Kevin Erickson

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A Bad Credit Mortgage May Be Just What The Doctor Ordered A bad credit mortgage gives borrowers with a poor credit history the opportunity to not only buy a home or refinance their current mortgage but the best opportunity to raise their credit rating over time. In most instances, whenever you apply for any type of financial product like a mortgage, the lending institution will pull your credit report. In a nutshell, your credit rating is a compilation of your history of how timely you've paid your bills. Anytime money may be len... Paralegal Career - 5 Tips To Determine If It's Right For You If watching TV shows like Law and Order or old Ally McBeal re-runs has you thinking you would love a career as a legal assistant, you may want to look into the real world of one before entering the paralegal job market. Working as a paralegal can be interesting and very rewarding work, but no one should enter the field with delusions of becoming an Erin Brockovitch. Here are some of the qualities a good paralegal should have: 1. You must love research. Not only must you... Pharmacy Schools - A Closer Look Becoming a pharmacist is a challenging yet rewarding career move. There are many pharmacy schools throughout the United States that offer legitimate and reputable courses to aid in your goal to become a pharmacist or pharmacist technician. The decision to become a pharmacist or pharmacist technician is a sound one. It is an excellent career decision and an easily achievable educational goal also. In most cases and in many states a bachelor's degree is not necessary in orde... Pharmacy Technician - A Closer Look In the not so distant past when you walked into a pharmacy needing to get a prescription filled you would have, in most instances, found that your prescription was actually filled by the on duty pharmacists. However, over the past few years a change has occurred in the pharmacist arena and that change is, "a pharmacist probably no longer filling your prescriptions". Although pharmacists are on duty wherever medications are dispensed; today in most instances, a pharmacy techni... Cosmetic Dentistry - A Closer Look? Cosmetic dentistry has come to mean different things to different people. A big reason for this is because there are so many procedures performed in and out of the dentist's office that have been put into this category. Of course, all cosmetic dentistry procedures must be carefully planned with expected outcomes clearly discussed but it can be a procedure as relatively simple as reshaping a few teeth. The past few years, one of the most requested "cosmetic dentistry" pr... Debt Management Services - A Closer Look A common misconception regarding the problems associated with overextending ones finances is that it's the result of easy credit. I want to smash that idea here and now because it's not easy credit that's the problem but more specifically it's a behavior or lack of discipline problem. Sure, the convenience of having credit and being able to buy now and worry about how you'll pay for it later is a temptation but it's still no excuse. That being said, if you do find yourself... Long Term Care Health Insurance - A Closer Look Kids today face an ever growing number of temptations ranging from drinking and smoking, drugs, gambling and pre-martial sex. Unfortunately, due to their youth and inexperience they fail to realize that what they do in their youth can have a great effect on their quality of life as they grow older. On the other hand, as people grow older and approach retirement age they begin to realize that the carelessness of their youth did have a profound effect on the quality of their... Mortgage 101 - Rational Decision Making A big part of getting approved or rejected in the mortgage process lies in your ability to make rational, unemotional decisions. It's essential that you separate yourself from the emotional issue of getting a house and approach the whole process like a business. People get a bit goofy when it comes to money"�� especially when it comes to their money and in the case of the getting a mortgage you're talking about the most money anyone will ever spend. As a result, if you can t... Voip - A Closer Look At Choosing An Internet Phone Service Voice-over Internet protocol (VoIP) services are certainly becoming more and more popular and for the most part it's because they are a quality alternative to traditional landline and cell phone based calling plans. I'm no prophet but the future of the technology and how people make phone calls is definitely pointing towards VoIP. As is the case with most new technologies trying to decipher through all the hype and claims is a daunting task indeed and with companies poppin... Credit Card Terms And Conditions - A Closer Look It's sad but today most credit card companies are devious and they've designed everything possible into the fine print of their terms of service to catch you. Therefore, when looking at any credit card offer, make sure you take a close look at the fine print. Believe me, I am fully aware that it's purposely put together to appear like a maze, but because it's so vitally important to your financial well-being and with the current trend towards "relatively" easier-to-read su... Cash Advances And Credit Card Checks - A Closer Look Chances are you own numerous credit cards but you may not have realized that they offer other methods of extending you credit. One such alternative is the credit card check. Not commonly used but it does have its place in certain circumstances. Another commonly used method of extending credit offered by the credit card companies is the cash advance. Cash advances are simply industry speak for withdrawing cash directly from your credit card, either to your bank account or f... Legal Assistants, Paralegals And Lawyers - What's The Difference? If you've ever dreamed of one day becoming a lawyer but you've been hesitant to take the plunge, a viable alternative would be a legal assistant or paralegal. Both are two peas in a pod and thus either one is probably as close as you can get to becoming a lawyer, without actually being a lawyer. In addition, employment in this field is projected to grow much faster than average. The current trend of employers trying to reduce costs by hiring paralegals to perform duties f... Wireless Networking Cards - A Closer Look Ok, so you've read all the cool stuff and heard all the great things about going wireless and then it just hit you. However, that works you don't know or care but it hit you. That was it, the little voice in