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Articles about PEI real estate (0-50 of 51)

  • How Long Should It Take To Pay Your Mortgage
    By: R. Parker | - There are two schools of thought when it comes to paying your mortgage. And no, not paying isnt one of them! Lets have a look at the rationale between paying down your mortgage as fast as possible and taking your time about it.

    First lets pay that mortgage of fast! Well that is the school of thought of many people whos rationale is:
    1. the house isnt theirs and secure until paid for
    2. the longer they take to pay, the more interest they will pay
    3. ...
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  • 8 Steps To Getting Your Pei Home Ready To Show
    By: R. Parker | - Normally I am writing about coming to PEI. Lets suppose that you are contemplating leaving while we are sorry to loose you here is an 8 step checklist to ensure that you leave with the cash!

    I am assuming that you have chosen a PEI real estate agent and your home is listed and on the market. Your agent will want to begin to show your PEI home. This will include showing buyers who want to see your home as well as a more casual viewer, the open house visitor.

    In ...
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  • The Financial Road Blocks To Home Ownership
    By: R. Parker | - There are many stumbling blocks that can happen between deciding that now is the time to buy a home and actually securing a mortgage, finding a home and moving in. You must look at your finances in an impartial way be truthful with yourself. Most people dont even know where they spend money so the first step is to find out where your money goes to go into the business of yourself.

    No business operates with out books and recordkeeping neither should you in your life. Y ...
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  • 7 Step Home Buyer"€™s Guide
    By: R. Parker | - Are you a first time buyer, or as a popular HGTV show calls it, a property virgin. You may be confused and challenged by the real estate purchasing process. I will run this down for you point by point.
    Lets outline the advantages of buying first.
    1. You control your environment. You, not a landlord, decide what your home will look like, what colours, type of kitchen etc. You can renovate and make this home your own.
    2. You are building equity. Owning a home is an inve ...
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  • Closing Costs And Other Related Expenses
    By: R. Parker | - Many home buyers particularly first time home buyers are totally unprepared for all the extra costs associated with buying a home and home ownership. Some buyers try to have the vendor pay for the costs. This usually means giving them a higher price than they might otherwise accept and then having them contractually obligated to pay many of the closing costs.
    This is a sneaky, backdoor way to try to get the closing costs included in your mortgage. You should not do this as if your lender ...
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  • Why Home Closings Are Delayed And How To Avoid Common Pitfalls
    By: R. Parker | - You have found the perfect home your offer has been accepted and now it is time to close. Well the old real estate adage is well heeded, the work doesnt start until the offer is accepted. Its something akin to it aint over till its over and this is true for all parties even the real estate agent.

    During the closing process there are a number of issues that have to be dealt with. Many of these will be dealt with by your lawyer and it is therefore important t ...
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  • Bad Credit Or Bankruptcy Need Not Prohibit You From Owning A Home
    By: R. Parker | - You have had the misfortune of having to file for bankruptcy protection. Can you ever own a home? It does take seven years to completely remove all traces of a bankruptcy however you can in many cases obtain a mortgage and buy a home in a much shorter time, often within 2 years of the discharge of your debts.
    While some lenders are stricter than others you will find that the following steps are universal in not only getting a mortgage but getting you back on your financial feet again. It s ...
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  • Creating An Apartment In Your Pei Home
    By: R. Parker | - Many people have decided that they would like to supplement their income and help to pay their mortgage by creating a rental apartment in their home. While there are many good and reasonably priced duplexes in PEI and it might be easier to market your existing home and buy one of these, it is certainly possible in many cases to keep your home and create rental space.

    Firstly you should look at the layout of your current PEI home and decide where there is space to create an apartment ...
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  • So You Want To Be A Landlord On Pei
    By: R. Parker | - On PEI there are basically 2 types of landlords. There are conventional landlords that rent homes and apartments to residents. Then there are specialized landlords that rent cottages and summer homes to tourists and summer residents.

    The marketing for these are completely different but much of the knowledge regarding the business of rental is the same. You may have a property that you are seeking to rent already. This may be a home that you are leaving either because you are upgrad ...
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  • 5 Considerations When Applying For A Mortgage
    By: R. Parker | - Regardless of the lender and regardless of how much money you can qualify for as a mortgage you should be considering your own finances and what you feel comfortable carrying as a mortgage when shopping for a new home. Remember that no matter how financially desirable home ownership is it can still backfire on you and ruin you financially if you go too far in debt to buy a home that you really cant afford. You should consider these 5 points.

