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Articles about affordable housing (0-50 of 1483)

  • A New Age Of Housing Associations
    By: Peter Aps | - Housing associations have come some way since the 'old days' when there were only a few of them and the number of properties available was limited. These days, there is a lot more property available because there are planning laws in force that ensure that developers make a share of property available to housing associations. These may be rented or sold to first time buyers.

    With the boom in the property market over the last few years, home ownership has become fashionable and a mus ...

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  • Live In Beautiful Palm Springs "€" One Of America's Best Loved Cities
    By: maggie winters | - Spectacular Palm Springs, located in Riverside County in beautiful Southern California, is more than just a fun travel destination. Nearly 50,000 residents call this glamorous city home. And it is easy to understand why, because even in these tough economic times it does not take a fortune to live in this famous town. Many apartments for rent are within the grasp of the average savvy consumer.

    With its rich history, world class visitors including Presidents Franklin Roosevelt, Dwigh ...

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  • The New Direction Of Panama"€™s Real Estate Market
    By: Melissa Chappell | - Leading up to 2009 it appeared that Panama may have been fortunate to escape the severe economic and real estate downturn that had been devastating other markets around the world. Unfortunately Panama was not immune and the start of 2009 saw a steady decline. Occurring much later than other world markets gave Panama the advantage of taking any necessary steps to avoid a severe downturn and following approximately 6 months of decline, the market has now started to level.

    The sector h ...

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  • Habitat For Humanity Homes Booming In The Current Climate Of Foreclosures
    By: Gary Ashton | - While the numbers won't be available for this year's foreclosures for some months yet, the numbers for homes lost due to foreclosure for last year are easily available for those who're brave enough to take a look at them. Reported losses to foreclosures range as high as a million homes lost for 2008, with over two million homeowners facing foreclosure proceedings between January and December 2008. Foreclosures in the beginning half of 2009 were even more prevalent than the previous year.
    < ...

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  • Affordable Homes And First Time Buyers
    By: Andy Jones | - Times have changed recently for first time buyers. House prices were rising weekly and more first time buyers were stretching themselves, some possibly borrowing up to 6 times their salaries. Affordable housing was also becoming more popular and there was increased demand due to rising property prices, shortage of affordable homes and social housing shortage.

    Over the last year and a half now that the economy has taken a downturn, it is a different story. 100% mortgages are no longe ...

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  • Experts: Housing Market Back To Its Peak In 18 Months
    By: Grant G. | - Americas troubled housing market will return to full health, having fully recuperated from the perils of the economic recession by April, 2011. According to experts, if current market trends of the past few months continue, the housing market will return to its peak form in 18 months.

    The bold prediction came from Stuart Law, chief executive of Assetz, who deal primarily in property investments. While observing property activity over the past six months, Law is very confident in th ...

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  • Can I Get A Mortgage Modification On My Second Mortgage
    By: Ray Heinson | - Home Loan modifications are created to make the mortgage payment easier to pay, generally by decreasing the interest rate, furthering the loan term and, rarely, by reducing the loan balance. It is not a mortgage refinance, which pays in full the current loan with a new home loan, but it is subject to lender approval.
    The "Making Home Affordable" plan from the Obama administration, a new second-mortgage plan gives homeowners whose first mortgages are modified to automatically have payments ...

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  • Indicators Of An Affordable Mortgage
    By: Amy Nutt | - For most people, one of their biggest dreams in life is to own a home. With so many mortgage options available, it can often be confusing figuring out what it means to acquire an affordable mortgage. There are a number of indicators that will tell you if a mortgage is affordable. Below is a list of indicators to help you determine if a mortgage is affordable.

    1. Because of the current state of the housing market, lenders are now offering great deals on interest rates. Currently th ...

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  • Shipping Container Construction: One Solution To Affordable Housing
    By: Lynn Bulmer | - The problem of affordable housing has been a problem in many areas of the world for a long time, even before our current economic turn for the worse happened along. To combat this problem and also to address the issue of sustainability, some architects started looking at alternative building materials.

