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Articles about certified financial planner (0-50 of 222)
- Will The U.s. Economy Double Dip?
By: Jay Peroni | - If you study U.S. economic history and go back all the way to the 1850s, you will find only three occurrences when the economy fell back into a recession within 12 months of a previous recession. The big question becomes, if a double dip is possible, how likely will it occur today? This is a great question! However, I am not so much worried about the U.S. economy being in a recession as I am about a deep, extended consumer recession.
We have to separate the two. The economy as ...
Tags: financial planning, certified financial planner, wealth creation, investments, savings
- Will The U.s. Economy Double Dip?
By: Jay Peroni | - If you study U.S. economic history and go back all the way to the 1850s, you will find only three occurrences when the economy fell back into a recession within 12 months of a previous recession. The big question becomes, if a double dip is possible, how likely will it occur today? This is a great question! However, I am not so much worried about the U.S. economy being in a recession as I am about a deep, extended consumer recession.
We have to separate the two. The economy as ...
Tags: financial planning, certified financial planner, wealth creation, investments, savings
- Investing In Your Beliefs: Let Your Faith Be Your Compass
By: Jay Peroni | - It's not uncommon. Many well-educated, morally conscious, faith-based investors wind up buying shares of companies whose beliefs and business practices are far removed from their own. Why? Most investors simply have not thought about merging their personal beliefs with their investment strategies. Some may not even be aware of where and how their money is invested. I encounter people on a daily basis that have never even pondered the question, "Where does my money really go?" I routinely get the ...
Tags: financial planning, certified financial planner, wealth creation, investments, savings
- The Practicality Of Faith-based Investing
By: Jay Peroni | - In the book of Mark, this question is posed: "What does it profit a man to gain the whole world, and forfeit his soul?" (8:36 nasb). Through the effort to find solutions to address the issues that go along with this question, faith-based investing was born. This movement seeks to align a person's faith, moral beliefs, and ultimately God's Word with the investment community. When one invests according to his or her faith, it seems like the logical and holy thing to do. Yet many are quick to find ...
Tags: financial planning, certified financial planner, wealth creation, investments, savings
- Solid Financial Planning Key To Prosperous Future
By: Jeannette Jones | - The law regards the job of an advisor as a position of trust and requires those with a fiduciary obligation to disclose any conflicts of interest and to act with a heightened sense of duty toward clients. Because The Asset Advisory Group is not affiliated with any bank, insurance company or brokerage firm, clients can be sure they are receiving unbiased advice tailored toward each financial situation.
To this point, The Asset Advisory Group believes in the notion that simple investi ...
Tags: cincinnati certified financial planner, cincinnati certified financial planners, cincinnati financial adviser, cincinnati financial advisers
- And You Thought The Odds Were In Your Favor
By: Jay Peroni | - When it comes to investing, most people who lose in investing do so, not because of ability, knowledge, or skills, but rather due to a series of poor decisions, bad advice, and critical mistakes. Many of which were completely avoidable! I have seen so many people take big losses, pay exorbitant fees, pay too much in taxes, and buy and sell at the worst possible times.
If you have been unsuccessful at investing, chances are it's not completely your fault. Don't hear me wrong! I am ...
Tags: financial planning, certified financial planner, wealth creation, investments, savings
- 3 Stock Market Investing Traps To Avoid
By: Jay Peroni | - If we all knew the exact time to buy and the exact time to sell we'd all be rich and there would be no point talking about investing. Few people, if any can know exactly when to buy or sell with any degree of accuracy. Most investors get it completely wrong. Need proof?
If you analyze data from the Investment Company Institute (ICI) and look at the all time highs of the stock market (such as October 2007: Dow 14,000), you'll see the greatest number of people buying and when you lo ...
Tags: financial planning, certified financial planner, wealth creation, investments, savings
- Beat The Index Or Beat Your Goals?
By: Jay Peroni | - Many people place too much importance on trying to beat the stock market. How much of our society compares everything about investing to the Standard & Poor's 500 index? When you beat the market you're happy and sad when you underperform. Why is this? Are your goals really tied to the stock market?
