Articles by Paul Stanley on ArticleSnatch.com

Worldwide Travel Insurance for Australians

Thu, 08 Oct 2009 01:17:24 -0400

Living in Australia is like being on a vacation as there are so many places of interest around the country. As a result a large number of Australians choose to take domestic holidays instead of going overseas. However many Australians do like to travel to different countries on vacation and these people find that having worldwide travel insurance is the best way to have travel cover so they are protected should anything happen to them. If you are an Australian looking for worldwide travel insurance you will need to think about your requirements before you purchase your insurance. For example if you are planning on a single-trip holiday you will want to look for the cheapest worldwide travel insurance that you can as anything that covers you for more than one trip will be pointless. Finding this should not be too difficult as all insurance companies will offer this type of travel insurance as a basic package. If you have any valuables however, you should be able to declare these and pay a little extra to ensure that they are covered. **End Summary** Topics: worldwide travel insurance and travel insurance]]>]]> About the Author: ]]> If you are going on a worldwide holiday, you need worldwide travel insurance . Dont leave things to chance, get comprehensive travel insurance for your holiday.

Why Should You Take out Holiday Travel Insurance?

Wed, 07 Oct 2009 00:33:50 -0400

One of the things that smart people should look out for before they are going on holiday is holiday travel insurance. Having travel insurance can protect you and the other people insured in your group against a whole variety of different misfortunes that can and do happen on holiday. Some of these misfortunes include: â€¢ Medical treatment in an emergency. Unfortunately you cannot predict what will happen to you whilst you are on vacation. From time to time people on holiday become ill or have an accident which requires immediate medical attention, with holiday travel insurance you may not have to pay for all or part this treatment (depending on the level of cover you purchase). â€¢ Cancellation of your travel plans and vacation. Some people are unlucky enough to have something serious happen at home while they are away on holidays, such as the death of a loved one. In these cases the person might have to return home suddenly. Even cheap holiday travel insurance can cover you for this type of incident, especially if you have ill loved ones at home. â€¢ Cover for baggage and personal belongings. **End Summary** Topics: holiday travel insurance and travel insurance]]>]]> About the Author: ]]> If you are planning on taking a vacation then you need to plan to have holiday travel insurance . iTrek are the experts with travel insurance , so visit the website today and get an instant quote.submitted by Paul Stanley from iTrek Travel Insurance.

Stay Covered While You're Abroad With Travel Health Insurance

Thu, 12 Feb 2009 00:00:00 -0500

Traveling without health insurance can have costly consequences. Medical stays, procedures, and other related expenses can bring travelers to their financial breaking points, even after the vacation has ended. Thereâ€™s no need to suffer unnecessarily when purchasing travel health insurance can provide you the protection you need without the potential for financial hardship. Purchasing travel health insurance should be one of the first things on your to-do list for your next trip. There is no way to know when you may be in need of medical care and you canâ€™t afford to be without it. Before purchasing a travel health insurance plan, you should begin by reviewing your current medical insurance policy to see if it allows for any travel coverage both locally and internationally. Many travelers assume that their domestic health insurance policy will cover them no matter where they travel and that just isnâ€™t true. Travel health insurance policies are designed specifically with travelers in mind and will afford them the medical coverage they need. Most travel health insurance plans provide coverage for emergency medical care including, medical stays and evacuations, accidental death and dismemberment, surgeries, and medicines. **End Summary** Topics: travel health insurance and overseas travel insurance]]>]]> About the Author: ]]> If you are planning a trip in the near future you should be considering travel health insurance . If you are thinking of a trip overseas, iTrek also specializes in overseas travel insurance for you and your family. Article Posted by Paul Stanley of iTrektravelinsurance.com.au

