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Articles about health insurance dallas (0-50 of 323)
- Hillary Aims To Please This Time: Ms. Clinton's New Health Care Plan Promises Coverage For All Texan
By: Pat Carpenter | - So she finally did it. She finally told us what was on her mind. This Monday, Hillary Rodham Clinton revealed the bare bones of her proposed healthcare plan, "The American Health Choices Plan," in Iowa. In her speech, she clearly attempted to avoid the flaws of the 1993-1994 Clinton administration's healthcare proposal, and aimed to please more of the lobbyists that thwarted it last time.
And for good cause. While the Clintons' former plan was full of good intentions, it also att ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas, health
- Understanding Health Insurance For Texans Easier Than One Might Think
By: Pat Carpenter | - For some people, mention the words "health insurance" and the eyes begin to glaze over.
If you're living in Texas, the state with the largest percentage of residents (25%) without health insurance coverage, it's probably the same. For those living in Dallas, Houston or Austin, which traditionally have some of the highest numbers, the confusion may have at least something to do with the complexity of health insurance.If that's the case, perhaps a review of the basics will help.
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas, health
- Texas Children In Danger Again: Bush's Restrictions On The Children's Health Insurance Program
By: Pat Carpenter | - In what seems like an overt effort to enrage Congress, President Bush has undermined the implementation of a bill expanding the Children's Health Insurance Program by issuing a set of guidelines virtually impossible for most states to meet.
With Congress in a month-long recess, Dennis G. Smith, director of the federal Center for Medicaid and State Operations, sent a letter to state health officials this past Friday outlining Bush's new standards for the program, which impose what ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas, health
- Texas Residents Finding Options For Health Insurance
By: Pat Carpenter | - Companies looking for ways to cut costs in a competitive marketplace are increasingly looking to health insurance as a source of savings. While that's not good news for employees, it does represent something of a trend -- employees purchasing their own health insurance or filling in the gaps left by workplace budget cuts.
In Texas, however, there's more commonly another situation: employees not having health insurance at all. Experts say the primary reason for the state having the ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas, health
- Texas Job Hunters Can Do Better Without Health Insurance Worries
By: Pat Carpenter | - Residents of Texas -- particularly in the big cities of Dallas, Houston and Austin -- and especially those with skills in demand, may be among the most marketable employees in the country. Yet, for some, moving to another job gives cause for pause, for reasons that may be unrelated to the job they're eyeing.
Rather, it has to do with benefits in general, and specifically health insurance benefits. With health insurance costs rising at a rate that's forcing small companies to limit ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas, health
- More Young Adults Lack Health Insurance Than Any Other Group: Texas Ranks The Lowest In The Country
By: Pat Carpenter | - For many of the 13.3 million uninsured young adults in America, it comes as no surprise that their demographic leads those going without health coverage. According to the Commonwealth Fund, a private, non-partisan foundation supporting independent research on health and social issues, in 2005, thirty percent of the forty-five million people in the U.S. who lacked health insurance were between the ages of nineteen and twenty-nine. Texas had the worst record overall, with twenty-five percent of it ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas, health
- Breathe, Child, Breathe: Texas Learns To Relax After New Studies Link Hostility And Disease
By: Pat Carpenter | - We should listen to our grandparents more. Really. As a young adult, I am often criticized for my arrogant and wanton ways, for my blatant disregard of my elders' advice -- wisdom gained only through the tumultuous experience of aging. In the health insurance industry, I am called one of the "young invincibles" for my underlying, if denied, belief that, "Hey, I'm young. Nothing will happen to me. I don't need health insurance."
But science confirms many "old wives' tales" on a reg ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas, health
- Dallas Employee Benefits And The Need For Dallas Group Health Insurance Coverage
By: Michael Chapman | - People used to receive health insurance for themselves and their family, get paid time off and sometimes even received a company car for working for a certain company over a long period of time. These Dallas employee benefits helped employers encourage the best workers to stay with the company offering the benefits. Today, Dallas group health insurance have become much less common in some industries. People working in service jobs in the service industry don't receive as many benefits, if any at ...
