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  • Alternative Minimum Tax - Online Tool By: Richard A. Chapo
    Hell hath no fury like a person who just found out the alternative minimum tax applies to them. The IRS has set up an online tool to figure out if you do.
    Tags: tax, taxes, alternative minimum tax, amt, online tool, calculate, irs, finances,

  • Structured Settlements And The Power Of Annuities By: Doug Smith
    A structured settlement is a type of financial settlement usually awarded to the victim of a personal injury accident. For example, assume a jury awards the victim damages in the sum of $4 million. Depending on the circumstances, the damages may be awarded as a structured settlement rather than as a lump sum.

    The settlement is called "structured" because the initial award ($4,000,000 in this example) is divided up into equal payments that are paid to the victim at precisel...

    Tags: structured, settlement, lump, sum, cash, award, sell, annuity, annuities, finance, finances, financia

  • Personal Accounts – Clever Ways To Manage Your Account By: Joseph Kenny
    Once you’ve found the right bank and the right account, you may be tempted to rest on your laurels. However, if you want to make the most of your money, you need to give it regular attention. The world of finance is changing continually, with new offers and opportunities cropping up every season. To take advantage of them, you need to keep your finger on the pulse.

    Not only should you keep a flexible approach, but be prepared to do a bit of research to keep abreast of the...

    Tags: Accounts, bank, interest, personal, current, uk, finances, transfer, balance, building soc

  • True Financial Prosperity By: Rod Rogers
    Everyone wants to be financially prosperous. But what does that mean? This article presents the Scriptural teaching on true financial prosperity and shows that it is available to all of God's people.
    Tags: money, stewardship, giving, finances, prosperity, financial prosperity, wealth

  • Giving Makes You Happier By: Rod Rogers
    Many people live lives of emotional misery. Few are truly happy. This is because most have never learned the profound truth that giving--not receiving--is the secret to true happiness. This article shows the way to true happiness.
    Tags: happiness, giving, money, blessing, stewardship, finances, generosity

  • Uranium Facts For The Natural Resource Investor By: Charles Weber
    Investing in uranium is looking toward the future. With fossil fuels fizzling out, the world needs reliable sources of energy. The price of uranium has moved surpisingly fast over the last year with the scare of oil and natural gas shortages. Also, analysts report a severe uranium shortage over the next ten years. Lets take a look at what uranium is and how it is/will be used. I have always heard "buy what you know", so hopefully you will know a little more about uranium afte...
    Tags: uranium, investing, finances, gold, oil, mining, energy, natural resources, nuclear

  • Constant Credit Card Payments By: Terry Rigg
    Are you trapped into making only minimum payments on your credit cards? I hope not.

    Minimum payments decline as the balance on the credit card declines.

    Let's take a credit card with a $2000 balance at 15% interest to use as an example. You would expect to pay about a $40 (2%) monthly payment when you start making your payments:

    By making the minimum payment only, it will take you 13 years and 11 months to pay off your credit card and you would expect to pay $2,126 ...

    Tags: bills, budgets, credit cards, payments, management, finances, paycheck

  • Ten Ways to Give that Please God By: Rod Rogers
    True believers long to please God in every aspect of their lives, including giving. This article presents from the Bible ten ways to give that please God.
    Tags: giving, money, finances, stewardship, pleasing God

  • Cheap Homeowner Loan By: Danny Wirken
    A Guide to Finding Cheap Homeowner Loans

    If you're actively looking for cheap homeowner loans, there are several things that you should take into consideration to make sure that you get the best loan for your money.

    Before taking one of the loans offered to you, you should take the time to understand how cheap homeowner loans work, make sure that you've explored all of your loan options, and shop around for the best loan rate that you're eligible for.

    Are cheap homeo...

    Tags: loans, home loans, finances, business, money



  • Cheap Home Loan By: Danny Wirken
    Cheap Home Loans: What is an APR?

    "APR" is one of the most misunderstood terms in the world of home mortgages. While you might know that it means "Annual Percentage Rate", you may not know that it includes more than the interest rate. APR is a figure used to determine the yearly cost of a new home loan including all other fees like points, origination fees, and lending fees. A lot see this as something hidden yet it is a clear amount being paid on mortgage.

    Years ago, i...

    Tags: loans, home loans, finances, business, money

  • Reverse Mortgages - Get The Money You Need - Part 2 Of 4 By: Ken Black
    To recap part 1, Reverse Mortgages are loans that allow you to borrow back the equity in your home. If you are 62 years of age or older, they are a way to borrow against the equity in your home to provide you with tax-free income. Probably a good idea if you're a senior who needs cash for medical care, to maintain your standard of living, or for other reasons.

    So, what are some of the disadvantages of Reverse Mortgages?

    - They are even more complicated than conventional...

    Tags: reverse mortgages, mortgages, loans, finances

  • Cheap Insurance Van By: Danny Wirken
    The word shopping brings a feeling of immediate excitement to most people. But if you combine the word shopping with car insurance, as in "shopping for car insurance", it produces the opposite effect. The thought of shopping for auto insurance makes the eyes glaze over and the heart rate drop to the pace of a slumbering couch potato.

    Couch potato? Indeed. Doug Heller, a consumer advocate at the Foundation for Consumer Rights and a recognized insurance issues specialist, to...

    Tags: auto insurance, car loans, car insurance, car finances

  • Cheap Insurance Life By: Danny Wirken
    Permanent life insurance provides lifetime insurance protection (does not expire), but the premiums must be paid on time. Most permanent policies offer a savings or investment component combined with the insurance coverage. This component, in turn, causes premiums to be higher than those of term insurance. The investment may offer a fixed interest rate or may be in the form of money market securities, bonds or mutual funds. This savings portion of the policy allows the policy...
    Tags: insurance, life insurance, finances, business

  • Cheap Mortgage Rate By: Danny Wirken
    Must-Ask Questions When You Get Your Mortgage

    Whether you're buying a house or refinancing, there is more to a mortgage than the rate. Here are eight questions to ask while mortgage shopping. You'll have to ask yourself some of these questions; others can only be answered by mortgage professionals and insurers.

    How long do I plan to stay in the house?

    That's often a hard question to answer. Try anyway because a lot of your decisions depend on the answer.

    The answe...

    Tags: mortgages, finances, business, money

  • Where Should I Put My Savings? Different Types of Investment Accounts By: Emma Snow
    In the big world of investing, it seems we hear a lot about what securities to invest in, but not as much about what types of accounts to invest in. There are so many different types of investment accounts, each covering a different purpose, and new types of accounts seem to be created weekly. What are some of the basic types of investment accounts and what can they do for you?
    Tags: finance, financial, financial advice, investment planning, investment, retirement, investm

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