Explore Your International Travel Insurance

Thu, 12 Feb 2009 00:00:00 -0500

The world is a big place and those who love to travel aim to see as much of it as possible. But world travel world also presents a special set of challenges, including how to guarantee your safety and protection while abroad. You have access to insurance when you are at home but that may not offer enough or any coverage while you are traveling, which is where international travel insurance comes into play. International travel insurance provides coverage against: Medical coverage: If you are hurt or injured while traveling abroad, then medical insurance can save you great expenses and help ensure that you will get the medical attention you need. International travel insurance is typically offered in variety of coverage levels and can even be increased by purchasing extra coverage options a la carte style. These additional insurance options can include adventure travel, legal advice, and medical evacuation. Trip cancellation and interruption: Change is inevitable if you travel. Flight delays, late departures, sudden illness, and canceled events can all cause your plans to be interrupted or canceled. This protection can help you get your trip back on track without spending even more money. **End Summary** Topics: international travel insurance and best travel insurance]]>]]> About the Author: ]]> iTrek is one of the leading companies when it comes to international travel insurance . Because iTrek is one of the best travel insurance companies you can have safe piece of mind that you and your family will be well taken care of when it comes to insurance reasons. Article Posted by Paul Stanley of iTrek Travel Insurance.

Be A Wise Traveler, Purchase Annual Travel Insurance

Thu, 12 Feb 2009 00:00:00 -0500

A wise traveler always purchases travel insurance before departing on any trip, but an even wiser one purchases annual travel insurance and doesnâ€™t have to think about it again for the rest of the year. Annual travel insurance is ideal for any Australian who travels frequently and wants to remain protected in the case of any emergencies while abroad. Annual travel insurance provides liability protection and coverage against certain extenuating circumstances that are outside of your control according to the need you outline when purchasing your travel plan. Premiums for annual travel insurance are priced in direct relation to the length of your trip, the destinations you are traveling to, and the amount of coverage you are seeking. Therefore, you are able to get an annual travel insurance plan that is catered specifically to your trip needs. Medical annual travel insurance Itâ€™s so important to have medical insurance when you are traveling. You never know when you are going to get sick, break a bone, or suffer some other type of medical emergency that will require you to seek medical attention. **End Summary** Topics: annual travel insurance and travel insurance]]>]]> About the Author: ]]> If you plan on taking trips through the year then you should look into annual travel insurance . iTrek is one of the leading travel insurance companies on the web, in which you can compare their quotes to the other top competitors to find out who is actually the best. Article Posted by Paul Stanley.

Looking For The Best Travel Insurance Mean You'll Need To Compare Travel Insurance Providers

Thu, 12 Feb 2009 00:00:00 -0500

Thereâ€™s no question that having travel insurance is a wise choice, but how do you make sure that you get the best deal on travel insurance? Thereâ€™s a simple solution: you compare. Comparison shopping is the best way to find a deal on almost anything and this includes travel insurance. There are literally thousands of travel insurance companies that offer hundreds of travel insurance plans to those who are looking for a way to stay protected while traveling without going broke in the process. In order to compare travel insurance youâ€™ll need to: Review the insurance policies you already own: If you currently have a home-owners, medical, or other policy that may offer travel coverage, review that policy in detail. Check to see if the policy will provide coverage for the place you are traveling to, verify the number of people who are eligible under the plan, and what if any steps youâ€™ll need to take before leaving for your trip. Be advised that most domestic insurance plans do not cover international travel. **End Summary** Topics: compare travel insurance and travel insurance comparison]]>]]> About the Author: ]]> After you compare travel insurance policies from the top insurance companies you will see that iTrek is leading the way for people in Australia. Go to our website today to make you own travel insurance comparison . Article Posted by Paul Stanley.

