Partnership Power - An Outline Of A Reliable And Time Tested Method

Some Important Guide Lines to Follow

An Outline of a reliable and time tested method.
Just follow the standards and use common sense, the profits will be there.

Here are a few guide line to follow. These have been perfected by professionals in this field of commercial Investing and equity participation.

Only consider properties that have been purchased below market value. This will cause the project to have instant equity. So if the project has to be sold before the market is ready you have a margin or cushion that will lend to profit.

If the monies of the partners will not cover the full cost of the project and a commercial mortgage is needed, then only consider a project with a DSCR of 1.20 or better. DSCR this is the debt coverage service ratio. DSCR should be always 1.2 or better, never go into a project that does not have the capability to service its debts now. Future predictions do not count unless the parties have sufficient reserves to makeup the difference until the property is stabilized. To calculate [ An example if the Annual NOI is 96,000 divide it by Annual annual mortgage payments lets say 70,000 which will equal = 1.37 good].


Never consider a project in a neighborhood where all the other apartments are falling below standard occupancy norms. Even if you make your Apartment complex the best on block it will still will not have the proper cash flow and profit. Unless the area has been identified as being in some stage of an emerging market or growth. For example a Large employer will be moving into the area soon. This will spur job growth and the need for employees to live close to their employment. A large mega store can have same the effect and it should be noted that one usually follows the other.


To Get Started
We can show you how and all the details and provide everything you need to get started.

-Which deal are best for you.
-How to secure your returns.
-Where to find the right deals.
-How to structure and complete the contracts.
-Plus how to make even more return on every deal you fund.
-How to use CDs and standard saving account to fund private deals.
-How to convert your 401K and IRA as funding a source for deals.
-And much much more!

To proceed and enter the profitable world of Private Commercial Hard Money Lending simply reply to info@thecolumnsfund.com
Tag line: [ Joint Venture Now ]

A closing note from our President Mr. Ricardo Mendes:

At the Columns Fund LLC our philosophy as Investors and lenders is that our money should create more money and better returns. Most people do not understand that they can earn decent returns without having to jeopardize their rent and grocery money or their savings on high-risk investments. They can take control of their finances without being dependent on brokers and bankers. At The Columns Fund we continuously produce free of charge informative articles and materials designed to help and teach everyday people on how to become Investors and lenders, and how to create investments with much larger returns without the volatility of the stock market. We believe it is better to have a Real Asset as a security for an investments' compared to the stock market with the only guaranty being a paper trail that could be vanish the very next day. In addition we believe that all of the brokers fees and fees that equal low returns from institutions is all money that you as the regular Investor should be keeping in your own pocket. That is why we produce material that are able to show you vehicles in which you can realize the higher returns that you deserve. It is one of our main focuses and goals.

Ricardo Mendes
President Managing Member
The Columns Fund LLC.

*definition: working together; or in a group, as subsidiaries of a corporation, cooperating for an enhanced effect.


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