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Articles about business legal insurance (0-50 of 1916)

  • Cheap Small Business Insurance Plan Online
    By: Rick Lee | - People wonder what the performance of insurance is. Well, the whole purpose is to transfer the risk to a rate that one can afford. In a nutshell, this is the premium that does not have a guarantee. This covers the risk of a business especially when it is way over the budget. Look at this example.

    A homeowner insures his house, just in case a fire occurs. He would spend less if he insured his house as opposed to not doing so.

    When getting a small business insurance plan, ...

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  • More Year-end Checklist Items For Business Owners And Investors
    By: Tom Wheelwright | - As I promised last week, this week I'm sharing a few more items that apply to both business owners and real estate investors. Here they are!

    #1

    Check Your Vehicle

    The vehicle deduction is one of my favorite tax deductions because it has the ability to turn non-deductible personal expenses into legal tax deductions. This creates permanent tax savings!

    To make this tax reduction strategy work, there are a few things that need to be tracked.

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  • Buying Or Investing In A Business? Make Sure You Use A Professional Due Diligence Checklist
    By: Wade Anderson | - The acquisition due diligence checklist comes in very handy as an organizing tool though not every item contained in it will apply for every given situation. Some items will be added while others may be omitted because an acquisition is different in different conditions and must be treated as unique.

    The acquisition due diligence checklist could begin with the corporate organization matters that will include the certificate, articles of incorporation of the target company, bylaws ...

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  • Types Of Insurance For Small Businesses
    By: Art Gib | - Starting a new business is a major undertaking that may not always be fruitful at the beginning. But with hard work and careful planning, small businesses can offer high profits. In fact, as the economy begins to emerge out of the recession, analysts conjecture that the number of small businesses will grow and more of them will be successful than ever before.

    However, with the promise of rewards also comes the danger of risk. When a small business is starting out, it typically do ...

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  • Different Types Of Motor Trade Insurance
    By: Eric Token | - Motor Trade Insurance is the most suitable policy for those involved in buying and selling vehicles or even repairing, as it covers employees, vehicles and any third party involved in the business.

    The insurance policy also provides protection for mechanics and body repairers, car importers and dealers, goods transit and recovery agents. For some businesses this type of policy is a legal requirement. Motor trade business involves risk whether you are a garage owner employing man ...

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  • The Essential Guide For Finding The Best Landlord Insurance
    By: Jackie De Burca | - Many people made hay when the sun was shining and invested in second properties or more in the UK. This created a new generation of landlords, many of whom were completely new to the business of being a landlord and what that entails. Apart from the legal responsiblities to their tenants many people appreciated the vital importance of finding the best landlord insurance to protect their asset. Lots of shopping around for the best landlord insurance quote, and the learning curve involved in appre ...
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  • Auto Insurance Coverage - Choosing A Well-established Company
    By: Jay Leo | - The most common types of insurance that we purchase are life insurance, auto insurance, and home insurances. These are provided by pretty much any established insurance company. Making sure that our valuables are protected and covered is very important.

    The business of insurance is one of the largest and fastest growing service industries around. Insurance has also become like second-nature to industrial countries. In almost every country, automobile insurance is required in ord ...

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  • Don't Take The Risk Of Leaving Your Business Without Insurance
    By: Paul Delaney | - This is a known fact that if you are running a business you are exposed to risks. These risks need to be managed by carrying out on-going risk assessment. This can be carried out by professional companies or you can carry them out yourself. The depth and complexities of risk assessment will be dependant on the size and nature of your commercial business.

    The nest step is look at all the aspects which are classed as a high risk and look at ways to reduce or lower that particular ri ...

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  • The Need For Business Legal Insurance
    By: Misael Cuadrado | - All businesses must provide Workers' Compensation coverage for the benefit of their employees who may be injured while on the job. This is a requirement of the law in every state. For most businesses, this requirement is satisfied by purchasing Workers' Compensation insurance, which is available from private insurance companies in most states.

    In a few states this coverage must be purchased from an agency of the state government. Often there will be contractual requirements for b ...

