Articles by Ruth on ArticleSnatch.com

Employers urged to check public liability issues

Mon, 01 Mar 2010 15:16:08 -0500

It has been revealed that the HSE is warning bosses to check their public liability cover and to make sure health and safety practices are up to standard. The warning comes after a work accident, when an employee died due to faulty equipment. The worker, who was collecting waste outside a pub near Eastington, near Aylesbury, was fatally injured when a 1,000-litre recycling bin fell on his head, in May 2004. It is believed that that a recycling bin fell from the bin hoist on the recycling lorry and landed on his head, killing him. The refuse company the victim was working for has subsequently been prosecuted by the HSE. At Aylesbury Crown Court, the jury found the firm guilty of breaching sections 2(1) and 3(1) of the Health and Safety at Work etc Act 1974. The firm was fined £130,000 and ordered to pay out costs of £220,000. In the same trial, another man, from Milton Keynes Ltd of Norfolk House Centre, Milton Keynes, was found not guilty of breaching section 3(1) of the 1974 Health and Safety at Work Act. **End Summary** Topics: personal injury claims]]> accident compensation]]> no win no fee]]>]]> About the Author: ]]> The HSE has urged bosses to check that their public liability cover is up-to-date after an employee died in a work accident . The company involved has since been prosecuted.

Driver compensated after road accident

Mon, 01 Mar 2010 14:12:30 -0500

A man has received thousands of pounds in a compensation claim, after faulty brakes on his work van led to the vehicle crashing. The 46-year-old man had spoken to his employer about checking the van's faulty brakes on three separate occasions, but nothing was done about it. In June 2009, his brakes failed and he crashed into the back of another car as he was driving the van back to the depot in Dalston. The man, who is a local government highway response driver for the firm, was left with whiplash injuries. The employer's response to the crash was not to check the brakes but to discipline him for crashing the van. It was at this point that the man decided to ignore the firm's procedures and asked the company fitter to look at the brakes himself. It was found that two of the discs had completely seized and that was the cause of the crash. Faulty discs leads to injuries The injured man said: "I knew there was something not quite right with the brakes but every time I brought it up with my supervisor I was told they had been checked and there was nothing wrong with them. **End Summary** Topics: personal injury claims]]> accident compensation]]> no win no fee]]>]]> About the Author: ]]> After a serious work accident, a driver decided to file a compensation claim and enlist the help of no win no fee solicitors after he suffered serious personal injury due to the incident. The company he worked for have since awarded the employee with a settlement.

Motorists advised to be safe and aware on the roads

Thu, 21 Jan 2010 13:13:08 -0500

Motorists are being advised to be cautious when they drive, this winter season. The recent news of a Labour Party's Deputy Leader car accident, has made this point increasingly apparent and necessary. The individual has appeared in court for her involvement in a car incident after it was alleged that she was using a mobile phone whilst driving. Research from a Car Insurance firm highlights that driving with a mobile phone is unfortunately a common occurrence. Despite it being illegal to use a non hands-free mobile phone whilst driving, 12 per cent of motorists surveyed said that they have done this in the previous month and 11 per cent admitted that they have sent text messages whilst driving. This trend is also supported by recent research by the Transport Research Laboratory, which revealed that more drivers are using hand-held mobile phones than before tougher penalties were introduced two years ago. Reports of more phone usage while driving It found 2.6 per cent of car drivers used hand-held phones in 2006 - when fines rose to £60 and three points could be added to licences - compared with 2.8 per cent now. **End Summary** Topics: home insurance]]> building cover]]> contents cover]]> only insurance]]> ]]>]]> About the Author: ]]> This article looks at Car Insurance and how bad habits contribute to accidents. It also looks at an increase in claims due to the snow.

