Articles by lar on ArticleSnatch.com

Why Did I Borrow From My Pension Plan?

Fri, 22 Feb 2008 00:00:00 -0600

Do some online research about borrowing or taking out a loan from your 401(K) plan and you will see about 99% of the sites you visit will tell you to never borrow money from your pension. So, why did I borrow from mine? I will tell you. First, mine is not a 401(K). It is similar and called a TSP Thrift Savings Plan. It is run by the US Government and is one of the largest pension plans in the world. I wanted to invest in some property and looked at my options. My first option was a home equity line of credit. I have a condo now for about 20 years so I have some equity in it. My credit is good, and it was an easy acceptance from the lender. The problems were the fees and interest rate. The interest rate was actually decent but the fees were in the thousands of dollars. I looked for an alternative and found that I could borrow from myself. So here are the reasons I took out a loan from my pension fund. 1. I had enough money in the fund.** End Summary**

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You can find the best selection of credit cards and student credit cards at http://www.creditcard-repair.com Submitted by: Article Marketer

What Do You Need To Know to Apply for a Credit Card?

Sat, 09 Feb 2008 00:00:00 -0600

Since finances, especially money is one of the major concerns of many people, a wide array of financial management services and financial options emerged. One of the most visible among the unending line of financial management services there are is the credit card. When people apply for a credit card, there is always a reason. It can be for managing their finances, needing extra money or in preparation to a big expenditure. But, no matter what the reason is, people apply for a credit card because of the ultimate convenience it brings. By now, you may have had your share of âpre-approvedâ credit card offers in your virtual and physical mail. Since people are quite vulnerable when they apply for a credit card, some credit card issuers lure these people by giving low introductory APR, no annual fee offers among numerous perks. The tendency of this so many alternatives and âvalueâ deals is to sway the person who wants to apply for a credit card.** End Summary**

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What Do You Do When You Finally Pay Off Your Credit Card Debt?

Sat, 09 Feb 2008 00:00:00 -0600

The problem is, it is darn near impossible to live without a credit card or two. Otherwise, how do you buy online, book a flight, or rent a car? You can still use a credit card after you have taken care of your debt, just do so in moderation. Credit card debt is a very big problem that is being faced by a lot of people who have been irresponsible and undisciplined in the use of their credit card. Though some might have landed up with credit card debt due to some unfortunate event or emergency in their life, most people carry a credit card debt due to their own financial mismanagement. There are a lot of ways to pay off credit card debt and a lot of people do achieve this feat. Surely, to be able to pay off credit card debt is really a great achievement in itself for not everyone is able to pay off credit card debt. It takes a lot of discipline, restraint, planning and perseverance to finally pay off credit card debt. However, there is more to paying off credit card debt then just being able to pay off your credit card bills.** End Summary**

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Make big affiliate money with a credit card site. Sign up for free at Credit Card Repair Submitted by: Article Submitter

Fair Debt Collection Practices Act And You

Sat, 09 Feb 2008 00:00:00 -0600

If you fall behind in repaying your creditors, or an error is made on your accounts, you may be contacted by a "debt collector." You should know that in either situation, the Fair Debt Collection Practices Act requires that debt collectors treat you fairly and prohibits certain methods of debt collection. Of course, the law does not erase any legitimate debt you owe. This article answers commonly asked questions about your rights under the Fair Debt Collection Practices Act. What debts are covered? Personal, family, and household debts are covered under the Act. This includes money owed for the purchase of an automobile, for medical care, or for charge accounts. Who is a debt collector? A debt collector is any person who regularly collects debts owed to others. This includes attorneys who collect debts on a regular basis. How may a debt collector contact you? A collector may contact you in person, by mail, telephone, telegram, or fax. However, a debt collector may not contact you at inconvenient times or places, such as before 8 a.m. or after 9 p.m., unless you agree.** End Summary**