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  • Business Lawyers An Every Day Need
    By: Misael Cuadrado | - Unfortunately, small business owners who think they are saving money by trying to avoid hiring a lawyer may actually end up costing themselves far more in the long run. "Used properly, a business attorney is a cost-saving tool for your business. A business attorney can answer questions specific to your business needs and lets you sleep better at night every night and stays focused on growing your business by day," says F. Douglas Mileski, an attorney at Detroit based law firm Garan Lucow Miller ...
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  • Business Insurance Made Easy For You
    By: Paul Delaney | - Every conceivable risky aspect of your business can be well covered by the wide gamut of business insurance policies that are available. The cost and the coverage of the policies available vary, depending on the business insurance provider and the users can choose a business insurance that meets their specific needs. The suitable business insurance policy can be chosen from the following available schemes.

    General Liability Insurance:
    The general liability insurance can be ...

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  • Things To Look Out While Buying Car Insurance
    By: Hilary Mujikwa | - A vehicle is one of our assets for which we spend considerable amount of our money and care to buy. Hence protecting your car against accidents, theft and fire also becomes equally important. Well planned auto insurance can be a lasting relief to this problem. However, most countries have made it mandatory for the car owners to have their vehicles insured. Now this is made easier with our comprehensive internet based auto insurance system.


    As a preliminary step for buying aut ...

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  • Start A Bookkeeping Business - Top Insurance Tip
    By: Julia Nitschke | - When you commence your own bookkeeping business, one of the key insurances people often forget to organise is Professional Indemnity Insurance.

    You can get some policies for as little as $500 per year paid annually, whilst earning fees up to $100,000. This cover indemnifies you so that if someone sues you, you have insurance for the claims. Many bookkeepers do not bother with this, however it really is critical to ensure you are acting in a professional manner and ensuring you ha ...

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  • Do We Need Legal Insurance For Our Business?
    By: Misael Cuadrado | - All businesses must provide Workers' Compensation coverage for the benefit of their employees who may be injured while on the job. This is a requirement of the law in every state. For most businesses, this requirement is satisfied by purchasing Workers' Compensation insurance, which is available from private insurance companies in most states.

    In a few states this coverage must be purchased from an agency of the state government. Often there will be contractual requirements for b ...

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  • Business Van Insurance Comparison And Benefits
    By: mollymae | - There are a number of people who literally need business Van insurance as it certainly does not make any difference even if you are a single brand or even a large business company, you always have to be sure that the van insurance that you just purchased has to suit all of your needs. Trying to get some of the cheapest quotes online certainly can help you and your business to a much greater extent. When applying for a van insurance online with any website like insure my van man yo ...
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  • Contracts Protect Management Consultants From Liability
    By: Jim Cochran | - Before beginning work on a consulting engagement, smart management consultants protect their business interests and reduce their liability with legally binding contracts, signed by their clients.

    During the initial stages of project development, management consultants may tend to rely on informal documentation methods, such as retaining e-mails to and from the client. E-mail can provide a convenient record of written communication between you and your customer, but legally, it is no ...

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  • How To Find The Right Motor Fleet Insurance
    By: Paul Delaney | - Motor fleet insurance is a large investment for any business, and should be carefully considered. Finding the right insurance can be a time consuming task, but with a bit of careful research and comparison it will be a simple decision. Motor fleet insurance companies offer cover for most cars, vans, sedans, and four wheel drives. Some companies do not offer cover for larger or heavier vehicles, while others do. You need to carefully check your vehicles are offered cover by the companies you are ...
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  • Lionheart Assurance Fraud Prevention Toolkit: How To Avoid Identity Theft Scams
    By: Lionheart Assurance Solutions | - Discovering how to avoid identity theft scams is a serious priority for Web users, especially those that transact business online. In a bid to protect themselves from phishing and other types of online scams, however, many individuals are being duped by companies that claim to sell protection against identity theft. Some of these companies claim that they can guarantee that you will not become an identity theft victim, or fall victim to pesky scammers on the Internet. Most experts agree it is im ...
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  • Rent Guarantee With A Tenant Reference And Agreement
    By: Kirthy Shetty | - Rent Guarantee Agreement is signed between a landlord and a tenant before occupying the rented out house. This can be purchased online, for both domestic as well as business legal situations. Avoid any expensive charges of any solicitor or lawyer. Reach out to agreement experts to work on your papers. No more running from pillar to post, no more personal visits, you can have your documents emailed to you easily and you pay them online.

    Get rent assurance and avoid any damage to you ...