More value placed on personal appliances than on life cover

Tue, 19 Jan 2010 03:43:23 -0500

A recent study has indicated that people in the UK place more value on their electric gadgets than on themselves. People living in Britain have been found more likely to take out insurance cover on their electrical goods and home contents, than they are to protect themselves, according to an independent research study that has been conducted on behalf of a life insurance provider. With Christmas now in the past and all the presents opened, the average contents value of a home increases. With this increase, it has been noted that as many as five out of seven - 71per cent - Britons included in the survey, have contents insurance on their properties. Cover for gadgets Twenty-three per cent of the respondents have insurance against an electrical appliance breaking down. However, this is in huge contrast to the number of people who have certain types of personal protection. While almost a half - 44per cent - of the respondents have life insurance cover, only 15 per cent have critical illness cover, to provide a lump sum or income should they or their partner get a critical illness and be unable to maintain an income. **End Summary** Topics: home insurance]]> building cover]]> contents cover]]> only insurance.]]>]]> About the Author: ]]> Find out about the benefits of taking out life insurance .

A quick recovery with a personal injury compensation claim

Mon, 02 Nov 2009 03:37:57 -0500

If you have been working in an organisation or in any other environment that involves a high degree of risk, then personal injury is a grave and inevitable danger that you are facing. Many people associate the concept of a personal injury with high risk professions like water sports, smelting factory workers, carpentry etc. However, what they do not know is that an injury will not look at the label that neatly sits at your desk and your designation. A personal injury caused by the carelessness of somebody else has a likelier chance of happening. Usually, it’s not that the machines are making mistakes, but in fact, it is the human being. Employers who fail to carry out adequate safety precautions and risk assessments, and fail to provide correct training, machinery and equipment, are more likely to be sued for negligence from a worker who has suffered a personal injury as a result. What to do in order to make a personal injury compensation claim? In order to make a personal injury compensation claim, the first thing you should ideally do is report the injury in the accident book. You should consult a solicitor that specialises in such cases. **End Summary** Topics: No win no fee]]> Compensation claim]]> Personal injury]]> Road acc]]>]]> About the Author: ]]> Find out how to make a no win no fee claim if you have been injured .

Taking Help of Online Conveyancing Firms

Tue, 20 Oct 2009 16:25:00 -0400

When one is trying to sort out issues that arise from buying/selling of a property, professional assistance can be highly beneficial. Therefore, the process of conveyancing should be handled by a conveyancer or a conveyancing solicitor who would carry out the whole procedure smoothly and affordably. One will be amazed to see the time they have saved by taking help of a professional conveyancer. The best part being one no longer needs to rush around the town finding a conveyancer; you can simply look them up online. The simplest way to an inexpensive yet reliable conveyancing service is to search the internet for websites of local conveyancing firms and ask for a quote. These websites usually have a form that once filled provides a free quote for the services asked. Since the operation is conducted over the internet, these firms are able to reduce their costs and pass on those benefits to their clients. Such quotes are also reliable as these websites provide a breakup of the conveyancing costs. One clearly knows where his/money will be used and can also judge whether the costs are relevant or not. **End Summary** Topics: No win no fee]]> Compensation claim]]> Personal injury]]> Road acc]]>]]> About the Author: ]]> Find out how to make a no win no fee claim if you have been injured .

Expats and health insurance

Mon, 19 Oct 2009 16:21:27 -0400

Many popular overseas countries have been thinking about providing health insurance coverage for expats, but the financial downturn has put a spanner in the works. In an attempt to hold onto foreign nationals (as many of them leave due to failing investments and dropping prices), some countries, such as Dubai, have been forced to forego the reform. Amidst the recession and rising health care costs, the Department of a Health group in Britain and the Home Office are “to consult further on the feasibility and merits of introducing a mandatory health insurance requirement for certain non-residents at a future date.” France, Holland, Abu Dhabi and Saudi Arabia, have all made it mandatory for their expat communities to have health insurance, therefore if the UK does decide to implement this rule, then it will not be alone. Paul Weigall, the head of sales at a health insurance firm stated: “There is no doubt compulsory health insurance is flavour of the month. “Qatar, Kuwait, Dubai are looking at it and a number of other countries are considering it. There's some compulsion already in Spain,” he said. **End Summary** Topics: home insurance]]> building cover]]> contents cover]]> only insurance]]> insurance]]> car insurance]]> bike insurance]]> motor insurance]]> van insurance]]> ]]> About the Author: ]]> Find out how to make a no win no fee claim if you have been injured .