    One of the building materials that they discovered was used shipping containers; in many parts of the world makeshift dwellings had been made out of these large metal boxes previousl ...

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  • Manufactured Housing Brings Easy & Affordable Solutions
    By: Robert Chatham | - There is a growing demand for manufactured housing in the last couple of years. Formerly manufacturing homes were referred to as mobile homes or trailers as they were designed for mobile use. But now many people prefer them for stationary living. Now-a-days, these manufactured homes are available with many more stylish designs than earlier.

    There is a very slight difference between modular homes and manufactured homes. Both the houses are pre-manufactured and similar in many ways ...

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  • Affordable Health Insurance Available For People In Low Income Housing Across The Country
    By: Ronnie Hamilton | - There is affordable health insurance offered all over the country by companies who are willing to offer your great rates for very low prices. Not only are these rates low, but the rates are for premium care and service from these health insurance companies who are looking to give you the best available health care for your money. These companies know how important it is for you to have health insurance and be able to afford it for prices that are within your price range.

    With th ...

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  • Social Housing-00-831
    By: 4Ps_Marketing | - Housing associations have two priorities relating to their stock: to update existing dwellings and to increase their portfolio share through new build.

    The Government reported that in 1997 there were over two million homes that were considered below decent standard and claimed that local authorities were not keeping up with required maintenance or demands of tenants. As a conclusion, the Government proposed an initiative that would bring 95% of social housing up to a mini ...

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  • Obama's Housing Plan - Making Homes Affordable
    By: Jill Black | - In a plan that promises to keep seven to nine million borrowers from losing their homes, the Obama administration announced its "Making Home Affordable" initiative. The Treasury Department released detailed guidelines about how it plans to help Americans refinance mortgages that would offer lower monthly payments.

    A statement released by the Treasury Department said, "The present crisis is real, but temporary. As home prices fall, demand for housing will increase, and conditions ...

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  • Apartment Swap- Reduces Your Vacation Costs Almost Exclusively
    By: roomexnet | - You are planning to travel somewhere for a long holiday. At the time of visiting somewhere two things are required importantly to make your journey full of fun and excitement. First is Accommodation and another is Airfare. Now it may be possible to find a last minute swap Mostly people are not allowed to travel nearly as much as they would like to. Secret is in learning how to travel cheap and there are many ways to make your trips much cheaper and thus more frequent. One of those secret ways is ...
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  • Making Home Affordable... If You Qualify!
    By: Elin M Bullmann | - Making Home Affordable is part of President Obama's comprehensive strategy to get the housing market back on track. Through the Making Home Affordable Program, up to 9 million American families may be eligible to refinance or modify their loans to a payment that is affordable now and into the future.

    The problem is that millions of American families won't qualify. Yes, on the surface it sounds like everyone's got a new lease on life, but let's look at the details.

    E ...

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  • Social Web Results
  • The Affordable Business Wire of Choice For PR Professionals Shared By: liz_articlehelp - The Affordable Business Wire of Choice For PR Professionals OfficialWire was founded April 24, 2001 Follow Us @OfficialWire Journalist Registration...

  • Challenging the Commonplace: Senior Couples Split to Afford Nursing Home Care Shared By: tidewaters - People again are parking themselves overnight to line up for 'affordable' housing... So much for that housing correction, eh?

  • ProInspire Blog: ProInspire Spotlight: Keiva Dennis, National Housing Trust Community Development Fund Shared By: proinspire - NHTCDF provides prudent loans to developers preserving affordable housing. I source and underwrite new loans, maintain the current loan portfolio,...

  • Study: Despite price declines, many families still can’t afford homes - Denver Business Journal Shared By: denbizjournal - Even though home prices have dropped in recent years,... have a hard time affording housing, a new report by the Center for Housing Policy shows.

  • Availability of new affordable homes in England up by 4 Shared By: What_House - The supply of affordable homes in England improved by 4% last year, according to government figures published this week. A total of 55,770 affordable...

