Articles by JM Luna on ArticleSnatch.com

New Business Depreciation Rules for 2008

Thu, 20 Nov 2008 00:00:00 -0500

As we come to the close of 2008, this economy has caused a volatile year for many. Many Americans have had to scramble to make a living and adjust to changing times. With higher gas prices and costs of living escalating to new levels, many businesses are on the brink of extinction. For the lucky few, that have had a profitable year, it is time to maximize the situation and plan to minimize the tax burden. The government has made some substantial changes in 2008 for investing in the U.S and we are going to look at the depreciation area for qualified acquisitions. The following is one of the incentives that is available for 2008: 2008 Changes for Eligible Depreciation ( Look at the example below) Increased Section 179 limits. The maximum section 179 deduction you can elect for qualified section 179 property you placed in service in tax years that begin in 2008, has increased to $250,000 ($285,000 for qualified enterprise zone property and qualified renewal community property). This limit is reduced by the amount by which the cost of section 179 property placed in service in the tax year exceeds $800,000. **End Summary** Topics: depreciation changes 2008]]> business depreciation changes 2008]]> depreciation construction equipment]]> depreciation semi trucks]]> depreciation big rig tru]]>]]> About the Author: ]]> J.M Luna has over thirty years in the financial field. This includes accounting and taxes, leasing, hard asset money and commercial loans. U.S Corporate Capital Leasing Group assists the startup and season businesses for financing in all different industries. http://www.cclgequipmentleasing.com/lease_construction.htm http://construction2.wordpress.com/

Tax Planning for Business Losses in 2008

Thu, 13 Nov 2008 00:00:00 -0500

As we come to the conclusion of 2008, many businesses have lost money in this year. The economy for 2009 looks very volatile and some industries may start to recover in 2009, while others may take a little longer. One positive area to bring to the table is that the price of oil has decreased significantly and regular gas prices have come down to $2.00 or so per gallon depending upon your location. The question through this difficult year where losses have mounted up, why do you have to tax plan? If you were profitable in year 2006 and/or 2007 and paid business taxes in those years, you may be entitled due a tax refund in 2008 to recover part or all of these monies paid in previous years. This tax recovery is called a net operating loss carryback claim...This situation applies to proprietorships, corporations, limited liability corporations, and so forth. The first part of this discovery phase is to identify whether you are a qualified individual and/or company to recapture monies paid in from prior years... **End Summary** Topics: tax planning for corporationsi in 2008]]> tax planning for construction companies. tax planning for trucking companies]]> tax planning for farmers]]> tax pl]]>]]> About the Author: ]]> J.M Luna has over thirty years experience in the financial field. This includes accountign and taxes, leasing, and hard asset money and commercial loans. U.S Corporate Capital Leasing assists the startup as well as the seasoned business for financing in many different industries. http://construction2.wordpress.com

Limousine Financing, Updated Information

Mon, 03 Nov 2008 00:00:00 -0500

As the economy has weakened, many lenders have changed their lending models. Many lenders have shied away from the transportation area and concentrate on other lending portfolios. Limousines, Limousine Bus, Hearst financing has become tighter as the economy has weakened and this credit crunch continues. In the financing market today, Limousine Financing has A-C lending. To qualify for A lending, the applicant must have at least three years time in business, five figure business bank balances, minimum personal credit score of 675, and a low ratio of debt to income ratios. Additionally, the owners of the limousine company shouldn't have any prior bankruptcies. If the limousine applicant qualifies, the minimum down payment should be first, last and possible some documentation fees. The limousine lender will finance this acquisition from 36-72 months depending upon the age of the limousine, bus, etc acquired. This limousine financing arrangement will pass title at the end of the term subject to the state the arrangement was commenced in. B and C lending for the most part is similar but the minimum person credit scores of the applicants will range between 600-675.... **End Summary** Topics: limousine financing]]> limousine leasing]]> startup limousine financing]]> chrysler limousine financing]]> lincoln limousine financing]]> navigator limousine fi]]>]]> About the Author: ]]> J.M Luna has over thirty years experience in the financial field. This includes accounting and taxes, leasing, hard asset money and commercial lending. U.S Corporate Capital Leasing Group assists the startup as well as the seasoned business for financing in all different industries. http://www.cclgequipmentleasing.com/limousine.htm

