It Is Possible To Get Car Insurance Without A Driver's License

It Is Possible To Get Car Insurance Without A Driver's License

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Not all companies offer car insurance without a driver's license. A driver's license and social security number are required by companies to obtain driving history. This helps determine the rates the company offers the insured.

There are different reasons that an unlicensed person may need coverage. The insured may own a car that they cannot drive personally due to a medical condition or other reason. Therefore, family or friends drive for them or with them to doctor's appointments, grocery stores, or any other activity requiring driving. A parent who does not drive may purchase a car for their teenager who just obtained their license. Whatever the reason, it is important for these drivers to obtain coverage.

Contacting companies online is the best way to obtain this coverage. It is very time consuming to call dozens of companies until one company is found that can offer coverage. Online services allow companies all across the nation to offer quotes to meet your needs.

Rates are not necessarily higher for the unlicensed consumer. The same information that licensed drivers furnish is the same information needed for unlicensed drivers. When completing the information requested online, just enter a zero when the screen asks for the number of years licensed.

For those who possess an international license but not a state license, there are companies that will offer coverage. However, they will only grant the insured a specific number of days to obtain a state license or the insurance will be cancelled. The same stipulation is in effect for those with an expired, suspended, or revoked license. The time frame is usually 30 to 45 days or the insurance will be cancelled.

Some states such as Texas allow illegal aliens to obtain coverage but do not permit them to obtain driver's licenses. Insurance agents in Texas usually don't ask for driver's license information or identification.

Sometimes a parent's family policy will cover all the drivers in the household without the individual members being named specifically on the policy.

It is possible to obtain car insurance without a driver's license. There are many people in the nation who do not possess a driver's license but own a car in order to get where they need to go. It is illegal to drive a vehicle without a driver's license or coverage. It's only fair that if the insured cannot drive their own vehicle, that there is coverage for the driver in the event of an unforeseen accident.


About the Author:
Need car insurance without a driver's license? Find the top rated insurance carriers that will cover your vehicle even if you don't have your license. Find ways to get covered now!



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