Tags: dallas employee benefits, dallas group health insurance, dallas group medical insurance, texas group health insurance, texas group medical
- Doctors Suggest Cutting Their Own Pay To Save Healthcare
By: Pat Carpenter | - In the midst of an exploding national healthcare crisis, there's much talk about slashing drug prices and cutting health insurance company profits. While these are valid debates, many physicians are actually offering an equally controversial solution: cut their pay.
Hearing a physician suggest a pay cut for him or herself is a bit like witnessing a politician opting out of a kickback. Sure, it happens but most of us will never see it, and tend to believe such a thing a dangling, ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas, health
- How To Apply For Health Insurance For Your Business In Texas
By: Pat Carpenter | - If you own a small business in Dallas, Houston or anywhere else in Texas and are looking for a health insurance provider for your employees, here's a standard list of business data you'll need to provide:
- Employer name. The legal name of your company.
- Address of your business. Insurers need the street address, not a P.O. Box, to determine your region or service area.
- A list of employees you plan to cover. Not all employees will be eligible.
- Tax ide ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas, health
- Keeping The Best In Texas By Offering Health Insurance Benefits
By: Pat Carpenter | - Every small business in Dallas, Houston and throughout Texas wants to attract high quality individual employees who will contribute to the growth and success of the company. In order to recruit and retain these people, many larger business owners offer health insurance coverage, specifically group health, as an employee benefit.
If your company is small, especially if has ten or fewer employees, there are still ways to offer your employees health insurance coverage. In most states ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas, health
- Texas Agricultural Workers May Be At A Higher Risk For Brain Cancer
By: Pat Carpenter | - Brain cancer risks increase with heavy exposure to pesticides, recent reports say. That's troubling news for states with large agricultural industries, like Texas, which not only employs millions of legal and illegal workers every year, but also has over 25% of its population going without health insurance.
French researcher, Dr. Isabelle Baldi, and colleagues from the University of Bordeaux compared 221 adult brain cancer patients with 442 similarly-profiled members of the genera ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas, health
- Texas Workers Find Getting Health Insurance A Problem
By: Pat Carpenter | - Many employees throughout Texas, but especially in the larger cities of Austin, Dallas and Houston, are finding it a challenge nearing on the impossible to find the affordable health insurance they and their families need.
As an entire state, Texas already has the highest percentage of its population without health insurance, just over 25% (compared with a national average of 15.3%, according to the 2005 U.S. Census). Indeed, every major city in Texas, including Dallas, Houston an ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas, health
- Medications In Texas May Soon Be Given With Money-back Guarantees
By: Pat Carpenter | - Pharmaceutical companies are starting to act like a lot of other for-profit organizations by offering money-back guarantees on their drugs. Companies such as Johnson & Johnson and United Healthcare are presenting "risk-sharing" programs to governments with single-payer, universal health care systems, as well as to private health insurance companies in the United States.
Risk-sharing agreements first started to gain international attention with the marketing of the cancer drug Velc ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas, health
- In Texas, Lack Of Healthcare Coverage Affects Parents And Families
By: Pat Carpenter | - Health coverage for the family helps to assist those families in obtaining more affordable healthcare services, says a report by the Henry J. Kaiser Family Foundation. The Foundation, which based the report on its 2005 Low-Income Coverage and Access Survey, makes the argument that not having health insurance affects not just a parent's health, but also the well-being of the entire family.
The vast majority of low-income uninsured parents, according to the report, are without acces ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas, health
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- Bush's Veto Threats Ignored: Bill Increasing Health Insurance Coverage To Texas Children Passed
By: Pat Carpenter | - President Bush's threat to veto a bipartisan-supported bill to expand the Children's Health Insurance Program was ignored this week by Congress, who passed the measure.
