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chartered surveyors tagged articles (0-25 of 66) ( 0.000 seconds )
- UK Consumers Regaining Control Of Runaway Levels Of Personal Debt By: Mr Hanna
The UK in recent years has seen a massive growth in the levels of personal debt and thanks to increases in secured loans corresponding to a strengthening of the housing market; it does not appear to be slowing down. Recent figures from Creditaction show that since the end of 1993, when debt levels were around the £400bn level, they have now risen to an astounding £1148bn, and it is growing at a rate of 10.2% per annum, or £100bn over the last year alone.
Mortgage loans cu...
Tags: credit card, credit, debit card, bank card, personal finance
- Yacht Charter - Which type suits you? By: ken jones
A look at different types of yacht charter on the market. Including flotilla sailing, skippered yacht charter, crewed yacht charter, bareboat yacht charter, corporate charter
Tags: yacht charter, flotilla sailing, skippered yacht charter, cr
- The UK house market and how to survive it. By: Michael Hanna
While the UK housing market shows signs of recovery, buyers must still obtain the best financial information and exercise caution before they take out a mortgage loan.
Tags: Personal loan, personal loans, loans, unsecured loan, secure
- The UK House Market And How To Survive It By: Mr Hanna
According to the Nationwide Building Society, the UK housing market has made a "strong start" in 2006, with the biggest rise in house prices for 18 months, rising by 1.4% in January. This was seen by the Nationwide as part of a “strengthening trend” since October, with confidence returning to the housing market, but the high price rises of 2004 were not expected to return.
Jeremy Leaf of the Royal Institution of Chartered Surveyors said, ‘The housing market is definitely ...
Tags: Personal loan, personal loans, loans, unsecured loan, secure
- Financial Terminology: Jargon Buster S - Z By: Richard Evans
S
1. Self-certification
Should your income be difficult for a lender to assess through normal methods, you may need a self-certification mortgage. If you receive high bonuses, or work seasonally or on commission, or are self-employed this may be your only option. You will declare your income, usually backed up by a certificate from your accountant if you have one. Lenders want to see as much guaranteed income as possible. To compensate the lender for the increased risk on...
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- Home Insurance. Flood Alert By: Michael Challiner
The Royal Institution of Chartered Surveyors warns that if you can't get insurance for your house, you're in big trouble. Mortgage lenders won't lend on houses that are uninsurable and as a result its value could fall by up to 80%.
It's a high flood risk that's most likely to make your house uninsurable. According to a recent survey, 6.5 million homes are already at risk from flooding of which 1.5 million are in high risk areas. The government has completed flood defences ...
Tags: home, insurance, floods
- Planning for Growth with Distance Learning Surveying By: Jim Zorn
Distance learning surveying and estimation is catching pace with the growth in construction and allied financing industry segments. The need for professionally qualified surveyors is increasing, as a perfect survey report is essential.
Tags: Distance Learning Surveying
- Real Estate Appraisal By: Mar
A real estate appraisal is a service performed, by an appraiser, that develops an opinion of value based upon the highest and best use of real property. The highest and best use is that use which produces the highest possible value for the property. This use must be profitable and probable. Also of importance is the definition of the type of value being developed and this must be included in the appraisal, ie fair market value, condemnation value, quick sale value, etc.
Tags: Real Estate Appraisal
- Are Rates Set For A Hike? By: Tml-mortgages
Interest rates will rise by the end of 2006, economists are predicting.
Leading economists are speculating that that the Bank of England will announce a one quarter point rise in the basic cost of borrowing, of interest to those seeking a mortgage or loan, before the end of the year.
While the monetary policy committee (MPC) voted recently to hold interest rates for the 11th consecutive month, many economists are claiming that economic pressures, notably rising inflatio...
Tags: tml, mortgages, loans, interest rates, tracker mortgage
- Property Mini Boom In UK By: Andrew Stefanczyk
Mini Boom
If you've read a lot of price articles on property for sale in recent months you will have come across quite a few references to the existence of something called a property 'mini-boom'.
