Articles by Kristin Gabriel on ArticleSnatch.com

Internet Trends: Stock Wedding Photos Online

Thu, 06 Dec 2007 00:00:00 -0500

One online resource says that every year 2.4 million couples get married in the U.S., and the average wedding costs $20,000. It's a $70 billion business. New developments in technology over the last decade have enabled processes that now produce fast and inexpensive on-demand production and distribution for a variety of products and services. During the Digital Revolution in the 1990s there was a rapid drop in costs and expanded power of digital devices including digital cameras. Today, photographers have mastered the art form of digital photography, which allows clients much greater flexibility and artistic style for their cherished images which can be placed in digital photo frames, on websites and shared via iPods, handhelds, and on the Internet. Media outlets have also had to change the way they do business in view of the Internet and online publishing, including the use of stock images as opposed to high-budget editorial productions. With the evolution of computers and the Internet futurists predict that by 2025 about four billion people will be doing Internet commerce.(Source: The Extreme Future, by James Canton. **End Summary** Topics: stock photos]]> wedding photos online]]> professional photography]]> free stock photos]]> vintage photos]]> wedding photos]]> celebrity photos]]> ]]>]]> About the Author: ]]> Kristin Gabriel handles marketing communications for John J. Unrue Photography and www.unrueweddingstock.com . Unrue is the preferred house for wedding photos, celebrity photos, professional athletes, high-society and corporate executives requiring both photography excellence and discreet professionalism. Unrue's work has graced the pages of high-end publications such as Martha Stewart Weddings, Elegant Bride and Modern Bride magazines.

Bad Breath, Gum Disease and Diabetes

Tue, 04 Dec 2007 00:00:00 -0500

If you have receding gums or notice a bleeding gum that is often red and irritated, and if you've noticed that your breath is bad, you may have periodontal gum disease. In fact, periodontal disease may increase your risk for other health concerns including heart disease, stroke, diabetes, lung and respiratory disease, and osteoporosis. Today with cosmetic dentistry and dental implants at the top of the dental industry spectrum, Gum disease often progresses without pain, silently. It's easy to know if you have periodontal disease by paying attention to these signs. Your gums bleed when you brush your teeth. You may have gum disease if they are often red, swollen and tender. If your gums are pulling away from your teeth, or one of more of your permanent teeth separate from the gums and become loose, or if you have bad breath all of the time, these symptoms may be caused by an infection that causes chronic inflammation of the gums. Statistics (outside of children's dentistry) tell us more than half those over 18 have are in early stages of periodontal disease. These numbers increase to three out of four people who are over 35. **End Summary** Topics: periodontist]]> dental clinic]]> dental implants]]> cosmetic dentistry]]> los angeles dentist]]> teeth in an hour]]> veneers]]> dental implants]]>]]> About the Author: ]]> Kristin Gabriel is a social media marketing writer and PR professional. One of her clients, Dr. Bijan Afar, an oral surgeon, is based in Los Angeles, and owns five dental clinics, including the Wilshire Dental Clinic. For more information, visit http://www.oralimplants.com

Self Help Businesses Flourish with On Demand CD and DVD Production

Mon, 26 Nov 2007 00:00:00 -0500

With eCommerce flourishing today on the Internet many professionals in the self help business are now able to order CDs on demand. This technology makes it possible for many people to do more and better business. One hypnotherapist used to provide his clients with audio cassette tapes. Once his patients started telling him that they needed CDs because they didn't have tape players any more, McFall had to find another solution. People often need someone to manufacture, package and ship CDs or DVDs, and to track the orders and accounting. You probably don't want to order 500 or 1000 CDs at a time, because you might not know which CDs will be the most popular. The cd on demand production model, however, gives you the ability to produce and ship custom packaged CDs or DVDs, one at a time using Acutrack's On Demand model which includes a back-end to a person's website which they can manage by themselves. "It's all tied together. With hundreds of titles which I quickly set up to sell," said Richard McFall, a hypnotherapist in California. "The on demand model makes it possible for my company to exist. **End Summary** Topics: on demand produciton]]> audio cd mastering]]> cd manufacture]]> cd duplicaiton service]]> cd produciton]]> dvd duplication service]]> commerical dvd production]]> c]]>]]> About the Author: ]]> Acutrack, Inc. ( http://www.acutrack.com ) offers proprietary On Demand production gives customers the ability to produce and ship custom packaged CDs or DVDs one at a time. Ideal for customers who are selling downloadable content and are not sure how many units to produce; On Demand takes care of inventory, packaging and fulfillment. Richard McFall owns United Hypnotherapy ( www.Unitedhypno.com ).