Drafted over the last six months by senior members of the Senate Finance Committee, the bill is intended to cover the millions of children who will go uninsured if no action is taken when the program expires on September 30th. Eight million children in the U.S. currently lack healthcare coverage, including more th ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas, health
- Texas Patients, Families May Be Unwitting Victims Of Federal Privacy Laws
By: Pat Carpenter | - While the Health Insurance Portability and Accountability Act, a federal law enacted in 1996, is primarily designed to allow Americans, including those in Texas cities of Dallas, Austin and Houston, the right to take health insurance coverage with them, some provisions of the law that protect the confidentiality of information are causing confusion.
Observers are seeing evidence of the issue arise in cases where relatives are being denied access to medical charts, the health care ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas, health in
- Considering Health Savings Accounts
By: Pat Carpenter | - Since Health Savings Accounts (HSAs) were created by the Medicare bill signed into law in 2003 they are being considered by more and more Texans as a health insurance option. Here is a quick overview on a complicated subject.
What's a Health Savings Account (HSA)?
They have two parts. The first part is a qualified high-deductible health insurance policy that covers large medical bills. The second part of the Health Savings Account is an investment account or retire ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas, health
- Getting Engaged? How Should You Handle Health Insurance?
By: Pat Carpenter | - When preparing for marriage, many happy Texan couples spend months planning for their special day to make sure it takes place without a hitch. But how many engaged couples put that kind of preparation into sharing a life together, especially when it comes to making sure their existing health insurance policies will adequately cover them both? So before you head off on your honeymoon, here are some things to consider:
If you're both covered by an employer-sponsored health insurance ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas, health
- Insuring Yourself In A Changing Economy
By: Pat Carpenter | - It began with phasing company funded retirements out and phasing 401ks in. Now the new trend in corporate America is for employees to purchase their own health insurance benefits. In fact, there are some businesses in Dallas and Houston that have begun replacing employer paid healthcare benefits with voluntary individual coverage.
Because of the increasing financial burden placed on businesses, from large to medium to small, experts are predicting that eventually Texans will have ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas, health
- The High Deductible Health Plan - What Is It And How Does It Benefit Me?
By: Pat Carpenter | - Benefits experts are stating that conventional coverage, such as health maintenance organizations (HMOs) and preferred provider organizations (PPOs), are still the main types of health care plans. But more health insurance companies and Texas employers will begin to offer High-Deductible Health Plans (HDHP), with a Health Savings Account (HSA) attached, during upcoming open-enrollment periods. The HSA is a tax-favored savings account that's combined with a qualifying HDHP. This allows you to dep ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas, health
- Health Insurance In An Unmarried Relationship
By: Pat Carpenter | - Thanks to the gay rights movement and the increase of both unmarried heterosexual and homosexual couples living together throughout Texas and the United States, the workplace trend toward domestic-partner benefits is improving the lives of many committed couples, regardless of sexual orientation or marital status.
As of March 1, 2006, only 49 percent of the Fortune 500, 78 percent of the Fortune 100 largest corporations, and a small percentage other, smaller businesses, organizati ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas, health
- Limited Benefit Health Insurance - Is It A Good Deal?
By: Pat Carpenter | - These days, everyone is looking for ways to save money. Some have found that buying cheap health insurance is one way to go. And while this has its upside, you should be careful, because you may end up with a health crisis.
For many folks in Dallas, Houston or throughout Texas with no health insurance, a policy known as "Limited Benefit" sounds like an appealing choice. Premiums are as low as $10 a week. But there's a big catch: these policies pay as little as $1,000 a year or $10 ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas, health
- Texas Health Insurance Basics
By: Pat Carpenter | - Health insurance. Everyone needs it, but not everyone has it. And with medical expenses on a seemingly endless rise, paying out-of-pocket for them could land you in the poor house. So when choosing a health insurance plan, it's good to know the basics to help you make better, more financially sound choices when selecting a plan.
Health insurance plans generally fall into one of three categories: indemnity plans, also known as reimbursement plans, preferred provider plans (PPOs), a ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas, health
- How You Can Reduce Medical Expenses For Texas Health Insurance
By: Pat Carpenter | - Health care costs on the rise, but there are a number of ways to lower your medical expenses.
An ounce of prevention.