Stay Protected At Home And Abroad By Purchasing Travel Insurance

Wed, 11 Feb 2009 00:00:00 -0500

No matter where you are in the world, you should have access to the protection you need. Owning travel insurance is a great way to guarantee that youâ€™ll be covered when you need it the most, in the case of an emergency. Travel insurance protects against a variety of accidents and situations and can mean the difference between your financial security and ruin. Before you leave on your next vacation, get the protection you need by purchasing travel insurance. Travel insurance is available for almost any type of travel trip or activity imaginable, but two of the most common forms of travel insurance are: medical protection and trip cancellation & interruption coverage. Both of these travel insurance plans offer distinct benefits that can help make your trip go as smoothly as planned. Medical Insurance When you travel itâ€™s very important that you have medical coverage that will not only protect you while you are visiting your destination, but everywhere in between. Most domestic medical insurance plans provide coverage while you are within your home country or a pre-determined territory, but will not protect you if you are traveling abroad. **End Summary** Topics: travel insurance and trip insurance]]>]]> About the Author: ]]> iTrek travel insurance offers you many types of protection for any types of trip. iTrek offers annual, senior, ski, backpacker, and single trip travel insurance . When you know when and where you are going contact iTrek for your trip insurance policy. Article Posted by Paul Stanley.

Find the Best Travel Insurance Online

Wed, 31 Dec 2008 00:00:00 -0500

If you want to find the best buys on travel insurance, using the internet is one of the best ways to go. Not only do you have access to practically every major insurance company in Australia, but you can also compare insurance rates and receive instant information on your travel destination. The internet allows you to find the best value travel insurance without ever having to leave the confines of your home or office. Do Your Homework Before you begin your search for the best travel insurance online, itâ€™s critical that you begin your search at home first. Do you have any existing insurance polices that may already cover you while traveling? Yes? No? Not sure? Well, that means youâ€™ll need to get to work finding and reviewing those policies. Many travelers either falsely believe that their existing health or car policies will cover them while traveling or discover that they need more coverage based on their travel destination and activities, after reviewing their policies. Be armed with the facts on the policies you have in order to help you purchase only the protection you need. **End Summary** Topics: Best travel insurance and travel insurance.]]>]]> About the Author: ]]> Travel insurance is something that is not to be messed with, which is why you must choose the best travel insurance provider possible. iTrek offers you some of the best travel insurance based out of Australia. Their range of insurance varies from Bronze, Silver, Gold and even Platinum budget levels, to insure all people of all types and situations. Paul Stanley, iTrektravelinsurance.com.au

Annual Travel Insurance Saves You Money

Wed, 31 Dec 2008 00:00:00 -0500

Is traveling your middle name? Are you a weekend warrior? Does business keep you on -the- go? Are you constantly searching for the latest and greatest vacation spots? If this sounds like you then purchasing annual travel insurance could be in your best financial interest. Annual trip travel insurance is designed specifically for frequent travelers and those who are looking to save on multiple trips taken within a reasonably close amount of time. What Are The Benefits of Annual Travel Insurance? Cheap annual travel insurance is being offered more and more by travel insurance companies who recognize the demand for it by consumers and are looking to offer more customized travel products to the more discerning traveler. Purchasing annual travel insurance is desirable because it offers benefits such as: â€¢ Eliminating the need for purchasing travel insurance per trip - What frequent traveler wants to face the task of filling out travel insurance applications every single time they travel? Purchasing annual travel insurance eliminates this repetitive task for at least a year (for most policies). **End Summary** Topics: Annual travel insurance and travel insurances.]]>]]> About the Author: ]]> Annual travel insurance offers more than just the freedom of 12 months of travel, it offers up to 18 months of worry free travel. iTrek offers a wide range of insurance types, and annual travel insurance is one of them. Check out the website to get a free online quote - it couldn't be faster - find out how inexpensive our coverage is. Paul Stanley, iTrektravelinsurance.com.au

