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Articles about online credit card processor (0-50 of 241)
- Credit Card Processing
By: kelly15501 | - Ability to accept credit cards for payments is important for every business big or small. Customers do not always carry cash and often not enough. Studies have shown that average credit purchase is much higher than a purchase made with hard cash. People also tend to indulge in impulsive buying at businesses that accept credit cards. Why would you then not open a merchant account and accept credit cards? This article also gives some tips on how to obtain a merchant account.
De ... Tags: credit card processing, merchant account, credit card servic
- Types Of Credit Cards For Rockbottommerchant Accounts.
By: Rock Bottom | - Selecting your first credit card can be a difficult decision. There are hundreds of different credit cards in the market with their own advantages and disadvantages for using them. Before finally making a choice one must consider various factors like; interest, additional fees, rewards and more.
But, knowing a little bit about the different types of credit cards will help you choose the best one for your requirement. Here are a few of the different types of credit cards you can choose from ... Tags: Merchant Accounts Services, Merchant Account Processing, Credit Card Processing, Credit Card Machines, Merchant Account Online, Accept Credit Cards, M
- Learning How To Manage Your Credit Efficiently.
By: Rock Bottom | - Credit card offers a lot of convenience to the users. It is not always feasible to pay our expenses by cash or cheque, and here comes the credit cards to our rescue. Credit cards gives a freedom to buy almost anything. But you are required to manage them carefully, otherwise, you are prone to lose the valuable benefits offered by these magic cards.
Reckless use of credit card would definitely push you towards a lot of debt stress, high rate of interests, debt consolidation, payment defa ... Tags: Merchant Accounts Services, Merchant Account Processing, Credit Card Processing, Credit Card Machines, Merchant Account Online, Accept Credit Cards, M
- Credit Card Merchant Account
By: Rock Bottom | - Credit card merchant accounts lets you start accepting credit card payments through a combination of software and hardware, from customers in any part of the world at any time of the day or night. Merchant account offers more convenience to deal with the clients' payments for the goods or services offered. With a merchant account, you does not limit your business and give a sense of freedom to your prospective client to make payment without any hassles. In a way, you make a smart move to boost y ... Tags: Merchant Accounts Services, Merchant Account Processing, Credit Card Processing, Credit Card Machines, Merchant Account Online, Accept Credit Cards, M
- A Secure Way To Make Payments : Credit Card Processing.
By: Rock Bottom | - Credit card processing is an inevitable part of businesses nowadays. Almost all establishments accept credit card payments because of the convenience it offers. In fact, establishments avoiding accepting credit cards risks losing sales. Credit card processing helps you in accepting credit and debit card transactions. With this feature added in your business, you can accept credit card payments from the customers in any part of world at any time. It makes your business more productive and assures ... Tags: Merchant Accounts Services, Merchant Account Processing, Credit Card Processing, Credit Card Machines, Merchant Account Online, Accept Credit Cards, M
- Acceptance Of Credit Cards Without A Merchant Account
By: Pie Padron | - How to get more out of your business even without a merchant account.
An online store can accept credit card payments, even without a merchant account, by setting up a third-party credit card processor, also known as an online merchant account.
Many businesses are now accepting credit cards just to increase their cash flow and sales, and to invite more customers who prefer to pay with their credit cards. Most online stores today are now open for this innovation and that ... Tags: merchant account, credit card
- Credit Card Processing Options For An Ever-changing Market
By: Ben Dwyer | - Business owners and managers have more choices than ever before when it comes to merchant accounts and credit card processing. In response to industry competition, providers have begun to offer different pricing structures in an attempt to carve out their own niche. Going even further, some providers aren't actually merchant service providers at all. Instead, they work with your existing processor to lower rates and fees.
Most business people find the topic of credit card pro ... Tags: merchant account, credit card processing, accept, process
- Credit Card Processing - Are You Struggling To Grow In Absence Of A Merchant Account
By: Daljeet Sidhu | - Deliver good customer service and attractive payment options to customers and you ensure that customers spend more money with you than your competitors. Buyers may not always carry cash and sometimes not enough. If you acquire a Merchant account, you can enrich their shopping experience by giving them the flexibility of paying by credit cards. Consumer spending on the internet is exploding. Credit cards have also become a quick and attractive option to make payment online for your purchase.