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Make big affiliate money with a credit card site. Sign up for free at Credit Card Repair Submitted by: Free Article Marketer

Sending Items Back To The United States

Wed, 06 Feb 2008 00:00:00 -0600

Unaccompanied baggage is anything you do not bring back with you. These may be items that were with you when you left the United States or items that you acquired (received by any means) while outside the United States. In general, unaccompanied baggage falls into three categories: U.S. mail, express shipments, and freight. U.S. Mail Shipments Shipping through the U.S. mail, including parcel post, is a cost-efficient way to send items to the United States. The Postal Service sends all foreign mail shipments to Customs and Border Protection (CBP) for examination. CBP officers then return packages that do not require duty to the Postal Service, which sends them to a local post office for delivery. The local post office delivers them without charging any additional postage, handling costs, or other fees. Packages that contain fruits, vegetables, meat or other items of agricultural interest are inspected to ensure that items meet the requirements of the U.S. Department of Agriculture, Animal Plant Health Inspection Service, Plant Protection and Quarantine. The CBP agriculture specialist encloses a Mail Interception Notice, PPQ Form 287, to document any agriculture items that are removed from the package.** End Summary**

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Larry Westfall is a frequent traveler to Bangkok - Pattaya - and Phuket and books his hotels in Thailand through Thailand Accommodations Submitted by: Free Article Submitter

Beware Of Travel Scams

Sun, 03 Feb 2008 00:00:00 -0600

Unlike most products, travel services usually have to be paid for before they are delivered. This creates opportunities for disreputable individuals and companies. Some travel packages turn out to be very different from what was presented or what the consumer expected. Some don't materialize at all! If you receive an offer by phone or mail for a free or extremely low-priced vacation trip to a popular destination (often Hawaii or Florida), there are a few things you should look for: * Does the price seem too good to be true? If so, it probably is. * Are you asked to give your credit card number over the phone? * Are you pressured to make an immediate decision? * Is the carrier simply identified as "a major airline," or does the representative offer a collection of airlines without being able to say which one you will be on? * Is the representative unable or unwilling to give you a street address for the company? * Are you told you can't leave for at least two months? (The deadline for disputing a credit card charge is 60 days, and most scam artists know this.** End Summary**

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Larry Westfall is a frequent traveler to Pattaya and saves money booking his hotel through Pattaya-Accommodations Submitted by: Freeware Article Submitter

Credit Card Questions And Answers

Sun, 27 Jan 2008 00:00:00 -0600

How long is the grace period? The grace period is the number of days you have to pay your bill in full without triggering a finance charge. For example, the credit card company may say that you have â25 days from the statement date, provided you paid your previous balance in full by the due date.â The statement date is given on the bill. The grace period usually applies only to new purchases. Most credit cards do not give a grace period for cash advances and balance transfers. Instead, interest charges start right away. If you carried over any part of your balance from the preceding month, you may not have a grace period for new purchases. Instead, you may be charged interest as soon as you make a purchase (in addition to being charged interest on the earlier balance you have not paid off). Look on the credit card application for information about the âmethod of computing the balance for purchasesâ to see if new purchases are included or excluded. Information on methods of computing the balance is in the section âHow is the finance charge calculated?â How is the finance charge calculated?** End Summary**

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Rebuild or Repair your credit - get your free credit report at Credit Card Repair Submitted by: Article Submitter