Purchase Your Travel Insurance Direct And Save

Tue, 30 Dec 2008 00:00:00 -0500

If you want the best deal on travel insurance then you should cut out the middle man and purchase your travel insurance direct. Did you know that purchasing travel insurance through a travel agency or broker can easily add on anywhere from an additional 20%-60% on your travel insurance policy? Thatâ€™s money you could use towards your holiday, so why waste it when you can purchase direct travel insurance without the hassle? The benefits of direct travel insurance The travel insurance market is heavily saturated and competition is fierce for your business. Travel insurance companies are offering phenomenal discounts and savings on all types of travel insurance, including single trip, annual trip, and international travel insurance. By planning ahead and comparing rates you can save even more money and cash-in on early bird specials. However, purchasing travellers insurance direct is about more than just saving money. Many travel insurance policies are offered by multiple companies but originate from a different company. When you purchase your travel insurance direct, you can rest assured in knowing that the same company that you purchased the policy from is the same one that will be providing you the service. **End Summary** Topics: Direct travel insurance and travel insurances]]>]]> About the Author: ]]> There are many benefits to buying direct travel insurance as opposed to going through a travel agent. By purchasing direct through an insurance company you can save up to 66%. Take some time to read up more why buying direct travel insurance is better than buying from an agent. Paul Stanley, iTrektravelinsurance.com.au

Cheap Travel Insurance Australia

Tue, 07 Oct 2008 00:00:00 -0400

If youâ€'re considering buying cheap travel insurance, Australian insurance companies are definitely the way to go. These days, there are so many options for Australian holiday insurance plans, and each of them have their own advantages and disadvantages. Once you find the low-cost holiday insurance company that is right for you, consider scheduling a consultation with a representative in order to discuss your coverage options. Here is a basic guide to the different types of insurance: 1) Travel insurance $ Overseas Single Trip - This plan offers comprehensive coverage for those interested in a one-time-only trip overseas, and is valid for 365 days after purchase. It is ideal for infrequent travellers interested in adding some extra protection to their holiday investment. $ Domestic Single Trip - The domestic single trip plan is basically the same as the overseas plan, except it only covers trips taken within the country. $ Medical Only Coverage - This plan is often the cheapest travel insurance available, and only covers incidents related to health, medicine, and rescue. It does not cover possessions, liability, or cancellations, and is good for those interested in a simple and basic package. **End Summary** Topics: travel insurance and cheap travel insurance]]>]]> About the Author: ]]> Paul Stanley is Marketing Manager at iTrek Travel Insurance - the leading online source for travel insurance quotes and information. If you need cheap travel insurance for your overseas or local travel try 1Cover.

Backpacker Travel Insurance and You

Mon, 06 Oct 2008 00:00:00 -0400

Backpacker travel insurance is recommended for any adventurous greenhorn looking to explore the natural beauty of the Earth. This is because backpacking is quite dangerous, as it tends to expose travellers to a wide range of challenges and circumstances that they may or may not be prepared for. In order to ensure that your backpacking trip goes well, consider picking up some backpackerâ€'s holiday insurance before you go. Backpackerâ€'s insurance covers you in the case of a number of circumstances, which include: $ Holiday cancellation - If your trip is cancelled due to an unforeseen event, holiday insurance ensures that you are reimbursed for your expenses. $ Emergency medical care - One of the dangers that backpackers are most worried about is becoming hurt or injured while out on their trip. If you have travellerâ€'s insurance, you wonâ€'t have to worry about paying sky-high fees in order to be treated by qualified medical staff. $ Personal liability - If you accidentally harm another person while on your holiday, travellerâ€'s assistance insurance will cover these costs for you. **End Summary** Topics: Backpacker Travel Insurance and Travel Insurance]]>]]> About the Author: ]]> Paul Stanley is Marketing Manager at iTrek, the "go to guys" for cheap backpacker travel insurance . No backpacker should leave home without a good pair of shoes and more importantly good travel insurance to ensure any mishaps along the way do not ruin the holiday.