Tags: credit card processing, merchant account, merchant account service, credit card service, credit merc
- Fitting A Credit Card Processor To Your Business
By: Kelly Brown | - Credit Card processing is an essential part of any business. In 2008 alone there were 22.40 billion debit card transactions made and billions more in credit cards processed. Of the top 50 issuers in 2008, debit card purchases totaled $917.43 billion, according to industry newsletter The Nilson Report. Nilson also reported that more than 272.0 million debit cards were in use in 2008 with an average amount of $3,373.0 in purchases per card.
Decades ago, the US was first testing the w ... Tags: Credit card processing
- Credit Card Processing: How Does It Work?
By: Kelly Brown | - Credit card processing is simple to understand, and technology has made it very easy for merchant to accept credit cards as a payment method. The process is both quick and secure, so merchants can accept credit cards with confidence. The internet is a wonderful thing and there is hardly a single process that isn't made easier because of it. Running a business is certainly no exception, particularly the processing of credit cards. Credit card processing in any form allows a merchant to accept p ... Tags: Credit card processing
- What You Need To Know About Credit Card Terminals
By: Matthew o | - Credit card terminals are your way to acquire the credit cards information in your physical store. The method is very easy, you swipe the card or enter it in the designated slot then the machine read the information and stores it inside. After that, you type the value of the sale and hit enter, the machine runs a verification process to see if the card is working and whether it has enough funds or not. After that, credit card terminals issue the 2 copy receipt that the customer signs one copy fo ... Tags: Credit card terminals, Credit card terminals
- Merchant Credit Card Account
By: Matthew o | - It is now more important than before to accept credit cards from your clients. In the past, only a small percentage of the customers preferred to use their credit cards and the rest was still using cash. It was not that important to buy a credit card machine terminal and open a credit card merchant account in order to deal with these customers but now the situation is totally the opposite. Most of the customers now prefer to deal with credit cards better than dealing with liquid cash as they can ... Tags: credit card merchant account, merchant services
- Why Business Owners Should Use Credit Card Processing Solutions
By: Matthew o | - It is now more essential to business owners to accept credit cards from their customers because the number of customers who use credit card in their shopping increases by leap and bounce. Every business owner is now trying to provide their customer with more options for payments in order to keep them flowing because small businesses are suffering from the diversions of customers from small businesses to large ones because they accept different payment forms.
Credit card processing ... Tags: credit card processing, credit card processing
- Virtual Assistants And Small Businesses See More Profits With A Virtual Terminal
By: Dave Garboski | - Virtual Terminals are helping virtual assistants and other small businesses succeed by allowing them the ability to accept credit card payments virtually. As most virtual assistants work remotely, this is just one more asset to being virtual and a great way to ensure ease with payment processing and invoicing clients. Small businesses such as those in direct sales, speakers, coaches, etc., also benefit with the ability to allow their clients easy payment options. Also, because most clients pre ... Tags: virtual assistant, credit card terminals, virtual terminals
- First Atlantic Commerce And Promocion Y Operation S.a De Cv (prosa) Collaborate To Reduce Online Cre
By: First Atlantic Commerce | - FAC has implemented a unique, Verified by Visa and MasterCard SecureCode cardholder "authentication-only" solution for PROSA that allows the processor to submit 3-D Secure requests to FAC's MPI in advance of the payment authorisation to provide more versatility for PROSA and their acquiring banks in Mexico and Latin America.
PROSA operates one of the most important payment processing switches in the world, processing more than 1.3 billion transactions annually and facilitating the majorit ... Tags: first atlantic commerce, online payment gateway, credit card
Social Web Results  How to set up an e-commerce site using PayPal to process Shared By: DuggThat - There's an easy way to get started that uses PayPal as a credit card processor, allowing you put together a simple store without major monthly...
DoJ Busts Up Eastern European Hacking Ring Shared By: internetnews - Feds indict seven hackers and conspirators responsible for ripping off more than $9 million from an Atlanta-based credit card processing company.
www.VillaMellaOnline.Com - Website De La Musica Urbana 1-809-918-0750 Shared By: Vitico_Collecti - mesothelioma... software telecommunication audit credit card processor car insurance rates web content management home security...
Altcharge.com Announces New Services in the Processing Industry Shared By: ironwolfpayment - PR: The online electronic check (echeck) processor known as Altcharge (Altcharge.com) now offers credit card processing and settlement services.