One of the most effective ways to lower medical expenses, especially over the long haul, is to maintain a healthy lifestyle by:
- Taking advantage of wellness programs
- Maintaining a healthy weight
- Exercising regularly
- Kicking unhealthy habits (e.g., smoking)
- Getting regular checkups.
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas, health
- Tax Considerations Of Texas Health Savings Accounts
By: Pat Carpenter | - Since Health Savings Accounts (HSAs) were created by the Medicare bill signed into law in 2003 they are being considered by more and more Texans as a health insurance option. Anyone under age 65 who buys a qualified high-deductible health insurance policy can open an HSA. Here is a quick overview on the important tax considerations of HSAs.
How much can I contribute annually to an HSA?
For 2007, you can contribute up to $2,850 for individual coverage or $5,650 for ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas, health
- Pre-existing Conditions And How They Can Affect Your Individual Texas Health Insurance
By: Pat Carpenter | - There are nearly four million Texans with some type of "pre-existing medical condition." Besides having difficulty obtaining health insurance, these Texans may experience other insurance-related problems, including claim denials, higher premiums, cancellations, or refusals to renew their policies.
Before issuing a policy, health insurance companies offering individual policies evaluate certain information about you to determine how likely you are to have a claim. This is called "u ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas, health
- You Are What You Eat And How It Affects Your Health Insurance
By: Pat Carpenter | - Growing waistlines equal growing health care costs. At least that's how it seems regarding health and health insurance. A famous documentary has already shown the short-term impact of too many super-sized meals. But did you know that there's another price you're paying now - in health insurance dollars - for our nation's weight problem?
Health insurance rates have been rising, with double-digit increases in each of the past three years. Most analysts blame these rising costs on an ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas, health
- Texas May Be Getting Smart About Health Insurance Cards
By: Pat Carpenter | - Every individual who has health insurance in Dallas, Houston and elsewhere in Texas probably has an insurance card that he/she carries in his/her wallet. Politicians in Texas are considering taking this concept one step further by requiring health insurance companies to electronically embed coverage information into health insurance "smart" cards.
By swiping such a health insurance smart card at a doctor's office or hospital, your healthcare provider, and you, would get real-time ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas, health in
- Health Insurance Options For College Students
By: Pat Carpenter | - By the time graduation caps are tossed into the air, high school students will probably have been accepted to a college, picked a dorm and signed up for their courses. But is their health insurance securely in place?
Most parents' employee-sponsored group health insurance plans will cover their children up until they're between 20 to 24 years of age, whether they live at home or away at school. The employer, however, may charge a substantial extra premium to cover the college age ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas
- Perma-lancing In Texas, Without A Health Insurance Net
By: Pat Carpenter | - For many self-employed individuals in Dallas, Houston and elsewhere in Texas, health insurance is the last thing they can afford. Those who work for themselves often say, "I can't afford to get sick. Period." The term "sick days" isn't even something that crosses their minds, let alone enters their vocabularies.
In more recent years, many of these self-employed or "perma-lancers" or "perma-temps" as they call themselves, work for a growing number of small companies that don't prov ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas
- More Small Business Health Insurance Basics In Texas
By: Pat Carpenter | - Because premiums, deductibles, copayments, and coinsurance levels for small business group health insurance policies in Texas can vary widely from plan to plan, it pays to shop around.
Have a good understanding of your employees' healthcare needs before you start shopping. Do they require frequent medical care or do they rarely see the doctor? Are they more concerned about preventive checkups or coverage in case of emergency? Are prescription or maternity benefits important to the ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas, health in
- Small Business Health Insurance Basics In Texas
By: Pat Carpenter | - Finding the right group health plan for your business can be downright intimidating: sorting through lists of insurance companies and plans; checking and re-checking the dollars and totals for deductibles and co-pays; making sense of plan limitations and exclusions; deciphering a dictionary's worth of insurance-speak. It's enough to make anyone feel like a high-school freshman again.