Affordable Travel Insurance 411

Tue, 26 Aug 2008 00:00:00 -0400

You may think that affordable travel insurance is hard to find, but the truth is that it’s actually much more common than you might think. Looking for cheap quotes doesn’t have to take a ton of time and effort, especially if you know where to look. Now that more customers are going online to look for competitive rates, finding an affordable travel insurance company is a simple, convenient, and quick process. Most people shopping for travel insurance are looking for one thing: cheap rates. It’s understandable that you would want to find the best deal out there for the lowest price, and you should never settle for a rate that you aren’t comfortable with. By utilizing the free consultation services that most online insurance companies provide, you can easily get ‘apples to apples’ quotes from a number of different companies. Obviously, you’ll want to look for the best level of protection for the lowest monthly premium. But there are also other factors to take into consideration also, such as the type of insurance you’re looking for, and what kind of coverage you want and its level of coverage. **End Summary** Topics: affordable travel insurance]]> backpackers]]>]]> About the Author: ]]> Paul Stanley is marketing manager at iTrek Travel Insurance. iTrek offer affordable travel insurance options for backpackers and students travelling the globe.

Staying Healthy While Studying Abroad

Tue, 29 Jul 2008 00:00:00 -0400

Studying abroad has become quite popular in the last few years, thanks to the convenience of modern day forms of travel. More students than ever are taking their studies overseas in order to spend a semester in places such as France, Costa Rica, and India. However, all this travelling raises a troubling question: how do these students afford health care while abroad? What if they were to become suddenly ill or require emergency medical attention? How would they pay for their hospital visits? A number of students solve this problem by purchasing international travel health insurance before they depart on their trip. Travel health insurance plans, which are offered by a variety of different insurance companies in Australia, cover students in the event of a health-related emergency, and work to ensure that they receive the care they need. And the good news is that these plans aren’t just for students! Anyone who would like to travel abroad can look into purchasing a travel health insurance policy to cover any unforeseen events that may occur. The best thing about travel health insurance is that the majority of policies are very comprehensive. **End Summary** Topics: low cost travel insurance policies]]> backpackers travel insurance]]>]]> About the Author: ]]> Paul Stanley is Marketing Manager at iTrek Travel Insurance. Visit itrektravelinsurance.com.au for affordable travel health insurance online .

Backpackers travel insurance

Tue, 29 Jul 2008 00:00:00 -0400

Traveling by backpack is a great way to escape the everyday hustle and bustle, and see the world affordably. Whether you are exploring local parks and sanctuaries or hiking through traveling by backpack has never been more popular. Backpacking is a favorite travel activity among students, who embark on backpacking trips during and after college as a way to explore foreign places and broaden their horizons before entering the workforce. While seen by some as adventure seeking or risky, backpacking can be fun and safe, especially when it’s covered by travel insurance for backpackers. If you are traveling by backpack, then chances are you want to spend your savings on the adventures ahead of you and not on expensive insurance, and you don’t have to. However, it is important to keep in mind that backpacking travel insurance prices are variable due to your destination, length and time of travel, and the nature of your trip. The more risky your trip is, the more you can expect to pay for insurance. It is also important to seek insurance before you embark on your trip, so that you can maximize your coverage protection. **End Summary** Topics: low cost travel insurance policies]]> backpackers travel insurance]]>]]> About the Author: ]]> Paul Stanley is Marketing Manager at iTrek Travel Insurance, providers of low cost travel insurance policies . Visit itrektravelinsurance.com.au for deals on student and backpackers travel insurance .

Adventure Travel Insurance-Is It Worth It?

