Articles by Braxton Heitz on ArticleSnatch.com

How The Internet Has Changed The World...

Wed, 21 Mar 2007 00:00:00 -0400

As most of us sit down at our computers each day, we might realize that we have begun to take this Information Age for granted. What would we do if we did not have 24/7 Internet connections to keep us connected to the world? Online Bill Pay When it is time to pay bills, we logon to the Internet, pull out our debit cards or credit cards, and then we get to work paying our bills online. It is no longer the case where we have to sit down at the dining room table with our checkbook, a stack of bills, and a book of stamps. Back in those dark days of the pre-Internet existence, we were not yet done with bill paying when we licked that last stamp. Instead, we had to jump in the car and run down to the post office to get the checks in the mail. If we had paid our bills close to their deadlines, then we had to sweat whether our payment would arrive on time. **End Summary** Topics: low internet credit cards credit card reviews online credit card applications gas credit cards student credit cards low APR interest rate rates reward]]>]]> About the Author: ]]> Braxton Heitz, Analyst, Frankford Financial writes about personal finances. Many banks now offer many low interest credit cards . Credit card reviews and online credit card applications can be found in quantity at the Frankford Financial website.

Student Credit Cards Can Help Lay The Foundation For Prosperous Adult Living

Wed, 21 Mar 2007 00:00:00 -0400

Credit is one of the most fundamental aspects of the financial structure we have built our society. In fact, a great credit score can be one of the most valuable assets an individual will ever have in his or her life. A young person, just beginning to build a credit rating for his or herself will often discover that their lack of proven credit history will be disadvantageous to their goals. Having no established credit is generally viewed in the same light as having bad credit, because there is no way to foresee how well the individual will pay their bills. Establishing Good Credit Credit scores are determined by a number of factors. How much debt a person has, how regularly they pay their bills, and a history over a seven-year period, are typically the main factors used in determining a person's personal credit rating. For the college student, a student credit card can be a great financial product to help them begin the process of establishing their own good credit down the road. **End Summary** Topics: online credit card applications college student credit card gas credit cards finances financial credit score scores credit rating ratings good credit]]>]]> About the Author: ]]> Braxton Heitz, Analyst, Frankford Financial has online credit card applications that can be used to apply for student credit cards . They even offer signup for gas credit cards , so parents can help their children buy emergency fuel or food.

Small Business Owners Who Manage Cash Flow Well Profit Tremendously

Tue, 20 Mar 2007 00:00:00 -0400

Starting a business is always a tremendous undertaking. It is the most stressful undertaking a person could ever attempt to do. Most new business owners fail to understand that running a business is a complex operation, which will require the business owner/manager to pull many hat tricks to stay afloat. As the stress of the business grows, many new small business owners find themselves completely overwhelmed by all of the work required to keep their new business afloat. Much of the strain of establishing and running a business is centered on successfully juggling the finances. When working as the head of a corporation or as a sole proprietor, every decision made will affect the future of the business. Having a means of relief in place in the event that a wrong decision is made can often mean the difference between success and failure of the business. When a bad financial decision creates a situation where payroll cannot be met on time, a business can quickly find itself without staff to continue operations. Business Credit Cards For New Businesses In many cases, start-up companies seek out a loan at the beginning of their business. **End Summary** Topics: business credit cards American Express business credit cards online business credit card applications finances financial provider providers loan loans]]>]]> About the Author: ]]> Braxton Heitz, Analyst, Frankford Financial provides small business owners business credit cards ; American Express business credit cards carry the highest recommendation. They have online credit card applications available.

What My Mother Taught Me About Credit Cards and Family Finances

Thu, 15 Mar 2007 00:00:00 -0400

My mother is an amazing woman. She made some of the hardest jobs imaginable look easy. No matter how hard her day was, she always had a smile and perfect hair. She was mainly a stay at home mom but she worked cleaning houses when our family's financial situation called for more income. My dad was a soldier, so he didn't make a lot of money. The holidays usually wiped out our family savings account, but no one ever complained. My mom has always been a money master. Her philosophy is a simple one that has never failed her. Work hard and spend little. Mom is not an old woman, but her mother was raised during the Great Depression and eventually had to raise seven children on her own. She taught my mom how to make a can of beans last for weeks and my mom taught me, much to my husband's displeasure. While I admire my matriarchs' simplistic approach to finances, it does not address the inevitable problems of credit and taxes. My education in money matters was limited to just mom's basic philosophy of life. **End Summary** Topics: low apr credit cards]]> credit cards]]> reviews]]> credit card rewards]]> money]]> finances]]> cash back]]> rewards]]> ]]>]]> About the Author: ]]> Braxton Heitz, Analyst, Frankford Financial. Locating credit cards - Low APR & credit card rewards are easy to find when you know how to look for them. Frankford Financial can help you to apply credit cards online .