Las Vegas Court Attorney - Lawyer Coverage

Las Vegas Court Attorney - Lawyer Coverage

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I'm often asked, "If I make a claim with the insurance company, or if I hire an attorney to do so, does that mean, automatically, that I'm going to have to go to court?". The short answer to that question is "no". Much of what we do as Las Vegas court attorneys is help those injured as a result of someone else's fault deal with the insurance company for the at-fault party. Insurance companies are billion-dollar companies that have many people that work for them whose sole job is either to deny claims or pay less that someone's entitled to as a result of being injured by the insured. Part of what we do is help the insurance company to appreciate the gravity of our client's injuries, appreciate the impact those injuries have had on our client's life, and convince the insurance company that it's actually in their best interest as a business to be fair now, as opposed to incurring court costs and being forced to be fair by a judge or a jury down the road.

In a typical personal injury practice, probably less that 2 in 10 cases that start out as claims actually end up in the litigation room or the court process. Just because you hire a lawyer, and just because you make a claim against an insurance company for injuries or other damages you've incurred, certainly does not mean that you'll end up in the court system. It can't be guaranteed that you won't, but most of the time cases as successfully resolved without the need for litigation.

A question I'm often asked is, "Do I need under-insured motorist coverage in Las Vegas?", and the answer I always give is, "Absolutely!". Especially in this economic time where we're finding now, more than ever, people on the roadways of Las Vegas have no auto insurance coverage, and as a result, if you're hit by someone without insurance, your only recourse is to use your under-insured motorist coverage. If you haven't spoken to your agent recently about what coverages you have, I strongly recommend you talk to your agent about obtaining at least $15,000 worth of under-insured motorist coverage per person. This will protect everyone in your vehicle in the event you're unfortunate enough to be involve in an accident with an under-insured driver.

One of the most important reasons to have under-insured motorist coverage is you'll rely on it to pay medical bills, which aren't covered by health insurance, that you incur as a result of injury sustained in an accident with an uninsured or under-insured motorist. Also, if you miss time from work under-insured motorist coverage can compensate you for that time you missed from work as a result of being insured. Also, compensation for pain and suffering: Without under-insured motorist coverage, if you're involved in an accident with someone who doesn't have liability insurance, you have no recourse whatsoever. I strongly recommend, if you haven't spoken to your agent recently about your auto coverages, first and foremost - make sure you have under-insured coverage on your policy. Also check the limits of that coverage. In this day in age, with the cost of medical expenses going up yearly, it's important to have a sufficient amount of under-insured coverage. This is an expense well worth it, and one that we strongly recommend you take a look at. Make the change sooner rather than later.

Many people ask me, "What information should I look for, what research should I do before I hire a Las Vegas personal injury lawyer?" Obviously, a referral from a trusted source is always the best way to go, but sometimes you don't have that luxury. What I recommend my clients do is do a Google search on a lawyer that you're thinking about meeting with first, just to see what you can find out (you might be surprised). There are good things on there, but there could be some bad things, and it's up to you, and you can ask the attorney about those thing. The other thing that I encourage people to do is, when they're meeting with a client, ask the attorney, "What is the extent of your involvement going to be on my case? What are you going to do personally?" At our firm, I don't do everything. I don't request the records from the hospital. I don't put the address on the letter and drop it in the mail box. But I do the important things. I deal with the insurance companies, and I talk to the adjusters. I answer all the legal questions. You want to make sure that you have somebody like that; somebody who's qualified to be handling the aspect of the case that they're handling. You don't want some high-school graduate who is 19 years old negotiating with an insurance company on your behalf, but unfortunately there are firms out there that do that.

The other thing that I encourage clients to ask their lawyer is, "How many lawsuits have you filed, and how many lawsuits does your firm file?" Insurance companies keep track of those things. If a personal injury attorney never files a lawsuit, the offers go lower and lower and lower, because the insurance company's not going to respect that law firm. You want an experienced litigator, who's done it before and can tell you what to expect, leading the charge.

About the Author:
If you are interested in learning more about: <a href="http://www.hennessandhaight.com/types-of-cases";>Las Vegas Court Attorney</a>, then visit the Henness and Haight Injury Attorneys' site and learn more about these <a href="http://www.hennessandhaight.com";>Las Vegas Injury Attorneys</a> now!



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