Articles about Individual health insurance Texas (0-50 of 311)
Will Texas Health Insurance Provide Coverage On Both Sides Of The Border? By: Wiley Long | - With large numbers of immigrants and tourists regularly moving between Mexico and Texas, Governor Rick Perry began talking about a bi-national health insurance plan for Texas in August 2001. Perry said, "The effort to combat disease and illness requires greater cooperative efforts between our two nations.? Years later in cut-throat political campaigns, that has become an issue regardless of how it might improve health stats in a state that lags behind the rest of the country.
Better Texas Health Insurance And Health Care By: Wiley Long | - When a life hangs in the balance, every wasted second counts. Nurses play an important role in providing health care, but they can't be everywhere at the same time. To streamline their communication system, Texas Children's Hospital has a new idea. Myra Davis, the vice president of information services there, says they are searching for ways, such as using Apple iPhones, to solve the problem.
Texas Health Insurance Exchange In Jeopardy By: Wiley Long | - Texas State government has decided not to implement the health insurance exchange that's mandated federal law. Republican Governor Rick Perry strongly opposed the Affordable Care Act and threatened to reject any law pertaining to the implementation of a Texas health insurance exchange.
Can Better Texas Health Insurance And Healthcare Save Lives? By: Wiley Long | - Reducing life spans and increasing premature deaths isnt anything to brag about, but Texas is a leading example of what contributes to both. More than one-fourth of the state's population remains uninsured. A lack of Texas health insurance coverage bars many from medical intervention.
Will Health Insurance In Texas Offer Better Patient Outcomes With Legislative Changes? By: Wiley Long | - The Texas legislature is taking progressive action to focus health care on quality with two Senate bills. Senator Jane Nelson hopes to build incentives for keeping patients healthy into the health care payment system. This legislation would pay health care providers based on the quality of care they provide.
Individual Health Insurance In Texas - Getting The Lowest Rate By: Charles Peeler | - It is been estimated that almost 25% of the state population does not have individual health insurance in Texas. That is a tragic number not only because of the reduced healthcare that an individual without insurance is likely to pursue and receive, but also because the costs of emergency care for uninsured individuals directly affects everyone else in the state. It is possible to find a great rate on individual health insurance in Texas if an individual is willing to spend some time researching ... Tags:individual health insurance in texas
Affordable Health Insurance Texas - How To Get It By: Charles Peeler | - Finding affordable health insurance in Texas requires an individual to diligently research the plans available and the costs charged by providers. The cost of healthcare is steadily on the rise and insurance companies struggle to offer affordable policies while still providing the benefits that their customers demand. An unfortunate result of this ever-changing environment is that insurance companies often make changes to their plans without customers realizing it. The vast majority of consumers ... Tags:affordable health insurance texas
Medicare Supplement Health Insurance Texas - Making Smart Decisions By: Charles Peeler | - Choosing the correct Medicare supplement health insurance for you requires carefully examining all of the available plans as well as the providers offering them. These types of plans are sold by private companies and are designed to fill in the gaps left behind after Medicare coverage. These supplemental insurance plans are standardized but there is a surprisingly wide variety of them available. Choosing the correct plan means deciding exactly what kind of coverage you need and how much you can ... Tags:medicare supplement health insurance texas
Access Texas Health Insurance Without Any Worry By: Shaun Mike | - According to US Census Bureau, a third of the residents in Texas do not have access to health coverage. This is way above the national average where only 1 in 5 American are not medically insured.
Unlike many other states, there is no one particular group that does not own health policies. The Texas Comptroller of Public Account reports that the uninsured is a diverse group consisting people who cannot afford private insurance, do not have access to group coverage at work, are not ... Tags:Texas Health Insurance, Health Insurance texas, Health Insur
Health Insurance In Texas By: Shaun Mike | - Texas is ranked 39th among the 50 states of US in the list of healthiest states provided by the United Health Foundation is 2009. This does not throw a shining example for health status but going figures, around 1 resident among 4 in Texas is without health insurance. Though there could be lots of reasons behind not having a health insurance policy, but health status often declines if consumers do not have financial security during the event of illness or injury. It is clear that health insuranc ... Tags:Health insurance Texas, Health Plans Texas
Affordable Health Insurance Texas By: Shaun Mike | - The need of affordable health insurance in Texas is great. It was found out that one among four residents of Texas is without insurance. Though there are lots of benefits that Texans would enjoy through the healthcare reforms steered by the Obama Government, still, it makes sense to know how to get affordable health insurance in Texas depending on various requirements and needs.