Periodontal Gum Disease May Cause Heart Attacks

Wed, 21 Nov 2007 00:00:00 -0500

The most common strain of bacteria found in dental plaque may cause blood clots that can escape into the bloodstream. This causes an increased risk for heart attacks and strokes. If you notice a bleeding gum that is often red and irritated, or if you've noticed that your breath is bad, you may have a gum infection. According to the American Academy of Periodontology, there are several theories that explain the link between periodontal and heart disease. One theory is that oral bacteria can affect the heart when they enter the blood stream, attaching to fatty plaques in the coronary arteries (heart blood vessels) and contributing to clot formation. Coronary artery disease is characterized by a thickening of the walls of the coronary arteries. Blood clots can obstruct normal blood flow, restricting the amount of nutrients and oxygen required for the heart to function properly. This may lead to heart attacks. In fact, periodontal disease may increase your risk for other health concerns including a weakened immune system, diabetes, stroke, lung and respiratory disease, preterm, osteoporosis and even low birth babies. Some of these are threatening to life. How do people know if they have periodontal gum disease? **End Summary** Topics: los angeles dentist]]> beverly hills dentist]]> periodontal gum disease]]> periodontal disease treatment]]> receding gums]]> bleeding gum]]> gum infection]]> teeth b]]>]]> About the Author: ]]> Kristin Gabriel is a Los Angeles-based writer and PR professional. One of her clients, Dr. Bijan Afar, an oral surgeon, is also based in Los Angeles, and owns five dental clinics, including the Wilshire Dental Clinic. For more information, visit http://www.wilshiredental.com

Business Gift Ideas: USB Flash Drive with Custom Data

Tue, 20 Nov 2007 00:00:00 -0500

USB flash drives have forever changed the way people work with data. They are memory data storage devices integrated with a Universal Serial Bus(USB.)Flash drive production is giving users a fast and convenient way to custom brand products for gifts, incentives, trade shows, and marketing or PR content. USB flash drives enable customized data to be added -- ideal for businesses and marketing professionals to use as promotional gifts. Businesses can imprint their company logos on a variety of USB products for brand recognition, sending custom content to anyone, anywhere, very quickly. Flash drives are an eco-friendly replacement to paper marketing materials, USB flash drives also store more data in a small space, and they are rewritable, therefore a nice gift. Lightweight, robust and easy to carry, these small memory sticks have become indispensable to both individuals and organizations. Less than a year or two ago, most marketers spent thousands of dollars printing press kits and brochures to take to industry trade shows. Today with the concerns for our environment, printing a lot of paper that may be thrown away just doesn't seem like the right thing to do. **End Summary** Topics: audio cd mastering]]> cd manufacturing]]> dvd replicaiton services]]> cd printing]]> dvd]]> cd]]> USB flash drives]]>]]> About the Author: ]]> Kristin Gabriel is the marketing communications director for Acutrack, Inc. The company enables customers to create, publish and deliver custom content for DVD and CD distribution worldwide. Acutrack's proprietary On Demand production gives customers the ability to produce and ship custom packaged CDs or DVDs one at a time.

1990's Digital Revolution Enables On Demand Production

Wed, 31 Oct 2007 00:00:00 -0400

New developments in technology over the last decade have enabled processes that produce fast and inexpensive on-demand production and distribution. During the Digital Revolution in the 1990s there was a rapid drop in costs and expanded power of digital devices such as computers and mobile telephones. However, the invention of CD-ROM technology enabled widespread commercialization of multimedia content. On demand publishing is a concept in which books, documents, CDs or even music and films, are not printed until after an order for them has been received, and it came about only after the development of digital printing. If there is any accuracy to predictions from the futurists, then on demand production may be the answer to assist people in making lots of money online. According to the U.S.Census Bureau, the second quarter 2007 e-commerce estimate increased 20.8 percent from the second quarter of 2006 while total retail sales increased 3.8 percent in the same period. ‘ASR Records Chairman and Co-founder Alaadeen, said, “My goal for starting ‘ASR Records was to provide a label to host my CDs and bring them in front of the public. But I soon ran into problems. **End Summary** Topics: audio cd mastering]]> cd manufacturing]]> dvd shrink]]> cd covers]]> dvd copying]]> cd rom]]> cd duplicaiton service]]>]]> About the Author: ]]> Kristin Gabriel is the marketing communications director for Acutrack, Inc. The company enables customers to create, publish and deliver custom content for DVD and CD distribution worldwide. Acutrack's proprietary On Demand production gives customers the ability to produce and ship custom packaged CDs or DVDs one at a time. Ideal for customers who are selling downloadable content and are not sure how many units to produce; On Demand takes care of inventory, packaging and fulfillment.

