Articles by Anthony Peck on ArticleSnatch.com

Been the Victim of Identity Theft? Your Home Insurance is Standing By

Fri, 09 Oct 2009 10:03:45 -0400

Nobody really thinks it'll happen to them. Identity theft is something that happens to people on the news, people who aren't careful enough when they're keeping track of their credit and social security cards. People who make foolish purchases online without looking for added security. What no one ever tells you is that that's exactly what the 10 million Americans who found themselves the victims of identity theft thought too-and years later, most of them are still trying to get their lives back. The good news is, your home insurance is there to help you pick up the pieces. No, your home insurance isn't going to help pay off the bills that "somebody" who pretended to be you ran up when they were running around online with your credit card. The good news is, most credit card companies are very familiar with credit card fraud. Their credit inspectors see it every day. That's why most of them have policies in place to help protect you from having to pay more than $50-100 to take care of any fraudulent charges-only a fraction of the money they probably spent without your knowledge or consent. **End Summary** Topics: home insurance]]> identity theft]]> home insurance companies]]>]]> About the Author: ]]> Anthony M. Peck is the Senior Developer for QuoteScout.com. To find out more about identity theft and your home insurance , check them out at http://www.QuoteScout.com.

Will You Have to Grovel to Convince Your Auto Insurance to Forgive Your Accident?

Fri, 09 Oct 2009 10:03:15 -0400

It just isn't fair. You've been a conscientious driver for years. Never had an accident. Never even had a speeding ticket! One day you just happened to be a little distracted in the wrong place at the wrong time and your reflexes were just a little too slow. You slammed into the bumper of the car in front of you. Your auto insurance company is going to step in and take care of it for you, but you're going to pay for it. How much work is it going to take to convince your auto insurance provider to let it slide? Believe it or not, convincing your insurer to "forget" about your first accident might not be as hard as you think, which is good news when you think about the fact that most auto insurance companies raise your rates by an average of 40% after one accident. One accident! Don't you have something better to with that money than pay extra for your insurance? Accident forgiveness is reserved almost exclusively for drivers with an excellent driving record. That means if you qualify for a five year good driver discount on your auto insurance you're probably going to qualify. **End Summary** Topics: auto insurance]]> auto insurance rates]]> auto insurance companies]]> accident forgiveness]]>]]> About the Author: ]]> Anthony M. Peck is the Senior Developer for QuoteScout.com. To find the inside scoop on your auto insurance and accident forgiveness, check them out at http://www.QuoteScout.com.

The Secret to Rescuing Your Auto Insurance Rates After Your Teenager's Been in an Accident

Fri, 09 Oct 2009 10:03:10 -0400

Becoming a teenager is a pretty big deal. For most of us it marks the advent of our first kiss, our first dance, the first time we ever get behind the wheel of a car and, yes, our very first car accident. Statistically speaking, teenagers are 60% more likely to have an accident than their parents. The fact that it's almost expected doesn't make it any easier to swallow, however-or to swallow the effects a car accident is going to have on your auto insurance rates. Insurance companies base all of their decisions regarding your auto insurance rates on a scale of relative risk. If you're a relatively high risk, which means you have a better chance of having to file one or more auto insurance claims during your tenure with the company because you've been convicted of causing an accident or shamelessly breaking one or more traffic laws, you're going to pay more. Drivers with an unblemished driving record are going to kick back with lower rates. Most of us fall somewhere in the middle. **End Summary** Topics: auto insurance]]> accident forgiveness]]> auto insurance rates]]> auto insurance companies]]>]]> About the Author: ]]> Anthony M. Peck is the Senior Developer for QuoteScout.com. To find the inside scoop on your auto insurance and accident forgiveness for your teen, check them out at http://www.QuoteScout.com.

Accident Forgiveness From Your Auto Insurance Can Really Save Your Bacon

Fri, 09 Oct 2009 09:52:34 -0400

If you've ever been caught out in the middle of I-95 during rush hour it's not hard to understand how accidents happen. Too much traffic, or just a little bit of traffic at the wrong place at the wrong time, is an instant recipe for disaster for even the most seasoned marketers. Everyone knows that having an accident out on the road is an easy way to send your auto insurance rates flying. What everyone doesn't know is that accident forgiveness may be out there just waiting to step in and save the day. If you're not familiar with accident forgiveness, it's the latest and greatest in top of the line offerings from the auto insurance industry to encourage new drivers to choose their coverage. If you think about it though, it's long overdue. Statistics show that a single accident can raise your auto insurance rates by as much as 40%. 40%! That means you can have a flawless driving record and watch your insurance rates increase by hundreds of dollars a year just because of a moment of inattention or reflexes that just weren't fast enough. It's just not fair. **End Summary** Topics: auto insurance]]> auto insurance companies]]> auto insurance rates]]> accident forgiveness]]>]]> About the Author: ]]> Anthony M. Peck is the Senior Developer for QuoteScout.com. To find the inside scoop on your auto insurance , and accident forgiveness, check them out at http://www.QuoteScout.com.