This perspective is flawed from the beginning. For example, would you have been happy at the end of 2008 if your investment accounts were down 35%? The market, as indicated by the S&P ...
Tags: financial planning, certified financial planner, wealth creation, investments, savings
- Never Show Up To A Gunfight With A Knife
By: Jay Peroni | - Why do so many people struggle with money? Why is it so difficult to get ahead in a time of such prosperity? Why do the rich keep getting richer while the poor and middle class seem to continually struggle? I'll tell you the answer:
Most people follow bad advice and mimic strategies of the financially unsuccessful rather than imitating those who are already wealthy.
You see, every day you make money choices that affect all areas of your life. Try going a full 24 hours wi ...
Tags: financial planning, certified financial planner, wealth creation, investments, savings
- Roadblocks, Pit Stops, And Detours
By: Jay Peroni | - On the journey of life, there are many things that can quickly detour or sidetrack us. There are often financial barriers that create obstacles in our lives. They can sometimes be a tiny pothole in the road, possibly a quick pit stop, a small detour, or even a large roadblock.
I remember one time I took a long trip from New Hampshire to Pennsylvania for a wedding. I had the route mapped out perfectly. I knew the exact number of miles, the length of time it was expected to t ...
Tags: financial planning, certified financial planner, wealth creation, investments, savings
- 7 Essential Steps To Find The Right Financial Advisor
By: Jay Peroni | - How do you avoid the Bernie Madoffs and the Allen Stanfords? Recently, we've seen two supposed financial wizards revealed as charlatans. Given recent headlines about Ponzi schemes and fraud, you may be wondering - how can you avoid getting duped by an unscrupulous financial advisor?
1. Do a little legwork online
If you want to check out an investment advisory firm, visit the website at AdviserInfo. That is the website at which the Securities and Exchange Commission keeps ...
Tags: financial planning, certified financial planner, wealth creation, investments, savings
- Stewardship: Just Another Buzzword?
By: Jay Peroni | - The term stewardship is tossed around like a buzzword. Because it is used so often, the word's true meaning has lost a lot of its relevance. Let's look at Merriam Webster's definition of stewardship:
1. The office, duties, and obligations of a steward
2. The conducting, supervising, or managing of something; especially: the careful and responsible management of something entrusted to one's care.
Stewardship is one of the most common themes in the Bible. I refer to stewardshi ...
Tags: financial planning, certified financial planner, wealth creation, investments, savings
- 4 Money Rules To Live By
By: Jay Peroni | - These four rules work no matter where the economy is heading, what the stock market is doing and where interest rates stand. Time-tested, biblical principles work regardless of worldly circumstances. You can get your finances under control and live your ideal life if you diligently follow these rules.
Rule #1: Spend less than you make
Whether you make $30,000 or $300,000, make it a habit to spend less than you make. It is easy to reduce expenses if you analyze your spending ...
Tags: financial planning, certified financial planner, wealth creation, investments, savings
- Is Your Financial Plan On Track?
By: Jay Peroni | - You may think, "I cannot succeed financially; there are too many obstacles." You may not be able to succeed on your own, but with God by your side, anything is possible. He can make things happen that seem impossible. He can open doors that you never thought could be opened. Do you have faith that the Creator of life can supernaturally turn your financial life around? He can make a way for you even when the odds are stacked against you and there appears to be no way. Don't see God as a small-siz ...
Tags: financial planning, certified financial planner, wealth creation, investments, savings
- Sorting Out College Funding Options
By: Jay Peroni | - With college tuition prices still on the rise and the economy in shambles, how does an average family meet college costs? The answer is they save early and often! Remember when a college education was reasonably priced? Those days are gone, and that's why college planning is so important. Between 2001 and 2006, the average tuition and fees at four-year public colleges and universities increased by 35%. The average tuition for private colleges increased 32% between 1996 and 2006 (according to th ...
