One of the biggest problems facing the average business today is their inability to take a check over the phone. While the vast majority of today's customers use debit cards and credit cards to pay for their purchases, there are still those who for one reason or another either cannot or choose not to use plastic.
When they are in a store shopping and paying at the cash register, using a check is no longer a problem as most stores that accept checks process them as soon as they are handed over. They use an online clearing house that verifies the check.
Prior to this, businesses had to either rely on their customers to be honest or use the telephone to call the check in and verify it. This process was very slow and the latest developments in technology have made this system all but extinct. The first step was to replace the phone with a keypad, but even this is no longer viable.
All of this is all very good for the bricks and mortar type of store as they have the customer standing in front of them. When you are running a business that your customers call you on the phone to place their orders, you are not going to have them or their check standing in front of you. This can make it all but impossible for you take a check unless you are willing to wait for a check to arrive in the mail. This can slow down your business and may even cause you to lose a certain number of customers.
Today you can take any check you are offered, from anyone, anywhere in the country over the phone. When you sign up for service from Green by Phone, you can take any check for your merchandise, 24 hours a day. This is a fairly simple process for the retailer. You take the person or company's check information over the phone and then enter it into the Green Secure Online Gateway.
From here the check will be scrubbed to ensure that the check is good. It will be processed through our clearing house and we will post the check into your bank account. Typically, we can have the check in your bank account within 24 hours. This means that the check will be available to you, rather than being tied up in the mail.
Many check processing services require you to pay a sign-up fee to get started and then make you buy the equipment you need to process the check. Even more, you will be paying a monthly user's fee no matter how few or how many checks you process each month. You will be subject to fees such as NSF and rejected check fees and many others.
No one should have to deal with a laundry list of fees like this. It can eat away at your profit margins quickly and take away the whole purpose for taking checks in the first place. There is no reason for you to pay these types of fees. At Green By Phone we do not believe that you should have to pay an endless list of fees. We do not charge you any set up fees of any kind other than a per check fee.
We have found that by charging you a small percentage of the face value of the check, we can more than cover our costs. More importantly we feel that by charging you in this manner, you can afford to use our services. This is a win-win situation as you can afford to take checks over the phone from your customers, which will make both your customers and you bank account very happy.
Thanks to the latest advances in computer technology and the Internet, you can now take any type of payment including checks over the phone or internet.
When you need to be able to take checks by phone or internet, you need the services offered by
Green By Phone. We offer completely free set up and no monthly fees. You simply pay for each check that you process through our services.