Phishing Shared By: ITfriend - In the field of... such as usernames, passwords and credit card details by masquerading as a trustworthy entity in an electronic communication. Commu...
10 Tips To Save Money on Merchant Credit Card Processing | Online Money News | Online Money Tips Shared By: cardhelp - www.paymentmax.com - In this video we will show you 10 tips to save money on merchant Credit Card processing. For more information www.paymentmax.com
Payments-R-Us.com Shows Merchants How to Choose Payment Processors | TechBurgh Blog and PodCast Shared By: techburgh - Fun, relevant tech, news reviews and how tos NEW YORK, Nov. 4, 2009 -- Merchants looking to accept credit cards and other forms of online payments can...
Credit Card Cash Rebates Stimulus Rebate Amount Worldwide Rebates Promotion Code Coupon Affiliate Rebate Processor Shared By: rebatediscounts - We Strive to Bring You the Best Credit Card Cash Rebates Information Resources Available. All of the Collected Resources Are Completely Free and of...
2Checkout.com - Merchant Account / Credit Card Processing Alternative » Friendly Fraud – What is it? Shared By: 2checkout - One of the biggest challenges facing online (card not present) merchants is “Friendly Fraud” What do we mean by friendly fraud?
My uadreams.com experience Shared By: nichols1936 - This applies to both the credit card company and their credit card processor that benefit financially. US federal authorities take a dim view of...
- The Reason Obscurity Is Not Sufficient In Credit Card Internet Safety
By: Phemmy | - Though it is real that there is a substantial amount of credit card scammer in the world now, are you that worried concerning that, on what tips must you follow in order to assist safeguard your personal financial details, what plans with methods are the credit card companies developing to help increase security and peace of mind?
Recently it has been revealed that, by means of Chip and PIN security services improving the general level of security, most people have just resorted i ... Tags: Affiliate Marketing, Credit Card
- 5 Things To Think About When Comparing Credit Card Processors
By: Erik Heyl | - If you are a beginner to doing business online, you'd be forgiven for being very excited and wanting to try many different things. After all, there are literally a million ways you can make money online. But the key is to focus on JUST ONE way when you are first starting out. Given that, let's assume for the moment that you have gone through and decided that you want to sell your own product. You done your marketing plan, got a good domain name, got solid hosting and have set your website up. Bu ... Tags: credit card processing companies, merchant account comparison, merchant account review, compare merchant accounts, credit card processing comparison,
- Merchant Accounts For Non-profit Business
By: Jonathan Hewitt | - Not for profit businesses are often able to receive discounted pricing for many business services because of their legal structure. However, most merchant service providers don't give non-profit merchant accounts special consideration. The news isn't all bad, though. If you're a non-profit business looking for credit card processing, you can get low rates and fees by finding a niche provider or by using your company's legal structure as bargaining power.
There are literally thousa ... Tags: non, not, profit, merchant, account, accounts, credit, card, process
- Credit Card Internet Security - Why Obscurity Is Not Enough
By: Margaret Winfrey | - Credit card internet services and facilities that are available today are ingenious in combating the growing concerns that most people have regarding fraud and online security. Handing over credit card details to a stranger in any environment can be a worrying prospect, but when you don't even know on which continent the site owner lives, you can feel perhaps justifiably concerned.
While it is true that there is a considerable amount of credit card fraud in the world today, how wo ... Tags: credit card internet, credit card security, online security,
- Which Businesses Should Use Mobile Point Of Sale Equipment?
By: Amy Nutt | - Which businesses should use point of sale equipment? The simplest answer to this question is - any business that wants to keep their customers happy by making transaction times shorter and easier.