How Texas Health Quotes Can Help You Find The Best Individual Health Insurance Rates By: Nicolas Defrancesco | - There is a big difference from one company to another when it comes to individual health insurance rates. When you are looking for individual health insurance in the state of Texas, it pays to shop around when as you can get a variety of Texas health quotes. However, you do not want to go by the quotes alone when you are making your decision on your health insurance.
Compare Health Insurance Plans To Find The Best Deal By: Jake Myers | - When you are looking for health insurance for yourself, you need to compare health insurance plans with one another so that you end up paying for the best coverage for yourself with the best premiums. If you live in the state of Texas, then you will want to take a look at Texas individual health insurance plans to suit your needs. The more information you get when it comes to health insurance for yourself, the better coverage you will get as well as lower premiums.
A Consumer's Guide To Getting And Keeping Health Insurance By: Rene Luis | - The American public struggles to make decisions on buying individual health insurance policies, mainly because health insurance has been supplied by employers for decades. The average worker is told by the company they are working for if you want health insurance, this is the way it is. Because a large portion of the employee rate is paid by the employer and because its easy just to add your dependents, most people know very little about how health insurance works or the reason a lower d ... Tags:Health insurance, consumer, guide, agent, individual health insurance
Family Health Insurance And Divorce: How To Protect Yourself By: Ryan Patterson | - Many couples discover the hard way that planning the wedding was the easy partdivorcing a spouse is a much longer, drawn out process from both an emotional and a financial perspective. Divorce means not only considering how best to fairly divide the shared property such as a house, vehicles, and bank accounts, but also how to best distribute intangible but no less important shared benefits. Careful consideration should be given when a couple has a family health insurance plan.
If you're living in Texas, the state with the largest percentage of residents (25%) without health insurance coverage, it's probably the same. For those living in Dallas, Houston or Austin, which traditionally have some of the highest numbers, the confusion may have at least something to do with the complexity of health insurance.If that's the case, perhaps a review of the basics will help.
Answers To 5 Common Questions About Texas Health Insurance By: Chris Robertson | - Although Texas ranks the highest among U.S. states in the number of uninsured residents, obtaining affordable Texas medical insurance is easier and more affordable than you think. Here are answers to five common questions about getting health insurance in Texas.
1. I'm young and healthy. Why should I spend money for medical insurance that I'll never use?
Getting Texas Health Insurance Is Easier Than You Might Think By: Chris Robertson | - According to the U.S. Census Bureau, Texas leads the nation in the number of people without health insurance. Although almost one in five Americans is uninsured, it is estimated that one in three Texans are uninsured. The Texas Medical Association reports, "More than 5.5 million Texans - including 1.4 million children - lack health insurance."
Texas Residents Finding Options For Health Insurance By: Pat Carpenter | - Companies looking for ways to cut costs in a competitive marketplace are increasingly looking to health insurance as a source of savings. While that's not good news for employees, it does represent something of a trend -- employees purchasing their own health insurance or filling in the gaps left by workplace budget cuts.
Cobra Problems Can Hurt Texas Residents By: Pat Carpenter | - Texas residents faced with a job loss in Dallas, Houston, Austin, or throughout the state, once had a big problem when it came to health care.
Before the advent of federal legislation commonly referred to by its acronym -- COBRA (short for the Consolidated Omnibus Budget Reconciliation Act of 1985) --leaving one job typically meant losing the coverage altogether, whether the employee left for another job or they were terminated for reasons other than "gross misconduct." Tags:precedent, health insurance texas, affordable health insurance texas, health insurance dallas, health
Texas Job Hunters Can Do Better Without Health Insurance Worries By: Pat Carpenter | - Residents of Texas -- particularly in the big cities of Dallas, Houston and Austin -- and especially those with skills in demand, may be among the most marketable employees in the country. Yet, for some, moving to another job gives cause for pause, for reasons that may be unrelated to the job they're eyeing.
Keeping The Best In Texas By Offering Health Insurance Benefits By: Pat Carpenter | - Every small business in Dallas, Houston and throughout Texas wants to attract high quality individual employees who will contribute to the growth and success of the company. In order to recruit and retain these people, many larger business owners offer health insurance coverage, specifically group health, as an employee benefit.
Binge Drinking In Texas Is Not Responsible By: Pat Carpenter | - Even though alcohol consumption is legal for individuals in Dallas, Houston or anywhere in Texas who are 21 or over, it should be remembered that alcohol is still a harmful, dangerous drug. Sure, it seems like "everyone" drinks, and sometimes it even seems like everyone drinks a lot. But that's not really the truth. There are a lot of people who don't drink at all, and the vast majority of adults don't drink at all heavily.
Impact Of Uninsured Workers In Texas Is High By: Pat Carpenter | - While Texas remains the state with the highest percentage of uninsured residents in the nation, a key question is what is the impact of that, from a human and pure economic standpoint.
