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      <title>Articles by mathew sabri on ArticleSnatch.com</title>
      <link>http://www.articlesnatch.com/profile/mathew-sabri/62630</link>
      <description>mathew sabri is an author at ArticleSnatch.com Article Directory.  Below are the most recent articles from mathew sabri.  For more of articles by mathew sabri please use the link above.</description>
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<title>Articles by mathew sabri on ArticleSnatch.com</title>
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         <title>Buying winter sports insurance</title>
         <link>http://www.articlesnatch.com/Article/Buying-winter-sports-insurance/659524</link>
         <description>Winter sports insurance for a skiing holiday is a necessity and not a luxury.

While it is true that thousands of people take to the pistes each year, worldwide, without incident, skiing, like most sports, is inherently risky. You donâ€™t have to be an extreme skier to have an accident. It is, therefore, simply common sense to make sure that you are adequately covered by ski insurance on your trip.

If you are skiing in the EEC it may be that your European Health Insurance will cover some of the costs of your treatment, however, it will not rescue you if you are stuck on the slopes, nor will it cover the costs of sending you home in case you should fall very ill.

Furthermore, it is not just you, personally, who you should be cautious about on your trip. If you are a keen skier and own all of your own equipment, you will be aware of the fact that skiing as a hobby is certainly not cheap.  **End Summary**  Topics: <![CDATA[<a href="http://www.articlesnatch.com/topic/travel+insurance" rel="tag">travel insurance</a>]]><![CDATA[<p>]]> About the Author: <![CDATA[<br>]]> Visit etravelinsurance.co.uk for &lt;a href=&quot;http://www.etravelinsurance.co.uk/ski.asp&quot;&gt;skiing insurance&lt;/a&gt; policy that offers cheap insurance for customers taking a single trip including winter sports such as skiing and snowboarding.

</description>
	 <category><![CDATA[travel insurance]]></category>
         <pubDate>Sat, 04 Jul 2009 00:00:00 -0400</pubDate>
         <guid isPermaLink="true">http://www.articlesnatch.com/Article/Buying-winter-sports-insurance/659524</guid>
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         <title>Travel insurers compared</title>
         <link>http://www.articlesnatch.com/Article/Travel-insurers-compared/659522</link>
         <description>The more adventurous your travel, the greater the need for reliable travel insurance. If you are back-packing, you are almost certainly going to be getting involved in activities which would not ordinarily be covered by standard travel insurance policies.

However, if you've been saving up to go abroad in your gap year, you'll want travel insurance at affordable prices. Backpacker insurance policies are likely to be the best option for you and there are many options on the market.

1Stop Travel Insurance is part of the Drakefield Insurance Group and is a reputable insurer offering an affordable backpacker insurance policy with a good level of cover.

Both policies are also highly flexible. If you're going to be away for the whole year, you are probably going to need to earn some spending money while you're away. Both the policies will provide you with cover to do typical casual jobs, including bar work and fruit picking.

In addition, 1Stops allow you to return home during your trip if necessary.  **End Summary**  Topics: <![CDATA[<a href="http://www.articlesnatch.com/topic/travel+insurance" rel="tag">travel insurance</a>]]><![CDATA[<p>]]> About the Author: <![CDATA[<br>]]> If you have been saving up to go abroad in your gap year, you do not want to have to pay a fortune for &lt;a href=&quot;http://www.etravelinsurance.co.uk/backpacker.asp&quot;&gt;backpackers travel insurance&lt;/a&gt; . etravelinsurance.co.uk offer special rates to provide cheap insurance to protect you and your valuables while you are away.
Visit etravelinsurance.co.</description>
	 <category><![CDATA[travel insurance]]></category>
         <pubDate>Sat, 04 Jul 2009 00:00:00 -0400</pubDate>
         <guid isPermaLink="true">http://www.articlesnatch.com/Article/Travel-insurers-compared/659522</guid>
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         <title>Travel insurance: buying wise</title>
         <link>http://www.articlesnatch.com/Article/Travel-insurance--buying-wise/659514</link>
         <description>One of the most important things to remember before you go away is travel insurance. No matter where you are going, or for how long, make sure you have adequate medical and personal liability cover. Having an accident or falling ill abroad could cost thousands of pounds if you are not insured.

To be returned to the UK in an emergency could cost thousands of pounds and yet 15% of Brits still travel abroad without travel insurance, risking financial ruin.

For common problems, such as delayed flights, missed departure or becoming ill or injured, travel insurance will provide you with a safety net.

There are hundreds of different insurance policies on the market offering different levels of cover and it is important that you investigate a policy carefully before you decide to buy. It is easy to make comparisons between companies by looking at their website, but see below for a quick overview of three recommended insurers. The information here taken from their advertised benefits on their websites. Each provider is also able to tailor a policy to meet more specific needs.  **End Summary**  Topics: <![CDATA[<a href="http://www.articlesnatch.com/topic/travel+insurance" rel="tag">travel insurance</a>]]><![CDATA[<p>]]> About the Author: <![CDATA[<br>]]> 
Visit etravelinsurance.co.uk for &lt;a href=&quot;http://www.etravelinsurance.co.uk/ski.asp&quot;&gt;skiing insurance&lt;/a&gt; policy that offers cheap insurance for customers taking a single trip including winter sports such as skiing and snowboarding.


</description>
	 <category><![CDATA[travel insurance]]></category>
         <pubDate>Sat, 04 Jul 2009 00:00:00 -0400</pubDate>
         <guid isPermaLink="true">http://www.articlesnatch.com/Article/Travel-insurance--buying-wise/659514</guid>
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         <title>Winter sports insurance: what your policy should cover</title>
         <link>http://www.articlesnatch.com/Article/Winter-sports-insurance--what-your-policy-should-cover/659513</link>
         <description>Buying ski insurance for a holiday on the slopes is essential. Making sure that you are informed about ski insurance will help you to ensure that you are protected against every eventuality on your trip.

