Strangely enough, though the passport is the most important document needed to travel outside your country and to bear your identity, it is the passport that gets lost most often. Once your most important travel document goes out of sight while you are abroad, be prepared to undergo a lot of expenses to retrieve and renew it. Apart from the expenses, there are numerous hassles such as informing the Consulate, the police and applying for a new passport. If the departure date is near, you might have to cancel your tickets back to India as well.
However, if you are aware of the benefits those general insurance companies in Mumbai and other cities offer via travel insurance then you can relax. Online travel insurance in cases of passport loss can be very handy as you can be sure of receiving compensation and relief for your lost passport. Applying for and obtaining reimbursements for passport loss or medical expenses is as easy as buying online travel insurance or
travel health insurance policy, .
Online Travel Insurance Tells You What to Do When Youve Lost a Passport
Lodge a written theft complaint with the local police station within 24 hours of the loss. If you have lost the passport in the airport or a hotel, mention it in writing to the airport authorities or the hotel manager too.
Keep a written proof of the report you have submitted to the relevant authorities.
Report the theft/loss to the nearest Indian embassy immediately. This is absolutely important to put a check to any kind of identity fraud.
Make a request for a new passport and the temporary documents at the embassy.
Most importantly, Inform your online travel insurance policy provider within 30 days of return to India supported with all the necessary following documents:
A covering letter with detailed information regarding the passport loss and the various steps of efforts undertaken to obtain a temporary passport
Duplicate of previous passport (not the current one), return tickets, and new passport
Original bills/receipts/invoices associated with the expenses incurred for obtaining a new passport
Duplicate of FIR/Police Report lodged within 24 hrs
In fact, while on a vacation, you would gladly spend beyond your budget on amusement factors like sunset cruises, water skiing programs and long leisurely luncheons. The last thing you would look for on a trip abroad is to spend on the unforeseen cost of a lost passport. This is exactly where online travel insurance or travel health insurance policy helps you in the distress of passport loss or medical emergencies. Similarly, to ensure a safe drive on road you must buy two wheeler insurance in India.