Apparently this phenomenon has been with us for at least 6 months now - probably more than 6 months if you take into account the market revival in the price of cheap houses that began when the Bank of England cut rates last August.
You might be asking what is a mini-boom? T...
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- MSc Construction Management By: Joann Cheong
The Master of Science or MSc Construction Management is a course or program that aims to produce postgraduates at the forefront of management of construction projects who recognized the complexity and systems nature of the construction industry.
Tags: jobs, construction, building construction, home management
- First Time Buyers prefer fixed rates By: Darren Ferneyhough
The potential for further increases in the base rate has triggered a record uptake of fixed rate home loans by first time buyers.
Tags: fixed rate, fixed-rate, secured loan, low rate loan
- 5 Tips For Cheaper Home Insurance By: Simon Markham
Home insurance is a basic term for two different types of insurance policy. Buildings insurance to cover the construction of your property and home contents insurance to protect your valuables and other household objects.
The problem is that not all home insurance policies are created equal making it difficult to compare like with like. The areas and level of cover provided vary from policy to policy along with the premiums. So having a definite idea of what you need to in...
Tags: home insurance, contents, buildings, cover
- Home Information packs U-Turn By: Carlton Johnson
The UK Government has had to do an embarrassing U-turn on the implementation of Home information packs. Communities secretary Ruth Kelly, has put the date of implementation back to the 1st of August and even then it will only be for the sale of properties with more than four bedrooms.
Tags: Home information packs, HIP, HIPs, UK, property, success, UK
- Mortgage Lending Reaches May Record By: Abbi Rouse
The proportion of money issued via mortgage lending reached a record height last month, new figures indicate.
Tags: mortgage, secured, loans, interest
- May Mortgage Lending In 2007 'Peak' By: Abbi Rouse
Mortgage lending peaked over the course of last month, the publication of a new set of figures has indicated.
Tags: loans, credit, debt, secured loans, cards, personal loans, mortgag
- Fall In Price Growth Noted In Halifax House Study By: Abbi Rouse
House prices continued to rise over the course of June, new figures have indicated.
Tags: secured, loans, mortgages, costs, house, prices, home
- House Price Growth 'Falls' By: Abbi Rouse
Property price growth slowed over the course of last month, a new survey indicates.
Tags: house, price, growth, slowing
- Borrowers In Southern England 'Face Increasing House Costs' By: Abbi Rouse
Property in the Greater London region has surpassed the 300,000 pounds barrier for the first time, new figures indicate.
Tags: house, prices, soar, loans, home, secured, personal, southern, engla
- Fall Noted In Property Price Growth By: Abbi Rouse
House price growth has slowed down over the course of this month, a recent Rightmove study has revealed.
Tags: property, price, growth, slows
- For Eager Risk-Takers Mortgage Lenders Have The Final Say By: Michelle Harricharan
Housing prices in the UK have fallen for the eight successive month, this time dropping to historic lows according to The Royal Institution of Chartered Surveyors. These consecutive drops resulted from the inability of potential buyers to secure mortgages.
Tags: UK, Mortgage, Lenders, House, Prices
- Finding Professional Body Membership Data for Estate Agents By: Justin Burns
Property Experts are always telling us that we should only use Estate Agents that are members of a professional body but that is easier said than done.
Tags: Estate Agents, Property Directory
- Mortgage Holders Face Increases In Stamp Duty By: Christian Ward
The latest survey by the Royal Institution of Chartered Surveyors suggests that residential property transactions are at their lowest level since the 1970s. This is based on asking surveyors what they think is happening, but the truth will come out in the Land Registry figures, which show the actual number of transactions. The latest figures are for February 2008, which showed sales down 35% on the previous year.
Tags: Mortgage, Property
- Home Information packs @ Templarreports.com By: Guri Williams
‘HIP’ means Home Information Packs, introduced by the UK government in August 2007. Because there is fear the property industry will be hit with the cost. In England, 1 June 2007, all home owners will need to prepare a Home Information Pack before putting their home up for sale. Nowadays, according to a plan a property doesn't Buying and selling.
Tags: home information packs, Templar reports, chartered surveyors
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