Customers shop at their convenience and they want the experience to be as pleasant as possible. If they are held up for too long waiting in line or if the transaction seems in any way to be labored or difficult, they may very well look to take their business elsewhere - mobile point of ... Tags: Technology, Business, Money, Payments, Online payment, POS Equipment, Payment Gateway, Credit card, mobile
- Pos Machines: Easy Solution To Process Your Payments
By: Amy Nutt | - We live in a day and time when it is very rare to walk into a place of business and not be able to pay with a credit or debt card. Actually, when a person walks into a business that does not allow credit or debt card payments, the customer can become extremely annoyed. As a matter of fact, they may walk out and not come back. This is because they do not want to have to hunt for an ATM machine and come back. They want to walk into the business, get what they want, and pay for it with the means th ... Tags: pos, credit card processing, merchant account, credit, debit, atm machines
- Quickbooks Merchant Accounts
By: Jhon Kennedy | - QuickBooks Merchant Service is the leader in the processing industry, focusing on Customer Service and the best pricing and start up packages. With our FREE Terminal program and meet or beat pricing, we make it very easy for our customers to say YES to QuickBooks merchant Service. With just a few clicks in your QuickBooks you can download your sales, fees, and adjustments right into your software eliminating the need to manually enter the data at the end of the day. It will save you hour ... Tags: QuickBooks, credit card processing, credit card processing account, credit card processing companies, credit card processing company,
- Smart Business Movements Of 2009
By: Martin Meeks | - President Barack Obama has now been elected the 44th president of the United States of America; as of February 2009 Obama passed the $787 billion American Recovery and Reinvestment Act into law. This stimulus package is designed to help recover the economy and increase employment options however this will not be an overnight process. Slowly businesses will soon depart from their tightly woven quarterly budget by going back to focusing on how to improve overall business opportunities in way of ma ... Tags: credit card processing, credit card merchant account, paym
- Credit Card Processing - An Overview
By: Steve Depraida | - In the present scenario, credit card processing has become an important part of merchandising. A number of companies and retailers accept credit cards so that the customers have various ways by which they can make payments. This helps in increasing the sales of the company and in accepting different modes of payment anytime.
To accept credit cards, you need to have a merchant account. The merchant accounts are provided by the ordinary banks but they are quite different than the no ... Tags: Credit Card Processing, Accept Credit Cards, Credit Card Machines, Credit Card Machine, Merchant Account, Merchant Accounts, Merchant Services
- Internet Merchant Account - An Ecommerce Solution
By: Steve Depraida | - The amount of choices when it comes to accepting online payments has made ecommerce one of the most profitable syllabi for entrepreneurs. Choices for accepting online payments range from do it yourself programs to al inclusive turnkey packages. There are two basic ways of accepting online payments:
* By getting your own Internet merchant account
* By signing up with a third party online payment processor.
Accepting Payments Online via In ... Tags: Internet Merchant Account, Internet Merchant Accounts, Merchant Accounts, Merchant Account, Merchant Services, Credit Card Processing.
- Merchant Services Ensures You To Accept Payments From Anywhere
By: Steve Depraida | - E-commerce is the most commonly used term whenever there is a discussion about online shopping. A successful e-commerce website is the one that is navigable and has a secure payment gateway
Many people have been the target of online fraud, due to which they have stopped shopping online. So, an e-commerce website should be able to provide customers with a secure and reliable payment gateway. Merchant Services are used in case of online payments. Merchant services act as a router co ... Tags: Merchant Services, Merchant Service, Merchant Account, Merchant Accounts, Credit Card Processing, Accept Credit Cards, Internet Merchant Account
- Importance Of A Merchant Account For Payment Solutions
By: Steve Depraida | - Today it is important for every business to have a merchant account. In whichever sector you may be retail or wholesaling you need a merchant account for processing credit cards of your customers. Now because of convenience, everybody is using credit cards for purchases and if you do not have merchant accounts you will lose your customers and thereby loss in the business.
A specialized account issued by a financial organization or a merchant processing bank to a business to acc ... Tags: Merchant Account, Merchant Accounts, Merchant Services, Merchant Service, Credit Card Processing, Internet Merchant Accounts
- Requirement Of Credit Card Processing Service For Online Business
By: Steve Depraida | - If you are an online business, you need a merchant account for credit card processing for various transactions. Today it is impossible to do business without a merchant account. Credit card is a powerful financial tool for customers across the world. You need to accept credit cards to receive payments from your customers and clients. And without a merchant account, you will never be a successful business. There is no other better option than accepting credit cards online from your customers and ... Tags: Credit Card Processing, Accept Credit Cards, Merchant Account, Merchant Accounts, Merchant Services, Merchant Service, Internet Merchant Accounts
- How To Accept Credit Cards On Your Website
By: james h smith | - Online business is a very profitable business for you to sell your goods or services from any part of globe to any other part of the globe. You can exhibit your products on your website store. But there is a problem with this situation as there is no physical contact with the customer; the collection of the payment can be a major issue.