As long as you carry out your holiday activities safely and do not put yourself in unnecessary danger where good warning has been given, your travel insurance should cover all eventualities. Everyone deserves a safe holiday, and winter sports enthusiasts are no exception.

Comparing policies on the internet is the simplest way of seeing what the market has to offer. With so many policies to choose from, it is sensible to shop around before you buy.

Most winter sports insurance policies will cover skiing and snowboarding, some policies may even cover other activities such as tobogganing, ice skating, snow mobiling, cross country skiing or mono skiing.

Mountain rescue organisations, air ambulance or helicopter recovery should be included as standard if you are skiing on-piste and have an accident. For the more adventurous, you may wish too extend this cover to off-piste accidents.  **End Summary**  Topics: <![CDATA[<a href="http://www.articlesnatch.com/topic/travel+insurance" rel="tag">travel insurance</a>]]><![CDATA[<p>]]> About the Author: <![CDATA[<br>]]> 

Visit etravelinsurance.co.uk for &lt;a href=&quot;http://www.etravelinsurance.co.uk/ski.asp&quot;&gt;skiing insurance&lt;/a&gt; policy that offers cheap insurance for customers taking a single trip including winter sports such as skiing and snowboarding.


</description>
	 <category><![CDATA[travel insurance]]></category>
         <pubDate>Sat, 04 Jul 2009 00:00:00 -0400</pubDate>
         <guid isPermaLink="true">http://www.articlesnatch.com/Article/Winter-sports-insurance--what-your-policy-should-cover/659513</guid>
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         <title>Ski insurance: luxury or necessity?</title>
         <link>http://www.articlesnatch.com/Article/Ski-insurance--luxury-or-necessity-/659512</link>
         <description>Winter sports insurance for a skiing holiday is a necessity and not a luxury.

While it is true that thousands of people take to the pistes each year, worldwide, without incident, skiing, like most sports, is inherently risky. You donâ€™t have to be an extreme skier to have an accident. It is, therefore, simply common sense to make sure that you are adequately covered by ski insurance on your trip.

If you are skiing in the EEC it may be that your European Health Insurance will cover some of the costs of your treatment, however, it will not rescue you if you are stuck on the slopes, nor will it cover the costs of sending you home in case you should fall very ill.

Furthermore, it is not just you, personally, who you should be cautious about on your trip. If you are a keen skier and own all of your own equipment, you will be aware of the fact that skiing as a hobby is certainly not cheap.  **End Summary**  Topics: <![CDATA[<a href="http://www.articlesnatch.com/topic/travel+insurance" rel="tag">travel insurance</a>]]><![CDATA[<p>]]> About the Author: <![CDATA[<br>]]> 
Visit etravelinsurance.co.uk for &lt;a href=&quot;http://www.etravelinsurance.co.uk/ski.asp&quot;&gt;skiing insurance&lt;/a&gt; policy that offers cheap insurance for customers taking a single trip including winter sports such as skiing and snowboarding.

</description>
	 <category><![CDATA[travel insurance]]></category>
         <pubDate>Sat, 04 Jul 2009 00:00:00 -0400</pubDate>
         <guid isPermaLink="true">http://www.articlesnatch.com/Article/Ski-insurance--luxury-or-necessity-/659512</guid>
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         <title>Travel cheap but protected</title>
         <link>http://www.articlesnatch.com/Article/Travel-cheap-but-protected/659511</link>
         <description>Travelling cheap can mean that backpackers often cut corners regarding their personal protection. Whether you're hiking in Nepal or snorkelling in Zanzibar, itâ€™s the greatest adventures which also put you at the greatest risk.

Exploring off the beaten-tracks, travelling overnight or sleeping in dorms, also means youâ€™re also makes you vulnerable to crime and illness.

To ensure that you are protected on the road, it is very important to buy travel insurance. Backpacker policies offer a high level of cover for an extended period of travel, making them more appropriate than standard travel policies.

You can purchase a backpacker policy for anything from one week to two years, and just because it's called a backpacker policy, doesn't mean you have to be roughing it.

The backpacker policy acts as an effective and cheaper alternative to a single trip travel insurance policy, offering a range of special cover extras such as ski and sports protection which you might need along the way.

Always shop around for your backpacker travel insurance, checking both the benefits and the exclusions to make sure that you will be adequately covered for ever activity in which you participate.  **End Summary**  Topics: <![CDATA[<a href="http://www.articlesnatch.com/topic/travel+insurance" rel="tag">travel insurance</a>]]><![CDATA[<p>]]> About the Author: <![CDATA[<br>]]> 
If you have been saving up to go abroad in your gap year, you do not want to have to pay a fortune for &lt;a href=&quot;http://www.etravelinsurance.co.uk/backpacker.asp&quot;&gt;backpackers travel insurance&lt;/a&gt; . etravelinsurance.co.uk offer special rates to provide cheap insurance to protect you and your valuables while you are away.
Visit etravelinsurance.co.uk for your &lt;a href=&quot;http://www.etravelinsurance.co.uk&quot;&gt;student travel insurance&lt;/a&gt; .

</description>
	 <category><![CDATA[travel insurance]]></category>
         <pubDate>Sat, 04 Jul 2009 00:00:00 -0400</pubDate>
         <guid isPermaLink="true">http://www.articlesnatch.com/Article/Travel-cheap-but-protected/659511</guid>
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         <title>Skiing in the summertime</title>
         <link>http://www.articlesnatch.com/Article/Skiing-in-the-summertime/654101</link>
         <description>If you missed out on a skiing holiday over the Christmas period then you might be anxious to catch up on your lost hours on the piste. The arrival of summer by no means rules out the possibility of a skiing holiday, it might just mean that you have to look a little harder or travel a little further afield to find some great snow. There are also plenty of perks to choosing to take your break on the pistes throughout the summer holiday period instead of the winter months.