Fri, 13 Jun 2008 00:00:00 -0400

You love adventuring on your holidays. However, what if you get hurt? Does your insurance cover you for injuries that could potentially occur? What about cover for disruptions to your adventure? Below are some reasons why purchasing travel insurance is a good idea. Before you purchase adventure travel insurance, ensure that the insurance will cover the types of adventuring you have planned for your holiday. There are many options to choose from, so it is important to review all the choices and make the best decision for your type of adventure holiday. Many people are opting for more adventurous travel vacations, rather than the sedentary vacation on a beach. Whether you are planning on kayaking in the Pacific Ocean, zip lining in Costa Rica, or bungee jumping from a high bridge in South America, it is a good idea to be covered by an adventure insurance policy. The reason for obtaining this type of cover is that the risk for a mishap occurring is higher, and it is better to enter into your adventure knowing you are covered should you have to be evacuated back to your home country, hospitalized, or encounter any other number of incidences. **End Summary** Topics: Travel insurance]]> cheap travel insurance]]>]]> About the Author: ]]> Paul Stanley is Marketing Manager at iTrek Travel Insurance . iTrek specialise in cheap travel insurance for the budget traveller. Contact iTrek for travel insurance direct.

Take a Break Without the Worry

Fri, 13 Jun 2008 00:00:00 -0400

If the time is right for travel then it’s the right time to investigate travel insurance. There are a million and one things that demand your attention when planning a trip. There are also a million and one things that cost a bomb, however with some good solid research, travel insurance does not have to be one of them. Travel Insurance at a Reasonable Price: Most travel insurance companies offer a wide variety of levels of insurance so you can get the cheapest, or the dearest, or the levels in between. You may find that the first level offers you mainly medical insurance, the next gives you cancellation options, then extra baggage insurance and finally the highest gives you all of them and more. There are attractive offers and discounts for ‘Over 60’s’, for backpackers, sports adventure policies and even corporate packages. Every insurance company seems to offer something different. One thing is certain though, you can source Travel Insurance and still have enough money to enjoy your trip; worry free. Fly Sky-high and Relax: During the time prior to your planned trip there comes a period when you wonder if it will all go as planned. **End Summary** Topics: Adventure travel insurance]]> cheap ski travel insurance]]>]]> About the Author: ]]> Paul Stanley is Marketing Manager for iTrek Travel Insurance. iTrek can offer great adventure travel insurance policies from cheap ski travel insurance to backpacking adventures.

How Can I Get Cheap Ski Travel Insurance

Wed, 28 May 2008 00:00:00 -0400

What is Cheap Ski Travel Insurance? You probably took great care to plan your holiday, so why not insure that your holiday goes as smoothly as possible in the event of an emergency. Cheap ski travel insurance offers very affordable coverage for you and your family for surprise events that could affect or force you to cancel your holiday plans. For example, if the weather forces you to cancel your ski trip for a covered reason, your nonrefundable expenses, up to the amount of coverage you purchase, can be reimbursed. When bad weather delays your trip, many discount holiday insurance companies will reimburse you for reasonable, additional accommodations and traveling expenses until travel is possible. When you purchase affordable ski travel insurance you have numerous coverage options available. Medical insurance expenses, trip interruption and emergency travel services are available for your travel needs. Most insurance companies also offer 24 hours a day service in case you have any questions. Why Cheap Ski Travel Insurance? With cheap ski travel insurance, you'll have valuable coverage that travels with you and your family in the event of an accident. **End Summary** Topics: cheap travel insurance]]> travel insurance]]>]]> About the Author: ]]> Paul Stanley is Marketing Manager for iTrek, providers of discount travel insurance online. Contact iTrek Travel Insurance for cheap travel insurance today.

If You Don't Have Travel Insurance, Australia Won't Give You a Free Ride

Wed, 16 Apr 2008 00:00:00 -0400

This may be a free country but when it comes to travel insurance, Australia expects visitors to cover their own costs. Australia is one of the world’s favourite destinations, particularly if you’re a backpacker. Australia is such a top destination and this is partly due to its sub-tropical climate and temporary employment opportunities. WWOOFing (Willing Workers on Organic Farms) can be an interesting way to get to know Australia between cities. WWOOFing can range anywhere from hobby farms to outback stations. Backpacker accommodation is located centrally in all major and regional cities plus locations such as Byron Bay, rugged Cradle Mountain in Tasmania, the pearling township of Broome in far Western Australia and hundreds more. YHA (Youth Hostel Australia) cards will help you purchase cheaper rates on accommodation and travel related matters. These cards are also valid beyond Australia. Travel Insurance Is Still Necessary While it’s easy to focus solely on the bush and the beach, visitors will be surprised to realise there’s a whole heap of travel time in between. Glorious locations like Cape Tribulation at the base of Cape York or the Olgas or Uluru (Ayers Rock) in Central Australia come with an element of risk. **End Summary** Topics: Travel insurance]]> Australia]]> domestic travel insurance]]>]]> About the Author: ]]> Paul Stanley is Marketing Manager for iTrek Travel Insurance Australia , providers of international and domestic travel insurance online .

