Articles by Musaaliyu on ArticleSnatch.com

Life Insurance And Your Family's Future

Tue, 25 Aug 2009 15:24:30 -0400

Insurers often discover new ways of encouraging families to take charge of their future by taking out life insurance. Many families have no life cover and or do not bother to upgrade their policy to cover a new arrival. And with the credit crunch hitting harder than expected many policyholders have either downgraded or cancelled their cover in order to save money and survive the financial crisis. Free policy offer Rather than just leaving them to their fate, insurers have been coming up with creative means of helping families stay insured. One insurer recently introduced a free life insurance cover for new parents. The offer from Aviva is intended to not only help new parents as their new baby arrives, but to also get them to seriously consider giving life insurance the sort of attention it requires. With a value of Â£10,000 the policy will not be able to provide the entire family the kind of adequate protection they need but it will serve as a springboard for upgrading. Apart from Aviva's kind and thoughtful gesture many other life insurers have introduced various incentives to get people into investing in their future and those of their dependants. **End Summary** Topics: LIFE INSURANCE]]> CREDIT CRUNCH]]> CRITICAL ILLNESS COVER]]> ]]>]]> About the Author: ]]> FINANCE AND LEGAL WRITER. ARE YOU CONSIDERING TAKING OUT A LIFE INSURANCE POLICY?

Home Insurance - A Must Now And Always

Fri, 03 Jul 2009 00:00:00 -0400

Home owners are being questioned about when is the right time to make sure that the home is adequately protected with a comprehensive home insurance policy. Many people may argue in the affirmative while some will simply choose to disagree. But in deciding what to do it is wise we think carefully and deeply. Uncertainty A major feature of the credit crunch is that there is general uncertainty in terms of jobs, finances and even health. People are very stressed about all of this because they are not sure what will happen the next day. Unemployment, as we have seen in the last 12 months, has reached a record level, with many more jobs likely to be cut. At present more than 2.6 million people have lost their jobs since the beginning of the recession. The trouble with job losses is that it means people are substantially forced to cut down their budgets as they struggle with bills and mounting debts. Several loans since the beginning of the downturn have begun to either disappeared or become increasingly expensive and unattainable to borrowers. **End Summary** Topics: Home insurance]]> Home content insurance]]> Contents cover]]> Acciden]]>]]> About the Author: ]]> If you need home insurance cover, for your home find the right policy for your properties at Only Insurance .

Medical negligence, rising claims and declining confidence

Thu, 09 Apr 2009 00:00:00 -0400

Many people would be shocked that in spite of the sustained media attention medical negligence committed in some NHS Trusts has enjoyed, it appears that not much is being done to rescue the situation and restore patient's confidence in the quality of care offered. Damning report Apart from media criticism of medical malpractices committed in a number of trusts across the country, a recent report by the Healthcare Commission clearly condemned the Stafford Hospital for showing little or no concern for patient welfare. As a fallout of the report some personal injury solicitors swiftly offered to pursue compensation claims on behalf of victims or their families on a no win, no fee basis. The above offer has triggered another round of controversy as the solicitors have been accused of seeking to cash in on victimsâ€™ woes. Making the allegation, chairman of the consultantsâ€™ committee of the British Medical Association, Dr Jonathan Fielden, argued that encouraging victims to jump into making claims without first exhausting other means of settlement would only further render the NHS financially incapacitated. **End Summary** Topics: medical negligence]]> claims]]> personal injury]]> no win no fee]]>]]> About the Author: ]]> Have you been a victim of medical negligence ? Find out if you could make a no win no fee claim today, at no cost to yourself.

An accident claim that could make pupils liable

Mon, 30 Mar 2009 00:00:00 -0400

It is not unusual to see teenagers playing or running around and hitting each other all in the name of having fun. Sometimes they end up hurting each other and causing worries for their parents or minders. But this hardly results in court cases or in compensation lawsuits by the injured against their playmates. In Australia, not long ago, a worrying situation began rearing its head. It was a case of school pupils injured in school accidents suing their school mates and claiming compensation for their injuries. While parents of the children responsible were in the end made to pay the damages, they in turn blamed the schools for not doing enough to have in place the sort of insurance cover that would shield their children from accident claims in the event of such occurrence. Claiming compensation from playmates In the UK, not so much has been heard about developments of this nature. However, this could soon change, as people continue to realise the enormity of their rights to seek redress or claim damages following incidents that are sometimes accidental. **End Summary** Topics: Accident claims]]> compensation]]>]]> About the Author: ]]> Make sure you and your children are protected by making sure that the school has all health and safety checks in place preventing accident claims .