If you businessperson or a merchant can accept credit cards your problem can be solved. Credit cards are a safe and trouble-free way to acc ... Tags: merchant account, merchant accounts, credit card processing, merchant account services, credit card merchant account, internet merchant accounts, Powe
- How To Accept Credit Cards For Business: Fast Processing For The Fast-paced Business
By: derek smiley | - There are many situations where you will be faced with the need to take credit card payments or find an instant online business 0 apr credit card. You may be opening a new business, or expanding what was once a small sideline into a remarkably real business. In today's environment, you will need to be able to process payments of all sorts, and with the right kind of credit card machine at your disposal, you'll be able to do so.
How to accept credit card for business will be you ... Tags: credit card machines, credit card for business, instant online business 0 apr credit card, Wireless
- Evaluating Credit Card Processors And Their Fees
By: Charles K. Carillo | - If you are starting or currently operating a business you are aware of the importance of accepting credit and debit cards. Nearly 80% of commerce today is done in a noncash form while online businesses are accepting credit and debit cards for over 90% of their business.
Where does someone start when looking to open a merchant account (credit card processing account)? There are hundreds of companies on the internet that currently provide these services in an unregulated industry. ... Tags: Credit Card Processors, Internet Merchant Accounts, High Risk Merchant Accounts
- Merchant Account Fees You Can Avoid
By: Steve Depraida | - While shopping for an online merchant account it can be pretty hard for laymen to understand the countless costs, rates, fees, and other expenses charged by most merchant service providers. Most of these charges are absolutely legitimate but there are a few that are unnecessary and should be avoided. This includes charges like Gateway Fee, Swipe Terminal Hardware Fee, Programming Fee, Batch Fee/Daily Close-out Fee, Annual Fee, Reserve Fund, Termination/Cancellation Fees, Foreign Card surcharges. ... Tags: Merchant Account, Merchant Accounts, Merchant Services, Merchant Service, Credit Card Processing, Internet Merchant Accounts
- How Credit Card Processing Work
By: Steve Depraida | - There are, basically, five key elements to consider in the entire credit card processing system. This starts with the bank that issues the credit card, and includes the consumer who uses the card to make purchases, the merchant services account where the funds are initially transferred, the acquiring bank that authorizes the transaction, and lastly, the merchant bank where the funds are wired and the transactions completed. The basic credit card authorization process remains the same whether you ... Tags: Credit Card Processing, Accept Credit Cards, Merchant Account, Merchant Accounts, Merchant Services, Merchant Service, Internet Merchant Accounts
- How To Accept Credit Card Payments Via The Internet
By: Benedict Bailey | - So you've finally decided to explore the revenue channel offered by the Internet. Accepting credit cards via the Internet has paved the way for merchants to increase their income. With more consumers shopping online, it's a profitable decision for businesses to provide credit card payment processing on their websites. The question would then be, where do you begin?
Here are the 3 major components of credit card processing:
Payment Gateway
A payment gateway manages t ... Tags: Free merchant account, free credit card merchant account free internet merchant account
- Save Up To 96% On Your Merchant Account Fees When You Process Debit Cards With A Pin Pad!
By: Gerald Kadish | - Did you know that just by connecting a pin pad to the back of your credit card terminal you will pay only $.65 for a $1,000.00 sale? If you had run this card with out a pin pad at 1.69% + $.25 (A typical credit card and debit card procesing rate.) you would have paid $17.15! $.65 is the standard fee that a merchant is charged when their client enters their pin number on a pin pad to complete a sale.
Why are debit cards so much less expensive? A debit card is directly linked to the ... Tags: credit card processing, pin pad, debit card processing
- Tj Maxx's Theft Among The Largest Hack-jobs Ever
By: Debbie Dragon | - At least 45 million shoppers using credit and debit cards at TJ Maxx and Marshalls have had their card details stolen from hackers, over a period of 4 or more years. This is believed to be the largest breach of consumer information in history.