your head said, "do it" and that was that. Unfortunately, that was awhile ago and since that "moment" you've done your part. You did some research into what was needed to upgrade your computer but it's all just so darn confusing. You keep thinking, why can't someone just ... Investing Psychology - Know Thyself America will continue to be the land of opportunity and regardless of what course our economy takes over the next few years, it's likely that investment opportunities will be numerous and attractive. Companies driven by the ever increasing advancements in technology will emerge, while older companies, out of necessity, will come forth with new products. One industry or another will enjoy a boom period relative to the rest. And, of course there will be casualties - there alway... Debit Report - What Is It And How Does It Effect You? Few consumers are aware that there are companies tracking all of their personal financial transactions "�" bankruptcies, credit cards, installment loans, mortgages and judgments. On the other hand, unless you were raised in a cave you've heard of a credit report and most likely understand that it's a record of all of your purchases. Credit reports are primarily assembled by three credit bureaus (Equifax, TransUnion and Experian) which is then available upon request from most le... Medical Transcriptionist - A Closer Look Medical Transcriptionist jobs have been around since doctors first took the Hippocratic Oath. Ancient cave writings indicate that records of what medical treatments were being performed have been kept for thousands of years. Back then, it was for different reasons but today, medical transcription and in particular, the medical transcriptionist profession has been quietly taking steps forward and is "suddenly" making itself known to the world. In a nutshell, a Medical Trans... Legal Assistants And Paralegals - The Future Is Bright One of most common ways to become a legal assistant or paralegal is through a community college program that leads to an associate's degree. Another common route; primarily for those who already have a college degree, is through a program that leads to a certification in paralegal studies. Many legal assistants and paralegals have associate degrees in paralegal studies or a bachelor's degree paired with a certificate in paralegal studies. Currently, a small number of schoo... Legal Assistants And Paralegals - A Closer Look One of the most important tasks legal assistants and paralegals perform is to assist lawyers as they prepare for corporate meetings, closings, trials and hearings. Although the lawyers take ownership for the legal work, they will often delegate many tasks to legal assistants and paralegals. As a result, they continue to take on a growing range of tasks inside the nation's legal offices and perform many of tasks traditional done by lawyers. On the other hand, they are still... The Nurses Legal Toolkit The Nurse Practice Act One of the most essential tools in any nurse's legal defense fund is to acquire a copy of the Nurse Practice Act, also known as "the Act" from your State Board of Nursing. "The Act" is the standard by which decisions will be made regarding issues relating to malpractice suits. Answers to the types of questions listed below can be found in "the Act". If you don't have a copy from your state, visit the Nurse Practice Act and request one ASAP. And if... The Nurse Practice Act - A Closer Look The Nurse Practice Act is a set of state laws that govern specific aspects of the nursing profession. The statutes are generally grouped with a chapter of state laws, referred to in its entirety as the Nurse Practice Act "the Act". The Act aims to protect the public from an unsafe nurse by ensuring minimum levels of performance. Individual state legislatures' determine the Acts content, so "the Act" may differ a bit from state-to-state. Nonetheless, many acts address commo... Insight Into Trading - What Percentage Of Your Trades Are Winners? An Inquiry into Trading Systems, Money Management and the Human Psyche At a recent seminar, I got involved in an interesting discussion with other attendees centered on trading success. More specifically, the percentage of successful trades and the percent of accuracy you should realistically expect from trading. For whatever reason, our minds tend to focus on accuracy as the primary way of evaluating a speculative endeavor. True to form, accuracy - our mental magnet of m... We Are Not Mutts - The Critical Care Transport Rn Some things are simply a mystery and so goes the perceived role and importance that the Critical Care Transport (CCT) RN plays in the healthcare field. Other professionals seem to view us like mutts - a little bit of everything but certainly not a thoroughbred in anything. I once heard a co-worker describe the job as something between a magnified EMT and a bench warmer. Such flattery - but what can you do? Anyhow, I just wanted to set the record straight, so to speak, b... Factors That Trigger Credit Card Rate Hikes Are credit card companies trying to scam you? On the one hand, they provide a valuable service that gives you the added convenience of being able to purchase items and services you need and sometimes don't need and to pay them off in a manner that best suits you. On the other hand, some credit card issuers are trying to scam you and they do everything in their power - legal or otherwise to do it. Legal or not, many of the practices they follow are clearly unethical and unl... Is Your Laptop Or Home Computer Wireless Enabled? Built in wireless capabilities are becoming almost standard equipment on most laptop and home computers these days for a couple of reasons. One of the primary reasons is cost. Adding wireless capacity is so inexpensive that it would be silly for the manufacturers not to add it. The perceived value of any machine with wireless capacity far exceeds the cost to add it. Wireless is the wave of the future, so if the manufacturers want to stay ahead of the technology curve they nee... Email To Telephone - Innovative Tool Or High Tech Hype? What will those technology geeks come up with next? Hardly a day goes by anymore, that some new and "cool" high tech gadget or service is unveiled. Anyway, one of latest I've come across is something called "email to telephone" and I just wanted to pass along my thoughts on this "potentially" time-saving and innovative tool. Email to Telephone does pretty much what the name implies. It allows you to send or receive email messages over the phone. More specifically, it allow...
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