Car collision victim receives compensation

Thu, 08 Oct 2009 06:09:09 -0400

After a rear-end car collision, a female motorist is entitled to receive over Â£4,000 in compensation. The 45-year-old driver, from Southampton, was on her way to visit her elderly mother who she cared for, when the car accident happened. She was travelling along the motorway when her Peugeot 306 was suddenly shunted from behind by a Ford Focus, thus causing her to sustain personal injuries in the car accident. After a police report into the road accident was conducted, it was found that an SUV was travelling too closely behind the Ford focus when it slowed to let a car in front move into the neighbouring lane. The SUV, being a particularly heavy vehicle, collided into the back of the Ford Focus with tremendous force and sent it hurtling into the Peugeot 306. Fortunately, the woman's car was installed with a frontal airbag otherwise she could have sustained even more serious injuries to her chest or head. However, the woman did receive a minor burn injury to her face caused by the hot gas which is used to inflate the airbag. **End Summary** Topics: No win no fee]]> Compensation claim]]> Personal injury]]> Road accidents]]> Work accidents]]> Work accident claims]]> ]]>]]> About the Author: ]]> Find out how to make a no win no fee claim if you have been injured .

Woman claims after cattle accident

Thu, 01 Oct 2009 23:21:52 -0400

A woman has received Â£4,000 in a successful accident claim which left her suffering from personal injuries after the car she was driving was hit by a runaway cow. The woman was driving in the Midlands when the accident occurred. A stray cow suddenly appeared on the road as she turned a sharp bend. She contacted personal injury lawyers who helped her make a no win no fee claim. The injured woman, who worked as a self-employed beautician, spoke to a legal team and stated that she had been forced to take four weeks off work after she sustained whiplash injuries in the crash. Subsequently she lost a large sum of income during that period she took off. On the day of the motor accident, the woman said she was travelling to visit a regular client who was getting married the following month and wanted to discuss possible hairstyles and make-up for the event. Cow in the path She was driving her Ford Fiesta along a country lane near Alford in Lincolnshire. As she turned around a bend, she found a cow standing directly in her path. **End Summary** Topics: No win no fee]]> Compensation claim]]> Personal injury]]> Road accidents]]> Work accidents]]> Work accident claims]]> ]]>]]> About the Author: ]]> Find out how to make a no win no fee claim if you have been injured .

Vehicle defects lead to accidents

Sun, 27 Sep 2009 01:02:20 -0400

The number of no win no fee claims made during the recession has soared. The overall amount of compensation claims made has increased significantly as the downturn of the UK economy has left the councils, employers and motorists struggling to cover the costs of carrying out health and safety regulations and simple repairs. Road accidents With more motorists failing to carry out MOT and safety checks in fear of having to fork out extra repair costs during the crisis, along with the increasing number of pothole damage to Britain's roads, previous claims that the number of road accidents will soar has been proved wrong. Figures from the Department for Transport, (DfT) revealed that the number of road accidents in the UK has reduced for the year ending March 2009. According to the figures, the number of road casualties fell by eight per cent with the number of fatalities or those seriously injured falling by nine per cent. AA Insurance has welcomed the DfT's figures. Fall figures good news Director of AA Insurance, Simon Douglas said: "The falling accident rate is good news, especially as this continues a long-term downward trend. **End Summary** Topics: No win no fee]]> Compensation claim]]> Personal injury]]> Road accidents]]> Work accidents]]> Work accident claims]]> ]]>]]> About the Author: ]]> Find out how to make a no win no fee claim if you have been injured .