    1. How much can you afford monthly? Yo ...
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  • 7 Tips To Help You Buy Real Estate On Pei
    By: R. Parker | - Is buying real estate on PEI all that different from buying land and property anywhere else in Canada? With a few exceptions that are unique to our local market the answer would be no. The basic steps of negotiation, offer and closing remain the same however there are some special considerations. Tips 1 and 2 are unique to PEI, while tips 3 through 7 are common to all real estate deals.

    1. PEI is home to the islander and while they are in general laid-back and given to helping ...
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  • Come To Pei For A Visit And You Might Want To Stay
    By: R. Parker | - PEI, an acronym for Prince Edward Island, is Canadas smallest province and can be found just 13 km off the east coast of Canada. It is situated across the Northumberland Strait from New Brunswick. As the smallest province in Canada it has a full-time population of just over 138,000 people on a year round basis but with the influx of tourists and summer residents that population can exceed a million people at the height of the season.

    PEI is a quiet, bucolic land featuring rollin ...
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  • Creating And Finishing A Basement In Older Pei Homes
    By: R. Parker | - Many older PEI homes do not have finished basements. Older homes in PEI tend to have been built on stone foundations. Before it was common to pour cement foundations, the island builders would create a basement or crawl space from stone blocks. In many cases over the decades these foundations have caused the homes to sink on one side or in a corner and as a consequence these homes have slopping floors. You rather feel drunk when you cross such a floor.
    If you are contemplating creating a ...
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  • Winter In Pei Is Almost Here - Is It Time To Replace Your Windows?
    By: R. Parker | - Windows as much as any other feature of a home add to its value at resale as well as providing for the comfort of the family. Winters in PEI, as indeed in most of Canada, feature snow and cold as well as other inclement weather. Having your home well weatherproofed and making quality insulating windows part of that program is sound thinking both for the sake of comfort as well as the economy of heating.
    When should you replace your windows? There are many older homes on PEI and while some ...
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  • Buying A Home For The Right Reasons
    By: R. Parker | - Buying a home is generally considered to be necessary to establish a good financial course in life. Purchasing and owning a home is the cornerstone of good financial planning as it acts as both a place to live and an appreciating investment. While it is possible to buy a home in a less than perfect market, when prices are at an all-time high, there are really only two mistakes when buying a home. Firstly, if you purchase a home with substantial structural faults this can lead to financial disast ...
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  • Pei "€" A Little Island Community With Color And Character
    By: R. Parker | - PEI has a population of only 140,000 people on a good day and many of these are the descendants of the original settlers. Islanders, as the residents of PEI like to call themselves, are mainly of Scots, English and Irish descent, with approximately 14% French descent. There are areas such as St Evangeline that are strongly French and there are French schools operated by a French School Board on the island. However PEI has one of the most homogenous populations of any province in Canada. General ...
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  • 5 Major Components Of The Pei Economy
    By: R. Parker | -
    PEI an island province off the east coast of Canada, known primarily for its red soil and island heroine Anne of Green Gables, is largely unknown by many Canadians. This was obvious in a recent television show where a PEI business person sought capital from some of the riches Canadian investors and most on the panel allowed for the fact that they had never been to PEI. Let me take you there and show you the economy of this island province, the smallest in Canada.

    There are 5 ...
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  • Is Pei Real Estate A Good Value Today?
    By: R. Parker | - Is PEI real estate a good value today and would you think that I should buy into the real estate market on PEI now? A very famous personage once said that he liked to buy "sheep" and sell "dear". While this would be a very interesting trick if you could do it you can in real estate follow the natural cycle of the market and buy cheaper at the bottom of the cycle and sell dearer at the top of the cycle.

    Well we all know that real estate throughout North America bottomed out this yea ...
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  • Come To Summerside Pei, An Island Playground
    By: R. Parker | - You can reach PEI and the City of Summerside directly by crossing from New Brunswick via the Confederation Bridge. The Confederaton Bridge spans 13 kilometres across the Northumberland Strait and provides a direct link by land to the island. From there it is a 20 minute drive into the city. You can also reach PEI by air. You will find flights daily into Charlottetown Airport and you will have a
    45 minute drive from the airport to Summerside or you can cross on the ferry between Wood's Is ...
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  • The First Steps To Becoming A Pei Realtor
    By: R. Parker | - A real estate career can be exciting and rewarding for those that are willing to put in the long hard hours required. PEI offers the opportunity to enter this industry with some of the lowest investment in educational time and also presents some unique opportunities to the realtor candidate that is willing to stretch themselves and think outside the box.

    PEI as indeed all jurisdictions in Canada has regulations in place to control who can work in this field. You are required to have ...
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  • Move Vs. Renovate
    By: R. Parker | - You may own a home here on PEI and be in a quandary regarding whether you should renovate the home you have or sell and look for something new. There have been shows based on this scenario on TV lately (realtor vs. designer) and there are a number of considerations when making this type of decision.

