Is Lasik Expensive?

Is Lasik Expensive?

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Matthew Pruitt is the owner of NuVision Medicenters, with centers in New York, New Jersey, and Connecticut. As an expert in the field of LASIK technology, Pruitt has helped thousands of patients undergoing the procedure. Here, he discusses the misconception that LASIK is prohibitively expensive for patients.

How much does LASIK usually cost?

You may see advertising for LASIK starting at $399 or hear people talk about having done LASIK for $6,000. There is really a wide range of what surgeons charge for the procedure.

The discounted laser practices you may see advertised typically work on high volume so they can bring their costs down a bit. On average, if youre going to be doing surgery with a doctor who specializes in laser vision correction, you are going to be looking at a fee thats going to be per eyein New York specificallyanywhere between $1,500 to $2,500. How much you can expect to pay really depends on the type of prescription that you have, along with the type of technology that is necessary to give you the achieved outcome you are hoping for and provide you with the results you are seeking.

Are financing options available?

Because LASIK is not inexpensive, there are a number of different financing options that most practices offer these days. Typically, you can do get financing to pay for your LASIK procedure through CareCredit or Chase Banking. Many third-party providers, along with the practices themselves, offer zero-interest options as well as extended payment plans. Many patients dont realize there are payment options that are interest-free for as long as two years and there are extended programs that go out to five years. And of course you can always pay with a credit card or bank checks. Some practices also offer in-house financing options as well. NuVision is one of those practices that offers that service.


Does insurance cover LASIK?

Insurance companies have determined that LASIK is an elective procedure and because of that fact, most insurance carriers do not cover the cost of LASIK. However, when patients choose doctors who are preferred providers with the major insurance carriers, like Dr. Jackson [NuVision's medical director], they are more likely to receive a discount from their insurance provider. So the insurance companies do participate in the process. Those insurance discounts range anywhere from 15% all the way up to 25% depending on the type of insurance plan you have. This is why people who are considering LASIK really need to be sure what their benefit program looks like because there could be some major savings involved.

In addition to that, and now that were getting close to the end of the year, one thing that people forget about is flexible spending programs. These types of programs allow employees to sign up to take pre-tax dollars out of their paychecks to be used to pay for medical procedures such as LASIK. Because LASIK is an approved procedure for that, flexible spending programs are a great way to pay for the procedure.

Ultimately, when you combine the savings of a flexible spending plan along with the discount that you can get with insurance, you can actually save up to 50% off the cost of your procedure right out of the gate.

The information in the article is not intended to substitute for the medical expertise and advice of your healthcare provider. We encourage you to discuss any decisions about treatment or care with an appropriate healthcare provider.

About the Author:
Matthew Pruitt is a writer for Yodle, a business directory and online advertising company. Find a plastic surgeon or more plastic surgery articles at Yodle Consumer Guide. Is LASIK Expensive?



Article Originally Published On: http://www.articlesnatch.com


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