How Many Different Types of Auto Insurance Could There Really Be?

Thu, 08 Oct 2009 14:40:16 -0400

Have you ever taken the time to sit down and read your auto insurance policy cover to cover? Probably not. Most of us don't! It's page after page filled with insurance-ese, legal-ese and some weird markings that you're pretty sure are supposed to be English but don't quite make the mark! It's much easier to take our insurance agent's word for it-and to let them explain exactly what types of auto insurance coverage they think we need! Wait. There's more than one type of auto insurance? Absolutely! There are many, many different aspects of your auto insurance policy that you need to know about. No two auto insurance policies are ever crafted exactly the same, nor would you want them to be. You want to make sure you're getting the best possible deal for your car. Liability Insurance-The first thing you need to know about is liability auto insurance, mostly because that's the kind you're required to have if you're going to be driving around on city streets! **End Summary** Topics: auto insurance]]> auto insurance companies]]> types of auto insurance]]>]]> About the Author: ]]> Anthony M. Peck is the Senior Developer for QuoteScout.com. To find the inside scoop on your auto insurance and accident forgiveness, check them out at http://www.QuoteScout.com.

The Strangest Ways to Save 20% on Your Auto Insurance

Sun, 04 Oct 2009 21:42:00 -0400

When it comes to saving money there isn't much that most people won't do. Saving money is almost a religion of its own in today's repressed economy! The ways they're finding to shave big bucks off their insurance premiums are definitely capable of raising a few eyebrows! Here's a look at some of the strangest facts and fiction about saving money on the market. First and foremost, have you considered giving up commuting to and from work and working from home doing piecework? Not only are you absolutely guaranteed never to have to drive back and forth to work, therefore eliminating the need for car insurance or a car entirely, you also don't have to drive anywhere else. Thanks to the Internet you can have it all delivered straight to your door! Become a hermit. Take that one step further. If you become a complete hermit, growing your own food and eschewing society entirely, you'll never have to worry about going out in traffic and running the risk of having an accident. And when you pick up a laptop and sign up for an MMORPG you can still get plenty of social stimulation from the comfort of your home. **End Summary** Topics: auto insurance]]> auto insurance rates]]> insurance companies]]> auto insurance companies]]>]]> About the Author: ]]> Anthony M. Peck is the Senior Developer for QuoteScout.com. To find the inside scoop on how to save money on your auto insurance , check them out at http://www.QuoteScout.com.

Good Car Insurance Shoppers Shop Smart, Not Hard

Sat, 03 Oct 2009 21:55:52 -0400

You've undoubtedly heard people promoting the concept of learning to work smart, not hard. In today's high tech world people who are still chugging along at the speed of hard labor are going to find themselves left behind! Learning to work smart does have some benefits, you have to admit. Especially when you're talking about learning how to save money on your car insurance rates. Once upon a time, shopping for a car insurance policy was a giant pain. You had to pick up the phone and make an appointment with an agent. You had to meet with the agent. Then you had to sit around and wait for-ev-er while that car insurance agent spent half the meeting on and off the phone with his/her boss trying to hammer out the details of the deal they're going to be able to offer you. The process could take days, during which you weren't going to get a whole lot done. It's no wonder people didn't do it any more than they absolutely had to. Nowadays, the Internet is changing everything. The entire car insurance business has been revamped. **End Summary** Topics: auto insurance]]> car insurance]]> auto insurance rates]]> auto insurance companies]]>]]> About the Author: ]]> Anthony M. Peck is the Senior Developer for QuoteScout.com. To find the inside scoop on your auto insurance , check them out at http://www.QuoteScout.com.

How Do I Chance Auto Insurance Policies After I Move, And When Does My New Coverage Kick In?