    Perhaps the first and most important is how long you would envision yourself staying in your current home even if it was renovated. You need to understand that even as renovations will a ...
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  • Listing In Winter For The Spring Pei Real Estate Market
    By: R. Parker | - As I write this it is fall and fast approaching winter here on PEI. The real estate market is beginning to fall off as all the visitors have gone home and the residents get ready for the colder winter. Really no one is thinking that they want to move in the middle of winter when the temperatures are well below zero and besides the children are settled in their classes. Come on - no one buys now, why would I try to sell?

    Even as the realtors are slowing down however they are also ram ...
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  • Offer To Purchase To Closing Explained
    By: R. Parker | - The purpose of having listed your home and having gone through the real estate sales and marketing process is to receive an acceptable offer and sell your home. Unlike large markets, homes in PEI do not sell overnight or receive offers above the asking price. Bidding wars are pretty much unheard of. However real estate on PEI sells and for a fair price. Dealing with an offer can involve subtle nuances that a qualified realtor can clarify. Let's begin with the offer presentation. Your realtor wil ...
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  • What It Takes To Sell A Pei Home
    By: R. Parker | - That is not to say that the sign in of it self has no value, but rather that it is not enough to guarantee a sale. Unlike bigger markets such as Alberta, Toronto or Vancouver, your PEI realtor must spend a lot of energy, thought and more importantly resources advertising your listing if you hope to sell. The average length of time it takes to sell PEI real estate is 3 months in the city and 6 months if the residence is located out of town. This is based on a generalization from MLS statistics. T ...
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  • Who Should Retire To Summerside Pei?
    By: R. Parker | - 50Plus Magazine awarded Summerside, PEI a place in its top Canadaian cities list in 2006. The criteria that 50Plus Magazine uses for determining the eligiblity of a city for inclusion in this list includes leisure and cultural activities and the availablility of these, the cost of renting and the price of housing, the quality and availablility of health care services, weather, and the employment market and if good jobs are readily available in the community.

    While retirees are not n ...
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  • 5 Reasons You Might (or Might Not) Be Approved For A Mortgage
    By: R. Parker | - You have been looking at PEI real estate, or indeed real estate anywhere, and you are about to apply for a mortgage. What are the factors that are taken into consideration by lenders before they will grant you the mortgage? While economic climate will have a bearing on how difficult money is to secure and how stringently the rules and these considerations will be applied, basically these 5 points comprise most of the decision to lend or not to lend.

    1. All lenders want to know that ...
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  • Why Do People Move To Pei
    By: R. Parker | - The Classic - "I wanted a piece of PEI real estate because I was vacationing there regularly and decided it would be a better investment for me in the long run". In summary, instead of incurring expenses throughout the years for their holiday, these savvy individuals buy a piece of PEI real estate, enjoy it and then sell for profit.

    The Visionary - "Look I plan on retiring soon and with the value of my property here I can get an equivalent place on the Island and put a tidy sum awa ...
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  • Buying Pei Real Estate With An Agent
    By: R. Parker | - The first step in looking for PEI real estate is to enlist the assistance of an expert. Your agent should demonstrate a solid understanding of the process involved from helping you narrow your search list, completing the required paper work, demonstrating good negotiation skills, and the ability to handle the little bumps that come along after the paperwork is signed and the deal is being processed. Yes there are often little bumps and having a good agent makes all the difference in these matter ...
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  • Pei Real Estate, Pei, Real Estate
    By: R. Parker | - PEI real estate values increase rather predictably from year to year with one exception...Oceanfront. The past five years have seen a steady, healthy increase in the price of
    waterfront properties on the Island. As most of the Eastern Seaboard has been bought up and bid up, more individuals have come to realize that true value lies on the little
    emerald island. Even with the increase in value, oceanfront properties are still a bargain when compared to any other locale on the Atlant ...
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  • Pei Real Estate Waterfront & Waterview
    By: R. Parker | - Demand for PEI real estate and particularly Ocean and River properties has been on a steady increase over the past 5 years. The increase in demand was accompanied by a steady increase in price. The Mid Island locations of Anne's Land and Charlotte Shore are still more popular and more costly than West Prince or the Kings County areas although the gap is closing.

    Even though the prices of waterfront and waterview properties have increased over the past 5 years, many off Islanders ...
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  • 5 Ways To Recognize A Good Pei Real Estate Agent
    By: R. Parker | - You have decided to list your PEI real estate - it is time to sell. How do you decide the real estate agent to use? Who will get you the most money for your property in the least amount of time? These are hard questions to answer and a little research in your community will save you the experience of being contracted to a realtor that does not perform, holding you up for the next 3 months and making the experience frustrating.