  • DESPITE HISTORIC DROPS IN HOME PRICES, NEW STUDY FINDS HOUSING COSTS ARE ACTUALLY ON THE RISE FOR AMERICA�S FAMILIES Shared By: hwri - Washington, DC... a new Center for Housing Policy report released today reveals that housing affordability has actually worsened for America�s familie...

  • Scottish Parliament Scotland's first eco house in EK - East Kilbride News Shared By: ThePurestCalm - THE Scottish Parliament have been asked to mark the opening of Scotland’s first ever affordable low-carbon eco house at South Lanarkshire...

  • Mayor hopes to recover housing aid - hgazette.com, Haverhill, MA Shared By: massroundup - The 40R "smart-growth" program aims to increase housing affordability by boosting housing production. Part of the program was to provide cash payments...

  • CANADA MORTGAGE AND HOUSING CORPORATION | Governments of Canada and Ontario Celebrate New Affordable Housing in Orillia,... Shared By: RealEstate_News - for 77 new affordable housing rental units for seniors, persons with disabilities, and low income households was announced today in Orillia.

  • Institute Notes: A Dialogue on Overcoming Hunger and Poverty: Housing and Hunger Shared By: CalredevelopLil - Lack of affordable housing is directly related to child hunger, reports Children’s HealthWatch, a Boston-based group, in a new study.


  • Student Housing Abroad
    By: Daren Kyle | - After deciding which country to study and what course to take, another decision every international student has to make is choosing the best place to stay. It is very important to find the best accommodation. This does not mean it has to be fancy and state-of-the-art. The key in finding you second home is looking for one that suits your personality and of course budget!

    Luckily, SpainExchange offers easy-to-follow searching procedures for international students looking for resi ...

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  • People Will Not Want Mortgage Debt In The Future
    By: Lawrence Roberts | - The next big psychological change to impact housing will be a change in homebuyer's relationship with debt. When prices were going up, and nobody thought they were going to have to pay the debt off themselves, people borrowed all they could. Once prices stopped going up, and people were faced with paying off these enormous debts, the appetite for borrowing cooled significantly.

    Equity can be created in a home in two ways: you can pay down the debt, and the house price can apprecia ...

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  • The Pent-up-demand Meme Is Complete Nonsense
    By: Lawrence Roberts | - The realtor spin about "pent up demand" is complete nonsense. There is probably a lot of pent up desire for housing, but demand is measured in dollars, and there is a major lack of demand with the absence of lender funds, and a large and growing "pent up supply" of foreclosures.

    Nobody wants to lose money when they sell their house. Many sellers put no money down, so they were not losing any money, only their credit score. However, many sellers have lost some of their own money. S ...

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  • The Key To Housing Affordability Is Not Mortgage Finance
    By: Lawrence Roberts | - The difficult problem with affordable housing is how to provide it without making it unaffordable. Finance is not the answer. We all want affordable housing. There are numerous government programs designed to provide low-cost rental and ownership properties to people in all walks of life. Lenders, builders, realtors and buyers all benefit from affordable housing because affordability means an increase in transaction volumes and more money into the pockets of those dependant on the real estate ma ...
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  • Which Direction Will The Springfield Illinois Housing Market Go?
    By: Fritz Pfister | - There were encouraging signs for the Springfield housing market the week following Valentines Day. Local Realtors posted 94 sales pending for the best week of the year by far. The burst in activity pushed the sales pending for the year a dozen ahead of the same time frame in 2008.

    The real barometer however is the number of closed sales because not all the sales pending will close. Through February 20, closed sales lagged 25 behind 2008, or down by 8.6%. February of 2008 was one o ...

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  • The Current Housing Market
    By: Alan Sharp | - The housing economy has gone through some dramatic changes this decade. The current real estate market has seen drastic price declines in nearly all of the US. The number of houses and condos for sale in major areas is at record highs, and there are more homes in default in history.

    The reason we're seeing these dramatic market shifts is because lending guidelines became too lenient. Buyers that shouldn't have qualified for loans, were now qualified. Another factor that promoted ...