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  • Appropriate Building And Contents Insurance For Home Businesses
    By: Tom Jones | - You may find it easy to run your business from your home and may even feel relaxed when this house is insured adequately. But there are chances that you may be ignorant about all the insurance requirements if you are running a business from home. It is a common fact that most home entrepreneurs don't know about the hazards of running a business from home without additional insurance.

    You might be at risk!

    It is possible that you have a one man business which is just ...

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  • Workman Comp
    By: Carl123 | - With regards to your State's workmans compensation or workman comp laws, your industry may be qualified for a cutback in the workmans comp insurance payments, making it more viable in the market.
    Mostly, State workmans comp laws are competitive and the employers can acquire a workmans comp insurance from any private insurance company and not just from their State's non-profit fund.

    While the workmans comp insurance premiums have risen in ...

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  • Liability Insurance For Small Businesses
    By: Nikhitalonely | - There are over 80% of the businesses in United States that are run in partnerships or individually. For almost all of these small businesses, these kinds of ownership may put the business and individual at a liability risk. Having appropriate and adequate small business liability insurance can then protect your business and you from fiscal damage.
    A general crisis for a limited company or an incorporate is that the trade owner may believe he is completely sheltered from individual liabilit ...

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  • Looking For Cost Effective Courier Insurance?
    By: Eric Token | - This ongoing period of financial duress is witnessing an increasing number of people looking at cost efficient options in almost every sphere of life, and the same goes for people looking at options to meet their courier business related insurance needs.

    With almost every business (as well as individual) requiring the services of a courier at some point or the other, the responsibilities that come along with the job are immense. As a courier, you would be responsible for the safe ...

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  • Why Product Liability Is So Important In Today's Business World
    By: Gemma-Leigh Garner | - For many business owners, liability insurance is something that they are very aware is crucial for their business; but many don't know that there are different kinds of liabilty policies to choose from, much less which policy is right for their business. While there are actually many to choose from, the primary three are professional indemnity, product liability, and general liability.

    Let's begin with product liability insurance, and even more so, let's begin with actual product ...

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  • Three Common Business Liability Insurance Policy Types
    By: Gemma-Leigh Garner | - Most business owners are aware that they should research getting business liability insurance coverage, but only a small percentage realize that there are significant differences in the types of liability insurance policies. Professional indemnity insurance, product liability insurance, and general liability insurance are the three main types, and they differ significantly on the types of claims they protect a business against.

    To begin, let's cover product liability insurance. ...

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  • Product Liability Insurance: The Right Insurance For You?
    By: Gemma-Leigh Garner | - Liability insurance is something that most business owners realize they need to investigate, but sadly, many don't know much about the subject. For instance, there are several kinds of business liability insurance, and it's important to understand which kind best applies to your business. Some businesses will need professional indemnity insurance, some will need product liability insurance, and others will be covered sufficiently with general business liability insurance.

    Let's ...

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  • Choosing The Right Taxi Insurance
    By: Christopher Reinhold | - Getting a taxi insurance policy for a taxi is mandatory according to law; no vehicle cannot be driven on the road without insurance. The frequency of taxis being driven on the road, being high, makes them more likely to be involved in an accident.

    Any driver caught without a taxi insurance policy can loose his licence, as well as his job. A taxi insurance policy is a lot different from normal car insurance. For a taxi there are more options as the driver is insured, the passenger ...

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  • Looking For Cost Effective Courier Insurance?
    By: Eric Token | - This ongoing period of financial duress is witnessing an increasing number of people looking at cost efficient options in almost every sphere of life, and the same goes for people looking at options to meet their courier business related insurance needs.

    With almost every business (as well as individual) requiring the services of a courier at some point or the other, the responsibilities that come along with the job are immense. As a courier, you would be responsible for the safe ...

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  • What Kind Of Business Insurance Does Your Business Need?
    By: Art Gib | - Whether your business is a large corporation or just s small company run out of your home, having the right kind of business insurance is very important. Obviously because your business is unique and special, you are going to need a specially put together insurance package that is just right for you. Before finding an insurance agency, there are a few things that business insurance plans typically offer.

    Most business insurance plans offer property insurance for the buildings an ...

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  • What Kind Of License Do You Need To Hire A Rental Car In Australia?
    By: Amy Nutt | - If you're going to Australia for vacation it's likely that you'll be there for more than just a day or two, for an effective holiday halfway around the world you'll need at least a week or more to have the full experience after you've recovered from the exceedingly long journey. Odds are, if you're there for a week or ten days that you'll have plenty of plans for fun things to do during your stay, most of which will probably require further travel of some variety.