Fri, 02 Oct 2009 16:15:32 -0400

is there anyone out there that actually enjoys all of the hassle and chaos that go hand in hand with moving? Not the thrill of finding a new house or the fun of contemplating the possibilities but the actual never-ending drudgery of turning off utilities, changing addresses and, of course, packing, sorting and loading the boxes onto the U-Haul. It's easy to let "non-essentials" slide when you're in the middle of a chaotic move, but be careful with how much you're willing to let go. If you're hopping state lines, changing over your auto insurance policy needs to be at the top of the list. Moving goes hand in hand with work. Lots of work. Whether you're moving three houses down the road or clear across the country, it seems like there's always more paperwork to fill out, more questions to answer and more people that need to know your new information than you have time to deal with. In the middle of all that, it's nice to know that your cars are going to be covered by your auto insurance policy no matter where you happen to be. Won't they? Maybe, maybe not. **End Summary** Topics: auto insurance]]> insurance claims]]> California auto insurance]]> New York auto insurance]]>]]> About the Author: ]]> Anthony M. Peck is the Senior Developer for QuoteScout.com. For more info on changing your auto insurance policy when you move, visit them on the web at http://www.QuoteScout.com.

Save Money On Chicago Classic Car Insurance When You Buy From A Specialized Dealer

Fri, 02 Oct 2009 16:05:03 -0400

With summer well and truly gone and the cacophony of shows and parades that mark the season for Chicago's classic car owners and dealers gradually winding down, it's time for car enthusiasts to turn their minds to other things-like how much they're paying for their classic car insurance. Studies show that too many are paying way too much. Wait. Is it really possible to pay too much for your classic car insurance? Absolutely. While the last thing you want to do is leave your well cared for investment that represents thousands of dollars and hundreds of man-hours in restoration time unprotected when you do take it out of the garage and out on the highways, you don't want some car insurance company ripping off you just because they didn't tell you that you didn't have the right kind of coverage, right? See, most first time classic car owners unthinkingly use their own Chicago car insurance policy to cover the newest additions to their garage. That means that their classic (or antique-don't want to leave anybody out here!) car is covered by a standard car insurance policy, with standard coverage limits. **End Summary** Topics: car insurance]]> insurance claims]]> Chicago car insurance]]>]]> About the Author: ]]> Anthony M. Peck is the Senior Developer for QuoteScout.com. To find the inside scoop on cheap Chicago car insurance for your classic car, visit them on the web at http://www.Quotescout.com.

Don't Forget to Add Extra Insurance to Your Home Insurance

Thu, 01 Oct 2009 21:05:37 -0400

What would you say is the most expensive thing you've ever bought from anywhere? Was it your car? Your favorite Christian Dior? Most of us forget about our house when we're talking about our shopping habits, because buying a house is a one time thing for most of us. Of course, so is a two week cruise to the Bahamas! Doesn't mean we should forget about it. Or that we shouldn't be careful to have enough homeowners insurance coverage to keep it safe. Do you have a home insurance policy on your house? How did you by it? Did you randomly walk in and tell your insurer you wanted Package (X), or did you take the time to look over your optinos and find the package that was a best-fit for your needs? Even with a best fit, however, it probably wasn't THE best fit. Your insurance coverage could get so much better. The next time you sit down to look at your homeowners insurance policy don't just look at what it covers. Take the time to look at what it doesn't cover while you're at it. **End Summary** Topics: homeowners insurance]]> additional homeowners insurance]]> insurance claims]]> insurance companies]]>]]> About the Author: ]]> Anthony M. Peck is the Senior Developer for QuoteScout.com. To find the inside scoop on your auto insurance , check them out at Anthony M. Peck is the Senior Developer for QuoteScout.com. To discover more about additional coverage for your homeowners insurance , check them out at http://www.QuoteScout.com.http://www.QuoteScout.com.

Why You Really Need To Read The Fine Print On Your Auto Insurance Policy

Sun, 27 Sep 2009 21:35:15 -0400

Do you remember when you were in high school and your English teacher used to assign you hundreds of pages of reading in books that you really couldn't have cared less about? What you probably never realized was that slogging through all of those classics was teaching you some great life skills! How else would you ever be able to handle reading page after page of reports and auto insurance information when you get to be an adult? Nobody really enjoys reading all of the details in their auto insurance policy. If they do they're in the wrong business-they ought to be wheeling and dealing in the insurance market! (No, it doesn't count if they already are.) For most drivers their insurance polices are little more than page after page after page of minutiae and teeny, tiny little details that they really couldn't care less about as long as their carrier is still going to pick up the bill after they have an accident. The problem is, how do you know they're going to pick up the bill if you never bother reading to find out? **End Summary** Topics: auto insurance]]> auto insurance claims]]> auto insurance agents]]>]]> About the Author: ]]> Anthony M. Peck is the Senior Developer for QuoteScout.com. To find the inside scoop on your auto insurance , check them out at http://www.QuoteScout.com.

