Know About Atms And Merchant Transaction Fees Before You Transfer Money To India On A Debit Card

The prepaid debit card falls into that category, but one of the most important details to find out is if it is also convenient for your recipient. This would require having plenty of ATMs and merchants that accept debit cards nearby, so be sure to check on this before you transfer money to India through such a card.

It is quite common to use debit cards in this country, which means there is a good number of ATMs. The currency here is the rupee, and as your relative probably knows, it is always good to carry some local cash in case someone does not accept cards and there is no access to an ATM. However, there are plenty of Cirrus, Pulse, and Star ATMs in the area, which is what is widely found in the US, too. They are easiest to find in large cities like Mumbai, Delhi, Bangalore, Kolkata, and Chennai, so if your relative lives near any of these populous cities, they will likely be quite satisfied when you transfer money to India using the prepaid debit card.

There are ATMs that stand alone in India, but many are also attached to banks. ICICI is one of the most well-known banks in India, and has about one thousand ATM locations. They are all open all day, everyday, but there is a daily withdrawal limit of 15,000 rupees. They can mainly be found at most gas stations, airports, and malls. More ATMs are opening everyday as they gain popularity in India, but at least one can be found in cities like Nagercoil, Fort Cochin, and Mount Abu, to name just a few. State Bank of India also has several ATMs scattered throughout the country, making it convenient for all to transfer money to India using a card.

It is typically best to use a debit card to withdraw money from an ATM in India, as not every merchant accepts cards. This is because they are charged money for each transaction, which means that if they do take cards, they might charge an extra fee. Therefore, you should warn your recipient that they should carry some rupees on them, and plan on withdrawing from an ATM most of the money that you transfer to India on a debit card. This will save them from having to pay extra fees, or not being able to purchase items when a merchant does not accept cards.

In general, it is quite convenient to transfer money to India using a prepaid debit card. As long as you know that your relative has easy access to ATMs nearby, they will likely be thrilled to get money through this method. The cash you transfer will be available to them on the same business day, and they can even use the card online to purchase products. Just make sure they are aware of how to use this type of card before you transfer money to India on it.

About the Author:
For more information on how to send money visit the http://www.sendmoney101.com home page and learn how to send money almost anywhere in the world.

Article Originally Published On: http://www.articlesnatch.com

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