Real Estate Investing & Credit Bureaus' New Income Reports By: Kevin Kiene | Aug 26th 2010 - Due to the Credit Card Act, lenders are now required to screen applicants by income, although this income need not be produced by the credit applicant. Instead, the credit bureaus now offer income estimates, based on statistical models of consumers' financial behavior, which will now affect the way real estate investors (and all consumers) obtain credit. Tags:real estate investing, real estate forms, credit card act, estimated income