After An Accident Isn't When You Should Be Shopping For Car Insurance

Fri, 25 Sep 2009 22:21:06 -0400

There are plenty of times in your life you remember you need good car insurance coverage. When you're trying to get a car loan. When you're reading an article about some poor schmuck that got stuck paying hundreds of dollars in repairs because his insurance wasn't up to taking care of a ten car pile-up on I-95. When that poor schmuck is you, and you're arguing with your insurance agent over what they are (and aren't) planning on covering after your accident. Want to guess when the wrong time to think about your car insurance coverage is? Right. After you've already had the accident and it's already too late. The best time to think about your car insurance is actually when your car is sitting safe and sound in your driveway. Hey, it's not getting into any trouble there! (Usually.) It's when you take it out on the roads and actually tackle traffic that the potential for disaster splits wide open. Before you do that you should definitely make sure you have your "I"s dotted, your "T"s crossed and your car well protected. First and foremost, let's talk about minimum coverage levels. **End Summary** Topics: car insurance]]> car insurance rates]]> car insurance claims]]> insurance companies]]>]]> About the Author: ]]> Anthony M. Peck is the Senior Developer for QuoteScout.com. To find the inside scoop on your car insurance , check them out at http://www.QuoteScout.com.

If Someone Breaks Into Your Car, How Much Is Your Auto Insurance Company Really Going to Pay?

Fri, 25 Sep 2009 20:08:31 -0400

You already know that you should never park in a poorly lit area, always remember to lock your doors and roll up your windows when you leave your vehicle and put some serious thought into buying a car with a car alarm. The risk of car theft is always hanging over all of our heads, but it's easy to become cocky and slightly arrogant about it. Why? Because we know that our auto insurance company is standing behind us just waiting to back us up of something should happen. Unfortunately, it's not quite that simple. First and foremost, nowhere is it guaranteed that your auto insurance provider is going to pick up the tab whenever your car happens to be broken into. Why? Because they have a strict set of criteria they use when evaluating their auto insurance claims to make sure their drivers aren't setting themselves up for trouble, and if your claim doesn't fall into that criteria you may very well find yourself standing there empty handed with nothing to show for the amount of paperwork you just filled out. Wait. You pay your insurance premiums each month. **End Summary** Topics: auto insurance]]> auto insurance companies]]> auto insurance claims]]> insurance claims]]> car theft]]>]]> About the Author: ]]> Anthony M. Peck is the Senior Developer for QuoteScout.com. For more info on theft and your auto insurance , check them out at http://www.QuoteScout.com.

Changing Car Insurance Companies the Right Way

Fri, 25 Sep 2009 14:45:29 -0400

Do you ever wonder why it is that self help and "how to" writers make so much money? It's because everyone's convinced there's a 'right way' and a 'wrong way' to do just about everything. Most of the time right and wrong are open to interpretation, but when it comes to changing car insurance companies there are some definite rules and addendums (and plenty of fine print) that you want to make sure not to let slip through your fingers. First and foremost, let's talk about your credit score. Why? Because the one thing most drivers don't realize is that the state of their car insurance directly affects the digits in their credit score. No one really expects you not to change car insurance companies over the course of your lifetime. If you seriously stuck with one company from the day you got your license until the day you retired your car keys you might save yourself reams of paperwork and hundreds of dollars in migraine medication, but you're also virtually guaranteed to end up paying too much for your insurance. Why? **End Summary** Topics: auto insurance]]> auto insurance companies]]> auto insurance rates]]> insurance rates]]> insurance]]>]]> About the Author: ]]> Anthony M. Peck is the Senior Developer for QuoteScout.com. To find the inside scoop on your auto insurance , check them out at http://www.QuoteScout.com.

Will My Homeowners Insurance Cover My Tchotchkes?