Debt Relief Promises May Really Be Offering Bankruptcy

Sun, 27 Jan 2008 00:00:00 -0600

Consumer debt is at an all-time high. What's more, a record number of consumers, more than 1.5 million in 2004, are filing for bankruptcy. Whether your debt dilemma is the result of an illness, unemployment, or overspending, it can seem overwhelming. In your effort to get solvent, be on the alert for advertisements that offer seemingly quick fixes. And read between the lines when faced with ads in newspapers, magazines, or even telephone directories that say: "Consolidate your bills into one monthly payment without borrowing" "STOP credit harassment, foreclosures, repossessions, tax levies and garnishments" "Keep Your Property" "Wipe out your debts! Consolidate your bills! How? By using the protection and assistance provided by federal law. For once, let the law work for you!" While the ads pitch the promise of debt relief, they rarely say relief may be spelled b-a-n-k-r-u-p-t-c-y. And although bankruptcy is one option to deal with financial problems, it's generally considered the option of last resort. The reason: it has a long-term negative impact on your creditworthiness. A bankruptcy stays on your credit report for 10 years, and can hinder your ability to get credit, a job, insurance, or even a place to live.** End Summary**

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Has someone stolen your identity? How do you know? Get a free credit report and check all of your transactions. Submitted by: Article Submitter Software

Exit Rows Are The Poor Man's First Class

Thu, 24 Jan 2008 00:00:00 -0600

If you have never flown before, you may not know that you get to choose your seat. But, how do you know which seat to choose? Some people like to have a window seat so that they can pass the time so that they have something they can look at during the flight. This is OK on domestic flights, but doesnât do any good on a long, overseas trip. Staring out the window at the ocean for 10 hours can be extremely boring. The only good part of having a window seat on a very long flight is seeing the airport just before landing. To me, aisle seats are better. You can stretch out a little bit, as long as the flight attendants donât keep bumping into you or stepping on your feet. You can argue that a window seat is better even if you donât look out the window, since you can lean against the wall to sleep. But I still prefer an aisle seat. Keep in mind that I am not talking about an aisle seat in the middle section of the plane.** End Summary**

About the Author:
Larry Westfall is a frequent traveler to the Land of Smiles - Thailand - and books his Pattaya hotel rooms through Pattaya Beach Hotels Submitted by: Automatic Article Submitter

How To Improve Your Credit Report

Sun, 20 Jan 2008 00:00:00 -0600

Under the FCRA, both the consumer reporting company and the information provider (the person, company, or organization that provides information about you to a consumer reporting company) are responsible for correcting inaccurate or incomplete information in your report. To take advantage of all your rights under the FCRA, contact the consumer reporting company and the information provider if you see inaccurate or incomplete information. 1. Tell the consumer reporting company, in writing, what information you think is inaccurate. Include copies (NOT originals) of documents that support your position. In addition to providing your complete name and address, your letter should clearly identify each item in your report that you dispute, state the facts and explain why you dispute the information, and request that the information be deleted or corrected. You may want to enclose a copy of your report with the items in question circled. Your letter may look something like the one on page 8. Send your letter by certified mail, return receipt requested, so you can document what the consumer reporting company received. Keep copies of your dispute letter and enclosures.** End Summary**

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Apply online in seconds for a 0% APR credit card - many to choose from at Credit Card Repair Submitted by: Free Submitter

Check That Pre-Approved Credit Card Offer

Sat, 19 Jan 2008 00:00:00 -0600

If you have received a pre-approved credit card offer in the mail make sure you read everything. There are good and bad offers and you need to know which credit card offer is for you. Look for: * The Annual Percentage Rate (APR). If the interest rate is variable, how is it determined and when can it change? * The periodic rate. This is the interest rate used to figure the finance charge on your balance each billing period. * The annual fee. While some cards have no annual fee, others expect you to pay an amount each year for being a cardholder. * The grace period. This is the number of days you have to pay your bill before finance charges start. Without this period, you may have to pay interest from the date you use your card or when the purchase is posted to your account. * The finance charges. Most lenders calculate finance charges using an average daily account balance, which is the average of what you owed each day in the billing cycle. Look for offers that use an adjusted balance, which subtracts your monthly payment from your beginning balance.** End Summary**

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Apply online in seconds for a 0% APR credit card - many to choose from at Credit Card Repair Submitted by: Article Marketer

Do You Know What To Do If Your Identity Is Stolen?

