Articles by Monty Loree on ArticleSnatch.com

6 Benefits of Buying Life Insurance Leads vs Cold Prospecting

Sat, 24 Nov 2007 00:00:00 -0500

Not comfortable cold calling or not getting anywhere with it. The benefits of using life insurance leads far outweight cold calling. 1. Spend time building cold prospect lists - Why waste valuable time cultivating a cold calling list when the ease of buying life insurance leads cuts it all out. You have more time speaking with interested people as opposed to speaking with people who might not be interested. 2. Spend time learning to prospect cold lists - Life insurance leads save you the time of learning the skillset of talking to cold prospects. You can skip that and talk to people who want to purchase life insurance right away. 3. Waste time talking to people to figure out if they're interested - Instead of wasting time speaking with people who might or might not be interested (these you would get from a cold-calling list), why not speak with people who are actually interested (life insurance lead that you bought). The more people you speak with who are actually interested would mean more sales for you. More sales mean more money. 4. **End Summary** Topics: life insurance leads]]> mortgage leads]]> sales leads]]> life insurance]]> mortgage broker]]> sales]]> insurance]]> mortgage]]> sales]]> ]]> About the Author: ]]> Are there perks to buying life insurance leads? Monty Loree will give you 6 tips why you will save time and money by using leads vs cold prospecting. This article is a time saver. http://www.express-leads.com Click here for other unique 'life insurance leads' articles .

Life Insurance Discussion Regarding Suicide Benefits

Sat, 24 Nov 2007 00:00:00 -0500

Once does not want to think about suicide, life insurance and holidays. But, unfortunately, during the holiday season, suicides tend to be higher. This was something that stood out when I started looking into this topic. These google discussion group topics were a few years old, however they're still relevant and horrifying. It still shocks me that people openly talk about committing suicide in an open forum. (I hope that google is some how monitoring these discussions) In one post, the guy or girl is asking for advice on how to kill themself, and then how to make the death look ok for the life insurance company. Honestly, these people need serious help. QUESTION: Can you purchase life insurance and then immediately commit suicide? To answer this question, we asked Erik Haynes of Conservest Inc. located in Toronto, Ontario. According to Erik "You can't buy a policy today, kill yourself tomorrow and have your beneficiaries reap the cash benefits of your death". Most policies have at least a 2 year waiting period. Hopefully, during that time, people looking at a solution such as this, would seek help professionally if they feel like they are in a hopeless situation. **End Summary** Topics: life insurance]]> suicide]]> suicide benefits]]> life insurance benefits]]> life insurance]]> suicide]]>]]> About the Author: ]]> Some people think of commiting suicide so that their spouse can receive their life insurance benefits! Read this article to see why commiting suicide IS NOT the way to give your spouse a life insurance present! http://www.quality-ins.com This article is available as a unique content article with free reprint rights.

Life Insurance Sales - Starting Off Cold Prospecting

Sat, 24 Nov 2007 00:00:00 -0500

Being in business for myself, I understand the concept of cold prospecting. I have spent years knocking on doors and getting to know people. When a new sales recruit looks at a seasoned life insurance agent, he/she might comment to themself, "I wish I had their client list". What most don't realize when you start off in your new career as a life insurance agent, is that the most expensive part is developing your client base. I've been at the start of a sales process where I scratch my head and say, "where do I start" looking for prospects. I have then gone out, checked out a thousand places to figure out who was buying my product or service. All the while knowing that I'm going to strike out with a high percentage of the people and companies that I contact. There is a benefit to cold prospecting. You need no cash to do it. I've been able to set up businesses with little or no cash by taking the time to do cold prospecting. I use my enthusiam and time. **End Summary** Topics: life insurance leads]]> sales leads]]> cold prospecting]]> mortgage leads]]> sales]]> marketing]]> selling]]> advertising]]> sales marketing products]]>]]> About the Author: ]]> For life insurance sales people. Is it best to start your life insurance career using life insurance leads , or should you take the time to learn to cold prospect? This article compares the benefits of both. http://www.express-leads.com Click here for other unique 'life insurance leads' articles .