Thu, 24 Sep 2009 22:23:27 -0400

A great exterior might be what gives a house outside appeal, but it's what's inside that really transforms a house into a home. Tchotchkes, the small, miscellaneous, decorative items that don't really do anything but sit on your shelves and gather dust but for some reason you just can't live without, are an integral part of your home. If you're a serious collector, chances are those tchotchkes didn't come cheap. What's going to happen if your home is robbed, or you have a fire? Is your homeowners insurance company going to pick up the slack? The answer is almost always going to be yes. You'd be absolutely amazed what homeowners insurance companies will willingly and gleefully insure. Did you know you can insure your shoes? Your jewelry? Your family heirlooms? Not to mention the usual line-up: electronics, furniture, etc. So if you're an avid collector of Faberge eggs or Tiffany glass you can relax knowing your homeowners insurance has you covered. Of course, there are a few addendums, a couple of quid pro quos, a little bit of fine print not everyone bothers to read. If your insurance company doesn't know about it, they can't possibly cover it. **End Summary** Topics: homeowners insurance]]> home insurance]]> home insurance companies]]>]]> About the Author: ]]> Anthony M. Peck is the Senior Developer for QuoteScout.com. To find out more about how your homeowners insurance can protect your tchotchkes, visit them on the web at http://www.QuoteScout.com.

Why Auto Insurance Costs So Much More In Washington DC

Fri, 18 Sep 2009 22:51:04 -0400

If you live around the D.C. area you already know how much more it can cost to buy auto insurance in the city than it does out in the 'burbs-and how much more that costs than in points north, south, east and west of I-95. The question is, why? And what can you do about it? To understand the difference in your auto insurance rates as you get closer to D.C. all you have to do is understand the concept of relative risk. Insurance companies want to help their customers (you don't sell insurance if you don't) but like every other business they have to worry about making a profit too. And the only way they're going to do that is to make sure they're bringing in more in premiums than they're paying in claims each year. Since there's no way to accurately predict exactly how much drivers are going to ask them to pay in auto insurance claims each year, they have to look at their drivers and how much risk they think there is that they'll be in an accident. **End Summary** Topics: auto insurance]]> auto insurance rates]]> auto insurance claims]]>]]> About the Author: ]]> Anthony M. Peck is the Senior Developer for QuoteScout.com. For more information on cheap(er) D.C. and Northern VA auto insurance , visit http://www.QuoteScout.com.

How to Actually Get the Cheap Car Insurance You Hear About on TV

Fri, 18 Sep 2009 11:03:38 -0400

You can't turn on your television or your radio without hearing about it-somebody else that's managed to save 10-20% or more on their car insurance! They're always talking about how much less they're paying than their neighbors, who are insanely jealous of their low, low car insurance rates. So why is it so hard to translate those savings over to real life? The first step to actually finding the kind of cheap car insurance you keep hearing about is to shop around. Why? Because in a second we're going to talk about discounts. Discounts can save you 10% or more on your insurance rates without even breaking a sweat, but since all insurance companies aren't created equal they're not going to give you the same savings for the same discounts-and those differences can make a huge difference when it comes to your car insurance rates. Now, let's look at discounts. There are plenty of discounts that can save you money on your car insurance. As a matter of fact, you'd probably be astonished to find what can save you money on your insurance premiums! **End Summary** Topics: cheap car insurance]]> car insurance]]> insurance rates]]> insurance companies]]>]]> About the Author: ]]> Anthony M. Peck is the Senior Developer for QuoteScout.com. To find out how you too can get television cheap car insurance , visit them on the web at http://www.QuoteScout.com.

Do I Have To Let My Car Insurance Company Know Before I Buy A New Car?

Fri, 18 Sep 2009 10:51:52 -0400

Gleaming metal as far as the eye can see. Acres of promise. There's little in life quite as thrilling as going shopping for a new car. Before you sign on the bottom line, grab the keys and drive off the lot, however, make sure your car insurance company has you covered. It's the exception rather than the rule, but it does happen. You're pulling out of the dealer lot, and the next thing you know you've been sideswiped by a passing car that wasn't paying nearly enough attention to where it was going. Now you've damaged your new car-but if you haven't picked up the phone and added you new car to your old policy where's that going to leave your car insurance claims? The good news is, most insurance providers understand that picking up your cell phone and calling your insurer from the dealer lot isn't high on your list of priorities. Rather than leaving you high and dry without any insurance whatsoever, many car insurance companies have a policy that covers your new car under the same coverage limits as your old car for a certain number of days after your purchase. **End Summary** Topics: car insurance]]> car insurance companies]]> car insurance claims.]]>]]> About the Author: ]]> Anthony M. Peck is the Senior Developer for QuoteScout.com. To find out more about buying car insurance for your new car, check them out at http://www.QuoteScout.com.