Sat, 19 Jan 2008 00:00:00 -0600

Filing a police report, checking your credit reports, notifying creditors, and disputing any unauthorized transactions are some of the steps you must take immediately to restore your good name. Should you file a police report if your identity is stolen? A police report that provides specific details of the identity theft is considered an Identity Theft Report, which entitles you to certain legal rights when it is provided to the three major credit reporting agencies or to companies where the thief misused your information. An Identity Theft Report can be used to permanently block fraudulent information that results from identity theft, such as accounts or addresses, from appearing on your credit report. It will also make sure these debts do not reappear on your credit reports. Identity Theft Reports can prevent a company from continuing to collect debts that result from identity theft, or selling them to others for collection. An Identity Theft Report is also needed to place an extended fraud alert on your credit report. You may not need an Identity Theft Report if the thief made charges on an existing account and you have been able to work with the company to resolve the dispute.** End Summary**

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Consolidate your debt and repair your credit at Credit Card Repair Submitted by: Article Submitter

Improve Your Credit Score By Correcting Your Credit Report

Sat, 19 Jan 2008 00:00:00 -0600

Under the Fair Credit Reporting Act (FCRA), both the consumer reporting company and the information provider (the person, company, or organization that provides information about you to a consumer reporting company) are responsible for correcting inaccurate or incomplete information in your report. To take advantage of all your rights under the FCRA, contact the consumer reporting company and the information provider if you see inaccurate or incomplete information. 1. Tell the consumer reporting company, in writing, what information you think is inaccurate. Include copies (NOT originals) of documents that support your position. In addition to providing your complete name and address, your letter should clearly identify each item in your report that you dispute, state the facts and explain why you dispute the information, and request that the information be deleted or corrected. You may want to enclose a copy of your report with the items in question circled. Send your letter by certified mail, return receipt requested, so you can document what the consumer reporting company received. Keep copies of your dispute letter and enclosures. Consumer reporting companies must investigate the items in question â usually within 30 days â unless they consider your dispute frivolous.** End Summary**

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Apply online in seconds for a 0% APR credit card - many to choose from at Credit Card Repair Submitted by: Free Submitter

Tips for Traveling Overseas

Fri, 11 Jan 2008 00:00:00 -0600

Here are some quick tips to make your travel easier and safer: * Register so the State Department can better assist you in an emergency: Register your travel plans with the State Department. This will help them contact you if there is a family emergency in the U.S., or if there is a crisis where you are traveling. In accordance with the Privacy Act, information on your welfare and whereabouts will not be released to others without your express authorization. * Sign passport, and fill in the emergency information: Make sure you have a signed, valid passport, and a visa, if required, and fill in the emergency information page of your passport. * Leave copies of itinerary and passport data page: Leave copies of your itinerary, passport data page and visas with family or friends, so you can be contacted in case of an emergency. Keep an extra color copy of your passport and visa and stick it in your wallet. Secure your passport in the hotel safe and carry the copy wherever you go.** End Summary**

About the Author:
Larry Westfall gets to Thailand whenever he can and is the author of Pattaya Crazy | Newbie"s Guide to Pattaya Submitted by: Article Submitter

Arrival and Claiming Your Bags

Sat, 29 Dec 2007 00:00:00 -0600

Report any problems to the airline before leaving the airport; insist on filling out a form. Open your suitcase immediately when you get to where you are staying. Any damage to the contents or any pilferage should be immediately reported to the airline by telephone. Make a note of the date and time of the call, and the name and telephone number of the person you spoke with. Follow up immediately with a certified letter to the airline. Damage If your suitcase arrives smashed or torn, the airline will usually pay for repairs. If it can't be fixed, they will negotiate a settlement to pay you its depreciated value. The same holds true for belongings packed inside. Airlines may decline to pay for damage caused by the fragile nature of the broken item or inadequate packing, rather than the airline's rough handling. Carriers may also refuse to give you money for your damaged items inside the bag when there's no evidence of external damage to the suitcase. But airlines generally don't disclaim liability for fragile merchandise packed in its original factory sealed carton, a cardboard mailing tube, or other container designed for shipping and packed with protective padding material.** End Summary**

