How To Get Disability Welfare Benefits

It is hard for a family once the provider or the primary source of income can no longer work due to physical or mental impairment or what you call disability. Hence, the Social Security Administration (SSA) has authorized programs which provide benefits to the disabled, also known as disability welfare benefits.

If a person can no longer work because he is considered disabled, he is entitled of disability welfare benefits that would somehow aid his needs and the needs of his family.

There are many available benefits that depend on the condition and needs of the disabled person. And it is important for you to know what are the benefits, how will you get it and primarily, how to apply for it.

Frequently asked Questions


1.How to apply for disability benefits?

You can apply at the SSA website at www.ssa.gov or call their toll-free number 1-800-772-1213 when you want to have an appointment. You can also file a disability claim personally at the Social Security Office or the SSA local office near you.

2.When will the payment start and ends?

Usually, payments start during the sixth month of your disability. The SSA will give you notice telling you when your payments will start, and explain how much disability benefits you could get.

You will continue receiving the benefits until you recover from your medical condition. Nevertheless, you have the responsibility of telling the authorities if your condition has already improved and if there is a change in your ability to go back to work.

3.How are my benefits paid?

The SSA pays the benefits each month. Usually, the day when you receive your benefits depend on the day of your birthday. You can sign on a direct deposit for a safer and more secure way of receiving benefits. If you want for a direct deposit you can sign up by contacting them.

If your check is not delivered on the time it is expected to be, you wait for three days before reporting that it is missing. One reason of its delay is because of the beneficiarys change of address. So whenever you change your house, its better to inform the SSA immediately.

4.Do I need to pay taxes for benefits?

Some people who have a high income pay taxes for benefits. And you must also pay taxes for benefits if you have any of the following:

If you have an income of more than $25, 000

If you and your spouse has a combined income of above $32, 000

If you are married and you filed a separate return

5.Can my family also receive benefits?

Your family may also receive benefits based on the following qualifications:

Spouse who is 62 or older

Spouse who is caring for your child younger than 16 or a disabled child.

Unmarried child who is under 18 years old. Your stepchild or adopted child may also be qualified to receive benefits

Unmarried child who has a disability that started before age 22

Importance of Disability Welfare Benefits

Being disabled is something you would not want to think of. It will be a dilemma to you and to your family as well, especially if you are the provider.

Where will you get income? How will you live? You would not want these questions to bother you. Thus, it is vital to apply for disability welfare benefits that would somehow aid you financially and minimize the burden as caused by your disability.