Tips On Preparing Yourself In Case Of A Flood

Floods come in all sizes, from the "Noah, build an ark" kind to smaller, though equally damaging, floods from broken dishwashers, pipes, or hoses that come loose. It's important to get ready before the flood starts.

Check with your county planning department to find out if your home is located in an area that is likely to flood during heavy rains. You will need to know the warning signals used locally. Learn the locations of the emergency shelters and the evacuation routes. Do a trial run of the evacuation procedure that your family would follow and designate a person who lives in another state as the person you will each contact should you get separated. Verify that every person has the contact's name, address, and phone number. Place valuable items upstairs where they are less likely to get water damage. Ensure that your vehicle always has a full tank of gas.

Keep emergency supplies in your home. Battery powered radio, multiple flashlights, and extra batteries should be included. Stock non-perishable foods as well as a manual can opener and enough drinking water to last for 3 to 5 days -- approximately 5 gallons per person. If you have pets, they will also need emergency supplies.

A first-aid kit should be well stocked and contain your daily prescription medications. Important papers, like medical records, insurance cards, and identification, should be placed in water-proof containers. If bathing won't be available, include baby wipes in your stock of personal hygiene supplies.

When a warning is issued, it is best to stay tuned to a local radio or television station for updates. You should know the location of the main power switch for gas, electric, and any other utilities. You should also know how to shut them off if it becomes necessary to leave the premises or if there is flooding.

If evacuation is necessary, don't forget these suggestions from FEMA: Don't try to wade through rushing water. Six inches of rushing water is all it takes to make you fall. A stick can be invaluable for checking the firmness of the ground you are about to step on. Never drive through standing water because it will touch the base of your car making you lose control or the vehicle stall. Water twelve inches high is capable of floating most vehicles while two feet of rushing water can carry away most SUVs. While your car may not stall, water may enter the tail pipe, which will cause the inside of your car to fill with deadly carbon monoxide.

If you live in a flood zone, getting your home ready for your return is just as vital as getting ready for a flood. Floor damage is not usually covered in most homeowner's insurance. Congress made the special insurance known as National Flood Insurance available; it can be bought through insurance agents. You want, however, to deal with a company you can trust, one that specializes in flood protection so that it can correctly determine what type of flood zone you live in and sell you the appropriate policy. This will ensure that if you ever have a claim, you will be paid fairly and quickly.