About the Author:
Larry Westfall is a frequent traveler to Pattaya and owner of Pattaya-Accommodations Submitted by: Super Article Submitter

Pack Your Bags Like a Pro

Sat, 29 Dec 2007 00:00:00 -0600

Packing You can pack to avoid problems. Some items should never be put into a bag you plan to check into the cargo compartment: * Small valuables: cash, credit cards, jewelry, cameras. * Critical items: medicine, keys, passport, tour vouchers, business papers. * Irreplaceable items: manuscript, heirlooms. * Fragile items: eyeglasses, glass containers, liquids. Things like this should be carried on your person or packed in a carry-on bag that will fit under the seat. Remember, the only way to be sure your valuables are not damaged or lost is to keep them with you. Even if your bag is not lost, it could be delayed for a day or two. Don't put perishables in a checked bag; they may spoil if it is delayed. It is wise to put items that you will need during the first 24 hours in a carry-on bag (e.g. toiletries, a change of underwear). Check with the airline for its limits on the size, weight, or number of carry-on pieces. (There is no single federal standard.) If you are using more than one airline, check on all of them. Inquire about your flight; different airplanes can have different limits.** End Summary**

About the Author:
Larry Westfall is a frequent Thailand visitor and owner of Resort Krabi Submitted by: Automatic Article Submitter

Getting From the Bangkok Airport to Pattaya

Mon, 17 Dec 2007 00:00:00 -0600

You actually have a few choices for your ride to Pattaya. You can go the cheap route â take a taxi to the bus station, catch the bus to Pattaya, and then get another taxi to your hotel. You can share a ride â either with someone you met at an online Pattaya forum or go with a group in a 6 â 9 passenger van. I have made a couple of good friends sharing the ride and the cost with one other person and have had nothing but bad experiences sharing a van with 8 others. My preferred method of traveling from the Bangkok International Airport â Suvarnabhumi â to Pattaya is to book a ride online in advance and have the driver waiting for me when I arrive. I have found a reliable source at a Pattaya forum and have used him for the past 6 years and he has never let me down. He is always waiting for me right outside where you pick up your luggage. I have never been disappointed. There is one more option â the notorious taxi mafia at Bangkok International.** End Summary**

About the Author:
Larry Westfall is a frequent traveler to Bangkok - the City of Angels - and owner of Bangkok Accommodations Submitted by: Easy Article Distributor

Going to Asia? Save Time and Money on Your Next Trip.

Sun, 16 Dec 2007 00:00:00 -0600

You can travel to Asia for half of what others spend. No, that isnât a phony promise, but if you properly research your options you will find that itâs easy to save money on airfare to Asia. Start preparing for your trip months in advance by signing up online for mailing lists. Sounds crazy, right? No one likes to junk up their inbox by useless offers for credits cards or so-called discount travel packages. But there are some mailing lists that you can sign up for and specify what youâre looking for. In this case, express your interest in traveling to Asia and youâll receive newsletters on last-minute and discount flights. If you canât afford to get in through the front door, go in the back. Thatâs what stand-by flights are all about! You should never rely on a stand-by flight as a definite way to travel, but if you arenât picky about your dates, then itâs an excellent way of saving money â especially on international travel. You can improve your chances of making a stand-by flight by arriving at least one hour early to the gate. (Remember, you did not purchase a confirmed seat.** End Summary**

About the Author:
Larry Westfall is a frequent traveler to Thailand visiting 2 to 3 times per year and owner of Hotel in Pattaya Submitted by: Super Article Submitter

