Travelling cheap can mean that backpackers often cut corners regarding their personal protection. Whether you're hiking in Nepal or snorkelling in Zanzibar, its the greatest adventures which also put you at the greatest risk.
Exploring off the beaten-tracks, travelling overnight or sleeping in dorms, also means youre also makes you vulnerable to crime and illness.
To ensure that you are protected on the road, it is very important to buy travel insurance. Backpacker policies offer a high level of cover for an extended period of travel, making them more appropriate than standard travel policies.
You can purchase a backpacker policy for anything from one week to two years, and just because it's called a backpacker policy, doesn't mean you have to be roughing it.
The backpacker policy acts as an effective and cheaper alternative to a single trip travel insurance policy, offering a range of special cover extras such as ski and sports protection which you might need along the way.
Always shop around for your backpacker travel insurance, checking both the benefits and the exclusions to make sure that you will be adequately covered for ever activity in which you participate. Look online to make easy comparisons between the different policies on offer.
Below are two insurers which come highly recommended, offering affordable policies with good levels of cover. It is important to compare quotes from different insurers before you buy your policy. Both of the following will give you a free quote, either online or over the telephone if there are extra areas of cover which you require.
Go Travel Insurance
Go is a member of the Drakefield Group of insurers, a highly reputable company, which has received many awards. It offers low cost policies, which are highly flexible, allowing you to return home to earn money in between your backpacking adventures.
1Stop Travel Insurance
1Stop, like Go, offers a very flexible policy at a very affordable price.