A December 2006 report by the Texas Health Institute, sponsored by Methodist Healthcare Ministries, indicated that the costs are substantial, both from a social and economic perspective.
Considering Health Savings Accounts By: Pat Carpenter | - Since Health Savings Accounts (HSAs) were created by the Medicare bill signed into law in 2003 they are being considered by more and more Texans as a health insurance option. Here is a quick overview on a complicated subject.
Getting Engaged? How Should You Handle Health Insurance? By: Pat Carpenter | - When preparing for marriage, many happy Texan couples spend months planning for their special day to make sure it takes place without a hitch. But how many engaged couples put that kind of preparation into sharing a life together, especially when it comes to making sure their existing health insurance policies will adequately cover them both? So before you head off on your honeymoon, here are some things to consider:
Coverage That Keeps Your Business Healthy In Texas By: Pat Carpenter | - As with many other things, when it comes to buying group health insurance, there is strength in numbers. And big numbers have traditionally gotten the best deals. Currently, a large number of individuals in Dallas, Houston and throughout Texas obtain coverage through their employers. Many of those employers are large companies with strong-arm power at the insurance bargaining table. If you're a small-business owner, however, there is no reason to feel left out.
Limited Benefit Health Insurance - Is It A Good Deal? By: Pat Carpenter | - These days, everyone is looking for ways to save money. Some have found that buying cheap health insurance is one way to go. And while this has its upside, you should be careful, because you may end up with a health crisis.
For many folks in Dallas, Houston or throughout Texas with no health insurance, a policy known as "Limited Benefit" sounds like an appealing choice. Premiums are as low as $10 a week. But there's a big catch: these policies pay as little as $1,000 a year or $10 ... Tags:precedent, health insurance texas, affordable health insurance texas, health insurance dallas, health
Texas Health Insurance Basics By: Pat Carpenter | - Health insurance. Everyone needs it, but not everyone has it. And with medical expenses on a seemingly endless rise, paying out-of-pocket for them could land you in the poor house. So when choosing a health insurance plan, it's good to know the basics to help you make better, more financially sound choices when selecting a plan.
Pre-existing Conditions And How They Can Affect Your Individual Texas Health Insurance By: Pat Carpenter | - There are nearly four million Texans with some type of "pre-existing medical condition." Besides having difficulty obtaining health insurance, these Texans may experience other insurance-related problems, including claim denials, higher premiums, cancellations, or refusals to renew their policies.
Texas May Be Getting Smart About Health Insurance Cards By: Pat Carpenter | - Every individual who has health insurance in Dallas, Houston and elsewhere in Texas probably has an insurance card that he/she carries in his/her wallet. Politicians in Texas are considering taking this concept one step further by requiring health insurance companies to electronically embed coverage information into health insurance "smart" cards.
Health Insurance Options For College Students By: Pat Carpenter | - By the time graduation caps are tossed into the air, high school students will probably have been accepted to a college, picked a dorm and signed up for their courses. But is their health insurance securely in place?
Most parents' employee-sponsored group health insurance plans will cover their children up until they're between 20 to 24 years of age, whether they live at home or away at school. The employer, however, may charge a substantial extra premium to cover the college age ... Tags:precedent, health insurance texas, affordable health insurance texas, health insurance dallas
Affordable Group Health Insurance : Secure Your Future By: Michael Chapman | - Most doctors and hospitals set their fees in accordance with insurance company rates, which pay a percentage of the charge. These rising costs, however, hit the uninsured the hardest. If you do not have health insurance, even regular check-ups may not fit into your budget, and emergency medical costs can break a budget altogether. Having affordable group health insurance can lessen the weight of health care expenses for you and your family.
Keeping An Eye Out For Health Insurance Fraud In Texas By: Pat Carpenter | - Insurance fraud. It happens daily. There are a number of bogus health insurance companies and agents in Dallas, Houston or anywhere else in Texas who will take your money and run. So, before you purchase health insurance for your employees or your business, make sure the insurance company you're dealing with is legitimate. Start by checking your insurance agent's credentials to be sure he or she is licensed to sell insurance in Texas.
On Your Own - Self-employment And Health Insurance In Texas By: Pat Carpenter | - There are more than a million individual or family-owned businesses in Texas, and more people are contemplating opening their own business every day. For the small business owner, the same subject always comes up - self-employed health insurance. Take a look at what you are up against. As a self-employed individual in Dallas, Houston or anywhere else in Texas and you are not afforded any of the 'breaks'' the big companies receive.
Out On The Edge - The Lack Of Health Insurance Benefits For Nonstandard Workers In Texas By: Pat Carpenter | - A 2005 Commonwealth Fund white paper reported on two important trends in the U.S. workforce - the increasing prevalence of workers in part-time, temporary, contract or non-standard positions, and the decline in access to employer-provided health insurance.
