Lasik Cost And Financing Options Can You Afford Lasik?

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LASIK can restore degenerated eyesight to near perfection in less than an hour. How large of a price tag does this miracle surgery come with, and how can the average patient afford it? Does insurance cover all or part of the surgery? Let's explore the issue of LASIK cost and financing options.

The total cost of your LASIK procedure will depend on many factors. It's not simply a matter of the surgeon billing you for their time. It's a combination of their time, staff salaries, equipment costs, medications and disposable materials, marketing, rent, and other bills. To offset these costs, surgeons come up with a reasonable monetary figure that pays their bills while keeping the LASIK procedure affordable.

Prices have been quoted as low as $299 and as high as $2,500 per eye. The lowest prices are somewhat misleading; very few people are candidates for such a low-cost procedure, and low prices can also indicate an inexperienced surgeon trying to build a clientele. The most expensive LASIK procedures are custom, or wavefront, LASIK. They involve rendering a 3-D model of the patient's eye and tailoring the laser to suit that patients specific needs. A regular LASIK surgery of high quality costs about $1,000 per eye.

It's not wise to expect your insurance to help pay for your LASIK procedure. Insurance companies are hesitant to pay for anything when a cheaper alternative exists. In this case, why cover the cost of refractive surgery when a patient's eyesight can improve through the use of glasses or contacts? Most LASIK patients have to come up with the money on their own.

That said, you do have options besides paying for the surgery in cash. You can apply for CareCredit, which extends short-term credit for people who want LASIK. Many clinics also offer their own financing for qualified applicants. You can also pay for LASIK with credit cards, though this should be your last choice because of their high interest rates.

For those who want to improve their eyesight with LASIK, there are several ways to pay for the surgery. Talk to doctors in your area for current pricing and finance options.


About the Author:
Improve your vision undergo refractive surgery with a San Francisco LASIK surgeon, Dallas LASIK surgeon, or Miami LASIK surgeon.



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