Going Overseas? Protect Your Passport

Tue, 11 Dec 2007 00:00:00 -0600

When entering some countries or registering at hotels, you may be asked to fill out a police card listing your name, passport number, destination, local address, and reason for travel. You may be required to leave your passport at the hotel reception desk overnight so that it may be checked by local police officials. These are normal procedures required by local laws. If your passport is not returned the following morning, immediately report the impoundments to local police authorities and to the nearest U.S. embassy or consulate. Passport Fraud Law enforcement records show that U.S. passports are sometimes used for illegal entry into the United States, or by criminals abroad seeking to establish another identity. This can cause embarrassment to innocent U.S. citizens whose names become associated with illegal activities. To protect the integrity of the U.S. passport and the security of the person bearing it, consular officers overseas have found it necessary to take precautions in processing lost passport cases. These precautions may involve some delay before a new passport is issued. Safeguard Your Passport Carelessness is the main cause for losing a passport or having it stolen.** End Summary**

About the Author:
Larry Westfall is a frequent traveler to Pattaya and owner of Pattaya-Accommodations Submitted by: Free Article Submitter

Beware When Shopping Overseas.

Mon, 10 Dec 2007 00:00:00 -0600

Wildlife Souvenirs Be careful when you buy articles made from animals and plants or when you purchase live, wild animals to bring back as pets. Some items, such as those made from elephant ivory, sea turtles, crocodile leather, or fur from endangered cats, and many species of live animals cannot be brought legally into the United States. Your wildlife souvenirs could be confiscated by government inspectors, and you could face other penalties for attempting to bring them into the United States. Do not buy wildlife or wildlife products unless you are certain that they are legal for import into the United States. Glazed Ceramics Beware of purchasing glazed ceramic ware abroad. It is possible to suffer lead poisoning, if you consume food or beverages that are stored or served in improperly glazed ceramics. Unless the ceramics are made by a firm with an international reputation, there is no immediate way to be certain that a particular item is safe. The U.S. Food and Drug Administration recommends that ceramic tableware purchased abroad be tested for lead release by a commercial laboratory on your return or be used for decorative purposes only.** End Summary**

About the Author:
Larry Westfall is a frequent Thailand visitor and owner of Resort Krabi Submitted by: Automatic Article Marketer

Holiday Shopping During Your Asian Holiday

Sun, 09 Dec 2007 00:00:00 -0600

While there is no foolproof method of eluding thieves, the information below may help reduce the possibility of your becoming a victim: 1. Before leaving the house, think about ways to protect yourself. Think about where you want to carry your money, credit cards and identification. Donât take valuable jewelry and watches with you. Separate valuables - donât put all your money in one place. 2. Reduce the possibility of becoming a victim by securing valuables in a waist belt or pouch covered by a shirt sweater or coat. NEVER FLASH MONEY AROUND. 3. Donât make it easy for the thief - donât carry large amounts of money in easily accessible jacket pockets or purses. Donât use a wallet. Use your front pants pockets and inside shirt pockets for your money and other valuables. Placing valuables in a purse around your neck or shoulder and secured inside a shirt sweater or jacket is a useful habit to get into. Waist packs are better than purses or handbags, but they should also be hidden under a shirt or coat. 4. Never advertise your intention to spend a large amount of money. 5. Avoid shopping alone.** End Summary**

About the Author:
Larry Westfall is a frequent traveler to the Land of Smiles - Thailand - and owner of Pattaya Beach Hotels Submitted by: Free Article Submitter Software

What U.S. Consuls Can Do To Help You

Fri, 07 Dec 2007 00:00:00 -0600

In the Case of Destitution If you become destitute abroad, the U.S. consul can help you get in touch with your family, friends, bank, or employer and tell you how to arrange for them to send funds for you. These funds can sometimes be wired to you through the Department of State. In the Case of Illness or Injury If you become ill or injured while abroad, you can contact the nearest U.S. embassy or consulate for a list of local doctors, dentists, medical specialists, clinics and hospitals. If your illness or injury is serious, the U.S. consul can help you find medical assistance and, at your request, will inform your family or friends of your condition. If necessary, a consul can assist in the transfer of funds from the United States. Payment of hospital and other expenses is your responsibility. U.S. consular officers cannot supply you with medication. During an emergency, if you are unable to communicate, the consul will check your passport for the name and address of any relative, friend, or legal representative whom you wish to have notified. Because the U.S.** End Summary**