And The Survey Says - New Numbers Regarding Small Biz And Health Insurance In Texas By: Pat Carpenter | - A 2006 survey, released by the health insurance trade group America's Health Insurance Plans (AHIP), offers a snapshot look at small group health insurance plans throughout Texas and nationwide. The survey has once again stirred up debates over whether health insurance is affordable enough to allow small businesses to cover their workers, or if sweeping changes are needed.
Short-term Health Insurance - What Are The Benefits? By: Pat Carpenter | - So you've just graduated from college, don't yet have a job and have just found out that you're no longer covered under your parents' health insurance plan. Maybe you've decided to leave your current job and look for a new one. Or perhaps you've found that perfect new job, but your new employer's group health insurance plan is making you wait for three months before you're eligible to use it. These are all certainly sound reasons to look into short-term individual health insurance in the state o ... Tags:precedent, health insurance texas, affordable health insurance texas, health insurance dallas
Getting The Most From Your Individual Health Plan In Texas By: Pat Carpenter | - How can you effectively utilize your individual health insurance plan? It starts by becoming an active participant in your own health and healthcare. Remember - the best offense is a great defense. In other words, learn the importance of preventive care while you're young and healthy.
How Does A Ppo Work In Texas? By: Pat Carpenter | - Many Texans shopping for individual health insurance do not understand what a Preferred Provider Organization (or PPO) is all about. A PPO negotiates discount arrangements with doctors, hospitals and other providers who accept lower fees from the insurer for their services. As a result, your cost sharing is lower when compared to going outside your network of providers. The bottom line - PPO providers offer health care at a reduced cost.
The Hidden Sting Of Cobra In Texas Health Insurance By: Pat Carpenter | - If you lose your job anywhere in the US, including Texas, one of the many questions you'll have is: "Will I lose my health coverage, too?" If you're an employee at a company that has 20 or more employees, and you leave your group plan for reasons other than gross negligence, you'll be offered COBRA continuation coverage. The question is, should you take COBRA or look for another plan?
What Is Catastrophic Health Insurance? By: Pat Carpenter | - So your employer in Dallas, Houston or any place in Texas doesn't offer health insurance. Perhaps you can't afford to pay for a health plan. Or maybe you just don't want pay for health coverage because you're healthy enough that you feel "you don't need it." If you fall into any of these categories, you may be a candidate for a "catastrophic" health insurance plan, or what is sometimes called a "high deductible" health plan (HDHP).
Coverage That Keeps Your Business Healthy In Texas By: Melih Oztalay | - As with many other things, when it comes to buying group health insurance, there is strength in numbers. And big numbers have traditionally gotten the best deals. Currently, a large number of individuals in Dallas, Houston and throughout Texas obtain coverage through their employers. Many of those employers are large companies with strong-arm power at the insurance bargaining table. If you're a small-business owner, however, there is no reason to feel left out.
Could President Bush's Healthcare Tax Plan Help Individuals In Texas? By: Melih Oztalay | - The healthcare insurance tax plan proposed by President Bush is designed to reduce the number of people who do not presently have health insurance - reported by the Census Bureau to be 47 million in 2005, or 15.9 percent of the population. According to some healthcare experts, however, it could either increase or decrease the number of uninsured Americans by as much as 10 million, with much of the outcome determined by the proposal's impact on the individual insurance market.
Pre-existing Conditions And How They Can Affect Your Individual Health Insurance By: Melih Oztalay | - There are nearly four million Texans with some type of "pre-existing medical condition." Besides having difficulty obtaining health insurance, these Texans may experience other insurance-related problems, including claim denials, higher premiums, cancellations, or refusals to renew their policies.
Limited Benefit Health Insurance In Texas - Is It A Good Deal? By: Melih Oztalay | - These days, everyone is looking for ways to save money. Some have found that buying cheap health insurance is one way to go. And while this has its upside, you should be careful, because you may end up with a health crisis.
Insuring Yourself In Texas By: Melih Oztalay | - It began with phasing company funded retirements out and phasing 401ks in. Now the new trend in corporate America is for employees to purchase their own health insurance benefits. In fact, there are some businesses in Dallas and Houston that have begun replacing employer paid healthcare benefits with "voluntary" individual coverage.
Health Insurance Basics In Texas By: Melih Oztalay | - Health insurance. Everyone needs it, but not everyone has it. And with medical expenses on a seemingly endless rise, paying out-of-pocket for them could land you in the poor house. So when choosing a health insurance plan, it's good to know the basics to help you make better, more financially sound choices when selecting a plan.