    Taxis are an ...

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  • Business Insurance Quotes - Looking For The Right Business Liability Insurance Quote
    By: Emeka Ezidiegwu | - Business insurance quotes are a vital step in obtaining the liability coverage that is right for your company. Regardless of whether you have a large business, partnership, or home-based company; business liability insurance is crucial to your long term survival. Unfortunately for most business -- most policies are written in confusing legal terms and insurance agents usually hide under it to sell the most coverage possible.

    Business insurance quotes are usually a means to help ...

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  • The Different Kinds Of Insurance Available In South Africa
    By: Lavana James | - Some of the different kinds of insurance, amongst others, available to South Africans:

    Business or Corporate Insurance

    Business insurance is generally a package of insurance options all rolled into a single policy, taking the specific needs of the business owner into account. The primary subtypes of this kind of cover are

    Various kinds of professional liability insurance
    The business owners policy which bundles various forms of cover t ...

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  • Why Should Accountants And Bookkeepers Get Errors And Omissions Insurance?
    By: James Cochran | - A common misconception is that doctors and lawyers are the only professionals in need of Errors and Omissions (E&O) insurance. In fact, nearly every organization that provides a service to a client for a fee has E&O exposure, and because professional requirements are broadly defined in legal terms, Professional Liability insurance shields businesses from the unforeseen.

    Errors and Omissions insurance, also known as Professional Liability Insurance, protects organizations or indivi ...

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  • Buying Tips For Small Business Liability Insurance
    By: James Cochran | - Many small businesses operate without liability insurance to cut down on operating costs, but in todays business climate in which frivolous lawsuits are brought against companies on a daily basis, operating without any liability coverage is a highly volatile practice. Often, the cost of defending a claim without insurance can push a small business into extreme debt or bankruptcy.

    Small business liability insurance can end up saving a company from a financial disaster in t ...

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  • Are You Accountable As A Small Business Owner?
    By: James Cochran | - Today, there are more than 23 million businesses operating as sole proprietorships or partnerships. This accounts for more than 80 percent of all U.S. businesses, according to BizStats.com. Do these structures protect small business owners from certain liabilities, or if a suit was brought against them, could their assets be at risk?

    There is a common misconception that limited liability companies (LLCs) or incorporated structures are absolute safeguards against personal liability ...

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  • Disability Insurance Disputes - Business Overhead
    By: Solomon | - Business overhead insurance disputes can be crucial to the long-term success of a small business, partnership or professional practice. When a disability suit occurs, the business owner is hit hard with expenses, all the while losing valuable income from the halting of the business. Many businesses are forced into failure each year because they were denied valid business overhead insurance claims from their insurance companies. When a founder or key employee becomes totally or partially disabled ...
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  • Statistics Show That For Millions Of Americans, Insurance Is More Than Worth The Cost
    By: James Cochran | - Today, many small businesses operate without liability insurance with the exception of the workers' compensation insurance, which is required by law. In many cases, business owners simply want to cut down on operating costs, but in today's climate in which worker compensation claims have skyrocketed, operating without any liability coverage is a highly volatile practice.

    With just one claim, what took years to build can be wiped out. Without liability insurance, the bus ...

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  • 2 Steps To Small Business Health Insurance Plans
    By: Jack Adams | - For small businesses, group health insurance covers are the most appropriate option. The group health plans are suitable for organizations that employ from 2 to 50 people. Due to the rising costs of health care in the US, group health plans have become essential.

    This rise in healthcare costs creates a challenge for small businesses that need to provide health insurance is affordable to their employees. By offering an attractive health insurance benefit you will not only attract n ...

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  • 8 Tips On Protecting Assets With Business Liability Insurance
    By: MatthewPawlina | - A business however big or small means responsibilities of many kinds. And one of the things every business needs is liability insurance.

    When running a business as a partnership or sole proprietorship it means that your business and personal liabilities are at risk. To protect yourself and the family from financial disasters it is essential to insure yourself with a business liability policy.

    There are three kinds of liability insurance:

    * General Lia ...