Sometimes going off peak will even save you money due to the slackened demand on facilities. With plenty of cheap flights available all over Europe and further afield thereâ€™s really nothing stopping you from making that summer ski trip this year. First of all, you will miss the heavy crowds of the Christmas period. Whilst it may be traditional for skiing to be a wintertime activity, if you are more concerned with getting a quiet break and having plenty of snow space to yourself then off peak could be the perfect time for you.  **End Summary**  Topics: <![CDATA[<a href="http://www.articlesnatch.com/topic/travel+insurance" rel="tag">travel insurance</a>]]><![CDATA[<p>]]> About the Author: <![CDATA[<br>]]> 


Visit etravelinsurance.co.uk and get an instant quote &lt;a href=&quot;http://www.etravelinsurance.co.uk&quot;&gt;ski insurance&lt;/a&gt; and buy online from our safe secure and easy to use website, or if you have any special requirements or need to cover a pre-existing medical condition you can talk to one of friendly call centre staff.
</description>
	 <category><![CDATA[travel insurance]]></category>
         <pubDate>Mon, 29 Jun 2009 00:00:00 -0400</pubDate>
         <guid isPermaLink="true">http://www.articlesnatch.com/Article/Skiing-in-the-summertime/654101</guid>
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         <title>Is a gap year right for you?</title>
         <link>http://www.articlesnatch.com/Article/Is-a-gap-year-right-for-you-/654099</link>
         <description>Deciding on a good university and the degree you wish to embark on can be a worrying decision. Many secondary school leavers are met with Aâ€™ Level-anxiety that doesnâ€™t leave much scope for making clear, timely choices about where to study, or if they want to take that all-important gap year.

If you think that university is the one for you, but you are still feeling anxious about the huge step going from high school and into further education, then a gap year might give you some extra time to prepare yourself for this milestone.

A gap year will add something unique and compelling on university applications, which should stand any applicant in good stead. With this in mind, why not explore the route of a year abroad?

An incentive for travelling could be a destination you have always longed to visit, or an area of the world that you have always dreamed of visiting but havenâ€™t yet had the opportunity. It could be that youâ€™ve always wanted to work with horses in Montana, or visit Peru to walk the epic Inca Trail.  **End Summary**  Topics: <![CDATA[<a href="http://www.articlesnatch.com/topic/travel+insurance" rel="tag">travel insurance</a>]]><![CDATA[<p>]]> About the Author: <![CDATA[<br>]]> 


If you have been saving up to go abroad in your gap year, you do not want to have to pay a fortune for &lt;a href=&quot;http://www.etravelinsurance.co.uk/&quot;&gt;gap year travel insurance&lt;/a&gt; . etravelinsurance.co.uk offer special rates to provide cheap insurance to protect you and your valuables


</description>
	 <category><![CDATA[travel insurance]]></category>
         <pubDate>Mon, 29 Jun 2009 00:00:00 -0400</pubDate>
         <guid isPermaLink="true">http://www.articlesnatch.com/Article/Is-a-gap-year-right-for-you-/654099</guid>
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         <title>Your European Health Insurance Card</title>
         <link>http://www.articlesnatch.com/Article/Your-European-Health-Insurance-Card/654098</link>
         <description>If you are booking a holiday, you will need to obtain some form of travel insurance. Most people choose to search for travel insurance online as insurance comparison sites make it so easy to compare deals, and the rates offered to online customers are often cheaper. However, if you are booking a European holiday, then your holiday insurance costs can be lowered considerably when you get yourself an EHIC or European Heath Insurance Card.

If you travel to any EEA or European Economic Area countries or Switzerland, then a European Health Insurance Card will enable you to claim free or subsidised medical costs while abroad. You may well have had to use an E111 form for this purpose in the past, but these E111 forms have now been replaced by EHICs.

Before you apply for an EHIC, you should check to see whether or not you are eligible for a card. Those who are older than 16 years of age and who reside within the UK can apply for a card, and the best thing is that they are completely free.

Your EHIC will enable you to be treated as an insured national would be treated in your destination country.  **End Summary**  Topics: <![CDATA[<a href="http://www.articlesnatch.com/topic/travel+insurance" rel="tag">travel insurance</a>]]><![CDATA[<p>]]> About the Author: <![CDATA[<br>]]> 
If you have been saving up to go abroad in your gap year, you do not want to have to pay a fortune for &lt;a href=&quot;http://www.etravelinsurance.co.uk/backpacker.asp&quot;&gt;backpackers travel insurance&lt;/a&gt; . etravelinsurance.co.uk offer special rates to provide cheap insurance to protect you and your valuables.


</description>
	 <category><![CDATA[travel insurance]]></category>
         <pubDate>Mon, 29 Jun 2009 00:00:00 -0400</pubDate>
         <guid isPermaLink="true">http://www.articlesnatch.com/Article/Your-European-Health-Insurance-Card/654098</guid>
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         <title>A girls guide to backpacking</title>
         <link>http://www.articlesnatch.com/Article/A-girls-guide-to-backpacking/651401</link>
         <description>Every year, backpacking is getting safer and easier, so much so that more females are choosing to travel alone. Hostels, travel companies and activity services have had to do adapt and thankfully they are doing so quite nicely.

However, travelling alone, particularly if you are a woman, is more risky and potentially hazardous than in a group. But fundamentally it is more rewarding and the freedom it offers is unparalleled.

Backpackers are the most â€˜at-riskâ€™ group of travellers, so make sure you take the necessary steps in protecting yourself against the unknown and first and foremost, get insurance. Many insurers also have 24-hour international emergency help lines that could prove invaluable.

Secondly, keep in touch. If you are travelling alone you will need to check in with home via email or text message regularly. Make sure your phoneâ€™s roaming capability is activated and find out if your network provider offers any special discounts on international calling.

