Articles about FNBPasco (0-10 of 10)

  • The Banker's Guide To Solving Your Own Personal Credit Crunch
    By: Karla Jo Helms | - Now more than ever, the news about banks lending money is doom and gloom. From the presidents sobering speeches about this countrys financial crisis to the headlines to the 24-hour financial news segments, the message is clear: Banks arent lending money anymore

    But not all banks are created equal. In particular, community banks that make their own decisions, have their own boards and manage their own funds are operating business as usual; that ...

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  • Is My Money Safe?
    By: Karla Jo Helms | - In the famous Christmas movie Its a Wonderful Life, the townsfolk lose confidence in their local savings and loan and demand the balance in their accounts, immediately, creating what is known as a run on the bank. Fortunately, all ends well with a cheery Hollywood resolution, but in these uncertain times many people are wondering if their bank is safe.

    In other words, if everyone walked into their local bank tomorrow and demanded their cash, would there be enough t ...

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  • How To Save Like A Bank
    By: Karla Jo Helms | - In these hard times it can be challenging to consider making money, let alone saving money. But regardless of your current financial situation, and in good times and bad, money matters and the more you know about how to save money, the better youre able to take the good times with the bad.

    And while banks arent in the habit of writing financial books to help you save, one community bank wants you to know that saving money doesnt have to be as hard as you th ...

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  • Debunking The 4 Major Myths About Banking Today
    By: Karla Jo Helms | - If you listen to the news about banking these days, be it on TV, in the paper or from the radio drive-time talk shows, its mostly doom with a heavy sprinkling of gloom just for good measure:

    Banks arent lending money anymore!
    Youre just a number at those banks anyway!
    Online banking isnt safe; theyll steal your identity or sell your personal information!

    So many myt ...

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  • Advice To Bankers: How To Avoid The Bad Rap
    By: Karla Jo Helms | - In case you havent noticed, banks have been getting a bad rap lately. Bad news and even worse headlines have put banks in the leading role of some of this countrys biggest economic problems, and regardless of what kind of bank you are, the general public likely has a preconceived notion or two or three about you as we speak.

    What can you do repair these unfounded assumptions, particularly if youre a struggling community bank looking to connect with a pote ...

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  • Character Counts - The Value Of Knowing Your Local Banker
    By: FNB Pasco | - What can you do in these trying times when you dont know which bank is getting bailed out or going bust? When youre concerned if your money is safe, let alone confident in some chain bank to extend a personal or business loan?
    Have you ever thought of getting to know your small community banker? Now more than ever, local community banks are doing big business while the bigger banks are getting all the bad headlines. But quietly, under the radar and away from the prying ey ...

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  • Less Is More Finding Comfort In Community Banks
    By: FNB Pasco | - The rural region of Pasco County, Florida, may not seem like it should be on the cutting edge of banking services, particularly when the banking system is in shambles, but here one community bank is doing things a little differently than those chain banks you hear about in the news every day (but youre hearing about them for all the wrong reasons).
    The best part is, their customers seem to like it! First National Bank of Pasco (FNB Pasco), Your Hometown Bank has been taking ...

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  • Why The Bank Doesn't Want Your House
    By: Karla Jo Helms | - Once upon a time, collateral was king when it came to borrowing money. And your home was typically the crown jewel of your collateral assets. Home ownership gave you instant credibility to a lender who could quickly pull up your payment history and deduce from past payment schedules that, yes, you were a reliable borrower and, even if something went south a lost job, a divorce, an illness in the family with the house as collateral, the bank would never lose money on your loan.
    But now t ...

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  • Banks Aren't The Bad Guy
    By: Karla Jo Helms | - When it comes to raising community awareness about a special interest, a local charity or a health concern, dont overlook your community bank. Thats right; community banks are in the business of doing business in the community FOR the community.
    In fact, according to Robert Sumner, CEO of First National Bank of Pasco (FNB Pasco) near Tampa, Florida, Banking is a people business. Believe it or not, bankers get into the business to help people, as well as to make money. ...

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  • Community Banks Are They The New Come Back?
    By: FNB Pasco | - Just a few years ago, bigger was better in the banking industry. Big banks with scores of branches meant safety and stability just like the Roman Empire. But that empire has been tumbling down. Large banks are on the edge of insolvency and the Federal Deposit Insurance Corporation (FDIC) is cracking down on the banking industry, making their enforcement actions public.
    But are all banks the same? With the constant reporting of the unethical if not immoral behavior on Wall Street fr ...

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