Trends in Music Produciton: Artists Turn to Short Run DVD Production

Wed, 24 Oct 2007 00:00:00 -0400

The life of a new music artist can be tough. First of all, one needs to be different and stand out from the crowd. And then there’s the issue of getting known in the community, playing endless gigs, self promotion, and building a following. Plus most musicians are on a tight budget, spending what little money they have in recording studios, buying equipment, and staying on top of their game. For many musicians that are not tied in with a major record label company, it has become more and more difficult to get noticed. The Internet has always held promise of being a new outlet for independent musicians, and today there are new technologies that can help musicians get ahead. Social media platforms like YouTube and Google Video allow posting music clips online, while some independent musicians have started using something called On Demand Short Run CD/DVD Production, enabling them to order smaller batches of CDs and DVDs in real time online 24/7 and ship to customers, and even promoters. This platform allows artists to retain ownership of their music and all rights to any content. **End Summary** Topics: dvd replication]]> DVD duplication]]> DVD copy control]]> cd duplication service]]> cd manufacturing]]> short run cd duplication]]> cd replicaiton services]]> cd ma]]>]]> About the Author: ]]> Kristin Gabriel is the marketing communications director for Acutrack, Inc. Established in 1992, Acutrack, Inc. ( http://www.acutrack.com ) enables customers to create, publish and deliver custom content for DVD and CD distribution worldwide. The company provides fast, high-quality CD and DVD production including video editing, DVD authoring, graphic design, photo realistic and silkscreen printing, and a variety of packaging, copy protection and fulfillment services. Acutrack's proprietary On Demand production gives customers the ability to produce and ship custom packaged CDs or DVDs one at a time. Ideal for customers who are selling downloadable content and are not sure how many units to produce, On D

New Invisible Techniques in Cosmetic Dentistry

Mon, 22 Oct 2007 00:00:00 -0400

Many of us who wish the dentist to be invisible when it's time for an annual check up will at least be consoled about the fact that today, modern cosmetic dentistry has brought a number of new technologies to market, including dental implants, tooth colored fillings, veneers and the new invisible Invisalign system, successful in providing new smiles to patients everywhere. An invisible method of straightening teeth without braces, is known as Invisalign, custom-molded aligners to solve a range of issues, including: crossbites, underbites, overbites, crowded teeth, or even wide spaces in between the teeth. It uses a series of clear removable aligners to move teeth without the typical metal brackets. Unobtrusive in business meetings or social gatherings, there are no metal wires or bands to irritate your mouth, and frankly, most people won't notice you even have them on. Proceedures like this fit any lifestyle, offering comfort, convenience and virtual invisibility during treatment. Patients can be as active as they want and they can even remove their aligners for special events, eating or any reason. **End Summary** Topics: veneers]]> Invisalign]]> cosmetic dentistry]]> children#8217;s dentistry]]> dental clinic]]> Los Angeles]]>]]> About the Author: ]]> Kristin Gabriel is a Los Angeles-based writer and PR professional. One of her clients, Dr. Bijan Afar, an oral surgeon, is also based in Los Angeles, and owns five dental clinics, including the Wilshire Dental Clinic .

