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Articles about newyork debt collection (0-4 of 4)
- New York State Debt Collection: Hiring An Attorney
By: Peter T. Roach is a New York debt collection attor | - "Imagine a situation in which you are a New York business owner selling large or luxurious items which you provide financing for when your customers need assistance in purchasing. You give the customer the item, and they in turn sign a contract promising to pay for the item at a future date or over a period of time.
This consumer may make a few payments to you as promised, but then, they stop. You have their address and telephone number so you give them a call or write them a letter ...
Tags: newyork debt collection
- What Exactly Is Fair Debt Collection? An Overview Of The Fdcpa
By: Peter T. Roach is a New York debt collection attor | - "In 1977, Congress enacted The Fair Debt Collection Practices Act (FDCPA). FDCPA was passed in order to:
Outlaw abusive, deceptive and unfair debt collection practices,
Make sure that debt collectors who aren't using abusive debt collection practices are not disadvantaged as a result of their following the law, and
Create minimum guidelines that all states must follow.
FDCPA applies only to third parties who are hired by a creditor, not to creditors collecting the ...
Tags: newyork debt collection
- Collection Agencies In The Us
By: David H Urmann | - Collection agencies are divided into two types, the first party agencies and the third party agencies. However, in the US, only the third party agencies are subjected to the FDCPA or Fair Debt Collection Practices Act.
Collection agencies are a type of business that pursues the payment of debtors, whether its an individual, a corporation, a business or an office. These agencies are employed as agents of creditors, collecting payments for debts either for a fee or for a percenta ...
Tags: collection agencies, collection agencies in the US, FDCPA, CCAAA, first party agencies, third party agencies, CSI, Regency Credit LLC, Johnson, Morgan
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