About the Author:
Larry Westfall is a frequent traveler to Pattaya and owner of Pattaya-Accommodations Submitted by: Fast Article Submitter

Plan Your Return Before You Go

Fri, 07 Dec 2007 00:00:00 -0600

Return Transportation You should confirm your return reservation at least twice, and at least 72 hours before your scheduled departure. Whenever possible, obtain a written confirmation. If you confirm your return reservation by phone, record the time, day, and the name of the agent who took your call. If your name does not appear on the reservations list, you have no recourse and may find yourself stranded. Departure Tax Some countries levy an airport departure tax on travelers, which can be as high as $50. Please ask the airline or a travel agent about this tax. Make certain to have enough money at the end of your trip so that you will be able to get on the plane. Immigration and Customs If a passport was required for your trip, have it ready when you go through Immigration and Customs. If you took other documents with you, such as an International Certificate of Vaccination, a medical letter, or a Customs certificate of registration for foreign-made personal articles, have them ready, also. Have your receipts handy, in case you need to support your customs declaration.** End Summary**

About the Author:
Larry Westfall is a frequent traveler to Thailand visiting 2 to 3 times per year and owner of Hotel in Pattaya Submitted by: Free Article Distributor

Safe Travels: Top Ten Passport Tips

Fri, 07 Dec 2007 00:00:00 -0600

1. Make sure you have a signed, valid passport and visas, if required. Also, before you go, fill in the emergency information page of your passport! 2. Read the Consular Information Sheets (and Public Announcements or Travel Warnings, if applicable) for the countries you plan to visit. 3. Familiarize yourself with local laws and customs of the countries to which you are traveling. Remember, the U.S. Constitution does not follow you! While in a foreign country, you are subject to its laws. 4. Make 2 copies of your passport identification page. This will facilitate replacement if your passport is lost or stolen. Leave one copy at home with friends or relatives. Carry the other with you in a separate place from your passport. 5. Leave a copy of your itinerary with family or friends at home so that you can be contacted in case of an emergency. 6. Do not leave your luggage unattended in public areas. Do not accept packages from strangers. 7. Prior to your departure, you should register with the nearest U.S. embassy or consulate through the State Departmentâs travel registration website.** End Summary**

About the Author:
Larry Westfall is a frequent traveler to Bangkok - the City of Angels - and owner of Bangkok Accommodations Submitted by: Free Article Submitter Software

What Do You Do If You Lose Your Airline Ticket?

Fri, 07 Dec 2007 00:00:00 -0600

This can be compounded if you are in a foreign country and the language barrier becomes insurmountable. Airline offices may not be located in the city you are spending your holiday in, funds may not be readily available to re-purchase a ticket, and time may be of the essence. Many passengers believe that air tickets can be replaced as easily as travelerâs checks just because the reservation is in the computer, but that is not the case. Your ticket number may be shown on your credit card receipt or travel agency itinerary. If it is not, jot down the number on a sheet of paper and carry it separately from your ticket. Bring it with you on your trip. If the ticket does go astray, the airline can process your refund application more quickly, and perhaps issue an on-the-spot replacement ticket, if you can give them this number. You should report a lost ticket immediately to the airline that is shown as the issuing carrier at the top of the ticket. You may be required to repurchase a ticket in order to continue your trip. If you no longer meet all of the restrictions on your discount fare (e.g.** End Summary**

About the Author:
Larry Westfall is a frequent traveler to the Land of Smiles - Thailand - and owner of Pattaya Beach Hotels Submitted by: Super Article Submitter