Online Shopping Can Be Dangerous For Your Health And Pockets

As simple as this indicates, internet shopping can easily be so much fun and you may not realize it but you have been sitting on your chair, clicking on the bags, clothes, shoes along with other merchandises online that get your attention for at least ten hours now. Have you examined how many stuff you have bought since you started your internet shopping spree? Have you clicked on your shopping cart to see the total price of all your purchases cost simply by now. You need to because you may get shocked once you find out the total purchases have amounted to more than five thousand dollars. Most likely a lot more.


I have to admit that there was a point in my life when I got addicted to online shopping. After all, you can never get that tired easily after a few hundred clicks on your favorite designer bags from Louis Vuitton, Prada, and Balenciaga. Not to mention the latest spring collection by J. Crew and Vivienne Westwood. You just have to get one. All you do is take a good seat, a bottle of soda, chips and to have your credit card number ready for shopping galore.


A Louis Vuitton bag from their latest collection will cost not less than a thousand dollars. But then you just can't resist the call of fashion so you click on it. Before you already know it, you've done the same thing to the last 10 web pages you have already been to and you've just earned five thousand dollars in debt charged to your credit card.


Why can't we ask ourselves the Suzy Orman question first before we make an over the internet purchase? Can I afford it? Am I still paying for something and how much harm will it do to my savings if I buy this stuff? Will I be better off with these things or it's something that could wait until I've enough extra money to get this? We can answer these questions ourselves if only we become more responsible with the cash that we have plus the payables that we need to prioritize as opposed to adding more to what we need to pay.


Isn't it better to buy something you like simply because you are able to afford it rather than you were able to buy something because of what's left of the funds you have? Suzy Orman is a credible woman for me and she knows what she's saying when she tells you that you can't or you can afford something that you would like to get since she's been there. There was a point in her life that she got buried in debts and she had to learn her lesson the hard way. All it takes is setting your priorities and saving more than what you are willing to save out of your respective take home salary. You may not notice it but when you take a look at your bank account, you'll have figures that you ever thought you'd ever see in your savings account.


I am not against splurging the money you earn for something you totally desire to have. What I am just saying is that you should know how to prioritize the things you want to buy over the things that you need to obtain. Becoming a responsible spender is one of the factors why rich individuals remain rich.