking services. The authority has granted ICICI Bank a qualified full banking (QFB) status.

    ICICI Bank is the second Indian entity to get this authorisation in Singapore. The countrys largest lender, State Bank of India, was given a similar license two years ago. The license is a part of a bilateral agreement between India and Singapore to open up their financial sector. On its part, the Indian ...

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  • Caution Is Key Word At Banks As Npas Fly
    By: Dealfor Loans | - Banks non-performing assets have shot up nearly 30% at the end of calendar 2009 from a year ago due to stress in many sectors and farm loan waiver, indicating sharply lower profits for banks and possibility of curbs on exposure to sectors that have contributed to the bad assets.

    In a reply to the Rajya Sabha, the government said the overall NPAs have increased to Rs 80,023 crore at the end of December 2009 from Rs 61,647crore at the end of December 2008, an increase of over 30%. ...

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  • Sbi To Knock Retail Bond Market Next Year
    By: Dealfor Loans | - State Bank of India (SBI) chairman, said the bank is looking at tapping the retail bond market next year with a 10-year issue, although the initial issue size may be as small as Rs 50-100 cr.

    If it turns out well, we may think of raising more money through this route. But we do not require capital immediately, it is only one of the option we are looking at, he said, speaking at the sideline of a seminar organised by Confederation of Indian Industries (CII).

    State ...

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  • Government Tables Sbi Bill In Lok Sabha
    By: Dealfor Loans | - The government today introduced the State Bank of India (Amendment) Bill in Parliament to give SBI more leeway to raise capital from the market through preference shares, bonus shares and private placement of shares. The Bill proposes to bring down the minimum government shareholding in the countrys largest bank to 51 per cent from the 55 per cent prescribed in the existing law.

    The Bill, presented by Finance Minister Pranab Mukherjee in the Lok Sabha, proposes to increase the au ...

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  • Sbi: Asset Quality Concerns Continue
    By: Dealfor Loans | - SBI was able to improve the share of low-cost Casa deposits, which rose 636 basis points year-on-year to 43 per cent.

    SBI Personal Loan and SBI Home Loan are the bigger products from SBI.

    State Bank of Indias (SBIs) December quarter results were slightly better than expectations in terms of its top-line growth. Its standalone net interest income (interest earned minus expenditure) rose 9.7 per cent to Rs 6,316 crore.

    However, higher expenditure meant ...

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  • Aditya Birla Group, Sbi Card Partner To Offer Co-branded Credit Card
    By: Dealfor Loans | - Aditya Birla Group and SBI Card today announced a partnership to offer co-branded credit cards to all customers of the Aditya Birla Group companies. This was announced today by Ajay Srinivasan, Chief Executive, Financial Services, Aditya Birla Group, and Diwakar Gupta, Chief Executive Officer, SBI Card.

    The Aditya Birla Group - SBI co-branded credit card will be available to over 28 million customers of Aditya Birla Group companies, namely Aditya Birla Retail, Aditya Birla Financial ...

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  • Home Loan - Sbi And Hdfc Home Loan
    By: ruchi | - The decision to buy a home or build a house is one of the biggest financial decisions that an individual takes. A personal home or a house gives an Individual a sense of identity. Today Government and other financial institutions including banks are encouraging people to buy houses with flexible and easy pay home loan with low home loan interest.
    Yes, flexible and easy pay home loan with low interest is the assurance given to every person opting for a home loan by probably every bank offer ...

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  • Work From Home And Finally Succeed. Anyone Can Easily Make Money With Sbi
    By: Ben Frank Jr | - Working from home is a very popular goal these days. More than ever before people are realizing that to create the freedom, security, and prosperity that they want, they need to work for themselves. Its true, when you work for yourself you can essentially earn more money with less work. With a good home business you can leverage your income and create automated income streams. Plus you get all the other benefits of being a business owner like the potential for an unlimited income, many tax benef ...
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  • State Bank Of India Car Loan Apply Sbi Car Loan
    By: Sree | - SBI Car Loans offer low interest rates, easy repayment options, total transparency, no processing charges, finance to include vehicle registration charges, insurance and one time road tax. In case of new cars, loan is provided on any make or model. In case of old cars too, the loan is provided on any make or model, but the vehicle should not be more than 5 years old.

    Advantage of SBI car loan:

    Excellent service and lower costs. A quick survey of similar schemes avai ...

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  • Why Sbi Is A Better Alternative To Traditional Website Creation Methods
    By: Kyle Farrah | - If you are reading this article I'm assuming that you already have some idea of the benefits of creating a website for your small business. If you don't, please read some of the other articles that I have written as they more clearly address this issue.

    If you are even remotely interested in creating a website, then you may want to read this article, as it addresses why using SBI is better than using other methods for creating a website for your small business.

    Reas ...

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  • Better Than Sbi - Make Money Free Online
    By: David Freitag | - What is SBI?

    SBI is a total system for developing a website to make money online. In order to be effective, you need to know what is important in developing a website from a business and marketing point of view. You also need to be able to create a useful and appealing website. SEO (search engine optimization) knowledge and tools are necessary to determine what site to make and to get customers to your site.

    SBI consists of:

    a powerful business philos ...

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  • How You Can Use Sbi For A Small Business
    By: Kyle Farrah | - Every small business owner wants to make money online, and most of them have, at one time or another, thought about creating a website to promote their company, and/or sell their products or services online. This is a very good idea, because we are heading towards and to some extent are already in a "digital age". People are beginning to do all or most of their shopping online, and it is more common to see products being sold from the internet than it has been in past years.

    If yo ...

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  • Ken Evoy's Site Build It Product Review
    By: Titus Hoskins | - Building a successful website is a major obstacle for anyone wishing to earn a part or full-time income from the Internet. Ken Evoy's comprehensive SBI system tackles this problem and presents a step-by-step solution for anyone wishing to build a web business.

    This product review takes a critical look at SBI and presents a valid evaluation of this well-known site building program. This is part one of the review where we use SBI to build an actual site. Part two of this review will ...

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