E. coli farm should have public liability cover

Thu, 24 Sep 2009 11:09:50 -0400

Newlyweds compensated after honeymoon bus crash

Wed, 23 Sep 2009 01:28:23 -0400

Parents advised to cover children's goods

Sun, 20 Sep 2009 15:39:38 -0400

The number of no win no fee claims made during the recession has soared. The overall amount of compensation claims made has increased significantly as the downturn of the UK economy has left the councils, employers and motorists struggling to cover the costs of carrying out health and safety regulations and simple repairs. Road accidents With more motorists failing to carry out MOT and safety checks in fear of having to fork out extra repair costs during the crisis, along with the increasing number of pothole damage to Britain's roads, previous claims that the number of road accidents will soar has been proved wrong. Figures from the Department for Transport, (DfT) revealed that the number of road accidents in the UK has reduced for the year ending March 2009. According to the figures, the number of road casualties fell by eight per cent with the number of fatalities or those seriously injured falling by nine per cent. AA Insurance has welcomed the DfT's figures. Fall figures good news Director of AA Insurance, Simon Douglas said: "The falling accident rate is good news, especially as this continues a long-term downward trend. **End Summary** Topics: No win no fee]]> Compensation claim]]> Personal injury]]> Road acc]]>]]> About the Author: ]]> Find out how to make a no win no fee claim if you have been injured .

Celebrity car insurance uncovered

Sun, 20 Sep 2009 08:10:53 -0400

The number of no win no fee claims made during the recession has soared. The overall amount of compensation claims made has increased significantly as the downturn of the UK economy has left the councils, employers and motorists struggling to cover the costs of carrying out health and safety regulations and simple repairs. Road accidents With more motorists failing to carry out MOT and safety checks in fear of having to fork out extra repair costs during the crisis, along with the increasing number of pothole damage to Britain's roads, previous claims that the number of road accidents will soar has been proved wrong. Figures from the Department for Transport, (DfT) revealed that the number of road accidents in the UK has reduced for the year ending March 2009. According to the figures, the number of road casualties fell by eight per cent with the number of fatalities or those seriously injured falling by nine per cent. AA Insurance has welcomed the DfT's figures. Fall figures good news Director of AA Insurance, Simon Douglas said: "The falling accident rate is good news, especially as this continues a long-term downward trend. **End Summary** Topics: No win no fee]]> Compensation claim]]> Personal injury]]> Road acc]]>]]> About the Author: ]]> Find out how to make a no win no fee claim if you have been injured .

Woman receives compensation after being knocked down

Wed, 16 Sep 2009 16:21:41 -0400

Kitchen worker receives compensation

Mon, 14 Sep 2009 01:14:19 -0400

Road Accidents Lead To Lump Sum Claims

Thu, 13 Aug 2009 09:45:47 -0400

A man has received a Â£2.5 million settlement after being involved in a road accident. The 22-year-old man from Middlesbrough celebrated his lump sum road traffic accident claim following a horrific car accident that happened in 2001. The compensation was secured with the support of a Middlesbrough-based legal firm. During the tragic crash the man sustained a severe spinal cord injury which left him paralysed and confined to a wheelchair. The injured man however, is said to be "delighted" with the compensation award that he has received. He said: "I know just how lucky I am. If it wasn't for the fire-fighters and paramedics who got me out of the car I wouldn't be here today. They are all heroes. "I'm also so very grateful to all the fantastic staff at the James Cook University Hospital and in particular at the Spinal Assessment Unit. I also have to say a big thank you to my Mam. I've had to rely on her so much since the accident and she has been terrific and I thank her from the bottom of my heart. "Finally, without the support of my injury lawyer, this compensation would not have been possible. **End Summary** Topics: Road accident]]> Car accidents]]> Compensation claims]]> ]]>]]> About the Author: ]]> If you have been involved in a road accident find out how you can go about making a compensation claim .

Irish President Looks Into New Laws

Thu, 06 Aug 2009 07:50:49 -0400

The president of Northern Ireland, Mary McAleese, recently looked into two new controversial criminal laws that are set to be introduced in the country. These laws are based on gangland criminals and blasphemy. A meeting of the Council of State was held at Aras an UachtarÃ¡in, to discuss the legality of the legislation rather than simply signing them into law. The two Bills being questioned are the Criminal Justice (Amendment) Bill 2009 and the Defamation Bill 2006, which were rushed through the Oireachtas in the weeks before the summer recess. The Council of State is a 22-member team, made up of the most senior serving and former office-holders in the country, which advises the President on whether a law is constitutional. However, the President alone will make the decision on whether to refer the legislation to the Supreme Court after the meeting. Controversial criminal laws Both Bills have caused massive controversy with more than 130 lawyers writing a public letter demanding the Criminal Justice Bill be withdrawn, claiming Ireland would be ashamed by it in the eyes of the international community. **End Summary** Topics: Criminal injury]]> Personal injury]]> Compensation]]> Accidents]]>]]> About the Author: ]]> If you have been affected by a criminal injury find out how you can make an accident-claims.aspxaccident claim .