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  • The Stimulus Bill And Housing
    By: Fritz Pfister | - In 2008 the Bush administration implemented a $7,500 tax credit for first time home buyers. Although well intentioned the proposal has had little impact upon home sales in Springfield Illinois, and probably across the nation. Why? The money had to be paid back, and was limited to only first time buyers of homes.

    The reason our economy is in a tail spin is due to the federal government under Clinton ordering Fannie-Mae, Freddie-Mac, and HUD to make home loans more affordable for lo ...

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  • Individual Dental Insurance Plan - Reduce Fee Dental Insurance
    By: Sunny Tan | - If you would want a more affordable dental insurance coverage, you can always go for the reduce fee dental insurance coverage plan. Such coverage however will also be on a reduce coverage basis, which would correspond to the plan. These plans are designed to give the most affordable kind of a dental insurance coverage possible. Since the insurance cost is very low, it will only cover the very basic dental service available and nothing else. This plan is most suited if you cannot afford the m ...
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  • Unaffordable House Prices, Will It Last Forever?
    By: Lawrence Roberts | - During the housing bubble, prices detached from their fundamental valuations and became very inflated. This price inflation created a situation where affordability dropped to record low levels in many real estate markets. The fear of buyers was that failure to purchase a property would mean they would never be able to own because they would be priced out forever. For this fear to be realized, prices much sustain inflated levels of low affordability forever. Is this possible?

    All m ...

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  • Higher Interest Rates And Residential Real Estate Markets - What Would Happen?
    By: Lawrence Roberts | - A key factor impacting the fundamental value of housing and thereby the bottom is interest rates. Higher interest rates would devastate residential real estate markets. When interest rates go up, the amounts borrowed go down assuming a consistent payment. As amounts borrowed go down, so do real estate prices.

    Interest rates went down during the price decline in the early 90s. That softened the impact and made the decline take somewhat longer. When interest rates are declining, bub ...

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  • The U.s. Housing And Economic Recovery Act
    By: Brian S. Icenhower | - On July 30, 2008 United States President George W. Bush signed into law the Housing Stimulus Bill H.R. 3221, now dubbed the Housing and Economic Recovery Act of 2008. This historic bill was previously passed in the House of Representatives by a vote of 272-152 and in the Senate by a vote of 72-13. As with most bills signed into law, this act is comprised of a multitude of compromises on a variety of housing and financial issues that have recently plagued the nations economy. There ...
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  • Charitable Realtors: Ideas To Improve Karma And Help Those In Need
    By: Andy Asbury | - For many of us in the real estate industry, this past year has been a difficult one, with stagnating housing markets and economic ups and downs. You've likely had to overcome many challenges this year, and are feeling grateful for having either survived or thrived in an otherwise gloomy climate. If you're like me, you're not only thankful for your success, but you're now wondering how you can help those in need in your community.

    As a realtor, there are many things you can do to ...

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  • Providing Affordable Home Resources In The State Of Connecticut
    By: Samson Paulotti | - Since the year 2000, prices of homes in Connecticut have risen up to 70 percent, which is not commensurate with increases in wages and income resources for residents. Rising at a rate that is twice more fast than wages, median home prices have become unaffordable to median wage earners. Residents in the 25 to 34 year old bracket have flocked to other states since 1990 due to lack of affordable housing resources. The rate of loss in this bracket is higher than all the other states. Every 7 minute ...
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  • Housing Skill Do You Have What It Take
    By: Oca Ong | - Roofing repair or installing a new roof is a time-consuming process. However, you just cannot put this aside or take this for granted .One of the most commonly used roofing in the world is metal. Perhaps because it is readily available in the market, comes in various colors, and styles that is why it is the popular choice among homeowners and builders. Metal roofing is also durable like any other roofing materials though the early cost will be high, however the return of investment on metal roof ...
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  • Home Buying Tips From Housing Department Of Us Government
    By: Charles Bretz | - A person who has purchased a home of his own can truly appreciate the difficulties he has to face during the entire process. Even the U.S government is not blind to this problem as is evident from the steps it has taken to solve this problem. However, the government does not work only on empty sympathy.