    I have looked at the issue of realtor choice and have 5 ...
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  • 5 Tips To A Successful Pei Real Estate Sale
    By: R. Parker | - It is time to move, you may be leaving the island (although we hope you aren't) or perhaps you are relocating on PEI for a better job or just a bigger (or smaller) home. Moves are stressful and time-consuming, not to mention expensive and life-changing, so you want to handle this is in the most efficient, least stressful way and if you follow these tips you are well on your way.

    1. Get the Right Realtor
    The first thing that I always recommend is to find the right PEI realtor t ...
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  • 5 Steps To A Successful Pei Real Estate Purchase
    By: R. Parker | - You have decided that it is time to get into the PEI real estate market. You're excited and you want to find that house and get moved in right away. Let's hold up for just a minute and make sure that you are prepared, and that you know the basic steps to home buying on PEI.

    1. Get you financial house in order
    The first step to getting your financial house in order is to determine if you are in a position to get a mortgage. Start by ordering your credit report. It will show if ...
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  • 5 Ways To Homestage Your Pei Real Estate For Best Sales Opportunities
    By: R. Parker | - Home staging involves taking the time and effort and yes, a little bit of expense to ensure that your home is a marketable product and that you get the greatest possible return on your largest PEI real estate investment, your home.

    Home staging involves presenting your home in a way to take the focus off the less desirable aspects and focus buyers on the reasons that they would want to buy your home. It involves de-personalizing your home and making it suitable for the maximum numbe ...
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  • Observations Of Life And Real Estate On Pei
    By: R. Parker | - Well the summer is coming to an end and cottagers and summer residents are closing up the summer homes and thinking about going back to their normal lives. It has been a good summer on PEI and the markets are coming back to life for PEI real estate, not that we really experienced that much of a slump and certainly nothing like the US or even parts of Canada.

    PEI really has something special to offer both the resident and the visitor. PEI is a safe place to holiday or to raise a fami ...
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  • 5 Successful Pei Real Estate Investment Strategies
    By: R. Parker | - 1. The Local Market - Great Buys on Rentals
    Summerside, the second largest city on PEI, offers some really great PEI real estate investment opportunities. These can be broken down into single family and multi- family units. There are single family units available in all price ranges but perhaps the under $100,000 range offers some of the best opportunities for a profit without a high risk or the need for a lot of capital. Many of the homes that you will be looking at in this category are l ...
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  • The Pei Real Estate Market Getting Into Pei Real Estate Now
    By: Vikram Kumar | - It is no news any more and it is likely that you too definitely have heard about the American housing market and the catastrophes it causes and the challenges it has to face. On the other hand, in Canada the housing and the real estate market, as without a doubt the mortgage lenders and the banks are in a lot better form. The major Canadian banks are in outstanding financial situation and the lenders are beginning to loan again. This may just be the best time to re-enter the PEI real estate mark ...
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  • Pei Real Estate Market - Smart Pei Real Estate Investments
    By: Vikram Kumar | - In geographical terms, PEI is a Canadian province that consists of an island bearing the same name. In terms of a holiday destination, the island is similar to Marthas Vineyard. The island offers affordable accommodation that entails quiet small inns and there are a lot of unique handcraft boutiques all over the island. PEI was voted recently to be one of the Top 10 ideal island destinations. This, along with the waterfront PEI real estate have available, makes it a perfect investment ar ...
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  • Pei Real Estate Opportunities A New Career In Pei Real Estate
    By: Vikram Kumar | - If you are interested in pursuing an exiting and well rewarding career in PEI real estate, there are some important factors you need to know beforehand. Just as most jurisdictions of Canada, the PEI market have specific and regulatory legislation for PEI Real Estate. It is an obligatory requirement that you need to be licensed and be a member of an approved professional real estate panel. PEIREA is the best known and major association that has control over the individuals who practice as real e ...
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  • Selling Pei Real Estate How To Choose Your Pei Real Estate Agent
    By: Vikram Kumar | - Selling PEI real estate means that an individual needs to be licensed by the province under the well-known Real Estate Act. In order to become licensed, a candidate has to take a pre-licensing course that is provided by the local estate board. If he or she completes it successfully, then may apply for the license. Taking into account that all persons in the industry need to be licensed, the test will not separate one agent from another when talking about the way theyll carry out the pro ...
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  • A Big Year On Pei
    By: Arvind P sharma | - This just might be PEI's ultimate year to shine! Even as the rest of the world talks of economic downturn and recession, PEI is expecting a year of visitors in greater numbers than normal. Our population of 140,000 normally swells to 1 million or so in the summer with tourists and summer residents.