Life Cover For All The Familiy

Wed, 05 Aug 2009 20:08:09 -0400

During these economic times of uncertainty life insurance policies may seem unnecessary. However for those who have dependents such as a spouse, children or parents, a life insurance policy can provide the extra support of income in the long term if someone is unable to continuing earning an income. For people who are receiving protection from another policy, such as 'death in service' cover, from an employer - which allows for the employees dependants to received four times the worker's salary, if they pass away - they will have no need to purchase a life insurance policy. Potential customers should look into the terms and conditions of your employment to find out if there is already a scheme such as this in place. If there is and it provides adequate cover, you may not need to take out extra protection. For those who are looking into life insurance policies, there are several protection services which provide cover for various members of the family. Don't mind doing it for the kids Aviva's UK Life Insurance, has brought out an offer, which will provide Â£10,000 of life cover for new parents, in the UK. **End Summary** Topics: Life insurance]]> Insurance policy]]> Insurance cover]]> Insurance]]>]]> About the Author: ]]> Find the life insurance policy you need at Only Insurance .

Delayed Departure Cover

Thu, 23 Jul 2009 08:41:33 -0400

Differences between travel insurance policies and their provisions can vary greatly. One aspect is that of delayed departure cover. This form of cover provides financial assistance in the case that a flight or another mode of transport to or from your holiday destination becomes delayed. Also accommodation, travel costs or anything else incurred due to the delayed departure can be covered by this policy. According to a price comparison website and travel insurance provider, the differences in a delayed departure cover policy can be very distinct when compared with different insurance providers. Delay disbursement An example would be the policy that is provided by AIG. Although AIG Direct's Platinum cover will allow you to claim a maximum of Â£500 per insured person for a delayed departure, you would have to be delayed for 25 days in order to claim the maximum allowable. That's slightly better than AIG Direct's Silver cover though, which has no departure delay cover at all. **End Summary** Topics: Travel insurance]]> Delayed departure cover]]> Travel insurance policy]]> ]]>]]> About the Author: ]]> If you need travel insurance cover for your holiday find the policy you need at Only Insurance .

Over 50s Apprehensive Of Saving For Funeral Costs

Mon, 06 Jul 2009 00:00:00 -0400

A recent survey has indicated that people over the age of 50 are not saving up to pay for expenses, which could be incurred if they died. Also three quarters of people over 50-years of age have yet to make any provision for their funeral, according to the survey. Whilst it is of course a difficult subject for many families to think about, this lack of preparation can cause long term problems for those left behind, should the worst happen. The research reveals that over six million people - accounting for 13 per cent of the population - worry they will not be able to pay for the send off they believe that their loved ones deserve. It's the sentiment that counts Interestingly, the research which was conducted by the Post Office, also found that when it comes to inheritance, the majority of us would actually prefer to be left with sentimental keepsakes rather than money. So whilst a quarter of us would prefer to leave money for loved ones in our later years, only 16 per cent of us want to receive it. The items that were found to be the most favoured to receive were treasured possessions. **End Summary** Topics: Life insurance]]> Insurance policies]]> Funeral expenses]]> ]]>]]> About the Author: ]]> If you are after a life insurance policy which can provide valuable finances for the family, get the right policy for you at Only Insurance .

Car accidents more costly in Germany and France

Thu, 02 Jul 2009 00:00:00 -0400

Research has indicated that a car accident in certain European countries can be twice as costly than one that happens in another place in the Continent. British travellers who are planning to go on an 'autobahn' or 'autoroute' adventure, have been told to be aware of certain spots such as Germany and France, which have been named the most expensive places in Europe for a motorway mishap, according to the latest claims data from the UK's biggest insurer. The UK insurance provider Aviva, has stated that the average bill if you cause a crash in Germany is Â£2,940, which is more than 50 per cent above the average bill, if you crash your car anywhere else in Europe (Â£1,918). British travellers also need to be especially cautious of French drivers, as the average personal injury claim is close to Â£10,000 coming in at Â£9,510. Costly road accidents on the Continent The insurer also reveals that British drivers need to be extremely vigilant across the whole continent, as third party claims are up 10 per cent and personal injury claims have increased by 20 per cent in last year. **End Summary** Topics: Car accidents]]> Personal injury]]> Compensation claims]]> Road ac]]>]]> About the Author: ]]> If you have been involved in a road accident and need to make a compensation claim speak to an injury lawyer and see how they could help.

