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Motorbike Insurance - Learning How Rates Are Determined By: Tom Jones | Dec 1st 2009 - Now that you've found a great bike, you need to make sure that you have the right insurance as well. Of course, before you try getting that insurance, it's important that you educate yourself on insurance companies, how they decide your rate and how you can save when purchasing this type of insurance. Here is a look at how insurance companies come up with the rates they make you pay. Tags:cheap motorbike insurance