New Residents: How To Register Your Vehicle And Obtain Affordable Auto Insurance

New Residents: How To Register Your Vehicle And Obtain Affordable Auto Insurance

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There are lots of details to handle if you move to another state and take your automobiles with you. Safety and emissions inspections, registering your car and transferring your license, all these processes vary from state to state, as does the amount of time youve got to bring your vehicle into compliance and get yourself an affordable auto insurance policy that meets your new states requirements.

The first thing you need to do, and you can do it online before you hit the road or when you get to your new state, is visit the Department of Motor Vehicles in the town youre moving to. There youll learn what is needed to drive your car legally in your new town as well as the time frame allowed to get it done.

For example, if youre leaving California, where only emissions inspections are mandated, for Texas, your car will also have to pass a vehicle safety inspection. To get that, youll need to show proof of insurance. To find a list of inspection facilities, do an Internet search or use a phone directory in your new town.

At the county tax office in Texas, theyll want to see an original out-of-state title for the vehicle. If thats not available, youll submit a form to get one. Then youll pay a registration fee, title application fee and new resident tax and continue on to the Department of Public Safety (Texass DMV) to apply for a drivers license. For that, youll show proof of identity, proof of social security number, proof of vehicle registration, and proof of Texas auto insurance on all vehicles. Temporary auto insurance is sufficient if you need to go that route. (Dont show them your valid out-of-state license or theyll make you surrender it.)

If youre not a U.S. citizen and you want a drivers license, you have to show proof of your legal status in this country.

Yes, the amount of red tape awaiting you in your new state depends on the rules of that state and the paperwork you already have in your possession. Go to Wikipedia.com to see which states require a periodic safety inspection. A lot of them dont.

As for obtaining affordable auto insurance, youll want to have it before you hit the state line. The minimum amounts and types of insurance vary by state. Also, some states are no-fault, which means your insurance company pays no matter whos to blame, while others are at-fault. In that case, the company of the driver at fault pays. DMV.orgs car insurance page is a useful place to get quotes from major insurers. (The site is not affiliated with any government agency.)
According to Kelli Groscost, insurance agent for Brown & Brown Insurance in Austin, Texas, its no harder for non-citizens new to the United States to get insurance, though they might end up paying more if the insurance company decides not to accept their years of driving experience or cant determine their credit rating or number of traffic violations.
I havent dealt with anyone in 10 years who came from overseas and brought a car with them. Most people purchase a vehicle here, she said, explaining why the procedure in Texas is the same whether you move from another country or another state.

About the Author:
Ryan Patterson is Chief Marketing Officer of All Web Leads, which provides information to consumers via USInsuranceOnline.com. USIO provides quotes and information on short term insurance.



Article Originally Published On: http://www.articlesnatch.com


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