    In fact, the Housing Department of U.S Government has provided the citizens with all the necessary information relevant to housing that can be immensely useful during home purcha ...

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  • New Housing Bill In A Nutshell
    By: Ed Kirkland | - The housing bill basically represents a temporary lifeline for mortgage companies Fannie Mae and Freddie Mac and relief for 400,000 homeowners in mortgage distress. All in all, there is about $15 billion in housing tax breaks. Here is the bill in a nutshell.

    Treasury is authorized to spend billions of dollars on mortgage giants Fannie Mae and Freddie Mac in the event of their financial demise. Combined, these two companies hold almost half of the mortgages in the country, to a t ...

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  • How The Affordable Equity Project Can Help You
    By: Ron Subs | - The Affordable Equity Project can help you if you live in the New York area or are planning on moving to this area of the United States. It is a project that allows people to look for affordable rental properties in and around New York, including the areas surrounding the city. This program deals with both landlords and tenants in an attempt to find rentable property that will benefit both.

    The housing crisis in the country is reaching epidemic proportions. The economic cond ...

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  • What Is The Affordable Equity Project
    By: Ron Subs | - The Affordable Equity Project is a housing project unique to the New York area that enables those who live in the NY area who are looking for a place to live find a rental that is affordable for them. The program basically gets renters together with landlords as well as other property owners and enables people to find the most affordable rental for them. In addition to working with landlords and property owners, they company using this project will work with the landlord and get the rent defe ...
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  • Can You Get Separate College Student Health Insurance For Your Child?
    By: Ryan Patterson | - We know that loving and caring for children doesnt stop at school graduation. With the joy and excitement of sending a child off to college come a new set of parental responsibilities that encompasses everything from financial aid to finding affordable housing. Another consideration is making sure adequate college student health insurance is in place for college-bound sons and daughters.

    As difficult as it may be to think about taking on an additional expense when facing tuitio ...

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  • Important Facts On Subsidized Senior Housing Program
    By: Cindy Heller | - If you have a limited budget, but you want your elderly loved ones to live comfortably in peace and privacy, you should apply for subsidized senior housing program. You should understand that this program is not intended for elderly who needs constant care and supervision. Rather, it offers some extras to help elderly people to live more comfortably, such as handicapped toilets and wheelchair ramps. This subsidized senior housing has skilled staffs to deal with elderly people and help their need ...
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  • Fix It And Flip It - How I Lost Money On Real Estate
    By: Jonni L Good | - I've known a lot of people who have lost money when they sold their homes. In fact, I'm one of those people, and it's happened to me more than once.

    There are a number of factors can cause a financial loss when you sell your house, including the need to sell at the wrong time due to divorce or an impending foreclosure, or a downturn in the local real estate market. However, it's also common to lose money simply by making too many expensive changes to the house before putting it o ...

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  • First-time Buyers - Why You Should Spend Less Than You Can Afford For Your New House
    By: Jonni L Good | - Almost all first-time home buyers find that their income will only allow them to qualify for a fixed-rate mortgage that will buy a house that is smaller or less desirable than the house they've been dreaming about. When they discover this limitation, many young couples start talking to their loan officer about an adjustable rate mortgage with a low starting interest rate. This may allow the buyers to qualify for a loan on a nicer house, but they'll still struggle to make enough money to cover th ...
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  • The Case For Buying A Small House
    By: Jonni L Good | - When I decided to write an article in defense of the small house, it was hard to know where to start, because there are so many reasons why I think small is beautiful when it comes to houses. I freely admit that I love living in small houses - in fact, my ideal abode would fit many people's idea of a tiny house. My previous home in Portland was only 420 square feet, and for me, a single woman, it was perfect. My current home, which is huge by comparison but still under 900 square feet, seems too ...
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  • Six U.s. Cities Recognized For Increasing Affordable Housing
    By: Real Estate Advisor | - Six U.S. cities have been recognized as the best places for increasing affordable housing by the National Association of Realtors (NAR) and the United States Conference of Mayors. The selected cities receive recognition for the innovations made in housing, improvements in housing opportunities and increased affordability.

