Las Vegas Court Attorney - Auto Coverage

Las Vegas Court Attorney - Auto Coverage

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I'm often asked, "If I make a claim with the insurance company, or if I hire an attorney to do so, does that mean, automatically, that I'm going to have to go to court?". The short answer to that question is "no". Much of what we do as Las Vegas court attorneys is help those injured as a result of someone else's fault deal with the insurance company for the at-fault party. Insurance companies are billion-dollar companies that have many people that work for them whose sole job is either to deny claims or pay less that someone's entitled to as a result of being injured by the insured. Part of what we do is help the insurance company to appreciate the gravity of our client's injuries, appreciate the impact those injuries have had on our client's life, and convince the insurance company that it's actually in their best interest as a business to be fair now, as opposed to incurring court costs and being forced to be fair by a judge or a jury down the road.

In a typical personal injury practice, probably less that 2 in 10 cases that start out as claims actually end up in the litigation room or the court process. Just because you hire a lawyer, and just because you make a claim against an insurance company for injuries or other damages you've incurred, certainly does not mean that you'll end up in the court system. It can't be guaranteed that you won't, but most of the time cases as successfully resolved without the need for litigation.

I'm often asked by people, "If I'm involved in a Las Vegas auto-accident, what are some of the first things that I should do?" Well, of course, the first thing you should do if you're involved in a motor-vehicle accident is make sure that your vehicles are safely off the roadway so that further accidents don't happen. Of course, if anybody's seriously injured and requires medical attention, it's never a problem to call 911 and seek emergency personal. Beyond that, it's important to obtain the identity of the driver you believe caused the accident, or who is responsible for the accident. You can do that in two ways: It's important to get the driver's name, address, and even a telephone number, but also cross-reference that with the driver's actual driver's license or some other form of I.D., just to insure the person's name that you're getting is actually the person involved in the accident. If you have a cell phone or any other type of apparatus that can take pictures, it's a good idea to take pictures of your vehicle as well as the vehicle involved in the accident with you. That's just to preserve evidence in the event something were to come up down the road, or there's some form of denial regarding the amount of damage to the vehicles involved.

Of course, you should summon the police unless it happens on private property. That's important because without some determination of fault it makes it more difficult to successfully deal with the insurance company for the at fault driver. In other words, when the police are summoned and a ticket is issued for the fault of the driver who caused the accident, you're more likely to have an easier time convincing that driver's insurance company that there is liability and that they should be compensating you for such things as the damage to your vehicle, a rental car, as well as a claim for injuries that you may be making in the event that you're injured. So those are just a few tips that I would recommend in the event that you're involved in an accident here in Las Vegas.

A question I'm often asked is, "Do I need under-insured motorist coverage in Las Vegas?", and the answer I always give is, "Absolutely!". Especially in this economic time where we're finding now, more than ever, people on the roadways of Las Vegas have no auto insurance coverage, and as a result, if you're hit by someone without insurance, your only recourse is to use your under-insured motorist coverage. If you haven't spoken to your agent recently about what coverages you have, I strongly recommend you talk to your agent about obtaining at least $15,000 worth of under-insured motorist coverage per person. This will protect everyone in your vehicle in the event you're unfortunate enough to be involve in an accident with an under-insured driver.

One of the most important reasons to have under-insured motorist coverage is you'll rely on it to pay medical bills, which aren't covered by health insurance, that you incur as a result of injury sustained in an accident with an uninsured or under-insured motorist. Also, if you miss time from work under-insured motorist coverage can compensate you for that time you missed from work as a result of being insured. Also, compensation for pain and suffering: Without under-insured motorist coverage, if you're involved in an accident with someone who doesn't have liability insurance, you have no recourse whatsoever. I strongly recommend, if you haven't spoken to your agent recently about your auto coverages, first and foremost - make sure you have under-insured coverage on your policy. Also check the limits of that coverage. In this day in age, with the cost of medical expenses going up yearly, it's important to have a sufficient amount of under-insured coverage. This is an expense well worth it, and one that we strongly recommend you take a look at. Make the change sooner rather than later.

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If you are interested in learning more about: <a href="http://www.hennessandhaight.com/types-of-cases";>Las Vegas Court Attorney</a>, then visit the Henness and Haight Injury Attorneys' site and learn more about these <a href="http://www.hennessandhaight.com";>Las Vegas Injury Attorneys</a> now!



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