Donâ€™t bother packing good-quality clothes and forget high-heeled shoes.  **End Summary**  Topics: <![CDATA[<a href="http://www.articlesnatch.com/topic/travel-insurance" rel="tag">travel-insurance</a>]]><![CDATA[<p>]]> About the Author: <![CDATA[<br>]]> 
For all the girls out there who have already planned there trip, make sure you are prepared. etravelinsurance.co.uk provide &lt;a href=&quot;http://www.etravelinsurance.co.uk/student-travel-insurance.asp&quot;&gt;cheap student travel insurance&lt;/a&gt; policies. If you are planning a longer trip you could look at their &lt;a href=&quot;http://www.etravelinsurance.co.uk&quot;&gt;gap year travel insurance&lt;/a&gt; policy.

</description>
	 <category><![CDATA[travel-insurance]]></category>
         <pubDate>Fri, 26 Jun 2009 00:00:00 -0400</pubDate>
         <guid isPermaLink="true">http://www.articlesnatch.com/Article/A-girls-guide-to-backpacking/651401</guid>
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         <title>Top five backpacker experiences</title>
         <link>http://www.articlesnatch.com/Article/Top-five-backpacker-experiences/651395</link>
         <description>Sky-Diving: If you get back from a trip to Australia or New Zealand and you havenâ€™t thrown yourself out of a plane from at least 10,000ft then you havenâ€™t fully grasped the whole backpacker experience.

Both countries have more than their fare share of places to â€˜get extremeâ€™ but one of the most picturesque is Airlie Beach in Queensland, Australia. Although you can only jump from 10,000 ft, which is lower than many other places, this is a small price to pay when you see the views of the Great Barrier Reef and the Whitsunday Islands on your way back to earth.

Bungee Jumping: The ultimate â€˜thrill-seekerâ€™ destination is New Zealand, Land of the Long White Cloud It is here that commercial bungee jumping was born and in Queenstown on South Island you can do the highest permanent bungee in the world, the Nevis.

The Nevis, is the daddy of all bungee jumps. Youâ€™ll dive out of a cable car suspended almost 140m above a ravine and fall for 8.5 seconds, getting frighteningly close to the craggy riverbed below, before bouncing back up to relative safety.  **End Summary**  Topics: <![CDATA[<a href="http://www.articlesnatch.com/topic/home+insurance" rel="tag">home insurance</a>]]><![CDATA[<p>]]> About the Author: <![CDATA[<br>]]> 
Whether you are looking for &lt;a href=&quot;http://www.etravelinsurance.co.uk/backpacker-travel-insurance.asp&quot;&gt;backpacker insurance&lt;/a&gt; or winter sports insurance for an extreme sporting holiday, etravelinsurance.co.uk provides &lt;a href=&quot;http://www.etravelinsurance.co.uk&quot;&gt;student travel insurance&lt;/a&gt; cover for a wide range of holidays and trips abroad.

</description>
	 <category><![CDATA[home insurance]]></category>
         <pubDate>Fri, 26 Jun 2009 00:00:00 -0400</pubDate>
         <guid isPermaLink="true">http://www.articlesnatch.com/Article/Top-five-backpacker-experiences/651395</guid>
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         <title>How to save money on backpacking</title>
         <link>http://www.articlesnatch.com/Article/How-to-save-money-on-backpacking/651393</link>
         <description>Backpacking and travellers on limited funds are synonymous with each other, so youâ€™ll be looking to keep costs down and save cash wherever and whenever possible. Here are a few tips that might just help.

Full-time students or those of you will university acceptance letters, can get an International Student Identity Card (ISIC). These are valid in 120 countries and entitle you to over 40,000 discounts globally including hostels, buses, trains and Internet cafes. If youâ€™ve left the world of study but youâ€™re still the youthful side of 26, then get an International Youth Travel card which work in much the same way as the ISIC.

Before you run off and leave the country get yourself adequate insurance for your entire journey. This may seem like added expense, but it will cost you a lot more if you have an accident without insurance, so hope for the best but prepare for the worst.

Buying toiletries at your destination will save you money and valuable luggage space at the airport. Shampoo and conditioner etc are heavy and we could all do with a little extra weight allowance at check-in.

Also, you should arrange your tours and accommodation locally.  **End Summary**  Topics: <![CDATA[<a href="http://www.articlesnatch.com/topic/travel-insurance" rel="tag">travel-insurance</a>]]><![CDATA[<p>]]> About the Author: <![CDATA[<br>]]> 
If your taking a gap year etravelinsurance.co.uk offer a specific &lt;a href=&quot;http://www.etravelinsurance.co.uk&quot;&gt;gap year travel insurance&lt;/a&gt; policy which should cater to all your needs.</description>
	 <category><![CDATA[travel-insurance]]></category>
         <pubDate>Fri, 26 Jun 2009 00:00:00 -0400</pubDate>
         <guid isPermaLink="true">http://www.articlesnatch.com/Article/How-to-save-money-on-backpacking/651393</guid>
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         <title>Travellers tips</title>
         <link>http://www.articlesnatch.com/Article/Travellers-tips/651389</link>
         <description>Are you packed and ready to go? Do you have everything youâ€™ll need to cover any event during the next few months backpacking around the world? Here are a few things youâ€™d be foolish to forget.

Before you leave home, in fact when you are in the planning stages of your trip you should get comprehensive backpacker-specific insurance. Many of the countries you will visit think health and safety is optional so you the responsibility of dealing with any accidents, illness or losses will fall heavily on your shoulders, so make sure you are prepared.

You may only ever need plasters and painkillers, but itâ€™s essential that you take too many precautions when it comes to your health so keep a first aid kit in your hand luggage. Youâ€™re likely to suffer from â€˜Delhi-bellyâ€™ and not just in India either, so keep re-hydration sachets and Imodium tablets to hand.