Looking for Student Travel Insurance?

Wed, 16 Apr 2008 00:00:00 -0400

Travelling solo or with a group, student travel insurance is vital for working holidays, studying abroad or backpacking. No matter where you’re travelling, or for how long, you do need travel insurance. UK is a major destination for students. As the language and culture is similar it’s easier to feel at home, pick up employment or to study. It’s also the perfect launching pad for travel into countries where the language and culture is new and exciting, but can be daunting the first time round. What if you’re travelling solo? Depending on your destination, travelling with others can be a lot safer. On the flip side - when travelling alone, you get to decide your itinerary and change your mind and are forced to draw upon strengths, skills and a level of initiative you may not have known you had. Going alone need not stop you, but you must be far more aware of your surroundings, have a greater understanding of safety issues and learn to think ahead. Naturally, purchasing quality travel insurance is a must. Buying Cheap Travel Insurance Students can buy cheap travel insurance by going online and dealing direct with online insurers. **End Summary** Topics: travel insurance online]]> travel insurance policies for students]]>]]> About the Author: ]]> Paul Stanley is Marketing Manager for iTrek. ITrek offer discount travel insurance online , specialising in travel insurance policies for students and backpackers.

Buy Cheap Insurance Online

Fri, 11 Apr 2008 00:00:00 -0400

For the best options and deals, travellers should buy cheap travel insurance online. The Internet has made it staggeringly simple to compare companies and travel quotes and to find cheap travel insurance. For those who take their time to shop around, there are some great bonuses to be had on international travel insurance. Australia has a number of insurance companies that operate online. iTrek.com.au for example, specialise in backpacker insurance, with cheaper across the board prices. Benefits to Purchasing Online: * Value for money: almost all travel insurance companies will charge around 40 – 60% less than a travel agent. By purchasing online travel insurance, rather than over the counter or via the phone, cover is even cheaper and usually in the order of a further 10%. * Ability to extend cover: With some online insurers you can extend your cover overseas if you are staying away longer than you’d anticipated. There is a case history on the DFAT smart traveller site that tells of a traveller who let his policy lapse with only days to go before flying home. **End Summary** Topics: discount travel insurance online]]> cheap travel insurance for backpackers]]>]]> About the Author: ]]> Paul Stanley is Marketing Manager for iTrek. iTrek are leaders in offering discount travel insurance online , specialising in cheap travel insurance for backpackers and students.

Tips for Comparing Travel Insurance

Fri, 11 Apr 2008 00:00:00 -0400

While seeking out the most reliable cover at the best prices, when you compare travel insurance you may find a range of ‘sweeteners’ as well. When you compare travel insurance, be sure to check for best value deals that maximise your insurance dollar. Over and above the essentials, if you can get it all plus the ‘sweetener’ in one great package you’d be crazy not to take it. ‘Sweeteners’ offered by travel insurers include dependant children covered at no additional cost, discounts for purchasing online, competitions, frequent flyer points and discounts for repeat customers. Established Australian online travel insurer, iTrek.com.au specialise in providing broad ranging, comprehensive cover at competitive prices for the 18 to under 66 backpacker market. Most insurance companies have a limit of 12 months to their cover but with iTrek, you have the opportunity to extend your cover to 18 months. All customers purchasing 12 to 18 months cover with iTrek can choose from a range of Lonely Planet shoestring guides with a recommended retail price of around $50. iTrek recommends customers not to book too last minute and to allow 3 to 5 days to receive their guide. **End Summary** Topics: compare travel insurance]]> travel insurance quote]]>]]> About the Author: ]]> Paul Stanley is Marketing Manager for iTrek, providers of discount travel insurance. Visit iTrek to compare travel insurance policies and for an online travel insurance quote .

