Judgment Risks

I am not a lawyer, I am THE judgment referral expert (Judgment Broker). This is just my opinion concerning the actual or imagined potential risk of referring judgments.

Could the judgment debtor or the original judgment creditor sue a Judgment Enforcer (JE)? Could a JE sue the judgment lead provider? Could a judgment lead provider be sued for providing judgment leads to a judgment broker? Could a judgment broker get sued for referring judgment leads to the JE?

Unfortunately, the answer is yes. Anyone can sue someone else for any reason, even when there are no valid reasons. Of course frivolous or groundless complaints (lawsuits) are rarely successful, yet they cost money, time, and hassle for everyone.

If you cheat, steal, defraud, or lie, you are much more likely to be sued. Karma comes into play often - over the long term, you get what you give, etc.

If you follow all laws, honor all obligations, don't burn anyone, treat everyone well, are honest, cheerful, helpful, and fair; you are much less likely to get sued. If you are sued for doing nothing wrong, find a lawyer familiar with anti-SLAPP laws, which usually can stop many frivolous lawsuits. One solution is insurance, but insurance policies have a lot of loopholes, which may leave you without coverage. Another solution is to consistently make sure that all your actions cause no one any valid grounds to sue you for any valid reason.

Any legal action you take might get you sued. However, following all laws, and the other suggestions mentioned above should minimize the risk. Here are my opinions about any possible risks concerning judgment leads:

If one party gets sued, other parties usually cannot be sued unless they broke a law or were part of, or involved with, the cause of action that initiated the lawsuit. For the rest of this article, let us assume the lead provider does nothing wrong.

When someone refers, passes along, or suggests the person with a judgment possibly contact a Judgment Enforcer (JE) (or lawyer or collection agency) there is no relationship, contract, or agreement, except for a one-time referral.

Neither a judgment owner or the JE has any obligation to make a decision for the JE to purchase or try and recover the judgment lead. The decision and ultimate result, of the attempt to recover the judgment, has nothing to do with a judgment lead provider.

As long as a lead provider in no longer involved with a previous referral in any way, no matter what happens, it is very hard to imagine a judgment lead referrer to be found liable for anything that could happen.

What happens if someone refers the lead to a judgment broker, who then later refers that lead to a Judgment Enforcer (JE) (or lawyer or collection agency).

Now, the original lead provider has no way of knowing who the selected JE is, or what a JE or debtor does. I believe using a judgment broker adds a layer of separation, that minimizes any (already very tiny) chance of any liability of a original judgment lead provider. Judgment lead referrals are not product sales, obligations, or telemarketing sales campaigns, for fungible items.

Judgment lead referrals result in one-time arms-length, voluntary and informed information choices, about financial rights, made by both the judgment owner and the judgment enforcer.