Whilst youâ€™re away youâ€™ll no doubt take an immense amount of photographs, probably more than you can deal with and definitely more than you need.  **End Summary**  Topics: <![CDATA[<a href="http://www.articlesnatch.com/topic/travel-insurance" rel="tag">travel-insurance</a>]]><![CDATA[<p>]]> About the Author: <![CDATA[<br>]]> 
You should always take out travel insurance cover before going abroad. etravelinsurance.co.</description>
	 <category><![CDATA[travel-insurance]]></category>
         <pubDate>Fri, 26 Jun 2009 00:00:00 -0400</pubDate>
         <guid isPermaLink="true">http://www.articlesnatch.com/Article/Travellers-tips/651389</guid>
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         <title>Summer backpacking around Europe</title>
         <link>http://www.articlesnatch.com/Article/Summer-backpacking-around-Europe/651387</link>
         <description>You have a few months off this summer before heading back to lectures but money is too tight for a trip to Asia or Australia, so why not go backpacking around Europe?

Getting there is remarkably cheap. You can fly with a low-cost carrier then travel by bus or train throughout the continent. Alternatively, if youâ€™re in a group, consider â€˜roadtrippingâ€™. You can get across to France cheaply on the ferry or using the Eurotunnel then you are free to roam from hostel to campsite.

Try these three things on your European adventure.

Spend a week surfing in Hossegor, near Bordeaux on the French border with Spain. The scenery is stunning and the beaches boast some of the best surfing in Europe. There are plenty of hostels and campsites in the area and more surf schools than you can shake a surfboard at.

For another board sport that is more commonly enjoyed in winter, head to the Kitzsteinhorn Glacier in Austria for some summer snowboarding. There is a board park at around 3000 metres above sea levels are local rippers use this pretty much all year round.  **End Summary**  Topics: <![CDATA[<a href="http://www.articlesnatch.com/topic/travel-insurance" rel="tag">travel-insurance</a>]]><![CDATA[<p>]]> About the Author: <![CDATA[<br>]]> 
etravelinsurance.co.</description>
	 <category><![CDATA[travel-insurance]]></category>
         <pubDate>Fri, 26 Jun 2009 00:00:00 -0400</pubDate>
         <guid isPermaLink="true">http://www.articlesnatch.com/Article/Summer-backpacking-around-Europe/651387</guid>
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         <title>Top three backpacker friendly countries</title>
         <link>http://www.articlesnatch.com/Article/Top-three-backpacker-friendly-countries/651384</link>
         <description>The world is your oyster, but where do you start? First time backpackers may be a little apprehensive about the whole experience and your gut is probably knotted with a blend of excitement and nerves. You want to get out there and explore, but donâ€™t want to stray too far from civilised toilets, the Internet and stomach-settling food. These three countries allow you to sample the freedom that backpacking can offer, without drifting too far into the unknown.

Australia: The Aussies have been welcoming backpackers for decades and now have it down to a â€˜tâ€™. Their hostels have Internet cafes, kitchens, launderettes, TV rooms, different sized dorms, single sex dorms and single and double rooms.

Public transport is easy to follow and cheap and students get discount left, right and centre. There are too many tour-ops specialising in backpacker trips to mention and the activities that you can sample are almost limitless.

The icing on the cake is the heavily travelled backpacker route along the east coast. You will easily make friends and youâ€™ll bump into them again and again as you make your way around this massive country.  **End Summary**  Topics: <![CDATA[<a href="http://www.articlesnatch.com/topic/travel-insurance" rel="tag">travel-insurance</a>]]><![CDATA[<p>]]> About the Author: <![CDATA[<br>]]> 
etravelinsurance.co.uk provides great value &lt;a href=&quot;http://www.etravelinsurance.co.uk&quot;&gt;gap year travel insurance&lt;/a&gt; for those looking to travel.</description>
	 <category><![CDATA[travel-insurance]]></category>
         <pubDate>Fri, 26 Jun 2009 00:00:00 -0400</pubDate>
         <guid isPermaLink="true">http://www.articlesnatch.com/Article/Top-three-backpacker-friendly-countries/651384</guid>
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         <title>Tips for backpacking</title>
         <link>http://www.articlesnatch.com/Article/Tips-for-backpacking/651378</link>
         <description>Globe trotting with just a backpack full of clothes, a camera and a bucket-load of excitement is one of the most rewarding things you will ever do. The people you meet, the memories you make and the things you learn about yourself and others will stay with you forever. Youâ€™ll return a more rounded, content and mature individual.

However, to really get the best out of your trip whether itâ€™s one month leap-frogging around Europe or 12 months circumnavigating the globe, there are a few things to bear in mind before and during your trip.

Before: Backpackers are one of the most at-risk group travellers out there so get insurance. No doubt youâ€™ll be bungee jumping, sky-diving, white-water rafting, shark-cage diving and thatâ€™s just in New Zealand. So get sufficient insurance for your entire trip.

Make sure you have all the correct immunisations before you even step foot in another country. Anti-malarial medicine is also vital in parts of Africa, Asia and South America, so check with your doctor beforehand.

Pack light and donâ€™t bother taking toiletries with you. Working on past experience, we always take too much away with us.  **End Summary**  Topics: <![CDATA[<a href="http://www.articlesnatch.com/topic/travel-insurance" rel="tag">travel-insurance</a>]]><![CDATA[<p>]]> About the Author: <![CDATA[<br>]]> 
If you are looking to go abroad in your gap year, and do not want to have to pay high prices for &lt;a href=&quot;http://www.etravelinsurance.co.uk&quot;&gt;gap year travel insurance&lt;/a&gt; , etravelinsurance.co.uk offer &lt;a href=&quot;http://www.etravelinsurance.co.uk/student-travel-insurance.asp&quot;&gt;cheap student travel insurance&lt;/a&gt; , ensuring you and your valuables are protected whilst travelling.