Toothless Patients Need Dental Implants

Fri, 12 Oct 2007 00:00:00 -0400

Dentistry has come a long way in the last century, and specifically, dental implants and oral rehabilitation has opened the doors and mouths with increased treatment possibilities for many patients. Let's face it – we need our teeth for chewing functionality and to eat, not just for looks. Tooth loss can result in shrinkage of gums and jawbones, and up until recently there were many folks with partial tooth loss who could not live normally. Thanks to the field of oral implantology, or dental implants, a new standard of care has emerged and teeth can now be restored for both functionality and aesthetics. Dental implants can also help people with increased chewing capacity, and improved speech in addition to their appearance. Many a periodontist and dental professionals have branched off and are now specializing in this field, and continuing research spawns new developments on a daily basis. However dental implants are not for people seeking new teeth in an hour; they take time. Dental implants rely on the bone for support and are substitutes for natural tooth roots. Today oral implants are widely accepted even though failures do occur. **End Summary** Topics: dental implants]]> Los Angeles oral surgeon]]> Los Angeles dentist]]> oral implants]]> periodontist]]> teeth in an hour]]> dental clinic]]> cosmetic dentistry]]>]]> About the Author: ]]> Kristin Gabriel is a Los Angeles-based writer and PR professional. One of her clients, Dr. Bijan Afar , an oral surgeon, is also based in Los Angeles, and owns five dental clinics.

DVDs On Demand Help Save Businesses Money

Thu, 11 Oct 2007 00:00:00 -0400

A new trend has surfaced for business people and consumers who are selling downloadable content on the Internet, such as digital books, exercize DVDs, films, music or even custom business presentations. It's called "On Demand Production" and allows manufacturing of CDs and DVDs on an as needed basis, eliminating the up-front costs of producing multiple titles normally associated with CD/DVD production. This is a cost effective and complete turnkey solution that can include packaging, fulfillment and inventory storage. A recent announcement by the DVD Copy Control Association (DVD CCA) as of September 19, 2007 approved a final copy-protection specification for on-demand disc burning, making this new trend of particular interest. On Demand DVD Production allows for DVD replication services, or the manufacture of CD/DVD products with zero inventory, which focuses on marketing of products, rather than storing CDs and DVDs. Technically, CD and DVD On Demand Production technology is a system that even provides short run cd duplication options to manufacture CDs & DVDs, package and ship them worldwide, and then track the orders. On Demand helps customers sell download-able content over the Internet by offering content optionally on CDs or DVDs. **End Summary** Topics: cd dvd packaging]]> audio cd mastering]]> cd manufacturing]]> dvd replication services]]> cd duplication service]]> short run cd duplication]]>]]> About the Author: ]]> Ideal for people who are selling downloadable content and are not sure how many units to produce; On Demand takes care of inventory, packaging and fulfillment, Acutrack, Inc. enables customers to create, publish and deliver custom content for DVD and CD distribution worldwide. The company provides fast, high-quality On Demand CD and DVD production plus video editing, DVD authoring, graphic design, photo realistic and silkscreen printing, and a variety of packaging, copy protection and fulfillment services.

Consumers Can Legally Burn CDs and DVDs

Wed, 03 Oct 2007 00:00:00 -0400

Recent news released on September 19, 2007 by the DVD Copy Control Association (DVDCCA) now allows consumers to legally record content in their own homes including movies offered by the content owners. They can also obtain special content that is now unavailable on DVDs, since the existing demand does not economically allow the mass reproduction. The DVD Copy Control Association (DVDCCA), gave the final approval of a copy-protection specification for on-demand disc burning. Final approval of the copy-protection specification, which is called Content Scramble System (CSS), was authorized by DVD CCA members. The DVD CCA is an industry copy protection organization who has authorized companies to sell digital downloads for on demand viewing. The ruling also allows consumers to download the content and burn it to a physical DVD -- a move that could dramatically change the way movies are sold. This way, movies bought over the Internet can now be burned onto a DVD that can play on any machine, anytime, anywhere. The Content Scramble System (CSS) is a copy protection used on most commercially produced DVDs, vendors can now create protected DVDs in custom runs. **End Summary** Topics: dvd replication]]> DVD copy control]]> cd duplicaiton service]]> cd manufacturing]]> short run cd duplication]]> cd replicaiton services]]> cd mastering]]> dvd cove]]>]]> About the Author: ]]> Acutrack, Inc. enables customers to create, publish and deliver custom content for DVD and CD distribution worldwide. The company provides fast, high-quality On Demand Production CD and DVD production plus video editing, DVD authoring, graphic design, printing, and a variety of packaging, copy protection and fulfillment services.