Low Cost Travel Insurance

Thu, 20 Mar 2008 00:00:00 -0400

Thousands of people with special needs travel, so how do they find low cost travel insurance that fits the bill? Frankly, it will never be simple as there will always be the potential for added expenses, but it doesn’t mean you need give up on travelling or on finding the best deal. Online travel insurer, iTrek.com.au, focus on the 18 to 24 market and say they understand there are thousands of travellers in that range who have special needs or pre-existing conditions such as asthma or diabetes. “The most important thing is to be really up front,” iTrek management advise. “In many cases, cover can be granted with medical approval and possible adjustments can be made to the premium. For example with asthma it could depend on the severity and time elapsed from the last severe attack.” No one company will ever suit every traveller. You’ll need to shop around and compare low cost insurance quotes as some companies will be generalist and some may be set up with a more targeted focus. **End Summary** Topics: low cost travel insurance]]> insurance quotes]]>]]> About the Author: ]]> Paul Stanley is marketing manager at iTrek where you can find low cost travel insurance for backpackers & 18-24's. Get your travelinsurance quote online today at cheap rates.

How Much Does Travel Insurance Cost?

Mon, 10 Mar 2008 00:00:00 -0400

It’s right up there with that piece of string question – but that doesn’t help you much. So, how much does travel insurance cost? Unlike the piece of string question, using a certain amount of research logic and a bit of Internet browsing time you can come up with a pretty fair answer in your quest to find high-value, discount travel insurance. How to get started? You start with who you are. Are you a group or a solo traveller, a backpacker or a young family or a retired couple? Is money ultra tight or is it not a major consideration. This will all help you to know what words to type in to conduct your search. For example, a backpacker might search under “backpackers travel insurance” and “cheap travel insurance” or a group might search under “medical travel insurance” or you could simply search under terms such as “compare travel insurance” or “best travel insurance”. Don’t forget those quotation marks as they really hone your search. Where are you going? This divides into the local market and the rest of the world. **End Summary** Topics: low-cost-insurance]]> travel-insurance-cost]]>]]> About the Author: ]]> Paul Stanley is Marketing Manager for iTrek. iTrek target backpackers and low cost travel insurance . For more info on travel insurance costs

Why Get Travel Insurance?

Mon, 10 Mar 2008 00:00:00 -0400

When you have friends coming back from overseas without incident, you might start to wonder, why get travel insurance. Here’s a few good reasons. Andrea (not her real name) booked a cruise with a group of friends. A few days before sailing her mother was hospitalised. Naturally, Andrea cancelled the trip, but was within the 7-day ‘it’s too late to cancel now’ period. Nothing to do with Andrea, totally out of her control, but she lost the full cost of her cruise. Had she taken out travel insurance including trip cancellation at time of booking, she would have been covered. An experienced Aussie surfer, we’ll call him Mark, headed to the U.S. to catch a few waves. He only caught one. His injuries were critical enough to result in a $290,000 hospital bill plus repatriation home. Latest cost estimates for medical repatriation from the U.S. range around $80,000 to $100,000. In this case he had overseas travel insurance and all his expenses were paid. You don’t have to go to high risk countries or take on high risk activities, as Andrea proved you don’t even have to leave home, to benefit from travel insurance. **End Summary** Topics: budget travel insurance]]> travel insurance]]>]]> About the Author: ]]> Paul Stanley is marketing Manager at iTrek, leaders in discount travel insurance for backpackers and adventure travellers. Get your cancellation insurance .