Save Money At Summer Camp

Camp is as important as school in a child's development. Through activities and play, children learn a wide range of skills and develop physically, emotionally, socially, and intellectually. Children learn by doing, living, and experiencing things for themselves with out parental intervention. It's one thing to do things at home, but quite another to to be independent and do them for yourself.

The benefits of camp are worth every penny. Yet Private resident camps are expensive. When trying to determine how to save some money for summer camp, consider the following cost saving ideas.Save Money on Summer Camp

Families that in the past have sent their children to private upper end overnight camps, especially on the east coast, are now looking at alternatives that might be far less expensive. One suggestion is to look in the midwest for a camp that might offer very similar activity programs at a cost 25-30% less than the equivalent east coast camp.

Another savings is to shop for alternative programs that might be similar to what you have done in the past yet less expensive. This is just a matter of shopping on the internet for price and activities. Teen Adventure Summer Camp

Many may need to leave private summer camp altogether and choose to save by attending a YMCA or a even a church program. Savings for these programs are often as much as 35%.

In most local areas park districts offer some form of day summer camp. These are usually the most cost effective, however, day camps generally do not offer the same array of activities and benefits that an overnight summer camp provides.

Discounts and campership programs are available from most Camps. However, it does not make Camp free. Individually, camps decide how to run their discounts. So, ask the camp director how their particular program runs to see if it will help your situation.

The ACA (American Camp Association) recommends: * Parents should ask whether the camp participates in income-eligible subsidy programs, for instance through Title XX. * A Dependent Care Flexible Spending Account allows parents to be reimbursed on a pre-tax basis for child care or adult dependent care expenses for qualified dependents that are necessary to allow parents to work, look for work, or to attend school full time. Visit the FSA Feds Web site for more information. * In certain circumstances, day care expenses, including transportation by a care provider, may be considered dependent care services and paid with pre-tax dollars. Visit the Internal Revenue Service (IRS) for more information. * Child and Dependent Care Tax Credit: The IRS allows an income tax credit of up to $6,000 of dependent care expenses if you have two or more dependents (up to $3,000 for one dependent). The amount of the credit is based on your adjusted gross income and applies only to your federal taxes. This applies to qualifying day camp expenses as well. Visit the FSA Feds Web site for more information.

Not all camps are equal and cost is often reflected in quality of programs. Please do your research to ensure a quality experience for your child. Be sure to ask about staffing. Some camps use volunteers while others have paid staff. Look at counselor-to-camper ratios. Look in to, how many campers are sleeping in each cabin with what number of children. Are the counselors over 18? If not, be wary.

Search out the total cost of the camp. This should include not only tuition, but transportation, camp store, spending money, laundry, off-site trips, and uniforms (if required). Ask about how deposits and if it is refundable. When are fees due?

Camp is all about Safety. You want to be reassured that your child will be safe and will return home at the end of camp. Be sure your camp is an accredited member of the American Camp Association. The ACA ensures that over 300 standards are met in their accreditation process.

Remember the experience of being a kid? The summers seem long, and camp create a lifetime of memories. For many adults, these recollections of youth at camp are some of their best. Do what you need to save money at camp this summer but what ever don't let summer camp pass your child by this year.