Real Estate Professionals Gain Commissions During the Mortgage Meltdown

Mon, 01 Oct 2007 00:00:00 -0400

Current home owner defaults and late payments are not just causing problems in the mortgage industry but the situation is also raising the question if the U.S. economy will suffer from this subprime market squeeze. More than 1.2 million foreclosure filings were reported last year in 2006, which is 42 percent more than in 2005. More foreclosures are projected for this year of 2007. What is the subprime squeeze about? Borrowers who have poor credit get approved for subprime loans. In 2005, foreclosure rates on subprime loans more than doubled, but it's important to remember that the subprime market is fragmented. The number of people owning homes has grown from 65 percent to 69 percent in the last ten years. Of those, half came from subprime lending. (Source: Federal Reserve Bank of Chicago (FRBC).) Companies specializing in subprime mortgages are the ones that are currently suffering, along with the financial institutions that lent money to them. That's why many people are concerned that the subprime squeeze will lead to more credit restrictions on borrowers. **End Summary** Topics: mortgage payment calculator]]> mortgage lenders]]> home loan lenders]]> current interest rates]]> home mortgages]]> mortgage quote]]> mortgage loans]]> ]]>]]> About the Author: ]]> Dogtor Paco, Inc. is a proprietary patent-pending online lending services engine where loan officers, mortgage brokers and real estate agents can facilitate the approval and processing of loans for customers faster. Dogtor Paco uses instantaneous rates to calculate closing costs and monthly payments for a particular property.

Options to do Business Online: Effortless Commerce for the Website-Less

Wed, 26 Sep 2007 00:00:00 -0400

Thanks to new online technologies, the Internet now affords everyone an opportunity for profits. One of the latest business trends on the Internet is something called Effortless Commerce, a technology that enables people to profit from their content who otherwise could not easily do so. They can literally create a product, put it on a storefront for sale, and make profits. Electronic commerce, commonly known as e-commerce or eCommerce, consists of the buying and selling of products or services over electronic systems such as the Internet. Let's say you are a personal trainer who has a new DVD to sell, or a young aspired musician with the latest music that you would like to get out to the world. Spending money for a website is not possible. You have explored the route of getting a manager and sales team to sell your product into retail stores, but this cuts into the percent of profits that you could make. Where can you turn? The amount of trade conducted electronically has grown dramatically since the wide introduction of the Internet. The Census Bureau of the US Department of Commerce estimated that U.S. **End Summary** Topics: ecommerce]]> audio cd mastering]]> dvd]]> cd]]> dvd authroing]]> fulfillment]]> online]]> cd duplication service]]> cd manufacturing]]>]]> About the Author: ]]> Acutrack, Inc. enables customers to create, publish and deliver custom content for DVD and CD distribution worldwide. Acutrack’s proprietary On Demand production gives customers the ability to produce and ship custom packaged CDs or DVDs one at a time.

Predictions about New Home Sales Have Been Wrong

Thu, 30 Aug 2007 00:00:00 -0400

Despite the positive news last spring about new home sales jumping 16 percent -- a huge increase since 1993 -- sales and construction activity may not have hit bottom yet. The U.S. Census Bureau reported new single-family home sales rose to 981,000 in April from a seasonally adjusted annual rate of 844,000 in March. This data flies in the face of predictions of doom and the lowering of prices around the country. It seems that this cycle will seem more like a dip than a wave because the information on prices flew around the market via the Internet, causing people to adjust their behavior and modify their listings. Another way to look at things is as follows. Any time inventory disappears, homes that come on a healthy market disappear fast, which takes down the average listing time. This causes people to put inventory back on the market at increased prices. when the average listing time goes higher than sisty to seventy days inventory disappears. Through a price slump, people keep watching the correct indicators to wait for the inventory to bottom out. Realty Trac released its May 2007 U.S. **End Summary** Topics: mortgage payment calculator]]> mortgage lenders]]> home loan lenders]]> current interest rates]]> home mortgages]]> mortgage quote]]> mortgage loans]]> ]]>]]> About the Author: ]]> Dogtor Paco's Lender's Corner is a patent-pending online lending services engine where real estate agents, brokers and lending professionals can facilitate the approval and processing of loans for customers faster. Dogtor Paco’s powerful on-demand mortgage payment calculator provides good faith estimate (GFE) quotes with full disclosure including monthly payments and all closing costs. Dogtor Paco uses instantaneous rates to calculate closing costs and monthly payments for a particular property. The powerful Loan Organizer' tells licensed subscribers how much they will make by submitting a client’s application electronically through Dogtor Paco’s engine where the loan will be complet