Tags: financial planning, certified financial planner, wealth creation, investments, savings
- Financial Defeat Or Failure Is Not An Option
By: Jay Peroni | - There is a Viking legend, backed up by actual historical data, that long ago a great warrior faced a situation where surrendering in battle was not an option. Yet he and his armies faced a very powerful foe. They were significantly outnumbered and "had no chance". After sailing to the enemy's country, the warrior chief unloaded his soldiers and equipment, and then had every one of their ships burned to ashes. Addressing his men before the battle, he is reported to have said, "Do you see our boa ...
Tags: financial planning, certified financial planner, wealth creation, investments, savings
- 5 Simple Ways To Save Even In Tough Times
By: Jay Peroni | - "A prudent person foresees danger and takes precautions. The simpleton goes blindly on and suffers the consequences." Proverbs 27:12 (NLT)
Christians are not exempt from trials and struggles in life and should be prepared in advance for both feasts and famines - the good and bad times. As wise stewards entrusted with all that God provides, we should seek to plan ahead but not plan so much as to insulate ourselves from Him. There is a fine balance between saving for emergencies an ...
Tags: financial planning, certified financial planner, wealth creation, investments, savings
- Stop Making Excuses For Financial Failures
By: Jay Peroni | - Why are people so quick to blame others or circumstances for their problems? Often I see people who are quick to point the finger and it rarely points back at them. Choices are made each day, and these choices have consequences. When the results come in less than favorable, somehow it is easier to push the blame toward someone or something else. This is especially true with finances.
One example: Most Americans used to be able to rely on three income sources for retirement: the c ...
Tags: financial planning, certified financial planner, faith-based values, investments
- Finding Investments You Can Be Proud To Own
By: Jay Peroni | - This week I was reminded of Jacob's Dream found in Genesis 28. "When he reached a certain place, he stopped for the night because the sun had set. Taking one of the stones there, he put it under his head and lay down to sleep. He had a dream in which he saw a stairway resting on the earth, with its top reaching to heaven, and the angels of God were ascending and descending on it. There above it stood the Lord, and he said: "I am the Lord, the God of your father Abraham and the God of Isaac. ...
Tags: financial planning, certified financial planner, faith-based values, investments, financial investme
- Spend Less Or Earn More?
By: Jay Peroni | - Lottery winnings, investments, and inheritances aside, there are only two basic ways to increase your personal wealth: spend less or earn more. Ironically, spending less may be your most immediate route to having "more" - more affluence and more confidence.
Will earning more make things easier? Earning more money might alleviate your current financial pressures, but it also might bring new ones. More money gives you more psychological license to "live it up." Instead of the reduce ...
Tags: financial planning, certified financial planner, spending, investments, budget
- Are You Prepared For Super Inflation?
By: Jay Peroni | - With all of the reckless government spending, many are becoming concerned about the potential devastating effects of inflation. Significant inflation is not only feasible, it is very likely. I wanted to take a few moments to update you on what is going on in the economy, how inflation can be dangerous, and provide several investment ideas that will help us fight inflation in the upcoming days.
Why is inflation inevitable?
With Democrats and Republicans alike agreeing defic ...
Tags: financial planning, certified financial planner, inflation, investments, stocks
- Faith Based Wealth: A Blessing Or A Curse?
By: Jay Peroni | - Many people assume that any book that has the word "millionaire" associated with "Christian" is one that promises health and prosperity to those who are Christians who adhere to the Bible. Nothing could be further from the truth. God does wish to bless us but He does expect us to be good stewards with the blessing he bestows upon us. God doesn't need our money. He uses it as a tool to help His people. Those blessed with wealth have a greater responsibility.
I have found the wealt ...
Tags: financial planning, certified financial planner, faith-based values, investments, financial investme
- It Is Not What You Earn; It Is What You Keep
By: Jay Peroni | - How many times have you heard, "it's not you earn, it's what you keep"? I sure wished my grandfather had paid attention to this principle. However, if he had I may not be a financial advisor today. You see, I got into this industry because of my grandfather, who was quite possibly, the hardest working guy I ever knew.
Willis worked three jobs to put food on the table for his wife and seven children. He retired with nearly $500,000 and a pension. He put his life savings into CD ...