Texas insurance law allows a wide array of health care coverage plans and packages. All group heal ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas, health in
- Forming A Private Purchasing Cooperative For Health Insurance In Texas
By: Pat Carpenter | - As stated by the Texas Department of Insurance, the Texas Legislature enacted three bills that allow small business employers to form cooperatives for the purchase of employer health benefit plans in Dallas, Houston and throughout Texas. All three types of cooperatives are private purchasing cooperatives under state law. Texas Insurance Code Chapter 1501, Subchapter B provides for the formation of Purchasing Cooperatives. Two of the three have special characteristics; for clarity, we will refer ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas, health in
- On Your Own - Self-employment And Health Insurance In Texas
By: Pat Carpenter | - There are more than a million individual or family-owned businesses in Texas, and more people are contemplating opening their own business every day. For the small business owner, the same subject always comes up - self-employed health insurance. Take a look at what you are up against. As a self-employed individual in Dallas, Houston or anywhere else in Texas and you are not afforded any of the 'breaks'' the big companies receive.
You can be taken advantage of by unscrupulous insu ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas
- Why Health Insurance Is Important To Young Individuals In Texas
By: Pat Carpenter | - Young individuals in Dallas, Houston and throughout Texas are a pretty healthy group in general, but going without health insurance interferes with their access to the health care system, introduces barriers to care when it's needed, and leaves young individuals and their families at risk for high out-of-pocket costs in the face of severe illness or injury.
With that said, 19th birthdays seem to be a crucial milestone in most Americans' health insurance coverage. Both public and p ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas
- Out On The Edge - The Lack Of Health Insurance Benefits For Nonstandard Workers In Texas
By: Pat Carpenter | - A 2005 Commonwealth Fund white paper reported on two important trends in the U.S. workforce - the increasing prevalence of workers in part-time, temporary, contract or non-standard positions, and the decline in access to employer-provided health insurance.
The fact that fewer and fewer individuals in Dallas, Houston and throughout Texas are covered by health insurance as well as the diminished quality of coverage brought about by higher copayments and deductibles has gotten a lot ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas
- And The Survey Says - New Numbers Regarding Small Biz And Health Insurance In Texas
By: Pat Carpenter | - A 2006 survey, released by the health insurance trade group America's Health Insurance Plans (AHIP), offers a snapshot look at small group health insurance plans throughout Texas and nationwide. The survey has once again stirred up debates over whether health insurance is affordable enough to allow small businesses to cover their workers, or if sweeping changes are needed.
The survey showed that small businesses - those companies with 50 employees or fewer - actually paid a slight ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas
- Getting The Most From Your Individual Health Plan In Texas
By: Pat Carpenter | - How can you effectively utilize your individual health insurance plan? It starts by becoming an active participant in your own health and healthcare. Remember - the best offense is a great defense. In other words, learn the importance of preventive care while you're young and healthy.
Health Screenings.
Hospitals, clinics and community groups in Dallas, Houston and throughout Texas often hold health screenings. Sometimes for free, more often for a nominal fee. Find out abou ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas
- The Hidden Sting Of Cobra In Texas Health Insurance
By: Pat Carpenter | - If you lose your job anywhere in the US, including Texas, one of the many questions you'll have is: "Will I lose my health coverage, too?" If you're an employee at a company that has 20 or more employees, and you leave your group plan for reasons other than gross negligence, you'll be offered COBRA continuation coverage. The question is, should you take COBRA or look for another plan?
This federal law, known as COBRA (Consolidated Omnibus Budget Reconciliation Act of 1985), fills ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas
- What Is Catastrophic Health Insurance?
By: Pat Carpenter | - So your employer in Dallas, Houston or any place in Texas doesn't offer health insurance. Perhaps you can't afford to pay for a health plan. Or maybe you just don't want pay for health coverage because you're healthy enough that you feel "you don't need it." If you fall into any of these categories, you may be a candidate for a "catastrophic" health insurance plan, or what is sometimes called a "high deductible" health plan (HDHP).
Catastrophic health insurance is usually characte ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas
- Keeping The Best In Texas By Offering Health Insurance Benefits
By: Melih Oztalay | - Every small business in Dallas, Houston and throughout Texas wants to attract high quality individual employees who will contribute to the growth and success of the company. In order to recruit and retain these people, many larger business owners offer health insurance coverage, specifically group health, as an employee benefit.