Repairing Your Teeth: The Dental Implant

Fri, 24 Aug 2007 00:00:00 -0400

Five years ago I was faced with the daunting task of finding a Beverly Hills dentist near where I lived to figure out how much money my teeth would cost me to repair after about ten to fifteen years of neglect. I had been a smoker, and didn't floss. I had helped my own Mother spend about 10k on her mouth about five years before she died and I decided that if I accomplish this task some twenty five years earlier in my fifties I would have at least that much longer to enjoy the results of the money I will have spent on my dental restoration. Around this same time I received a marketing call from a Los Angeles dentist who promised free teeth bleaching and whitening if I came in for a consultation. A perfect solution, as I knew that having quit smoking, this might just be the trick to make my teeth look better and keep cigarettes out of my mouth in the future. I took the plunge and went in to one of the offices owned by Los Angeles-based Dr. Bijan Afar, an oral surgeon. **End Summary** Topics: los angeles oral surgeon]]> dental implants]]> bleeding gum]]> whiter teeth]]> peridontal gum disease]]> a Beverly Hills dentist]]> teeth bleeching]]> cosmetic dent]]>]]> About the Author: ]]> Kristin Gabriel is a Los Angeles-based writer and PR professional,while her oral surgeon, Dr. Bijan Afar is also based in Los Angeles, and owns five clinincs. For more informaiton, visit www.oralimplants.com

DVD Authoring and On Demand Production and Fulfillment

Wed, 15 Aug 2007 00:00:00 -0400

Businesses are still doing direct mailings to a customers, but the latest thing includes adding HD DVDs. This used to be very challenging for a marketing pro, because one had to get different vendors to do each job separately. Nowadays there are one stop shops that can handle everything -- On Demand Production of CDs or DVDs to press kit stuffing to mailing and storing the materials. DVDs are fast becoming an important part of sales and press kits lately. First there is the DVD production, DVD video editing, DVD replication, then printing DVD labels, then choosing the case, etc. Mailings to customers typically include sales brochures, and sales or press kits. That means using a copy and print shop to copy, collate and stuff the press kits, which are typically designed by a graphic artist, then printed by a printer. Once the post office paperwork has been finished, samples can be sent to the client. A critical part of kleeping things running smoothly, a fulfillment house is the answer no matter how big or small the job. Today, a well versed business can do it all. Printing. Duplicating CDs or DVDs. Collating. Stuffing. **End Summary** Topics: duplication dvd]]> duplication dvd packaging]]> dvd on demand]]> DVD video editing]]> authoring]]> CD duplication]]> fulfillment]]> direct mail]]>]]> About the Author: ]]> Kristin Gabriel Acutrack, Inc. Direct: 323.650.2838 www.acutrack.com About Acutrack, Inc. Established in 1992, Acutrack, Inc. enables customers to create, publish and deliver custom content for DVD and CD distribution worldwide. The company provides fast, high-quality CD and DVD production including video editing, DVD authoring, graphic design, photo realistic and silkscreen printing, and a variety of packaging, copy protection and fulfillment services. Acutrack’s proprietary On Demand production gives customers the ability to produce and ship custom packaged CDs or DVDs one at a time. Ideal for customer’s who are selling downloadable content and are not sure how many units to produce; On

NBT Study on Mortgage Lenders' Disclosures Means People are Confused

Tue, 14 Aug 2007 00:00:00 -0400

A study by the Federal Trade Commission indicates that the message among consumers is loud and clear. There is a need for simple and easy to read and mortgage terminology in disclosure forms. It shows how most borrowers are perplexed by the complexity of mortgages due to an unsuccessful explaining of costs and the risks of home loans as well as a lack in the understanding of the terminology. A Los Angeles Times article written on June 14th describes how most borrowers are perplexed by the complexity of mortgages. The author of the article explains how home mortgages costs and risks are not explained very well by mortage disclosure docuements. In a press release issued May 7, 2007 by the U.S. Department of Justice and the Federal Trade Commission (FTC) the purpose of the joint report, "Competition in the Real Estate Brokerage Industry," is to inform consumers and others involved in the industry about important competition issues involving residential real estate, including the impact of the Internet, the competitive structure of the real estate brokerage industry, and obstacles to a more competitive environment. **End Summary** Topics: mortgage payment calculator]]> mortgage lenders]]> home loan lenders]]> current interest rates]]> home mortgages]]> mortgage quote]]> mortgage loans]]> ]]>]]> About the Author: ]]> Kristin Gabriel 323.650.2838 kristin@dogtorpaco.com www.dogtorpaco.com