Are You Interested in Saving 10% or More on Your Auto Insurance?

Thu, 17 Sep 2009 13:42:11 -0400

In today's tightened economy saving money is, if not almost a religion, at least something that just about everyone has a vested amount of concern and interest in. There are many things in life that you can just cut some corners to be able to save big bucks on. Your auto insurance, however, isn't one of them. Many drivers make the mistake of lowering their coverage levels (or dropping their insurance altogether) in the interest of bringing their premiums back into their budget. Unfortunately, the only thing that results in is leaving them wide open for even greater losses when they're out on the highway! If you really want to be able to save big bucks on your auto insurance rates there's only one word you need to know: Discounts. Discounts are the bread and butter of the auto insurance industry when you're looking for ways to save money on your coverage. And because every company is different, what saves you twenty or thirty dollars a year can save you over a hundred with another. Common auto insurance discounts include (but aren't by any means limited to): 1) A good driving record. **End Summary** Topics: auto insurance]]> save money]]> auto insurance companies]]> insurance rates]]>]]> About the Author: ]]> Anthony M. Peck is the Senior Developer for QuoteScout.com. To learn more about saving money on auto insurance , visit them on the web at http://www.QuoteScout.com.

FAQs About Your Home Insurance

Thu, 17 Sep 2009 12:42:30 -0400

Have you ever sat down and (seriously) tried to figure out what your home insurance agent was telling you when they're talking about your insurance policy? Pixar probably said it best-"It's like he's talking to me, I just know it!" (Finding Nemo, 2003)Hammering out the finer points of your particular policy is something you're going to have to figure out with your agent, but why not get a start here with some of the most frequently asked questions in the home insurance biz? Question #1: Why Do I Need Home Insurance? You would be amazed at how many people don't realize the importance of working with home insurance companies to make sure their home is properly insured. Think of it this way: If your house burned down, would you be able to afford to buy another one? What about rebuilding? Insurance will make sure you're never in a position to have to find out. Question #2: How Much Home Insurane Do I Need? This is a little trickier than just determining whether or not you need some form of home insurance. **End Summary** Topics: home insurance]]> home insurance claims]]> home insurance companies]]> auto insurance]]>]]> About the Author: ]]> Anthony M. Peck is the Senior Developer for QuoteScout.com. To find out the inside scoop on your home insurance check them out at www.QuoteScout.com.

How to Tell the Difference Between Cheap and "Cheap" When It Comes to Your Auto Insurance

Wed, 16 Sep 2009 22:15:48 -0400

In today's budget conscious society we're all looking for a way to save money on life's essentials, and unfortunately when you're talking about essential your auto insurance more or less tops the list! There are hundreds of companies out there that are going to be willing to offer you a great deal on your insurance coverage, but be careful. It's important to know the difference between cheap and "cheap" before you sign on the dotted line for a new insurance policy. Cheap auto insurance is good. In fact, cheap auto insurance is great! With a decently priced auto insurance policy you can get the coverage you need to spent plenty of quality time out on the roads without having to sweat about not being covered in case of an emergency. A good insurance policy at discount prices should include (but isn't limited to): 1) Comprehensive coverage up to and including the cost of your car, just in case you get in a tangle with the local wildlife. 2) Collision coverage to pay for the damages to YOUR car if you're in an accident that you were responsible for. 3) Liability coverage. **End Summary** Topics: auto insurance]]> cheap auto insurance]]> auto insurance companies]]> auto insurance quotes]]>]]> About the Author: ]]> Anthony M. Peck is the Senior Developer for QuoteScout.com. For more on the inside scoop on shopping for cheap auto insurance check them out at http://www.QuoteScout.com.