If your company is small, especially if has ten or fewer employees, there are still ways to offer your employees health insurance coverage. In most states ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas
- Limited Benefit Health Insurance - Is It A Good Deal For Your Employees In Texas?
By: Melih Oztalay | - As a small business owner, you're always looking for ways to save money. Some employers have found that buying cheap group health insurance is one way to go. And while this has its upside, you should be careful, because it could also throw your employees into a health crisis scenario.
For many employees in Dallas, Houston or throughout Texas with no health insurance, a policy known as "Limited Benefit" sounds like an appealing choice. Premiums are as low as $10 a week. But there's ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas
- How To Apply For Health Insurance For Your Business In Texas
By: Melih Oztalay | - If you own a small business in Dallas, Houston or anywhere else in Texas and are looking for a health insurance provider for your employees, here's a standard list of business data you'll need to provide:
Employer name. The legal name of your company.
Address of your business. Insurers need the street address, not a P.O. Box, to determine your region or service area.
A list of employees you plan to cover. Not all ployees wil ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas
- Considering Health Savings Accounts
By: Melih Oztalay | - Since Health Savings Accounts (HSAs) were created by the Medicare bill signed into law in 2003 they are being considered by more and more Texans as a health insurance option. Here is a quick overview on a complicated subject.
What's a Health Savings Account (HSA)?
They have two parts. The first part is a qualified high-deductible health insurance policy that covers large medical bills. The second part of the Health Savings Account is an investment account or retirement acco ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas, health in
- Tax Considerations Of Health Savings Accounts
By: Melih Oztalay | - Since Health Savings Accounts (HSAs) were created by the Medicare bill signed into law in 2003 they are being considered by more and more Texans as a health insurance option. Anyone under age 65 who buys a qualified high-deductible health insurance policy can open an HSA. Here is a quick overview on the important tax considerations of HSAs.
How much can I contribute annually to an HSA?
For 2007, you can contribute up to $2,850 for individual coverage or $5,650 for families. ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas, health in
- Pre-existing Conditions And How They Can Affect Your Individual Health Insurance
By: Melih Oztalay | - There are nearly four million Texans with some type of "pre-existing medical condition." Besides having difficulty obtaining health insurance, these Texans may experience other insurance-related problems, including claim denials, higher premiums, cancellations, or refusals to renew their policies.
Before issuing a policy, health insurance companies offering individual policies evaluate certain information about you to determine how likely you are to have a claim. This is called "u ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas, health in
- Limited Benefit Health Insurance In Texas - Is It A Good Deal?
By: Melih Oztalay | - These days, everyone is looking for ways to save money. Some have found that buying cheap health insurance is one way to go. And while this has its upside, you should be careful, because you may end up with a health crisis.
For many folks in Dallas, Houston or throughout Texas with no health insurance, a policy known as "Limited Benefit" sounds like an appealing choice. Premiums are as low as $10 a week. But there's a big catch: these policies pay as little as $1,000 a year or $10 ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas, health in
- Health Insurance Basics In Texas
By: Melih Oztalay | - Health insurance. Everyone needs it, but not everyone has it. And with medical expenses on a seemingly endless rise, paying out-of-pocket for them could land you in the poor house. So when choosing a health insurance plan, it's good to know the basics to help you make better, more financially sound choices when selecting a plan.
Health insurance plans generally fall into one of three categories: indemnity plans, also known as reimbursement plans, preferred provider plans (PPOs), a ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas, health in
- You Are What You Eat And How It Affects Your Health Insurance
By: Melih Oztalay | - Growing waistlines equal growing healthcare costs. At least that's how it seems regarding health and health insurance. A famous documentary has already shown the short-term impact of too many super-sized meals. But did you know that there's another price you're paying now - in health insurance dollars - for our nation's weight problem?
Health insurance rates have been rising, with double-digit increases in each of the past three years. Most analysts blame these rising costs on an ...
Tags: precedent, health insurance texas, affordable health insurance texas, health insurance dallas, health in
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