Grapple Trucks Acquisitons and Financing

Fri, 31 Oct 2008 00:00:00 -0400

In today's economy, start up and seasoned businesses have an unique opportunity to acquire an attractive deal for any type of Grapple truck with the possibility of special financing. The first option, for the buyer, is to visit their local dealer and find his truck there. This is great place to start and obtain pertinent information that will be used later in the data gathering process. From there, it is recommended searching the internet and its mass volume of data that is available. The potential buyer can visit such sites as truck paper and truck trader etc to view thousands of listings of trucks available across the United States. He is able to sort and sift through this vast data and should be able to find a truck, in any city and/or state across the U.S, that meets his acquistion requirements. Once he has located a source of trucks available to him, he is able to contact these sellers and negotiate a deal that might be able to meet his needs. Once he is agreed to a price and its particulars, his next hurdle is to find adequate financing in today's complex lending world of this commodity. **End Summary** Topics: grapple trucks financing]]> used grapple trucks financing]]> peterbilt grapple trucks financing]]> kenworth grapple trucks financing]]> international grapple]]>]]> About the Author: ]]> J.M Luna has over thirty years experience in the financial field..This includes accounting and taxes, leasing, hard asset money and commercial loans. http://www.jaguarequipmentleasing.com/leaseconstruction.htm http://www.jaguarequipmentleasing.com/Dealer-Financing.htm

Vacuum Trucks Acquisitons and Financing

Tue, 28 Oct 2008 00:00:00 -0400

In today's economy, start up and seasoned businesses have an unique opportunity to acquire an attractive deal for any type of Vacuum truck with the possibility of special financing. The first option, for the buyer, is to visit their local dealer and find his truck there. This is great place to start and obtain pertinent information that will be used later in the data gathering process. From there, it is recommended searching the internet and its mass volume of data that is available. The potential buyer can visit such sites as truck paper and truck trader etc to view thousands of listings of trucks available across the United States. He is able to sort and sift through this vast data and should be able to find a truck, in any city and/or state across the U.S, that meets his acquistion requirements. Once he has located a source of trucks available to him, he is able to contact these sellers and negotiate a deal that might be able to meet his needs. Once he is agreed to a price and its particulars, his next hurdle is to find adequate financing in today's complex lending world of this commodity. **End Summary** Topics: vacuum truck fiinancing utah]]> vacuum truck financing texas]]> vacuum truck financing california]]> vacuum truck financing missouri]]> vacuum truck financing]]>]]> About the Author: ]]> J.M Luna has over thirty years experience in the financial field. This includes accounting and taxes, leasing, hard asset money and commercial loans. http://www.jaguarequipmentleasing.com/leaseconstruction.htm http://www.jaguarequipmentleasing.com/Dealer-Financing.htm

Garbage Truck Acquistions and Financing

Mon, 27 Oct 2008 00:00:00 -0400

In today's economy, start up and seasoned businesses have an unique opportunity to acquire an attractive deal for any type of Garbage truck with the possibility of special financing. The first option, for the buyer, is to visit their local dealer and find his truck there. This is great place to start and obtain pertinent information that will be used later in the data gathering process. From there, it is recommended searching the internet and its mass volume of data that is available. The potential buyer can visit such sites as truck paper and truck trader etc to view thousands of listings of trucks available across the United States. He is able to sort and sift through this vast data and should be able to find a truck, in any city and/or state across the U.S, that meets his acquistion requirements. Once he has located a source of trucks available to him, he is able to contact these sellers and negotiate a deal that might be able to meet his needs. Once he is agreed to a price and its particulars, his next hurdle is to find adequate financing in today's complex lending world of this commodity. **End Summary** Topics: garbage trucks financing]]> garbage trucks startup financing]]> garbage rrucks front loaders financing]]> garbage trucks side loaders financing]]> refuse truc]]>]]> About the Author: ]]> J.M Calle has over thirty years in the financial field. That includes accounting and texes, leasing, hard asset money and commercial loans. http://www.jaguarquipmentleasing.com/leaseconstruction.htm http://www.jaguarquipmentleasing.com/Dealer-Financing.htm

