Las Vegas Accident Lawyer - Auto Coverage

Las Vegas Accident Lawyer - Auto Coverage

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As a Las Vegas accident lawyer, clients will ask me, "I'm coming in to meet with you, what should I bring with me?" I tell clients to bring everything with them that they think might be related to the case. If you've been in a car accident bring copies of any photographs you've taken with a camera or your cell phone (those can usually be uploaded or emailed). Bring anything you got from the police (if the police were called to the scene), or if you went and filled out a report, bring that report. If you got the little ticket stub that you get from the police officer (with the event number) bring that, because if we can get that event number we can get the police report. If you've already taken your vehicle in for repair, bring copies of any appraisals or damage estimates with you. Also, if you wrote down any notes either at the scene or when you got home, bring those. Those can sometimes be very helpful. Simply stated, bring everything with you that you think might be related to the case. It's better to have more information than not enough.

Lastly, I tell all my clients, "Write down any question that you might have for our meeting, and we'll go through them one at a time." That way you're not going to leave the office thinking, "Oh shoot, I forgot to ask two or three things." You'll know that every one of your questions has been answered.

A question I'm often asked is, "Do I need under-insured motorist coverage in Las Vegas?", and the answer I always give is, "Absolutely!". Especially in this economic time where we're finding now, more than ever, people on the roadways of Las Vegas have no auto insurance coverage, and as a result, if you're hit by someone without insurance, your only recourse is to use your under-insured motorist coverage. If you haven't spoken to your agent recently about what coverages you have, I strongly recommend you talk to your agent about obtaining at least $15,000 worth of under-insured motorist coverage per person. This will protect everyone in your vehicle in the event you're unfortunate enough to be involve in an accident with an under-insured driver.

One of the most important reasons to have under-insured motorist coverage is you'll rely on it to pay medical bills, which aren't covered by health insurance, that you incur as a result of injury sustained in an accident with an uninsured or under-insured motorist. Also, if you miss time from work under-insured motorist coverage can compensate you for that time you missed from work as a result of being insured. Also, compensation for pain and suffering: Without under-insured motorist coverage, if you're involved in an accident with someone who doesn't have liability insurance, you have no recourse whatsoever. I strongly recommend, if you haven't spoken to your agent recently about your auto coverages, first and foremost - make sure you have under-insured coverage on your policy. Also check the limits of that coverage. In this day in age, with the cost of medical expenses going up yearly, it's important to have a sufficient amount of under-insured coverage. This is an expense well worth it, and one that we strongly recommend you take a look at. Make the change sooner rather than later.

I'm often asked by people, "If I'm involved in a Las Vegas auto-accident, what are some of the first things that I should do?" Well, of course, the first thing you should do if you're involved in a motor-vehicle accident is make sure that your vehicles are safely off the roadway so that further accidents don't happen. Of course, if anybody's seriously injured and requires medical attention, it's never a problem to call 911 and seek emergency personal. Beyond that, it's important to obtain the identity of the driver you believe caused the accident, or who is responsible for the accident. You can do that in two ways: It's important to get the driver's name, address, and even a telephone number, but also cross-reference that with the driver's actual driver's license or some other form of I.D., just to insure the person's name that you're getting is actually the person involved in the accident. If you have a cell phone or any other type of apparatus that can take pictures, it's a good idea to take pictures of your vehicle as well as the vehicle involved in the accident with you. That's just to preserve evidence in the event something were to come up down the road, or there's some form of denial regarding the amount of damage to the vehicles involved.

Of course, you should summon the police unless it happens on private property. That's important because without some determination of fault it makes it more difficult to successfully deal with the insurance company for the at fault driver. In other words, when the police are summoned and a ticket is issued for the fault of the driver who caused the accident, you're more likely to have an easier time convincing that driver's insurance company that there is liability and that they should be compensating you for such things as the damage to your vehicle, a rental car, as well as a claim for injuries that you may be making in the event that you're injured. So those are just a few tips that I would recommend in the event that you're involved in an accident here in Las Vegas.

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If you are interested in learning more about: <a href="http://www.hennessandhaight.com/types-of-cases";>Las Vegas Accident Lawyer</a>, then visit the Henness and Haight Injury Attorneys' site and learn more about these <a href="http://www.hennessandhaight.com";>Las Vegas Injury Attorneys</a> now!



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