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Long Term Care Insurance: Five Simple Steps For Comparing And Choosing Policies By: Clay Cotton | Jan 14th 2007 - Every insurance policy is a legal contract. Once agreed upon by both parties, a long term care insurance company must uphold their contract to the letter, or risk lawsuits and regulatory prosecution. Each policy is crafted with utmost care using the probabilities of actuaries, as well as contract lawyers' keen legaleze, and here's how to navigate the decision process. Tags:boomer, boomers, long term care, long term care insurance, insurance, caregiving, caregiver, caregivers, social security, finance, financial, retire,