The Facts About No-Fault Auto Insurance

Tue, 15 Sep 2009 14:06:12 -0400

No-fault auto insurance is probably among the strangest and most misunderstood members of the auto insurance family. Even those who have been living in the no-fault system all their life often don't really understand how it works. We could be here for decades going over the ins and outs of no-fault coverage, but as a driver (rather than a crazed insurance professional) there are really only a couple of things you need to know: 1) With no-fault insurance it doesn't matter who caused the accident and who didn't. Each party is taken care of by their own auto insurance provider after the accident, helping them get back on the road as quickly and efficiently as possible. All the driver has to do is file an auto insurance claim with their insurance provider after the fact, and (with no questions asked and no hassle involved) their insurance company will take care of repairs to their vehicle and, via their personal injury protection insurance, their medical expenses, saving them hours of arguing it out in court (which was the reason that no-fault auto insurance was developed in the first place). 2) No-fault auto insurance doesn't actually mean no-fault. **End Summary** Topics: auto insurance]]> no fault auto insurance]]> auto insurance companies]]> auto insurance claims]]>]]> About the Author: ]]> Anthony M. Peck is the Senior Developer for QuoteScout.com. To find out the inside scoop on no-fault auto insurance quotes online check them out at www.QuoteScout.com.

How to Take the Hassle Out of Moving Your Home Insurance

Tue, 15 Sep 2009 13:41:54 -0400

Is there anyone out there that can honestly say they enjoy moving? Really? For most people moving is a giant headache cleverly blended with lots and lots of boxes and burly moving men. Hours spent packing. Even more hours spent unpacking. On the whole, moving is a giant pain! Moving your home insurance shouldn't be. The good news is, moving your home insurance to your new home is much, much easier than moving that giant, oversized, overstuffed fold-out couch that weighs a ton and came directly from your Great Aunt Melba's house. As a matter of fact, unlike the couch (which, coincidentally, is probably going to take at least 3 of you to move!) your new home insurance policy is just a quick phone call away. If you're moving to an apartment: If you're moving to a new apartment you're gold. You've got it easy. As a matter of fact, you're about to be the envy of moving victims (ah, relocating citizens) everywhere! Why? Because moving your renters insurance from one apartment to another is as simple as picking up the phone, calling your insurance company and changing your address. **End Summary** Topics: home insurance]]> home insurance companies]]> home insurance quotes]]>]]> About the Author: ]]> Anthony M. Peck is the Senior Developer for QuoteScout.com. For more on moving and home insurance , check them out at http://www.QuoteScout.com.

Will My Car Insurance Company Pay for Out of State Car Insurance Claims?

Tue, 15 Sep 2009 13:35:34 -0400

There are literally hundreds of places in the U.S. that call to tourists young and old every year, and as a U.S. citizen it's easy to hop across state lines and make sure you visit each and every one of them. The problem is, where there are toruists there's also traffic, and where there's traffic there are bound to be accidents. (Have you SEEN the traffic around Washington, D.C.? Seriously?) Is your car insurance up to the challenge? The good news is, just like out of state driver's licenses, out of state car insurance policies are accepted across the board when you're in an accident. That's especially true if you're working with an insurance provider that does business in multiple states across the U.S. Big, well known companies are also well known for paying their car insurance claims, making it easy for you to find a repair shop that will be willing to work with you. There are a few things you need to know about leaving the state with your car insurance policy, however. First and foremost, out of state coverage doesn't usually extend to out of country. **End Summary** Topics: car insurance]]> car insurance companies]]> travel]]> out of state]]> liability car insurance]]>]]> About the Author: ]]> Anthony M. Peck is the Senior Developer for QuoteScout.com. For more on taking your car insurance across state lines, visit them on the web at http://www.QuoteScout.com.

What Parents of New Drivers Really Need to Know About Their Auto Insurance

Tue, 15 Sep 2009 13:35:04 -0400

For parents, handing the car keys over to their newly licensed teenager is intimidating, but sliding into the passenger seat and letting them take the wheel while driving with a learner's permit isn't much better! Teaching your child to drive is your responsibility, but protecting your financial assets (and your car!) during that learning process is up to your auto insurance. Is it ready for the challenge? The same day your new driver passes their written exam, call your insurance company and make sure they're added on to your insurance policy. This might sound like a huge hassle, but relax. Auto insurance companies work with new drivers every day of the week, and they know exaclty what they need to do to make the process as simple and painless as possible. All you have to do is pick up the phone. The friendly, helpful representative on the other end will take care of the rest! Their insurance is going to cost consistently more than yours, for the simple fact that young drivers (even those with their parents in the car) are 60% more likely to have an accident than their more experienced counterparts. **End Summary** Topics: auto insurance]]> auto insurance companies]]> auto insurance rates]]> learner's permit]]>]]> About the Author: ]]> Anthony M. Peck is the Senior Developer for QuoteScout.com. To find out more about auto insurance for your teen, check them out at http://www.QuoteScout.com.