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  • 5 Case Studies In Liability Disasters
    By: James Cochran | - Its simply human nature to think that no harm will ever come, or hit close to home. Unfortunately, things go wrong from time to time. Because the unexpected is possible at any given moment, its vital to have insurance, business insurance, liability insurance, and professional liability insurance for the best prevention possible. As the old saying goes, Hope for the best, but prepare for the worst.

    It pays to have property, auto, and life insurance for personal protec ...

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  • Home-based Business Owners, You Need Insurance Coverage
    By: Lara Newcomb | - When you start a home-based business, buying insurance may not be your first priority, but you cannot afford to ignore it either. When the unexpected happens - and it will - having insurance coverage may mean the difference between the success and failure of your home-based business.

    You may not require all types of insurance listed here, but taking some time now to consider your insurance needs can save you money and headaches in the future. Ultimately, after reading this articl ...

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  • You Need Insurance Regardless Of Your Business
    By: James Cochran | - While it might be comforting to think that insurance is something that only the big companies need to worry about, insurance is something that all businesses need to worry about. Indeed, the smaller you are as a business, the more vulnerable you are to a wide array of risks that can only ultimately be dealt with by adequate business insurance protection.

    When you run your own business, you take on obligations and responsibilities above and beyond that of the average citizen. In fa ...

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  • Why You Should Consider Umbrella Insurance
    By: James Cochran | - Why do you carry an umbrella? The easy answer is so that you protect yourself from the rain, right? Well, not exactly. You also carry an umbrella in case it rains, at least forward-looking people do. And business owners and professionals looking for the right insurance always have to be forward-looking, don't they?

    In other words, an umbrella is an "insurance policy" in the event that weather disaster strikes you. You may have a waterproof coat on. You may be wearing rain boots. Y ...

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  • Is It Ever Too Early To Get Business Insurance?
    By: James Cochran | - There are various things that come to mind when people start and grow their own business. They think of financing, location, and even legal fees associated with their dreams of becoming a successful entrepreneur. What they often overlook or don't consider is the need for business insurance, especially small business insurance for many, when embarking on the challenges of a starting entrepreneur. Incorporating your needs for insurance is a vital component of the start-up process.

    ...

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  • Risks Related To Business Owners Insurance
    By: Tristan Andrews | - Apart from a lawyer and an accountant, another professional that should be incorporated in the process of the constitution of a new business is an insurance agent in order to be in charge of all the needs related to insurance. Business Owners Insurance helps protect your business is many aspects and is a comprehensive policy for business owners.

    Within the market, there is a wide range of offers related to insurance policies, and among these, there are some which are especially de ...

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  • The General Business Advisor, A General Practitioner For Business
    By: Terry H Hill | - There are many types of business advisors---financial, legal, insurance, special projects, etc. ---who can offer expertise in solving specific problems that inevitably face every business owner or budding entrepreneur.

    Employing specialty advisors on an individual basis has value when the business owner has accurately determined what the specific problem is. However, many business owners struggle with the process of determining just exactly what that problem is!

    U ...

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  • Your Home Business Legal Points
    By: james lowe | - There are several important legal factor groups to consider when getting into running a home business.

    Like it or not, beyond our control, one of them is the legal field.

    Did you know that there are also quite a few legalities you will need to keep in mind?

    It is true, you will not be able to simply open up your doors and hang out a sign.

    As a matter of fact, depending on the business you are running in your home, there are diffe ...

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  • Small Business Tax Issues For Self-employed Individuals
    By: Richard A. Chapo | - The United States is a nation of entrepreneurs. There are literally tens of millions of self-employed individuals that enjoy pursuing their dream business. Of course, few of you enjoy the paperwork and confusing tax issues that arise from owning your own business.

    Many self-employed individuals are considered "sole proprietors" or "independent contractors" for legal and tax purposes. This is true regardless of whether you are turning a hobby into a business, selling an indispensab ...

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  • Memo To Myself "€" I Need Keyman Insurance
    By: Michael Challiner | - Last month I had to drive down to London. I don't like driving at the best of times but the rain, spray and heavy traffic on the M1 made conditions difficult. Radio 2 kept me company and the heater kept me warm. Then I hit that queue - six miles solid and I was soon an hour behind schedule.

    They were still clearing up the accident when I got there. It was nasty. A lorry and what was left of two cars. Made me think, after all that could have been me. Yep, my life insurance is up t ...

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