Absa has a range of credit card options with value-added features designed to meet all of your specific requirements. They offer very competitive credit interest rates. There are 4 types of credit cards.
- Electronic
- Platinim
- Silver
- Gold
It is best advised to use credit card for purchases rather than withdrawing cash as it helps in reducing the credit card charges. It is also good to pay the full outstanding amount required each month. You can also earn extra interest by transferring money onto your credit card. Above all there is neither any transaction fee when using your credit card for purchases nor any limit to the transactions.
For upto 57 days, interest is free on purchase.
Benefits of using credit card.
- Affordability
- Convenience
- Safety
- Control.
On receipt of detail statement each month, you get to know how much you spent and where and when you spent it. In this way you can monitor your transaction easily and detect any suspicious transaction also. You can use you credit cards for buying your daily necessary goods and also luxury items. It all depends on how well you can manage your expenses.Credit card is not good for them who cannot manage their expenses well.
To apply for a credit card, majorly what you need is an ID book or passport, income proof, compiled list of expenses, 3 months bank account statement if sef-employed, spouse Id document if married.
Benefits of using Absa credit card:-
- Enjoy zero transaction fee
- No need to burden yourself by carrying a large amount of cash with you.
- You can use your card worlwide
- Competitive interest rates.
- Disciplined monthly instalments by Selecting the budget option
With the new introduced technology where credit cards are fitted with a micro chip "Chip & PIN." , transactions are now safe and secure. There is an Absa credit card out there for each one to suit their specific needs.