New brand mobile credit card technology

Tue, 17 Mar 2009 00:00:00 -0400

Some months back, Barclaycard courted its way to a banking revolution that enabled its customers make payments with their cards while avoiding the hassle of taking out the cards from their wallet. It christened the device contactless technology. Today Barclaycard, basking from the euphoria of the success that saluted the contactless technology, has unfolded another more sophisticated means for a simplified payment. Barclaycard-Orange alliance The new contactless payment, unlike the previous one, is an appliance that works with oneâ€™s mobile phone. It was developed by MasterCard, at the instance of both Barclaycard and Orange mobile phone provider, for their combined 28 million customers. Hailed as the biggest revolution in payments since plastic cards were introduced over 40 years ago,â€ the service becomes effective when a user swipes their mobile phone against a reader to pay for goods less than Â£10. The amount is automatically taken from their account as simple as making or receiving a call or even topping up your air time. **End Summary** Topics: credit cards]]>]]> About the Author: ]]> Barclaycard are planning to launch this new credit card in time for the London olympic games.

False information and your car insurance cover

Tue, 10 Mar 2009 00:00:00 -0400

While some stick to honesty and seek the wise counsel of experts in achieving this, many try to be a bit too smart by wanting to evade honesty and embrace falsehood. Of all the dishonest devices fashioned by desperate motorists the most worrying has been the evasion of insurance. This has even attracted serious government attention and a plan to tackle it headlong has been advanced. Cost of fraud on customers But another issue provoking concern is the failure by drivers to disclose vital information to insurers either when taking out car insurance or when making a claim on their policy. This has an equally bad implication for all car insurance customers, just like insurance evasion. Failing to disclose the whole truth to insurers, according to figures from an insurance firm, costs honest motorists additional Â£30 on their car insurance premiums annually. This amount, at a time of serious recession like this, could make a lot of difference to oneâ€™s budget and knowing that one is made to part with it due to someone elseâ€™s fault could be really annoying. Yet it is those behind the act that need to reconsider their moves and try to make amends. **End Summary** Topics: car insurance]]>]]> About the Author: ]]> Find out how giving false information when taking out car insurance can impact you accident claim ?

Lessons from a pensioner's life insurance battle

Mon, 02 Mar 2009 00:00:00 -0500

Content A grandmotherâ€™s campaign to have the original terms of her life insurance contract with Norwich Union kept is a case study in endurance and defiance. Although she paid a cost her triumph was worth the price. In a battle that could easily have gone the other way, 79-year-old Dorothy Greenâ€™s refusal to be easily subdued paid off. She had begun her fight with the insurer when she felt she was being unfairly treated as they insisted on halving the payout from her policy if she failed to increase the premiums she paid each month. Her policy, taken out in 1994, was originally to fetch a payout of Â£56,400 in the event of her death. But she claimed that over the last six years the firm tried to cut it down to just Â£26,000. The endurance trip The mother-of-two and grandmother-of-four then decided to contact Norwich Unionâ€™s chief executive, Mark Hodges, via telephone to speak to him about her plight. Her effort was frustrated as she was kept on hold more three hours and in the end was not able to achieve the objective. **End Summary** Topics: life insurance]]> insurance]]> ]]>]]> About the Author: ]]> Resources Get a life insurance quote that will match your lifestyle and needs by contacting Only Insurance .

Will shopping around beat down the price?

Fri, 20 Feb 2009 00:00:00 -0500

The biggest thing to happen to the car insurance industry is, arguably, is the emergence of a number of price comparison sites. This development, complemented by increasingly improving technology, means car drivers have no excuse, whatsoever, not to take advantage of and do a proper research on the policy that would suit their needs best. Here, also, the essential things are price and quality of products. For a number of reasons car insurance premiums have been steadily on the rise. Among these, as had been explained times without number, are the ever rising costs of claims, the current credit crunch and the corresponding rise in the costs of other essentials. In spite of the rise, insurance companies still claim they are hardly making any profit. Greener motoring, cheaper premiums? One way motorists have been told to they could beat down the premiums was by trying the green device. By being an increasingly greener drivers, they were told, they could save on fuelling costs and help promote a healthier environment. In a bid to encourage green motoring insurers have also offered various incentives to drivers. **End Summary** Topics: Car Insurance]]>]]> About the Author: ]]> Other resources Compare Insurance