    Launched in 2004, the 'Ambassadors for Cities' program envisages the development of housing opportunities and homeownership in communities every year, through im ...

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  • Understanding Calgary Real Estate Market Of Near Future In Light Of Prevailing Trends
    By: Jason Uvios | - People are often querying about forecasts regarding the Calgary, Alberta housing market. This is especially requested for with regard to the frenzied Calgary real estate market prevailing for a little time now. The print and other media have been providing information suggesting that there is a bubbly situation in the Calgary, Alberta real estate market. These, however, do not hold much truth and the real estate market in Calgary is both predictable and healthy i.e. worthy of investing in safely ...
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  • California Renters Squeezed By Lack Of Affordable Rentals
    By: Nef Cortez | - You don't have to read several media sources to notice that there are two growing trends affecting the leasing and rental market. More and more renters are searching for their next apartment online as opposed to traditional methods and rental prices are rising as consumers choose to rent rather than buy in order to wait for home sale prices to improve in affordability-- as is clearly evident in California where the median sales price of a home is at $560, 690. Across the nation, the median sal ...
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  • Global Top 10 Affordable & Unaffordable Real Estate Markets
    By: Real Estate Advisor | - The 3rd Annual Demographia International Housing Affordability Survey 2007 rates the housing affordability in major urban markets across the globe. The survey included 159 major urban housing markets in 6 countries - Australia, Canada, Ireland, New Zealand, United Kingdom and the United States.

    Demographia uses 'Median Multiple' to rate housing affordability which is calculated by dividing median house price by the median household income. A higher median multiple indicates poor h ...

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  • Affordable Homes And Real Estate In U.s. College Football Towns
    By: Real Estate Advisor | - Often with financial help from parents, some college-age students choose to purchase homes or condos in communities where they attend college. This option allows students to live in a property that is usually more spacious and comfortable than typical dormitory-style rooms. For students who value attending a college with a large football program, affordable real estate may be an important criterion when selecting a college or university.

    Coldwell Banker, a real estate firm, conduc ...

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  • 2006: U.s. Cities With Affordable Real Estate And Homes
    By: Real Estate Advisor | - The price of housing is a major challenge in the United States. Some estimates note that more than 50% of the population cannot afford a median priced home. According to National Association of Home Builders (NAHB), of the total number of new and existing homes sold nationwide during the third quarter, only 40.4 percent were affordable for families earning the median U.S. income of $59,600.

    But it is good news that housing affordability on the national level has not changed much i ...

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  • 2006: Condo Surplus In San Diego County
    By: Real Estate Pros | - Condominiums are an important part of San Diego's real estate landscape. Although there are some very pricey condos, in general, condos are more affordable than single-family homes and represent a good housing option for moderate and lower income buyers. With the housing boom seen over the last few years, San Diego experienced a rapid expansion in the number of condominium units available for sale. Much of this expansion occurred by converting existing apartment complexes into condominium projec ...
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  • Low Income Senior Housing, It Is All Relative
    By: Jerry Cahill | - Does the phrase low income senior housing bring anything to mind when you hear it? You should think it means affordable, clean, healthy housing such as condos or apartments for senior citizens. It is fairly easy to find the clean and healthy senior living space. It is the affordability that warrants further discussion.

    Unfortunately our older populations are showing a wide disparity in income levels across the United States. This may be true in other societies too. This gap i ...

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  • So What Is Going On In Affordable Housing?
    By: Chris Anderson | - Copyright 2006 Chris Anderson

    In the world of real estate investing, many people have been advocates of purchasing in the affordable housing area. While we were certainly not unique in that stance, we do believe that now many people are jumping on that bandwagon.. And we believe that is good for not only investors but also for the general population as well.

    Some real estate pundits may say that there is quite a substantial amount of available housing nationwide; ...

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