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Articles about Washington State Self-emp (0-6 of 6)

  • Haven't Shopped Lately? You Might Be Getting Ripped Off
    By: Michale Simson | - Are you getting ripped off by paying too much for your health insurance? The same type of plan can vary by hundreds of dollars per MONTH depending on which company you choose with very similar benefits! Below we compare four similar and popular plans (noting any major differences) with their monthly costs. Which one is right for you? We can help and will work to get you the biggest bang for your buck.
    The plans quoted are top of the line comprehensive coverage with Prescription, Maternity, ...

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  • Lifewise Health Insurance Plans Announces 2009 Rate Increase
    By: Michale Simson | - Dont panic though. Lifewise Health Insurance Plans, the Individual Health Insurance division of Premera Blue Cross in Washington just announced their yearly rate increase. As of January 1st 2009 all their plans will increase by the same amount. How does this stack up against this past summers rate increases by Regence Blue Shield and Group Health? Pretty darn good.

    The Lifewise rate increase for 2009 will be 7.4%. That is not a typo. Single Digits. Below 10%. Wow. Yes, that is ...

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  • Use Your Health Insurance To Save Money On Taxes
    By: Michale Simson | - Proper planning with respect to how you structure and use your health insurance can really pay off when the tax man comes. Im not a registered tax planner, CPA, etc., but the next few items should be discussed with your tax preparer.

    H.S.A Plans: A prior blog post from August 19th described what they are and how they work. Amounts (up to certain limits) contributed to your H.S.A account can be deducted dollar for dollar from your top line income on form 1040. In 2008 it came out ...

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  • Five Insurance Options For The "uninsurable"
    By: Michale Simson | - Individuals with preexisting conditions (like diabetes, cancer, heart disease, heart attack, stroke, kidney disease, liver disease, AIDS, depression, and a long list of other health conditions) are considered uninsurable by many insurance companies, and may find it almost impossible to find affordable healthcare.
    If you are one of the thousands in this situation looking for health insurance, you know how hard a task it can be. Being uninsurable due to preexisting conditions will lim ...

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  • Coverage Of Holistic, Homeopathic, And Alternative Medicine Treatments
    By: Michale Simson | - Many insurance plans now cover a number of alternative treatments that were once thought to be outside normal medical procedures. This is especially true in Washington State, where alternative and homeopathic treatments are widely sought out and accepted. However, there is no hard and fast rule governing coverage of alternative medicine, so be sure you check into the coverage of your specific plan before you seek alternative medicine treatments.
    The most commonly covered alternative treatm ...

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  • Washington Basic Health
    By: Michale Simson | - Basic Health is a state-sponsored program providing low-cost health care coverage through private health plans. If you qualify, this is a great plan with fantastic benefits. An overview of the plan is below.
    Cost:
    Monthly premiums are based on age, income, family size, and health plan chosen
    No co-payments for preventive care services
    Low co-payments on some services
    Very low deductibles
    20% coinsurance on some services< ...

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