Tags: financial planning, certified financial planner, faith-based values, investments, financial investme
- A Review Of The Protege Financial Multi-level Marketing Program
By: BrianGarvin | - The company Protege Financial first registered their domain name in June 2006, although this is the first time I've heard of this company. They are based out of Valencia, CA. I'm very familiar with that area of Orange County being a Southern California native myself. The main reason this company exists is to provide their clients with investment vehicles that will not go away despite the bad economy.
The partners that make up this company are Michelle Seward, Scott Foulk and Mark Fr ...
Tags: Protege Financial
- Does Do It Yourself Investing Really Make Sense
By: Jay Peroni | - Many investors choose to handle their own finances. Typical reasons why people choose to invest on their own include, but are not limited to:
* Lack of trust in financial professionals.
* Cost issues-don't want or cannot afford to pay for advice.
* Expertise in the area of finance.
* They enjoy and have time to do the proper research.
Money can be a form of power, but the ultimate financial power is education. With the proper knowledge of how m ...
Tags: financial planning, certified financial planner, faith-based values, investments, financial investme
- The Moral Side Of Investing: Do Your Investments Reflect Your Values?
By: Jay Peroni | - Over the years I have met many people who are shocked to realize where they are investing. A few months ago I met a guy we'll call Robert. Robert was a minister in a growing church in New England. He had been a dedicated Christ-follower for nearly thirty years and a quite active investor. Before he met me, he had never put much thought into his investments or the values it reflected.
After an analysis of his portfolio and exactly where it was he was investing, he was shocked to s ...
Tags: financial planning, certified financial planner, faith-based values, investments, financial investme
- Not Wealthy? Change The Rules!
By: Jay Peroni | - Have you ever seen a hamster running on a wheel inside a cage? Hamster wheels allow rodents to run even when their space is confined. They keep running and running and make no progress. Yes, they get exercise, but they do not travel any distance. For many, their finances are like the hamster on the wheel. They keep chugging along, spinning their wheels, and making little to no progress. Why is this?
Many are programmed to live life by the rules of the world. Often I see people bas ...
Tags: financial planning, certified financial planner, wealth creation, investments, savings
- Aligning Your Money And Values
By: Jay Peroni | - You should take a personal and moral inventory of your values and beliefs when evaluating how to handle your finances. Psalm Chapter 139 verses 23 through 24 gives us a starting point: "Search me, O God, and know my heart; test me and know my anxious thoughts. See if there is any offensive way in me, and lead me in the way everlasting" (niv). There are many "hot buttons" when it comes to your life. A hot button is an issue or cause that ignites a strong emotional response.
These a ...
Tags: financial planning, certified financial planner, faith-based values, investments, financial investme
- Different Categories Of Bonds In Investment
By: trafficwala | - Investing in bonds is very safe, and the returns are usually very good. There are four basic types of bonds available and they are sold through the Government, through corporations, state and local governments, and foreign governments.
The greatest thing about bonds is that you will get your initial investment back. This makes bonds the perfect investment vehicle for those who are new to investing, or for those who have a low risk tolerance.
The United States Govern ...
Tags: investment advisor, certified financial planner, financial advisers, investment advisory, investment advisors, financial planning consultants, financial adv
- How To Find A Financial Advisor Or Investment Planner
By: Chris Robertson | - The following information will help you find a financial advisor who can address your financial needs and help you achieve your goals.
If you are looking for a financial advisor, certified financial planner (CFP), or other investment advisor, you will want to interview several before you make a selection. But even before that, you need to determine your personal financial goals.
You will also need to decide what services you want. Financial advisors offer various s ...
Tags: find, good, financial advisor, financial planner, cfp, investment
- Retirement Financial Advice In Colorado Springs
By: Richard Gray | - In todays uncertain times, retirement planning firm, retirement financial advice and investment management advisors are the buzzwords and the needs of the hour.
When one is young, one never thinks about retirement planning. But the sooner one starts planning for retirement, the better. It is not even bad, even if one starts late in life. The savings for retirement should be on top of the list. They carry tax benefits as well.
Planning for retirement is also ...
