Half Term On A Budget By: Gemma Johnson | - How do you balance the budget when it is nearly the end of the month and Christmas is approaching too? In this article you can get some tips for low cost and no cost activities which will keep all the family happy.
Start by making a plan. Write down the days of the week, and make a list of things that the kids have asked to do, appointments you have to attend and ideas that you have.
Moving Home? Cut The Costs By: Gemma Johnson | - 1. Clear out before you move.
Removal companies are expensive enough, so don"t pay to move things you no longer need. Well before the moving date start clearing out. Go through each room in turn. Take in three boxes, and divide your junk into "rubbish bin", "give away" and "sell". Sell the best things on eBay or at a car boot and you will help your moving budget go even further.
It is so easy to overlook the range of benefits available to you that you may be eligible for as time constraints at home can seem likely to increase as you settle into your new role as a mum or running your family unit. A good website to check out is called EntitledTo, this will give you a form to fill in to see what you can claim.
Make a list. Spend some time in the next few days noting down what you will need to buy for Christmas. It may seem strange making a list in advance but this can really help you avoid too many impulse purchases. Divide your list by topics: food, sticking presents, family gifts, decorations etc.
Why not make a few purchases each week to put in your Christmas box? This works well for everything from cards and wrapping paper to non-perishable foods like stuff ... Tags:Christmas, Xmas, money saving, budget, gifts, credit crunch
How To Budget - A Guide For Families By: Gemma Johnson | - If you always find too much month left at the end of your money, read BaBeeCard's quick guide to budgeting.
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Do you like to write things down or prefer to use a computer? If you like the feel of a pen find a notebook that you can keep for budgeting. I'd also suggest you get a calculator. If you like to use a computer, set up your budgets on there. I like Excel, but a table in Word will work fine too and both programmes have the 'SUM' facility which you will f ... Tags:Money saving, budgeting, save money, family finances