Patients Seek Comp After Medical Negligence Mix-up

Fri, 29 May 2009 00:00:00 -0400

The Penrose inquiry took place recently to look into the supply of contaminated blood and blood products by Scotland NHS. The products were supplied to haemophiliacs and other patients in the 1970s and 1980s. Haemophiliacs are people who are affected by a blood disorder, which lowers the body's ability to allow the blood to clot properly, if the individual is bleeding. The inquiry, was chaired by Court of Session judge Lord Penrose and was set up by the Scottish Government after legal proceedings, relating to medical negligence. were made by the families of two patients who had died from infections that they sustained through contaminated products. It has been said that the proceedings could last up to two years. Over 4,000 people across the UK are thought to have contracted diseases, such as hepatitis C in this way, where 2,000 have since died. Not a time for passing blame Lord Penrose started by declaring that the purpose of the inquiry was not to find individuals or institutions criminally liable, or legally liable for damages or breach of duty. Although the inquiry might identify "actions and failures" in the collection, treatment and supply of blood. **End Summary** Topics: Medical negligence]]> Legal]]> Injury lawyers]]> Compensation]]> Com]]>]]> About the Author: ]]> RESOURCES If you have been affected by medical negligence , find out how you could make a compensation claim , by speaking to one of our experts.

Woman Receives Compensation In Personal Injury Claim

Thu, 28 May 2009 00:00:00 -0400

A woman has received compensation of more than Â£20,000 in a personal injury claim after she fell and broke a bone in her wrist, after tripping on a pavement. The claimant, who is a "very fit and active elderly lady", had been walking along her local high street, which had a wide pavement that was built with square modern paving slabs. As she made her way along the high street, she caught her toe and a raised slab and fell to the floor. She naturally put her hands out to break her fall and as a result fractured the scaphoid bone in her wrist. This injury is very common following this sort of accident as the bone takes the full weight of the body as you fall. The claimant was then taken to hospital and her arm was put in plaster. She was asked to revisit the fracture clinic after 6 weeks and also told to rest at home. Compensation claim The claimant's husband made a call to a firm regarding a possible compensation claim. **End Summary** Topics: Personal Injury]]> Injury Lawyers]]>]]> About the Author: ]]> RESOURCES If you have been injured in an accident that was not your fault, speak to one of out injury lawyers and see of you can make an accident claim .

Unsteady Loads Can Raise Chance Of Car Accidents

Sun, 24 May 2009 00:00:00 -0400

More than three quarters of vehicles, which have been stopped during safety checks in England and Wales were found to be loaded in an unsafe; putting motorists and loading staff at risk of having a car accident. These findings were revealed after officials from the Health and Safety Executive (HSE) and the Vehicle Operator Services Agency (VOSA), stopped 40 vehicles during three days of checks in locations across England and Wales. Although the majority needed remedial action to make the load safe for onward travel and unloading, in most cases, drivers were able to solve the problem safely within minutes. Its success has prompted further checks to be made. During the last three years, 14 people have died and more than 2,000 people have been injured by cargo that has fallen from vehicles when they are being loaded or unloaded. Load safety can lower risk of accidents Marcia Davies, Head of Injury Reduction at HSE, said: "Although this was a relatively small number of checks the proportion of vehicles with a problem is alarming. The fatal and serious injuries suffered during loading and unloading are needless tragedies and lives are often shattered as a result. **End Summary** Topics: Car accident]]> road accident]]> work accident]]> compensation]]> ]]>]]> About the Author: ]]> If you are involved in a car accident and have been injured see of you can make a compensation claim when you speak to one of our personal injury lawyers .