</description>
	 <category><![CDATA[travel-insurance]]></category>
         <pubDate>Fri, 26 Jun 2009 00:00:00 -0400</pubDate>
         <guid isPermaLink="true">http://www.articlesnatch.com/Article/Tips-for-backpacking/651378</guid>
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         <title>Simple steps to travel insurance protection</title>
         <link>http://www.articlesnatch.com/Article/Simple-steps-to-travel-insurance-protection/651377</link>
         <description>STEP ONE. Make sure you understand the basic terminology used in travel insurance. Once you know the difference between â€˜single trip coverâ€™ and â€˜annual coverâ€™, â€˜backpacker insuranceâ€™ and â€˜winter sports coverâ€™, you can start to make a more informed decision based on your needs.

STEP TWO. Once you are familiar with the key terms, itâ€™s time for you to consider your own requirements. Define what sort of traveller you are, consider where youâ€™ll be travelling to, and any risks you might encounter. Be sure not to forget this step, as above all else it will ensure you get the best policy for you.

STEP THREE. Itâ€™s also important that you understand the more complex terms used in travel insurance. This way, when youâ€™re faced with the full policy wording you wonâ€™t be caught out by any industry mumbo jumbo. Try having a look at some sample policies online, which most insurance companies now provide.

STEP FOUR. Do some investigation amongst your nearest and dearest, finding out why they chose their policies. Do remember, of course, that every traveller has specific needs and requirements for their holiday, so you canâ€™t rely entirely on the advice of others.  **End Summary**  Topics: <![CDATA[<a href="http://www.articlesnatch.com/topic/travel-insurance" rel="tag">travel-insurance</a>]]><![CDATA[<p>]]> About the Author: <![CDATA[<br>]]> 
Credible companies such as AA Travel Insurance provide &lt;a href=&quot;http://www.aatravelinsurance.com&quot;&gt;cheap travel insurance&lt;/a&gt; with no nasty surprises. To find out more about their &lt;a href=&quot;http://www.aatravelinsurance.com/holiday-travel-insurance/&quot;&gt;holiday travel insurance&lt;/a&gt; visit aatravelinsurance.com

</description>
	 <category><![CDATA[travel-insurance]]></category>
         <pubDate>Fri, 26 Jun 2009 00:00:00 -0400</pubDate>
         <guid isPermaLink="true">http://www.articlesnatch.com/Article/Simple-steps-to-travel-insurance-protection/651377</guid>
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         <title>Travel insurance questions to think about</title>
         <link>http://www.articlesnatch.com/Article/Travel-insurance-questions-to-think-about/651375</link>
         <description>1. Will you be covered for the cost of repatriation in an emergency? The FCO sets the guidelines of having at least Â£2 million worth of cover so that hospital fees and the associated cost of returning you home will be met. The cost should not be underestimated, particularly if your condition means unusual arrangements for your transport must be made.

2. Does your insurer provide 24-hour assistance? For obvious reasons this factor is especially important. Getting attention quickly, whatever the time of day or night, is vital. You donâ€™t want to be kept waiting to see whether or not a certain treatment will be paid for by your insurer.

3. How will you be reimbursed for cancellations, if at all? There are thousands of reasons why you may cancel a trip, but not all of these will be considered legitimate reasons by you insurer. Before doing anything definitely check what the insurerâ€™s stance is on this issue. It is also worth checking what provisions are in place should the tour operator or airline cancel your trip.

4. How soon does cancellation protection kick in?  **End Summary**  Topics: <![CDATA[<a href="http://www.articlesnatch.com/topic/travel-insurance" rel="tag">travel-insurance</a>]]><![CDATA[<p>]]> About the Author: <![CDATA[<br>]]> 
Make sure all the questions above are answered with &lt;a href=&quot;http://www.aatravelinsurance.com&quot;&gt;cheap travel insurance&lt;/a&gt; from AA Travel Insurance. Wherever you are, their &lt;a href=&quot;http://www.aatravelinsurance.com/world-travel-insurance/&quot;&gt;worldwide travel insurance&lt;/a&gt; policies ensure you are covered.

</description>
	 <category><![CDATA[travel-insurance]]></category>
         <pubDate>Fri, 26 Jun 2009 00:00:00 -0400</pubDate>
         <guid isPermaLink="true">http://www.articlesnatch.com/Article/Travel-insurance-questions-to-think-about/651375</guid>
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         <title>Be safe on mountain bike breaks</title>
         <link>http://www.articlesnatch.com/Article/Be-safe-on-mountain-bike-breaks/651372</link>
         <description>Mountain biking is hugely popular in the UK and most kids have or will have a mountain bike at some point in their childhood. UK cycling as a whole is thriving after the Olympic velodrome success in last yearâ€™s games, and the UK has several riders each year doing well in the Tour de France.

It is no surprise then that mountain biking holidays are very popular and are well catered for, and resembles what skiing is to winter sports. It's not a difficult thing to learn, in fact it's as simple as riding a bike, and is relatively cheap to buy what you need as a beginner. The vast areas of good terrain mean you'll never have to visit the same place twice unless you want to.

For the dedicated enthusiast, or those who simply prefer to follow a sense of adventure, planning a mountain bike holiday from the bottom up can be a great experience. Numerous sources of information and advice will help construct a holiday that suits you down to the ground.  **End Summary**  Topics: <![CDATA[<a href="http://www.articlesnatch.com/topic/travel-insurance" rel="tag">travel-insurance</a>]]><![CDATA[<p>]]> About the Author: <![CDATA[<br>]]> 
Get well priced &lt;a href=&quot;http://www.aatravelinsurance.com/single-trip-travel-insurance/&quot;&gt;single trip insurance&lt;/a&gt; for your mountain bike holiday with the AA Travel Insurance. Find &lt;a href=&quot;http://www.aatravelinsurance.com&quot;&gt;cheap travel insurance&lt;/a&gt; wherever you are going.


