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<title>Buying A Property In Murcia, Spain Posted By: AimForSpain</title>
<description>After carefully researching the region of Murcia, choosing the right location and type of property, and viewing different property for sale in Murcia, after the ideal home has been found, the next step is to actually purchase it. 
 
Whilst not an exhaustive or step by step guide to purchasing property in Murcia, this guide provides an overview of the buying process. Whether buying a Costa Calida property by the beach, or a new golf development inland, the process is the same.

Finding a good property agent with plenty of experience is essential, and the importance of an agent with local knowledge, and contacts cannot be overestimated. An English-speaking Spanish lawyer should also be employed. Together the agent and the lawyer should be able to provide the necessary advice and assistance, and help avoid common mistakes and problems. It is also worth consulting a financial or tax advisor, especially if the property is to be a permanent residence.

The estate agent can help with finding a mortgage, although they may favour a particular mortgage provider. Spanish mortgage interest rates are lower than the rest of Europe, making buying Murcia property even more appealing.<![CDATA[<a href="http://www.articlesnatch.com/topic/Costa+Calida+Property" rel="tag">Costa Calida Property</a>]]> <![CDATA[<a href="http://www.articlesnatch.com/topic/Murcia+Property" rel="tag">Murcia Property</a>]]> <![CDATA[<a href="http://www.articlesnatch.com/topic/Property+for+Sale+in+Murcia+Spain" rel="tag">Property for Sale in Murcia Spain</a>]]> <![CDATA[<a href="http://www.articlesnatch.com/topic/Property+For+sale+in+Costa+Calida" rel="tag">Property For sale in Costa Calida</a>]]> <![CDATA[<a href="http://www.articlesnatch.com/topic/San+Javier" rel="tag">San Javier</a>]]> <![CDATA[<a href="http://www.articlesnatch.com/topic/Property+for+sale+in+Spain" rel="tag">Property for sale in Spain</a>]]> <![CDATA[<a href="http://www.articlesnatch.com/topic/" rel="tag"></a>]]></description>
<category><![CDATA[Costa Calida Property]]></category><category><![CDATA[Murcia Property]]></category><category><![CDATA[Property for Sale in Murcia Spain]]></category><category><![CDATA[Property For sale in Costa Calida]]></category><category><![CDATA[San Javier]]></category><category><![CDATA[Property for sale in Spain]]></category><category><![CDATA[]]></category>
<link>http://www.articlesnatch.com/Article/Buying-A-Property-In-Murcia--Spain/238046</link>
<pubDate>Wed, 24 Oct 2007 00:00:00 -0400</pubDate>
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<item>
<title>Advice On Buying Canary Islands Property Posted By: Tony Riley</title>
<description>A 10% of the new declared value on the escrtitura. They are as follows:
Transfer Tax
5% (Impuesto sobre Transmisiones Patrimoniales y Actos Jur&shy;dicos Documentados- Mod 600) when you buy a RESALE property from a private owner.
Title Deed
(Documented Legal Acts Tax) (Impuesto de Actos Jur&shy;dicos Documentados) 0.5% of the declared value
Notary Fees
This fee is about 0.75% of the purchase price may be requested. 
Plus Valia Tax
The Plus Valia Tax is a type of capital gains tax, based on the increase in value of the land and not the increase in value of the property. It is strictly speaking, a tax payable by the seller, but in practice the purchaser is normally asked to pay all fees and taxes due on transfer of property, this can be negotiated at the time of sale. This is a tax levied by the Town Hall and is based on the surface area of the land and is calculated at various rates on the annual increases in the value of the land since the previous sale, on the cadastral value and on the date of the previous escritura.<![CDATA[<a href="http://www.articlesnatch.com/topic/Canary+Islands+property" rel="tag">Canary Islands property</a>]]> <![CDATA[<a href="http://www.articlesnatch.com/topic/Tenerife" rel="tag">Tenerife</a>]]> <![CDATA[<a href="http://www.articlesnatch.com/topic/Lanzarote" rel="tag">Lanzarote</a>]]> <![CDATA[<a href="http://www.articlesnatch.com/topic/Gran+Canaria" rel="tag">Gran Canaria</a>]]> <![CDATA[<a href="http://www.articlesnatch.com/topic/Fuerteventura" rel="tag">Fuerteventura</a>]]> <![CDATA[<a href="http://www.articlesnatch.com/topic/Canary+Islands" rel="tag">Canary Islands</a>]]> <![CDATA[<a href="http://www.articlesnatch.com/topic/Globespan" rel="tag">Globespan</a>]]> <![CDATA[<a href="http://www.articlesnatch.com/topic/property" rel="tag">property</a>]]> <![CDATA[<a href="http://www.articlesnatch.com/topic/properties" rel="tag">properties</a>]]> <![CDATA[property search]]> <![CDATA[countries]]> <![CDATA[buyer]]></description>
<category><![CDATA[Canary Islands property]]></category><category><![CDATA[Tenerife]]></category><category><![CDATA[Lanzarote]]></category><category><![CDATA[Gran Canaria]]></category><category><![CDATA[Fuerteventura]]></category><category><![CDATA[Canary Islands]]></category><category><![CDATA[Globespan]]></category><category><![CDATA[property]]></category><category><![CDATA[properties]]></category>
<link>http://www.articlesnatch.com/Article/Advice-On-Buying-Canary-Islands-Property/211251</link>
<pubDate>Mon, 03 Sep 2007 00:00:00 -0400</pubDate>
<guid>http://www.articlesnatch.com/Article/Advice-On-Buying-Canary-Islands-Property/211251</guid>
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