The theft was disclosed about two months ago, and the parent company of TJ Maxx and Marshalls (owners of over 2,500 discount stores) have released that figure of 45 million cards being compromised- and has even acknowledged the number could ... Tags: credit, credit card, debit, debit card, credit card theft, identity theft, credit scam, hack
- Credit Card Processing Security Concerns
By: Debbie Dragon | - As an online merchant accepting credit card payments, you have numerous security issues that you must be aware of for the safety of your business and your consumers. At this time, there are two main aspects of credit card security for credit card processing, including AVS and CVV. Both allow credit card transactions to be completed anonymously over the internet, and any merchant accepting credit cards online should require both forms of information of your customers.
Address ... Tags: credit, credit card, credit card processing, accept credit cards
- Merchant Account Fees To Business Owners
By: Debbie Dragon | - As a business owner, when you set up a merchant account to enable your customers the ability to pay for your products or services using credit cards (or debit cards with a Visa or Mastercard Logo), you will have some fees associated with the credit card transactions.
The specific fee amounts that you pay will depend on the merchant account provider you select to provide your credit card processing service; however, there is a list of typical fees that the majority of providers cha ... Tags: credit, credit card, credit card processing, accept credit cards
- Third Party Credit Card Processors
By: Debbie Dragon | - If you're a small business or just starting out, you may not feel ready for a merchant account. Obtaining a merchant account is not usually considered difficult, however, for a newly established business it isn't always feasible to run out and a merchant account immediately. Starting a business is often costly and risky to begin with- you do not need to go out and spend money on optional features (like a merchant account) until you know whether or not your business is going to succeed, and whe ... Tags: credit, credit card, debit, debit card, interest, IPR, charges, bank statements
- Credit Card Logos On Your Homepage Will Increase Sales
By: APP Manager | - Display Credit Card Logos and Maximize Internet Sales
When you go shopping at a retail store or service business what you usually see while heading to the door are the business hours, and a credit card logo, showing what card types the store accepts. Potential customers expect to see this. Occasionally the consumer will walk away, and the store misses out on the transaction if they don't see the logos.
The ecommerce world is not different! Studies have indicated ... Tags: credit card logos, merchant account, merchants account, merchant accounts, internet merchant account, free credit card logo, free credit card logos, C
- 6 Credit Cards That Your Credit Card Processor Should Accept
By: Jim Saka | - Nothing comes free in this world today, but to make it as convenient as possible more and more people are turning to credit cards for their choice of payment. Because of this, it is almost impossible to get by without a credit card processing system for your home business. All credit card processing software consists of different features and can handle various types of credit cards, which is why you have to research to find the most convenient system for you. Here are 6 different kinds of cr ... Tags: credit card processor, credit card processing software, credit card processing system
- Get Credit Card Processing For Your Internet Business
By: Debbie Dragon | - One of the best features of owning an online-based business is the amount of money you save on start up costs, and ongoing overhead in comparison to businesses with physical locations. Not only do you not have to pay high rental or mortgage payments for the space, but you save on utilities, business insurance, and even credit card processing accounts!
As an Internet business, you almost have a requirement to accept credit card payments for your products or services. Have you ever ... Tags: credit, credit card, credit card processing, accept credit cards
- Securing Online Payments
By: Ashwin Kumar | - One has to make sure that his online payments are secured. He should follow a few steps in order to do that. He may start by
creating his own website. If he does not possess the adequate web design skills, he may hire a professional web designer to
create a custom website. He may also use an online site builder for this purpose. Unique templates and customized websites to
specific needs are the benefits of hiring an adept web designer. Furthermore, ... Tags: online payments, billing, e-commerce, credit card payments
- Just What Is A Merchant Account Anyway?
By: Xavier A Arthurs | - So, you have started a business online. To stay competitive and keep the sales coming in, you wish to offer your customers the option of purchasing with a credit card. But how do you do that? One way is to open a merchant account. Let us take a look at just what a merchant account is.
If you have never heard of a merchant account before, the concept is really quite easy to understand. A special account is created through a banking institution (usually the bank where you do your bu ... Tags: merchant, account, accounts, credit, card, cards
- Accept Credit Cards On Your Website
By: Steve Depraida | - Online business is a very lucrative business as you can sell your goods or services from any part of world to any part of the world. You can display your products on the virtual web store. But there is a problem in this scenario as there is no physical contact with the customer; the collection of the payment can be a major issue. If as a businessperson or a merchant you accept credit cards your problem can be solved. Credit cards machineis a safe and simple way to accept payment from the custom ... Tags: merchant account, credit card processing, credit cards machine
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