</description>
	 <category><![CDATA[travel-insurance]]></category>
         <pubDate>Fri, 26 Jun 2009 00:00:00 -0400</pubDate>
         <guid isPermaLink="true">http://www.articlesnatch.com/Article/Be-safe-on-mountain-bike-breaks/651372</guid>
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         <title>The EHIC card and travel insurance</title>
         <link>http://www.articlesnatch.com/Article/The-EHIC-card-and-travel-insurance/651367</link>
         <description>The European Health Insurance Card (EHIC) is something that everyone in the EU is entitled to and which provides discounted or free healthcare when travelling overseas in the EU. It is a common misunderstanding that if you travel with an EHIC abroad then you do not need travel insurance. But unfortunately the EHIC is not a comprehensive health insurance ticket, and it certainly doesnâ€™t cover associated costs such as emergency flights home like travel insurance does.

One of the main concerns is that, compared to the UK, many EU nations donâ€™t have such an accessible healthcare system. Many treatments need to be subsidised, which can lead to hefty hospital bills. It is under these circumstances that your travel insurance covers the things that your EHIC wonâ€™t.

To use one common example, we have the French health service. If you don't buy travel insurance and really solely on your EHIC, the following problems would occur should you need to seek medical attention:

Prescription subsidy - It is a fact that drugs are getting more expensive and whilst some prescriptions will only be partially subsidised, others will not be subsidised at all.  **End Summary**  Topics: <![CDATA[<a href="http://www.articlesnatch.com/topic/travel-insurance" rel="tag">travel-insurance</a>]]><![CDATA[<p>]]> About the Author: <![CDATA[<br>]]> 
AA Travel insurance offer &lt;a href=&quot;http://www.aatravelinsurance.com&quot;&gt;cheap travel insurance&lt;/a&gt; for those going on holiday, visit aatravelinsurance.com now and find some cheap &lt;a href=&quot;http://www.aatravelinsurance.com/holiday-travel-insurance/&quot;&gt;holiday insurance quotes&lt;/a&gt; !

</description>
	 <category><![CDATA[travel-insurance]]></category>
         <pubDate>Fri, 26 Jun 2009 00:00:00 -0400</pubDate>
         <guid isPermaLink="true">http://www.articlesnatch.com/Article/The-EHIC-card-and-travel-insurance/651367</guid>
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         <title>Family travel insurance</title>
         <link>http://www.articlesnatch.com/Article/Family-travel-insurance/651366</link>
         <description>Times are pretty hard for a lot of people at the moment as the recession continues. It is at times like this that families often feel the strain of financial commitments particularly. Going on holiday with children is always going to be expensive no matter what the state of the economy.

However, there are still ways to cut down the expense of holiday insurance. We are lucky in Britain because we spend more on travel each year than anyone else in Europe, which means that the best deals are available here.

Getting the right policy at the right price is essential, and that means getting value for money rather than justa cheap premium. Above all else, even money in a recession, is the safety and care of you and your family whilst travelling overseas. Nothing beats that peace of mind and it's hard to enjoy your holiday without it.

Travel insurance that caters to families can save you a lot and isn't as expensive as you'd imagine. It is deinitely not going to cost as much as an individual policy for every family member would.  **End Summary**  Topics: <![CDATA[<a href="http://www.articlesnatch.com/topic/travel-insurance" rel="tag">travel-insurance</a>]]><![CDATA[<p>]]> About the Author: <![CDATA[<br>]]> 
If you are looking for &lt;a href=&quot;http://www.aatravelinsurance.com&quot;&gt;cheap travel insurance&lt;/a&gt; then AA Travel insurance provide comprehensive policies without breaking the bank. Visit aatravelinsurance.com for well priced &lt;a href=&quot;http://www.aatravelinsurance.com/holiday-travel-insurance/&quot;&gt;holiday insurance quotes&lt;/a&gt; to suit your need.


</description>
	 <category><![CDATA[travel-insurance]]></category>
         <pubDate>Fri, 26 Jun 2009 00:00:00 -0400</pubDate>
         <guid isPermaLink="true">http://www.articlesnatch.com/Article/Family-travel-insurance/651366</guid>
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         <title>The Importance of Looking Around For The Best Skiing Insurance</title>
         <link>http://www.articlesnatch.com/Article/The-Importance-of-Looking-Around-For-The-Best-Skiing-Insurance/651210</link>
         <description>If youâ€™re looking to head abroad and take a skiing holiday in the mountains, itâ€™s important that before you go you have a travel insurance policy in place which suits your needs. Skiers in particular often find that the travel insurance made available to them through their travel agent or tour operator does not provide the cover that they need.

There are an awful lot of skiers going on holiday without adequate cover. This is because travel agents are not regulated when they sell you travel insurance as part of their holiday packages. Therefore you can easily find yourself in a situation where you are being given an insurance policy which does not give you and your party sufficient cover.

More than a million Britons went skiing last year, and half of these booked their holiday with a travel agent. So this suggests far too many are hitting the slopes without sufficient insurance cover.

This is worrying, because it means many people are going on holiday with little or no knowledge of exactly what the terms and conditions of their insurance policy actually are.  **End Summary**  Topics: <![CDATA[<a href="http://www.articlesnatch.com/topic/travel-insurance" rel="tag">travel-insurance</a>]]><![CDATA[<p>]]> About the Author: <![CDATA[<br>]]> Ensuring everything is covered for a skiing holiday when you take out a specially designed policy like the etravelinsurance.co.uk &lt;a href=&quot;http://www.etravelinsurance.co.uk&quot;&gt;skiing insurance&lt;/a&gt; policy. Because its designed for one specific need also means you can get their &lt;a href=&quot;http://www.etravelinsurance.co.uk/ski-travel-insurance.asp&quot;&gt;winter travel insurance&lt;/a&gt; at a great rate.