Tags: financial advisor Colorado Springs, retirement financial adv
- Five Steps To Work With Financial Planners
By: Leo Vidal | - In the midst of the credit crunch, many families and hard-workers are looking for financial advice to remain prepared for retirement. The financial industry has lost a vast amount of interest in the hearts of retirees losing parts of their 401(k); finding a financial professional suitable for your needs is number one when pre-planning retirement.
Conquer Insecurities about Financial Planners
Many people are skeptic about the issues of liars, unprofessional planners, ...
Tags: financial planners, financial planning, choosing an adviser
- Institute Of Financial Planning For Certified Financial Planner
By: Peter S Taylor | - With rapid globalization and liberalization of the world economy, it is imperative to have an in-depth understanding and knowledge about the financial and banking sectors and their responses to the ceaselessly changing economic trends. Financial Planning education has become the need of the hour because it educates an individual about the various financial options at his disposal and guides him to take well calculated decisions.
Moreover financial education is a must to improve t ...
Tags: Financial Planning, Certified Financial Planner, Wealth Mana
- The Financial Services And Banking Courses
By: Peter S Taylor | - Enhance your profession with an extra dash of knowledge by enrolling for the informative and contemporary financial market courses offered at the Indian Institute of Financial Planning. This institute evolved from an ever growing need for world class financial and banking services education with the changing economic trends and policies. Our institute offers state-of the art infrastructure and training methodology by which students and professionals can garner best knowledge and understand the n ...
Tags: financial planning in india, certified financial planner, fi
- Wealth Management Courses In India
By: Simon Nelson | - The power of the internet is so huge that the whole country is being benefited by it. Whether it is the agricultural revolution for the farmer to get a better produce price; or the revamping of the whole metro skyline by the IT companies, internet has become an integral part of the countrys growth and development.
One of the biggest advantages of the internet is the proliferation of knowledge to various parts of the country. The ability to get knowledge on demand is one of the bes ...
Tags: financial planning in india, financial education in india, c
- Financial Education In India"'"opening Numerous Gateways To Success!
By: Simon Nelson | - Taking a cue from the changing scenario in the global economy financial education in India has become very popular and the most sought after stream of education so that once they finish the certification program the successful candidates can find themselves an assured placement in top financial institutes. They become more informed about the financial market products, especially rewards and risks in order to make informed choices. The increasing number of participating consumers in newly develop ...
Tags: financial planning in india, financial education in india, c
- Financial Planning In India Is A Must For Its Economic Growth
By: Simon Nelson | - Any financial organisation dreams of achieving success and being ahead of its competitors. It todays changing market scenario, it becomes very difficult to predict the conditions and hence a fool proof plan is required to meet any circumstances. It is not an easy task and requires expert handling, which is expected from the people hired for the same. However, completing a course on the subject is not enough. It has to be done at a premier institute known for its Courses on Financial Plan ...
Tags: financial planning in india, financial education in india, c
- Have You Any Idea About Financial Courses In India That Offer Exciting Career Prospects?
By: Simon Nelson | - Do you know the vast career opportunities that financial courses offer? Is it not time to look beyond C.A and ICWA as the only courses? With the advent of market regulators like SEBI, IRDA etc in the financial sector and a host of financial companies coming up in the forms of banks, mutual funds, NBFCs, insurance etc., there are tremendous career opportunities if you dare to look beyond the conventional courses. New financial courses in India offer industry specific programs that bring with them ...
Tags: financial planning in india, financial education in india, c
- The Indian Institute Of Financial Planning: - True Trendsetter For Enriching Careers!!
By: Simon Nelson | - With rapid globalization and liberalization of the world economy, it is imperative to have an in-depth understanding and knowledge about the financial and banking sectors and their responses to the ceaselessly changing economic trends. Financial Planning education has become the need of the hour because it educates an individual about the various financial options at his disposal and guides him to take well calculated decisions. Moreover financial education is a must to improve the financial cap ...
Tags: financial planning in india, financial education in india, c
- The Road To Personal Finance 2
By: PatrickJohnson | - Keeping control of your personal finances is critical if you want to stay out of a money crisis in the present and want to achieve financial goals in the future. That will give you security, less stress and peace of mind. Being preventative about financial problems can be a great help, but in order to do that you are going to need professional assistance.
