Articles by Dave Garboski on ArticleSnatch.com

Survive & Thrive This Holiday Season With These Proven Tips for More Success

Sat, 07 Nov 2009 22:31:32 -0500

Are you worried about the success of your small businesses this holiday season? With the economy still in the dumps and many consumers not spending money like they have in year’s past, many small businesses are concerned about whether they can weather another holiday season. The truth of the matter is that no matter what type of business you have, it might still be a difficult year. However, you can take the right steps now to ensure your success. In fact, you can take steps now to make even more money this holiday season. Ready to learn how? For starters are you set up to accept credit cards? According to Visa, one out of every three consumers in the United States is using some form of credit to make purchases. By not accepting credit cards, you miss out on those customers. It is also predicted that this holiday season will see more people shopping online. According to a new survey by MarketLive and E-tailing Group it is estimated that this holiday season 55% will shop online. That’s is compared to 49% last year. **End Summary** Topics: Credit card processing]]> holiday season]]> profitable holiday s]]>]]> About the Author: ]]> Cell Charge specializes in setting up merchant accounts to accept credit cards via phone. Perfect for small businesses & others who want the convenience of offering their clients credit card processing anywhere, anytime. http://www.cellcharge.com. Article is free to be reprinted as long as bio remains.

Virtual Assistants and Small Businesses See More Profits with a Virtual Terminal

Fri, 24 Jul 2009 12:17:57 -0400

Virtual Terminals are helping virtual assistants and other small businesses succeed by allowing them the ability to accept credit card payments virtually. As most virtual assistants work remotely, this is just one more asset to being virtual and a great way to ensure ease with payment processing and invoicing clients. Small businesses such as those in direct sales, speakers, coaches, etc., also benefit with the ability to allow their clients easy payment options. Also, because most clients prefer to use credit these days, itâ€™s an added benefit to not only the virtual assistant or small business, but their client as well. Accepting payments through a virtual terminal means that payments can be made remotely with 24-hour access to a secure reliable cost effective payment processor through the Internet. A secure network provides instant authorization on credit transactions. Some systems can also be combined with your website to allow online shoppers to pay for goods instantly. The shopping cart ability is especially beneficial for virtual assistants as not only do they utilize shopping carts for their businesses, but also for their clientâ€™s businesses as well. **End Summary** Topics: virtual assistant]]> credit card terminals]]> virtual terminals]]>]]> About the Author: ]]> CellCharge helps small businesses succeed by helping them save more money with their credit card processing programs and make more money with their partnership programs. CellCharge was recently featured on Eye on America. To learn how to partner with CellCharge or accept credit cards via phone go to http://www.cellcharge.com or contact Dave Garboski at dave@cellcharge.com.

Busy Salons Thrive Even in This Economy When They Accept Credit Cards via Phone

Tue, 16 Jun 2009 00:00:00 -0400

Todayâ€™s stylists face many challenges, demanding clients, long hours on their feet, even a lack of work in this economic climate just to name a few. One challenge they donâ€™t need is getting paid! Since most stylists work in salons as independent contractors renting their booth or stations, they are responsible for billing their own clients. To be successful, a stylist needs the ability to conveniently and quickly accept payments from their customers, and as more and more customers are paying with credit cards these days, itâ€™s imperative that the stylist is able to do just that, accept their customersâ€™ credit cards. But what are the stylistâ€™s options in order to accept credit card payments? Well, most salon owners will allow the stylist to process their transactions through the salonsâ€™ credit card terminal, but the salon owners typically charge a premium for this service (typically between 6-8%). Not necessarily because they want to make more money off of the stylist, but because of the accounting nightmare of keeping track of all of the different transactions coming through from each independent stylist. **End Summary** Topics: Credit card processing]]> credit card processing via phone]]> me]]>]]> About the Author: ]]> Cell Charge for Salons - http://www.saloncharge.com, lets you accept credit cards by phone and have the funds deposited in your bank account automatically. An existing telephone or cell phone is all you need to make transactions. To learn how to partner with CellCharge or accept credit cards via phone go to http://www.cellcharge.com or contact Dave Garboski at dave@cellcharge.com. Article is free to be reprinted as long as bio remains intact.

Credit Card Processing Via Phone Can it Truly Be That Easy?

Mon, 02 Mar 2009 00:00:00 -0500

It can. Businesses today need the convenience of being able to accept credit cards anywhere, anytime. How often has a small business owner been faced with the dilemma of someone wanting to put their purchase on a major credit card, yet not being able to because they were away from their office. Not anymore. Today, whether youâ€™re at a trade show, out in the field, or simply away from your desk, your clientsâ€™ credit card transactions can be completed by simply picking up your phone. We all know the benefits of a merchant account. A merchant account allows a business to accept credit cards as payment from customers. The account captures funds from the card holderâ€™s issuing bank and deposits the money into the business ownerâ€™s checking account. When you accept credit cards via phone, itâ€™s the same process. However, instead of using the traditional swipe machines, you utilize a unique phone system that once credit card information is keyed in, you can receive instant card approval. Then the corresponding funds will be deposited into your existing checking account. Itâ€™s that simple. Who can benefit with credit card processing via phone? **End Summary** Topics: credit card processing]]> merchant accounts]]> accepting credit]]>]]> About the Author: ]]> Cell Charge Inc., www.cellcharge.com, lets you accept credit cards and have the funds deposited in your bank account automatically. No need for a "swipe"Â terminal or any computer software to use Cell Charge. An existing telephone or cell phone is all you need to make transactions with us. Cell Charge was recently featured on Eye on America and in USAToday. Contact publicist diana@virtualwordpublishing.com for media interviews and additional information. Accepting credit cards by phone is a new