</description>
	 <category><![CDATA[travel-insurance]]></category>
         <pubDate>Fri, 26 Jun 2009 00:00:00 -0400</pubDate>
         <guid isPermaLink="true">http://www.articlesnatch.com/Article/The-Importance-of-Looking-Around-For-The-Best-Skiing-Insurance/651210</guid>
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         <title>Travel insurance for the extreme</title>
         <link>http://www.articlesnatch.com/Article/Travel-insurance-for-the-extreme/651205</link>
         <description>There is no doubt that some of the most radical, gnarly, awesome, and far out adrenalins sports locations are outside the UK and unfortunate British enthusiasts are going to have to travel. Which isn't to say that the locations and terrain we have here doesn't have its charms, there is plenty to recommend it. But undoubtedly, for the really good waves and challenging routes it is necessary to book an airline ticket.

To give an example, the seas and oceans in which the Philippines sit contain possibly the best dive sites on the planet, it is a frequently acknowledged fact They offer unparalleled chances to see wide varieties of marine animals and the waters are crystal clear. Unfortunately the English Channel just can not compete.

Other sports like skiing simply canâ€™t be enjoyed in the UK, and some of the best in the world is just across the water in the French Alps. For the price of a short plane journey skiers in the UK can be in a skierâ€™s paradise instead of practising on a dry slope somewhere near Sheffield.

The problem (sometimes) with activities that get the adrenaline flowing is that they can be very risky.  **End Summary**  Topics: <![CDATA[<a href="http://www.articlesnatch.com/topic/travel-insurance" rel="tag">travel-insurance</a>]]><![CDATA[<p>]]> About the Author: <![CDATA[<br>]]> 
AA Travel insurance ensures you are covered wherever you are going with specific pages such as their &lt;a href=&quot;http://www.aatravelinsurance.com/winter-sports-travel-insurance/&quot;&gt;winter sports insurance&lt;/a&gt; . Visit aatravelinsurance.co.uk now and find &lt;a href=&quot;http://www.aatravelinsurance.com&quot;&gt;cheap travel insurance&lt;/a&gt; with everything you need.

</description>
	 <category><![CDATA[travel-insurance]]></category>
         <pubDate>Fri, 26 Jun 2009 00:00:00 -0400</pubDate>
         <guid isPermaLink="true">http://www.articlesnatch.com/Article/Travel-insurance-for-the-extreme/651205</guid>
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         <title>Travel Insurance Protects</title>
         <link>http://www.articlesnatch.com/Article/Travel-Insurance-Protects/651203</link>
         <description>For all travel warnings go to the FCO website, which provides information on where not to travel. The swine flu outbreak in Mexico is a case in point. The FCO imposed a full travel ban on the country for a short period of time because of risk of spreading the disease. Insurers, tour operators and airlines all follow this advice and so customers were entitled to have their money refunded.

But now the ban has been raised as the threat recedes. Unfortunately those who fear swine flu and no longer want to go to Mexico are not entitled to a refund, unless there happens to be other legitimate reasons to stay at home. The opposite also applies. People who ignore the FCO warnings put themselves at risk, because they will be invalidating their travel insurance.

Frequent updates to the status of places occur, so it is important to take a look often. The FCO warnings are region-specific, so might include only part of a country. An example would be the recent bomb in Lahore, Pakistan, which put parts of the country off limits whilst other parts were open to travel to.  **End Summary**  Topics: <![CDATA[<a href="http://www.articlesnatch.com/topic/travel-insurance" rel="tag">travel-insurance</a>]]><![CDATA[<p>]]> About the Author: <![CDATA[<br>]]> 
Make sure you are always covered in any situation, AA Travel Insurance offer comprehensive &lt;a href=&quot;http://www.aatravelinsurance.com/holiday-travel-insurance/&quot;&gt;holiday travel insurance&lt;/a&gt; at great rates. For &lt;a href=&quot;http://www.aatravelinsurance.com&quot;&gt;cheap travel insurance&lt;/a&gt; visit them at aatravelinsurance.com.


</description>
	 <category><![CDATA[travel-insurance]]></category>
         <pubDate>Fri, 26 Jun 2009 00:00:00 -0400</pubDate>
         <guid isPermaLink="true">http://www.articlesnatch.com/Article/Travel-Insurance-Protects/651203</guid>
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         <title>Skiing Insurance</title>
         <link>http://www.articlesnatch.com/Article/Skiing-Insurance/651202</link>
         <description>If youâ€™re planning to head abroad to take a skiing holiday, you should ensure you understand the nature of travel insurance policies specially designed for skiers and those taking part in winter sports. Although travel insurance policies may well often provide cover for your skiing holiday, there are key differences between standard travel insurance and skiing insurance. To begin with, you might find there are tough terms and conditions about what you can actually make a claim for.

If you look at the fine print on the policy, you may discover that if your equipment is stolen from your hotel room it isnâ€™t actually covered, because the terms of your policy only allow you to make a claim if it is taken whilst in use.

This is why you should look into buying a travel insurance policy designed specifically with skiers and winter sports holidaymakers in mind, so that you can get a deal which gives you the best and broadest cover as well as more generous terms. If you simply accept what your travel agent offers you, you may find you are saddled with a policy which doesnâ€™t give you what you want.  **End Summary**  Topics: <![CDATA[<a href="http://www.articlesnatch.com/topic/travel-insurance" rel="tag">travel-insurance</a>]]><![CDATA[<p>]]> About the Author: <![CDATA[<br>]]> 
Providers such as etravelinsurance.co.uk provide specific &lt;a href=&quot;http://www.etravelinsurance.co.uk/ski-travel-insurance.asp&quot;&gt;winter travel insurance&lt;/a&gt; for those who are going for a winter break. And &lt;a href=&quot;http://www.etravelinsurance.co.uk&quot;&gt;skiing insurance&lt;/a&gt; for the slightly more adventurous who want to hit the slopes.


</description>
	 <category><![CDATA[travel-insurance]]></category>
         <pubDate>Fri, 26 Jun 2009 00:00:00 -0400</pubDate>
         <guid isPermaLink="true">http://www.articlesnatch.com/Article/Skiing-Insurance/651202</guid>
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