4 Reasons why Canadian secured credit cards are good.

Wed, 21 Nov 2007 00:00:00 -0500

1. Canadian secured credit card are undoubted acceptance. You will have quick peace of mind knowing that if you submit an application, you will be accepted very quickly. The people who will enjoy a secured credit card are university students, new immigrants to Canada and folks with bad credit. For those of us with bad credit, applying for many different credit cards may seen like a good idea. Unfortunately, every time a credit card company takes your application, not only do they get a credit report from TransUnion Canada but also from Equifax Canada. Unknown to you, in Canada, when a credit card company accesses your credit report, you lose 6 points (maybe more) off your credit card score. 2. Canadian secured credit cards help your credit report / credit score. People who are just starting off and have no credit history often have a difficult time attaining credit as their future creditors have no credit history to show how they've dealt with their credit previously. 3. Canadian secured credit cards help students and immigrants get credit. University and college students in Canada are usually starting off financially and haven't got that necessary credit history started. **End Summary** Topics: canadian secured credit cards canada]]> bad credit cards]]> fix credit cards]]> bankruptcy credit cards]]> credit debt]]>]]> About the Author: ]]> Canadian secured credit cards are the answer to many challenges for people with rotten credit, students, new immigrants to Canada. Access this guaranteed secured credit card application for Canadians and start re-building up your credit score today! This and other unique content 'canadian secured credit cards canada' articles are available with free reprint rights.

Four points why Canadian secured credit cards are beneficial

Wed, 21 Nov 2007 00:00:00 -0500

1. Canadian secured credit card are undoubted acceptance. You will have quick peace of mind knowing that if you submit an application, you will be accepted very quickly. The people who will enjoy a secured credit card are university students, new immigrants to Canada and folks with bad credit. There is a tendency for people with bad credit to create applications for several credit cards at once. The concern here is that this could cost you 6 points off your credit score for each application. When you apply to a credit card company they get a copy of your credit report from Equifax Canada and TransUnion Canada each time. 2. Establishing a credit report / credit score with a Canadian secured credit card. A Canadian secured credit card provides help for those just starting out in life or for those who have never owned a credit card. How does this help? When future creditors see that you have no credit history, they question how well you can handle credit. With a secured credit card, you can enjoy the benefits of the credit card while providing a credit history for future creditors. 3. **End Summary** Topics: canadian secured credit cards canada]]> bad credit cards]]> fix credit cards]]> bankruptcy credit cards]]> credit debt]]>]]> About the Author: ]]> Canadian secured credit cards are the answer to many problems for people with horrible credit, students, new immigrants to Canada. Access this guaranteed secured credit card application for Canadians and start re-building up your credit rating today! This article is available as a unique content article with free reprint rights.

A Strictly Cash Only Life Style Gives You Peace Of Mind

Wed, 21 Nov 2007 00:00:00 -0500

Want to take the anxiety out of your financial life? Living with a strictly cash (and only cash) diet may be the solution to your situation. If you are over dependent on credit and are crushed by debt because of bad spending habits, it's imperative that you live with a cash only policy. 11 Cash only lifestyle - Quick Tips 1. Put your credit cards in an out of reach place. Take them out of your wallet. 2. Study all of your credit card statements. Learn about your purchases, interest and balances. 3. Quietly reflect on your spending habits for 1-2 hours . Make this a regular habit. 4. STOP YOURSELF if you're going to do an impulse purchase. Wait for 2-3 days to cool down the impulse. 5. Plan for a weeks worth of cash. Put this amount of cash in a safe place at home. 6. Home cooking doesn't require credit cards. Cook at home all the time. 7. Stop doing activities that interfere with your financial plan time. Give yourself time to plan your cash lifestyle 8. Buy things only when your monthly bills are paid for. 9. **End Summary** Topics: debt problem]]> debt free]]> cash only]]> cash lifestyle]]> personal finance]]> debt counselling]]> budgeting]]> money]]> credit cards]]> ]]> About the Author: ]]> Monty Loree is the developer of ...

7 Ways to Calm Your Mind and Get Control of Your Finances

Wed, 21 Nov 2007 00:00:00 -0500

1. See that you've got a challenge with over buying. If you're arguing with your significant other about finances, or you're over anxious about the money you've spent, the time is now to stop and internalize your money issues. Ponder exactly about what's at the root of your money disputes. Is your significant other carried away with buying and / or are you getting carried away with your buying habits? 2. Get into a quiet space and write down your finances Go into a quiet place for an hour and start to write down your finances. Write down how much you make and how much you spend. Make an income vs expense statement. If your home office is to distracting and there are too many noises going on, go to a local restaurant or quiet area in the local library. It is important that can focus totally on your money for 1-2 hours. A huge issue I've recognized with my family and friends and myself is that we can get too caught up in the day to day activities and don't have the time to concentrate on our spending habits. **End Summary** Topics: get control financial]]> personal finance counseling]]> credit counseling]]> debt counseling]]> money management]]> personal finance]]> credit]]> debt]]> money]]> ]]> About the Author: ]]> Out of control financially? - Visit Canadian-Money-Advisor.ca blog to learn about dealing with Canadian credit cards , debt, creditors, credit bureaus, debt collectors and more!! Click here to get your own unique version of this article .