Last year, my husband and I were looking to refinance our home mortgage to reduce our interest costs. We researched every available and viable option that would allow us to refinance at a lower rate. In the midst of our research, we came across what is known as the Money Merge Account, a software program provided by the United First Financial company. We were rather skeptical at first, but once we did our research we learned that a Money Merge Account was quite possibly the best option for us.
The Money Merge Account (or MMA) is simply a solution software program that assists homeowners in managing their current mortgage through reduced interest costs. The idea of a MMA is based on the Current Account Mortgage system that is used widely throughout Europe. Most homeowners with that kind of mortgage are able to eliminate and completely pay off their mortgage in nearly half the time it takes U.S. homeowners.
What was most telling and impressive about
UFirst was the time and effort our agent put in for us before we ever paid a dime. They completed a very detailed client analysis for us (restructured mortgage payments based on salary and fixed costs) before we even bought the program. They also have a money back guarantee in case you are not completely satisfied with the MMA.
We also were impressed that nowhere online did we find credible scam alerts or warnings about United First Financial or the MMA (such as the Better Business Bureau). We googled and researched every possible thing we could find online. As with any marketed product or service, there were some negative commentaries and criticism. However, no one who had actually used the software had posted anything negative. In fact, everyone who had positive feedback and or had actually used the program were very impressed. Many were reputable and knowledgeable industry experts such as CPAs, financial planners, and bankers. We established contact with a gentlemen who was a tax strategist and gave us valuable insight to the credibility and benefits of the Money Merge Account.