Help From a Pro
In order to get your finances in order, youll need help from an Atlanta personal financial ad ...
Tags: Atlanta personal financial, Atlanta financial advisor, Atlanta financial planner
- The Road To Personal Finance
By: PatrickJohnson | - Keeping control of your personal finances is critical if you want to stay out of a money crisis in the present and want to achieve financial goals in the future. That will give you security, less stress and peace of mind. Being preventative about financial problems can be a great help, but in order to do that you are going to need professional assistance.
Help From a Pro
In order to get your finances in order, youll need help from a Denver personal financial advisor. Your ...
Tags: Denver personal financial advisor, Denver financial advisor, Denver financial planner
- Focusing On Financial Advising -2
By: PatrickJohnson | - If you want your money to work for you in the present and the future, you need to start investing in financial planning. But you wont be able to do it on your own. Its up to you to bring in the income, but you need the assistance from an Atlanta certified financial adviser. But before you do that, you need to figure out what kind experience and abilities that your Atlanta financial advisor needs to have before you hire them. Here are some things you need to know:
Che ...
Tags: atlanta financial advisor, atlanta financial planner, atlanta certified financial adviser
- Focusing On Financial Advising
By: PatrickJohnson | - If you want your money to work for you in the present and the future, you need to start investing in financial planning. But you wont be able to do it on your own. Its up to you to bring in the income, but you need the assistance from a Denver certified financial adviser. But before you do that, you need to figure out what kind experience and abilities that your Denver financial advisor needs to have before you hire them. Here are some things you need to know:
Checking O ...
Tags: Denver financial planner, Denver financial advisor
- Excellent Steps To Get Organized Financial Planning
By: Arthur Manford Chambers III | - Financial planning is vital to your future since money is something that you not only require now, but will also need in the future. While social security was created to assist individuals with their retirement years, it simply will not be enough when you are trying to retire from working.
In order to get all of your affairs in order, you need to be sure that you are seeking out financial planning that can assist you in not only completing your taxes each year, making the most of ...
Tags: taxes, financial planning, tax
- Valuable Steps To Receive Successful Financial Planning
By: Arthur Manford Chambers III | - Financial planning is vital to your future since money is something that you not only need now, but will also need in the future. While social security was created to assist individuals with their retirement years, it simply will not be enough when you are wanting to retire from working.
In order to get everything in order, you need to be sure that you are finding financial planning that can assist you in not only conquering your taxes each year, making the most of every possible ...
Tags: taxes, financial planning, tax
- Insurance: Life Insurance, Too Much, Too Little, Or Just Right?
By: Jeffrey Voudrie | - The thought that you may not need life insurance is anathema to most life insurance agents. But as a Certified Financial Planner who is also a life insurance agent, I have a different point of view. There are times when you may not need life insurance.
To me, there are three reasons to have this insurance. You should use it to provide a way to replace the breadwinner's income in the event of premature death, as a means to pay future estate taxes for pennies on the dollar or to e ...
Tags: Insurance, Investments, Financial Planning, Life Insurance, Health Insurance
- Investing: Get Free Answers To Your Financial Questions
By: Jeffrey Voudrie | - Sometimes it is the little things in life that really make the difference. That's especially true then when it comes to dealing with financial matters. Decisions about who to trust, what to invest in, making gifts or the type of insurance to buy all have long-term consequences--and often unintended results. There are many times that a simple answer from a professional would have made all the difference. And now you can get that answer free of charge.
I've written over 160 articles ...
Tags: Investments, Financial Advice, Financial Planning, Portfolio, Free Financial Advice
- Can Talking To A Finance Professional Really Improve Your Finances?
By: jupita | - In today's fast-moving world, credit facilities, credit ratings,
and pressures of bank lending through credit cards, brings
financial know-how very high up the agenda of importance for
most people. That is why financial advisors are very useful
things to have, since not all of us are equipped to deal with
matters concerning finances. The reality is that our finances
have to be dealt with.
Mind you, sometimes a financial advisor will ...
Tags: financial planner WA, advisor WA, comprehensive wealth management WA, life insurance WA, wealth manager WA
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