    With all this and a rosy looking summer it is simply icing on the cake that this year reality show "Big Break" will premier on the Golf Channel and PEI will host the 2009 Canad ...
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  • Selling Pei Real Estate - Choosing Your Next Pei Real Estate Agent
    By: Arvind P sharma | - Selling PEI real estate requires that a person must be licensed by the province under the Real Estate Act. To become licensed the candidate takes a pre-licensing course offered by the local real estate board and upon successful completion can then apply for their license. While it is good background knowledge to understand that a licensing system and standards associated with it are in place, since all persons in the industry must be licensed, it doesn't really separate one realtor from another ...
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  • Purchasing Property In Pei - An Overview Of Rules And Regulations
    By: Arvind Sharma | - Land acquisition in PEI is controlled by the Lands Protection Act. To understand the need for the act one must only look at the relatively small amount of land to be found on PEI and the desirability of that land. PEI was originally broken into sixty-seven twenty thousand acre lots. These lots were originally deeded to absentee owners and it took many decades for local people to gradually buy the land back and reclaim their island. In the 1960's PEI was once again "discovered" by non-islanders, ...
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  • Summerside, Prince Edward Island - A Place To Retire
    By: Arvind Sharma | - In considering a retirement venue some will wish to stay in the area they have spent their working life and thereby stay closer to friends, family and the life and services that they have become accustom to. For the more adventurous, who may not have family in the area that they are residing, or who just want to make a change, Summerside provides many of the lifestyle factors that are important to retirees.

    Summerside is a small town of approximately 14-15,000, boasts 2 shopping ...
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  • Pei - Great Waterfront Real Estate Values
    By: Arvind Sharma | - PEI, also known as Prince Edward Island, is an island province of Canada lying 13 km off the eastern coast. It is connected to the mainland by the Confederation Bridge, as well as ferry and air links. PEI is the ocean playground of Canada and the permanent population of approximately 140,000 swells to around one million in the summer months as tourists, holidaymakers and summer residents arrive to take advantage of this quiet, pastural island reminiscent of the rolling hills of England. PEI has ...
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  • Pei, Rural Charm & Economic Opportunity
    By: Robert Kennedy | - "Prince Edward Island, also referred to as PEI, is an island province situated off the east coast of Canada. It is Canada's smallest province having a winter population of only 140,000 people and being of a size that you can drive tip to tip in a day. It is characterized by an English-style countryside of rolling, grassy lands, is predominately rural in nature, and well-known for friendly, somewhat laid-back residents.

    Although PEI is recognized for its quieter lifestyle, and inde ...
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  • Pei As A Place To Live
    By: RICK DUFRESNE | - Not being an Islander from birth I often get asked 'what ever possessed
    you to move here?". Most think that I have family or friends here
    that enticed me to relocate...no. Then the conclusion becomes I must
    of been here before on holidays or business and decided this is were I
    wanted to be...no. Then what was it? Curiosity! I had travelled
    Canada from coast to coast but had missed PEI in my journey, so it was a
    land yet to be discovered for ...
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  • Are There Health Benefits To Living On Ocean Front Property?
    By: Rob Parker | - You are probably well aware of some of the major benefits of living on ocean property; the value of your investment is guaranteed to increase, for example, and you also have easy access to some of the best recreation available to mankind. And then of course, theres the view...

    What many people dont realize about oceanfront property is that it may actually help to increase your health overall, in certain ways. Lets take a look at some theories on why it is about living on ...
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  • Pei, A Great Holiday Destination And A Smart Real Estate Investment
    By: Mike Henwood | - PEI, in terms of a holiday destination, could be compared with Martha's
    Vineyard. The island offers accomodations at quaint little inns and
    there are many unique craft boutiques across the island. PEI has all the
    attractions without the crowds and expense.As a result of PEI's
    desirability as a holiday destination, and PEI was voted one of the Top 10
    island destinations, waterfront and other PEI real estate available makes
    for a great investment. Bu ...
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  • Affordable Oceanfront Property In Prince Edward Island, Canada
    By: Rob Parker | - Prince Edward Island is one of Canada's most beautiful provinces. This smallest province is surrounded on all sides by the Atlantic Ocean. The recent opening of the Confederation Bridge made transport on and off the island much easier for both residents and others, and added a whole new dimension to the island economy.

    It has always been the scenery that has attracted both tourists and permanent residents to the island. Made famous by the movie Anne of Green Gables, Prince Edward ...
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