Business Opportunity Financing

Sat, 11 Oct 2008 00:00:00 -0400

In today's unstable financial market place, people all over the United States are wondering what to do with their potential financial deals. In some publications, they are advocating the best deal is no deal at all. With U.S bank failures in 2008 that have risen to thirteen ( See List Below), many people feel sitting on the sidelines may be the best deal at the present moment.. U. S Bank Failures 2008 1)Washington Mutual Bank, Henderson, NV and Washington Mutual Bank FSB, Park City, UT September 25, 2008 2) Ameribank, Northfork, WV September 19, 2008 3)Silver State Bank, Henderson, NV En Españ **End Summary** Topics: business failures]]> banking problems]]> construction business opportunity financing]]> cement truck financing ohio]]> cement truck financing kentucky]]> constr]]>]]> About the Author: ]]> J.M Calle has over thirty years in the financial field. This includes accounting and taxes, leasing and hard asset money and commercial loans. http://www.jaguarequipmentleasing.com/Dealer-Financing.htm

Equipment Leasing and Financing

Thu, 07 Feb 2008 00:00:00 -0500

This article is going to discuss what is equipment leasing/financing, what are its benefits, leasing plans and how it relates to the start up and seasoned business. Leasing is a form of renting but with a buyout clause at the end of the lease to take title to whatever we are leasing. The requirements to get into the lease may be as low as first and last payment and as much as 25%. Each situation is different and this offers the start up and seasoned business a way to invest very little monies into the business. Additionally, all other monies can be used for operating expenses such as marketing and other key areas. Leasing is not a new form of financing but could be a lending solution to the start up business. The small sample of type of industries that leasing can be used for are the following: Dump,garbage, tow, flatbed, water trucks, over the road trucks and day cabs, heavy and construction equipment such as bulldozers, tractors, excavators, skid steer loaders, backhoes, flatbed, drop deck, refrigerated, dry van trailers, and industries which include limousines, limousine and shuttle buses, and machinery and production equipment. **End Summary** Topics: equipment leasing]]> equipment financing]]> used equipment leasing]]> used equipment financing]]>]]> About the Author: ]]> J.M Luna has over thirty years in the financial field. This includes accounting and taxes, leasing, hard asset money and working capital loans, and commercial lending. U.S Corporate Capital Leasing Group can assist the small and seasoned business in many different types of industries. http://www.cclgequipmentleasing.com http://www.cclgequipmentleasing.com/DealerFinancing.htm

Sale and Leaseback Financing

Fri, 01 Feb 2008 00:00:00 -0500

Sale and Leaseback Financing - What is it? A sale and leaseback financing transaction is where the company sells it free and clear assets and leases it back simultaneously. These transactions can range anywhere from $50,000 to $6,000,000. This article will encompass the following types of industries and discuss its particulars: Construction equipment,manufacturing equipment, production equipment, yellow iron, dump trucks and trailers, agricultural and farm equipment, and other heavy equipment Many seasoned lenders have come up with many industries standards to make the available credit pretty much standard. The first area that the lender will consider is the the value of the free and clear asset that is going to be sold and leased back. Each lender's formula is somewhat similar but they usually value the acquired asset somewhere between 50%-70% of the auction value. This auction value will come from trade publications and other standards in the industry for these particular assets. Once the auction value of the asset and/or assets is established, the lender will look at the applicant's credit. Some lenders will consider the credit irrelevant as they focus on the auction value of the asset. **End Summary** Topics: sale and leaseback financing]]> construction equipment sale and leaseback financing]]> heavy equipment sale and leaseback financing]]> production equipment]]>]]> About the Author: ]]> J.M Luna has over thirty years experience in the financial field. This includes accounting and taxes, leasing, hard asset money and working capital loans, and commercial financing. U.S Corporate Capital Leasing Group can assist the startup and seasoned business in all different types of industries. http://www.cclgequipmentleasing.com/Sale_Leaseback.htm