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      <title>Articles by G M on ArticleSnatch.com</title>
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         <title>Buy to let mortgages : the story, the headlines and the facts</title>
         <link>http://www.articlesnatch.com/Article/Buy-to-let-mortgages---the-story--the-headlines-and-the-facts/617733</link>
         <description>In UK, the buy to let market experience a boom in last few years, from almost extinction on late 80â€™s. I intend to explore the why, the story behind headlines, what can go wrong, when can go right.
One the most important days for Buy to let market was the day the Housing Act 1988 passed on parliament. Until then the rules for letting were very rigid, making potential investors run away from buy to let. The Housing Act 1988 brought more flexible rules providing a fairer legal framework to both landlords and tenants.
This law came at the right time as since Edwardian time (where 90% of all housing was rented) the rental market was diminishing year by year until reach the rock bottom in 1989 at only 7 percent of the housing market. However since then the market has recover to some 11% and is forecasted to growth further.
The buy to let is very important, moreover in times of recession and modern living.  **End Summary**  Topics: <![CDATA[<a href="http://www.articlesnatch.com/topic/buy+to+let+mortgages" rel="tag">buy to let mortgages</a>]]> <![CDATA[<a href="http://www.articlesnatch.com/topic/buy+to+let+mortgage" rel="tag">buy to let mortgage</a>]]> <![CDATA[<a href="http://www.articlesnatch.com/topic/buy+to+let+mortgage+calculator" rel="tag">buy to let mortgage calculator</a>]]> <![CDATA[<a href="http://www.articlesnatch.com/topic/buy+to+let" rel="tag">buy to let</a>]]> <![CDATA[<a href="http://www.articlesnatch.com/topic/buy+to+let+market" rel="tag">buy to let market</a>]]> <![CDATA[<a href="http://www.articlesnatch.com/topic/buy+to+let+rates" rel="tag">buy to let rates</a>]]><![CDATA[<p>]]> About the Author: <![CDATA[<br>]]> Professional Qualified Mortgage and Insurance Adviser
Buy to Let Mortgage Specialist
CEMAP and CERER Qualified
 &lt;a href=&quot;http://www.buy-to-let-ukmortgages.co.uk&quot; title=&quot;Buy to let mortgages&quot;&gt; Buy to let mortgages &lt;/a&gt; specialist in UK
 &lt;a href=&quot;http://www.buy-to-let-ukmortgages.co.uk/buy_to_let_Mortgages.htm&quot; title=&quot;Buy to let Mortgages&quot;&gt; Buy to let rates&lt;/a&gt; 
</description>
	 <category><![CDATA[buy to let mortgages]]></category><category><![CDATA[buy to let mortgage]]></category><category><![CDATA[buy to let mortgage calculator]]></category><category><![CDATA[buy to let]]></category><category><![CDATA[buy to let market]]></category><category><![CDATA[buy to let rates]]></category>
         <pubDate>Mon, 25 May 2009 00:00:00 -0400</pubDate>
         <guid isPermaLink="true">http://www.articlesnatch.com/Article/Buy-to-let-mortgages---the-story--the-headlines-and-the-facts/617733</guid>
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         <title>Buy to Let and the Credit Crunch: Market, Mortgages,Tips</title>
         <link>http://www.articlesnatch.com/Article/Buy-to-Let-and-the-Credit-Crunch--Market--Mortgages-Tips/574037</link>
         <description>For Buy to Let market, the last few months have been difficult for the landlords with the credit crunch came increase on arrears, lack of buy to let mortgages and tougher lender's criteria. But it is not all bad news, the houses are cheaper to buy, the rents still increasing and rental demand at all time high.
Credit Crunch

Last year, we started to see the effects of too much borrowing and declining in house prices in USA. One year later, economies throughout the world started to collapse, financial institutions going into administration, Governments in the verge of bankruptcy, mortgage lending at very low levels, UK house prices coming down and a global recession.
It's all bad news, no! The buy to let market is stronger than ever with the demand for rental properties being higher than ever, due to first time buyers not moving into the ladder and immigration from east European countries.
 Within a dreadful situation, we can always find good opportunities.


2009 New Year, New Hopes!
 
It will be into 2009 that we shall see some improvement on the lending, specially buy to let mortgages.  **End Summary**  Topics: <![CDATA[<a href="http://www.articlesnatch.com/topic/buy+to+let+mortgages" rel="tag">buy to let mortgages</a>]]> <![CDATA[<a href="http://www.articlesnatch.com/topic/buy+to+let+mortgage" rel="tag">buy to let mortgage</a>]]> <![CDATA[<a href="http://www.articlesnatch.com/topic/buy+to+let+mortgage+calculator" rel="tag">buy to let mortgage calculator</a>]]> <![CDATA[<a href="http://www.articlesnatch.com/topic/buy+to+let" rel="tag">buy to let</a>]]> <![CDATA[<a href="http://www.articlesnatch.com/topic/buy+to+let+market" rel="tag">buy to let market</a>]]> <![CDATA[<a href="http://www.articlesnatch.com/topic/credit+crunch" rel="tag">credit crunch</a>]]> <![CDATA[<a href="http://www.articlesnatch.com/topic/buy+to+let+tips" rel="tag">buy to let tips</a>]]> <![CDATA[<a href="http://www.articlesnatch.com/topic/landlord" rel="tag">landlord</a>]]><![CDATA[<p>]]> About the Author: <![CDATA[<br>]]> Professional Qualified Mortgage and Insurance Adviser
Buy to Let Mortgage Specialist
CEMAP and CERER Qualified
 &lt;a href=&quot;http://www.buy-to-let-ukmortgages.co.uk&quot; title=&quot;Buy to Let Mortgages&quot;&gt; Buy to let Mortgages &lt;/a&gt; specialist in UK
 &lt;a href=&quot;http://www.buy-to-let-ukmortgages.co.uk/buy_to_let_Mortgages.htm&quot; title=&quot;Buy to let Mortgages&quot;&gt; Buy to let Mortgage&lt;/a&gt; quote</description>
	 <category><![CDATA[buy to let mortgages]]></category><category><![CDATA[buy to let mortgage]]></category><category><![CDATA[buy to let mortgage calculator]]></category><category><![CDATA[buy to let]]></category><category><![CDATA[buy to let market]]></category><category><![CDATA[credit crunch]]></category><category><![CDATA[buy to let tips]]></category><category><![CDATA[landlord]]></category>
         <pubDate>Thu, 09 Apr 2009 00:00:00 -0400</pubDate>
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